The Best Vermont Car Loans – VT

Vermont (/vərˈmɒnt, vɜːr-/ (listen)) is a state in the New England region of the northeastern United States. It borders the U.S. states of Massachusetts to the south, New Hampshire to the east, New York to the west, and the Canadian province of Quebec to the north. Vermont is the second-smallest by population and the sixth-smallest by area of the 50 U.S. states. The state capital is Montpelier, the least populous state capital in the United States. The most populous city, Burlington, is the least populous city to be the most populous city in a state. As of 2015, Vermont was the leading producer of maple syrup in the United States. It was ranked as the safest state in the country in 2016.

Geography

Vermont is located in the New England region of the Northeastern United States and comprises 9,614 square miles (24,900 km), making it the 45th-largest state. It is the only state that does not have any buildings taller than 124 feet (38 m). Land comprises 9,250 square miles (24,000 km) and water comprises 365 square miles (950 km), making it the 43rd-largest in land area and the 47th in water area. In total area, it is larger than El Salvador and smaller than Haiti. It is the only landlocked state in New England, and it is also the easternmost and the smallest in area of all landlocked states.

The west bank of the Connecticut River marks the state’s eastern border with New Hampshire, though much of the river is within New Hampshire’s territory. 41% of Vermont’s land area is part of the Connecticut River’s watershed.

Lake Champlain, the sixth-largest body of fresh water in the United States, separates Vermont from New York in the northwest portion of the state. From north to south, Vermont is 159 miles (256 km) long. Its greatest width, from east to west, is 89 miles (143 km) at the Canada–U.S. border; the narrowest width is 37 miles (60 km) at the Massachusetts line. The width averages 60.5 miles (97.4 km). The state’s geographic center is approximately three miles (5 km) east of Roxbury, in Washington County. There are fifteen U.S. federal border crossings between Vermont and Canada.

Several mountains have timberlines with delicate year-round alpine ecosystems, including Mount Mansfield, the highest mountain in the state; Killington Peak, the second-highest; Camel’s Hump, the state’s third-highest; and Mount Abraham, the fifth-highest peak. Areas in Vermont administered by the National Park Service include the Marsh-Billings-Rockefeller National Historical Park (in Woodstock) and the Appalachian National Scenic Trail.

Demographics

Racial/Ethnic Makeup of Vermont treating Hispanics as a Separate Category (2017)

According to the United States Census Bureau, as of April 15, 2015, Vermont has an estimated population of 626,042, which was an increase of 297, since April 15, 2010. This includes a natural increase 3,178 (31,716 births minus 28,538 deaths) and a decrease due to net migration of 2,432 people out of the state. In 2006 it had the second lowest birthrate in the nation, 42/1000 women. The center of population of Vermont is located in Washington County, in the town of Warren.

As of 2014, 51.3% of Vermont’s population was born in the state (compared with 58.7% for the United States). The changing demographics between those with multi-generational ties to the state and those who are newcomers, bringing different values with them, has resulted in a degree of tension between the two perspectives. This tension is expressed in the terms, “Woodchuck”, being applied to those established in the state, and “Flatlander”, applied to the newcomers.
Vermont is the least populous New England state. As of 2012, Vermont was one of only two states in the U.S. with fewer people than the District of Columbia—the other was Wyoming.

From 2010 to 2013, 16 out of Vermont’s 251 towns experienced an increase in population. All towns in Chittenden increased with the exception of Burlington. More than 180 towns experienced a decrease, which hadn’t happened since the mid-19th century.

Note: Births in table do not add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.

94.3% of the population identified as white not of Hispanic or Latino origin in a 2013 US Census estimate. As of the 2010 census, Vermont was the second-whitest state in the Union after Maine.

In 2009, 12.6% of people over 15 were divorced. This was the fifth highest percentage in the nation. As of 2008, the median age of Vermonters was 40.6 and that of the work force was 43.7, compared with the national average of 41.1 years.

Vermont leads US states with the highest rates of LGBT identification, at 5.3%. Its LGBT population density is second in the US only to the District of Columbia.

Following national trends for opioid use which has roughly tripled, addicts seeking treatment in Vermont have increased from 650 in 2011 to 7,500 in 2016.

