Getting the best deal on a car loan can be tricky — especially in Alaska. That’s why you need a partner who knows how to get you approved for the vehicle that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick auto finance decisions even if your credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could receive your easy auto 123 financing within minutes after applying.
So, no matter what your credit situation, if you are looking for a quick auto loan with no hassle, we can help. Apply today and you could be driving your new car tomorrow!
Coordinates: 64°N 150°W / 64°N 150°W / 64; -150
Alaska is the northernmost and westernmost state in the United States and has the most easterly longitude in the United States because the Aleutian Islands extend into the Eastern Hemisphere. Alaska is the only non-contiguous U.S. state on continental North America; about 500 miles (800 km) of British Columbia (Canada) separates Alaska from Washington. It is technically part of the continental U.S., but is sometimes not included in colloquial use; Alaska is not part of the contiguous U.S., often called “the Lower 48”. The capital city, Juneau, is situated on the mainland of the North American continent but is not connected by road to the rest of the North American highway system.
The state is bordered by Yukon and British Columbia in Canada, to the east, the Gulf of Alaska and the Pacific Ocean to the south and southwest, the Bering Sea, Bering Strait, and Chukchi Sea to the west and the Arctic Ocean to the north. Alaska’s territorial waters touch Russia’s territorial waters in the Bering Strait, as the Russian Big Diomede Island and Alaskan Little Diomede Island are only 3 miles (4.8 km) apart. Alaska has a longer coastline than all the other U.S. states combined.
Alaska is the largest state in the United States by total area at 663,268 square miles (1,717,856 km), over twice the size of Texas, the next largest state. Alaska is larger than all but 18 sovereign countries. Counting territorial waters, Alaska is larger than the combined area of the next three largest states: Texas, California, and Montana. It is also larger than the combined area of the 22 smallest U.S. states.
The United States Census Bureau estimates that the population of Alaska was 738,432 on July 1, 2015, a 3.97% increase since the 2010 United States Census.
In 2010, Alaska ranked as the 47th state by population, ahead of North Dakota, Vermont, and Wyoming (and Washington, D.C.). Estimates show North Dakota ahead as of 2017. Alaska is the least densely populated state, and one of the most sparsely populated areas in the world, at 1.2 inhabitants per square mile (0.46/km), with the next state, Wyoming, at 5.8 inhabitants per square mile (2.2/km). Alaska is the largest U.S. state by area, and the tenth wealthiest (per capita income). As of November 2014, the state’s unemployment rate was 6.6%.
As of 2018, it is one of 14 U.S. states that still has only one telephone area code.
According to the 2010 United States Census, Alaska, had a population of 710,231. In terms of race and ethnicity, the state was 66.7% White (64.1% Non-Hispanic White), 14.8% American Indian and Alaska Native, 5.4% Asian, 3.3% Black or African American, 1.0% Native Hawaiian and Other Pacific Islander, 1.6% from Some Other Race, and 7.3% from Two or More Races. Hispanics or Latinos of any race made up 5.5% of the population.
As of 2011, 50.7% of Alaska’s population younger than one year of age belonged to minority groups (i.e., did not have two parents of non-Hispanic white ancestry).
According to the 2011 American Community Survey, 83.4% of people over the age of five speak only English at home. About 3.5% speak Spanish at home. About 2.2% speak another Indo-European language at home and about 4.3% speak an Asian language (including Tagalog) at home. About 5.3% speak other languages at home.
The Alaska Native Language Center at the University of Alaska Fairbanks claims that at least 20 Alaskan native languages exist and there are also some languages with different dialects. Most of Alaska’s native languages belong to either the Eskimo–Aleut or Na-Dene language families however some languages are thought to be isolates (e.g. Haida) or have not yet been classified (e.g. Tsimshianic). As of 2014 nearly all of Alaska’s native languages were classified as either threatened, shifting, moribund, nearly extinct, or dormant languages.
A total of 5.2% of Alaskans speak one of the state’s 20 indigenous languages, known locally as “native languages”.
In October 2014, the governor of Alaska signed a bill declaring the state’s 20 indigenous languages as official languages. This bill gave the languages symbolic recognition as official languages, though they have not been adopted for official use within the government. The 20 languages that were included in the bill are:
According to statistics collected by the Association of Religion Data Archives from 2010, about 34% of Alaska residents were members of religious congregations. 100,960 people identified as Evangelical Protestants, 50,866 as Roman Catholic, and 32,550 as mainline Protestants. Roughly 4% are Mormon, 0.5% are Jewish, 1% are Muslim, 0.5% are Buddhist, 0.2% are Bahá’í, and 0.5% are Hindu. The largest religious denominations in Alaska as of 2010 were the Catholic Church with 50,866 adherents, non-denominational Evangelical Protestants with 38,070 adherents, The Church of Jesus Christ of Latter-day Saints with 32,170 adherents, and the Southern Baptist Convention with 19,891 adherents. Alaska has been identified, along with Pacific Northwest states Washington and Oregon, as being the least religious states of the USA, in terms of church membership,
In 1795, the First Russian Orthodox Church was established in Kodiak. Intermarriage with Alaskan Natives helped the Russian immigrants integrate into society. As a result, an increasing number of Russian Orthodox churches gradually became established within Alaska. Alaska also has the largest Quaker population (by percentage) of any state. In 2009 there were 6,000 Jews in Alaska (for whom observance of halakha may pose special problems). Alaskan Hindus often share venues and celebrations with members of other Asian religious communities, including Sikhs and Jains.
Estimates for the number of Muslims in Alaska range from 2,000 to 5,000. The Islamic Community Center of Anchorage began efforts in the late 1990s to construct a mosque in Anchorage. They broke ground on a building in south Anchorage in 2010 and were nearing completion in late 2014. When completed, the mosque will be the first in the state and one of the northernmost mosques in the world. There’s also a Bahá’í Center.
Alaska (state) neighborhoods include: Anchorage, Anchor Point, Chiniak, Chugiak, Clam Gulch, Cooper Landing, Delta Junction, Douglas, Eagle River, Eielson Afb, Elmendorf Afb, Fairbanks, Fort Richardson, Girdwood, Haines, Homer, Indian, Juneau, Kasilof, Kenai, Ketchikan, Kodiak, Metlakatla, Moose Pass, Nikolaevsk, Ninilchik, North Pole, Salcha, Seward, Sitka, Soldotna, Sterling, Tyonek, Wasilla
For more information, see Alaska (state) wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for no down payment auto loans, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for affordable used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private party, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private sale.
No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.
We specialize in:
We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Alaska. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Alaska. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.