The Best Lewiston Idaho Car Loans

Lewiston Idaho Car Loans

Looking For An Auto Car Loan in Lewiston Idaho?

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Lewiston is a city in and the county seat of Nez Perce County, Idaho, United States, in the state’s north central region. It is the second-largest city in the northern Idaho region, behind Coeur d’Alene, and ninth-largest in the state. Lewiston is the principal city of the Lewiston, ID-WA Metropolitan Statistical Area, which includes all of Nez Perce County and Asotin County, Washington. As of the 2010 census, the population of Lewiston was 31,894, up from 30,904 in 2000.

Geography

Lewiston is located at the confluence of the Snake and Clearwater rivers. Immediately west of Lewiston is the smaller twin city of Clarkston, Washington. The north-flowing Snake River departs Hells Canyon and forms the state boundary with Washington, while west-flowing Clearwater River defines the northern border of the city. At their confluence at the city’s northwest corner, the lower Snake River turns west into Washington, and after passing four dams, empties into the Columbia River at Burbank.

Thirty miles (50 km) northwest of the city is the Lower Granite Dam, the last and upper-most of the four dams on the lower Snake River, the largest tributary of the Columbia River. It was completed 47 years ago in 1972 and raised the river level back to Lewiston, effectively making it the eastern end of the new reservoir, Lower Granite Lake. Because of these dams (and their locks), Lewiston is navigable by some ocean-going vessels. At 465 miles (750 km) upstream of the Pacific Ocean (at the mouth of the Columbia River, adjacent to Astoria, Oregon), the Port of Lewiston has the distinction of being the most inland seaport east of the West Coast, and Idaho’s only seaport. Barges of timber products, grain, and other goods are shipped via the Snake-Columbia system to the Pacific. Lewiston’s main industries are agriculture, the paper and timber products from the mill owned and operated by the Clearwater Paper Corporation (until December 2008, a part of the Potlatch Corporation), and light manufacturing.

Along much of the Snake River is a system of levees to protect against flooding; most are maintained by the U.S. Army Corps of Engineers.

According to the U.S. Census Bureau, the city has a total area of 18.04 square miles (46.72 km), of which 17.23 square miles (44.63 km) is land and 0.81 square miles (2.10 km) is water.
Downtown Lewiston, at 756 feet (230 m), is only slightly higher in elevation than the river, about 740 ft (226 m), which was thirty feet (9 m) lower prior to the completion of the dam. Away from downtown the terrain gains elevation quickly.

The heavily residential southern half of the city is referred to as “The Orchards.” This area is much higher in elevation than downtown, at about 1,400 ft (425 m), and is named for the fruit orchards that previously covered the area. Formerly unincorporated, it was annexed in late 1969, which nearly doubled the city’s population. There is little sign of any orchards today, although there is a wide proliferation of fruit trees in the backyards of many residences in this area of town. The Lewiston-Nez Perce County Airport is located on the southwestern edge of the plateau at 1,438 feet (438 m) above sea level.

The lowest point in the state of Idaho is located on the Snake River in Lewiston, where it meets the Clearwater and flows west into Washington. The populated areas in Idaho with the lowest elevations are along (or near) the Clearwater River, from Lowell (at 1,486 feet (453 m)) to Lewiston.

Demographics

As of the census of 2010, there were 31,894 people, 13,324 households, and 8,201 families residing in the city. The population density was 1,851.1 inhabitants per square mile (714.7/km). There were 14,057 housing units at an average density of 815.8 per square mile (315.0/km). The racial makeup of the city was 93.9% White, 0.3% African American, 1.7% Native American, 0.8% Asian, 0.1% Pacific Islander, 0.7% from other races, and 2.4% from two or more races. Hispanic or Latino of any race were 2.8% of the population.

There were 13,324 households of which 27.8% had children under the age of 18 living with them, 47.0% were married couples living together, 10.3% had a female householder with no husband present, 4.3% had a male householder with no wife present, and 38.4% were non-families. 30.2% of all households were made up of individuals and 12.8% had someone living alone who was 65 years of age or older. The average household size was 2.32 and the average family size was 2.87.

The median age in the city was 39.9 years. 21.5% of residents were under the age of 18; 10.8% were between the ages of 18 and 24; 23.8% were from 25 to 44; 25.6% were from 45 to 64; and 18.2% were 65 years of age or older. The gender makeup of the city was 49.2% male and 50.8% female.

As of the census of 2000, there were 30,905 people, 12,795 households, and 8,278 families residing in the city. The population density was 1,873.0 people per square mile (723.2/km²). There were 13,394 housing units at an average density of 811.8 per square mile (313.4/km²). The racial makeup of the city was 95.14% White, 0.30% African American, 1.59% Native American, 0.76% Asian, 0.08% Pacific Islander, 0.51% from other races, and 1.61% from two or more races. Hispanic or Latino of any race were 1.91% of the population.

There were 12,795 households out of which 28.7% included children under the age of 18, 51.3% were married couples living together, 9.3% had a female householder with no husband present, and 35.3% were non-families. 27.9% of all households were made up of individuals and 12.0% were a single person living alone who was 65 years of age or older. The average household size was 2.36 and the average family size was 2.88.

In the city, the population was spread out with 23.3% under the age of 18, 10.7% from 18 to 24, 26.7% from 25 to 44, 22.3% from 45 to 64, and 17.0% who were 65 years of age or older. The median age was 38 years. For every 100 females, there were 95.3 males. For every 100 females age 18 and over, there were 92.1 males.

The median income for a household in the city was $36,606, and the median income for a family was $45,410. Males had a median income of $35,121 versus $22,805 for females. The per capita income for the city was $19,091. About 8.4% of families and 12.0% of the population were below the poverty line, including 15.2% of those under age 18 and 6.5% of those aged 65 or over.

Zip Code Map

83501

Neighborhoods

Lewiston Idaho neighborhoods include: 11th/21st, Birch Ave, Echo Hills, Elks, Mayfair, McSorley, Normal Hill, Powers Ave, South Central Orchards, Waha, Useful
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For more information, see Lewiston Idaho wiki

Vehicle Financing Coverage Area For Lewiston Idaho

AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loan pre-approval before going to a dealership. By separating bad credit no credit car loan options from dealer price negotiations, we empower our clients to get the best deal possible.

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Steps to Apply For An Auto Loan

1 - Budget For Your Purchase

The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.

Guaranteed Auto Financing in Lewiston Idaho

Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.

Finally, use our auto refi calculator to estimate your monthly payment.

2 - Choose Whether You Want a New or Used Car

If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.

If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.

3 - Apply For Your Car Loan

Click the button below and fill out our quick and easy application form to get started right away!

What You Should Know About Car Credit in Lewiston Idaho

No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.

Save $50 off Credit Repair Service - Applies to first-work fee for each spouse sign-up.

We specialize in:

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  • and Car Loans With No Credit History

We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.

We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.

If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.

AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.

You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!


Did You Know That Refinancing an Auto Loan Can Save You Money?

With the state of our world's economy, making monthly payments is getting harder and harder, especially in Lewiston Idaho. United States job loss totals are higher than they have been in over thirty years. Refinance Car Loan Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.

With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.

How To Refinance A Car Loan

The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.

Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.


Looking For Car Finance With Bad Credit?

There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Lewiston Idaho.

Car Finance Bad Credit in Lewiston Idaho

The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.

The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.

When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.



Click on the GET MY LOAN button below

and start working your way towards obtaining your bad credit car loan today!

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