Linguists have identified speech patterns found among Vermonters as belonging to Western New England English, a dialect of New England English, which features full pronunciation of all r sounds, pronouncing horse and hoarse the same, and pronouncing vowels in father and bother the same, none of which are features traditionally shared in neighboring Eastern New England English. Some rural speakers realize the t as a glottal stop (mitten sounds like “mi’in” and Vermont like “Vermon’ “). A dwindling segment of the Vermont population, generally both rural and male—especially in northwestern Vermont, pronounces certain vowels in a distinctive manner (e.g. cows sounds like “cayows,” fight like “foight,” calf like “caaf,” there like “thair,” hand like “hay-nd,” and back like “bah-k”).

Eastern New England English—also found in New Hampshire, Maine and eastern Massachusetts—was common in eastern Vermont in the mid-twentieth century and before, but has become rare. There the practice of dropping the r sound in words ending in r (farmer sounds like “farm-uh”) and adding an r sound to words ending in a vowel (idea sounds like “idee-er”) was common. Those characteristics in eastern Vermont appear to have been inherited from West Country and Scots-Irish ancestors.

Neighborhoods

Vermont neighborhoods include: Adamant, Albany, Alburgh, Arlington, Athens, Averill, Bakersfield, Barnet, Barre, Barton, Beecher Falls, Bellows Falls, Belmont, Belvidere Center, Bennington, Berlin, Bethel, Bloomfield, Bomoseen, Bondville, Bradford, Brandon, Brattleboro, Bridgewater, Bridgewater Corners, Bridport, Bristol, Brookfield, Brookline, Brownsville, Brunswick, Cabot, Calais, Cambridge, Cambridgeport, Canaan, Castleton, Cavendish, Center Rutland, Chelsea, Chester, Chittenden, Concord, Corinth, Coventry, Craftsbury, Craftsbury Common, Cuttingsville, Danby, Danville, Derby, Derby Line, Dorset, Dummerston, East Arlington, East Barre, East Berkshire, East Burke, East Calais, East Charleston, East Corinth, East Dorset, East Dover, East Fairfield, East Hardwick, East Haven, East Montpelier, East Orange, East Randolph, East Ryegate, East Thetford, East Wallingford, Eden, Eden Mills, E Dummerston, Elmore, Enosburg Falls, Fairfax, Fairfield, Fair Haven, Fairlee, Ferrisburgh, Florence, Franklin, Gaysville, Gilman, Glover, Grafton, Granby, Grand Isle, Graniteville, Granville, Greensboro, Greensboro Bend, Groton, Guildhall, Guilford, Hancock, Hardwick, Hartland, Highgate Center, Hinesburg, Huntington, Hyde Park, Irasburg, Island Pond, Isle La Motte, Jacksonville, Jamaica, Jay, Jay Peak, Jeffersonville, Jericho, Johnson, Killington, Lemington, Lincoln, Londonderry, Lowell, Ludlow, Lunenburg, Lyndon Center, Lyndonville, Maidstone, Manchester Center, Marshfield, Mendon, Middlebury, Middlesex, Middletown Springs, Milton, Montgomery Center, Montpelier, Moretown, Morgan, Morristown, Morrisville, Mount Holly, Newbury, Newfane, New Haven, Newport, Newport Center, No Ferrisburgh, North Bennington, North Chittenden, North Clarendon, North Concord, North Ferrisburgh, Northfield, North Hartland, North Hero, North Montpelier, North Pomfret, North Pownal, North Springfield, North Troy, Norton, Norwich, Orange, Orleans, Orwell, Pawlet, Peacham, Perkinsville, Peru, Pittsfield, Pittsford, Plainfield, Plymouth, Post Mills, Poultney, Pownal, Proctor, Proctorsville, Putney, Randolph, Randolph Center, Reading, Readsboro, Richford, Ripton, Rochester, Roxbury, Rutland, Saint Albans, Saint Johnsbury, Salisbury, Saxtons River, Shaftsbury, Sharon, Sheffield, Shelburne, Sheldon, Shoreham, South Hero, South Londonderry, South Newfane, South Pomfret, South Royalton, South Ryegate, South Strafford, South Woodstock, Springfield, Stamford, Starksboro, Stockbridge, Stowe, Strafford, Sunderland, Sutton, Swanton, Taftsville, Thetford Center, Topsham, Townshend, Troy, Tunbridge, Underhill, Vergennes, Vernon, Vershire, Waitsfield, Wallingford, Wardsboro, Warren, Washington, Waterbury, Waterbury Center, Waterville, Wells, Wells River, West Berlin, West Burke, West Charleston, West Cornwall, West Danville, West Dover, West Fairlee, Westfield, Westford, West Glover, West Halifax, West Hartford, Westminster, Weston, West Pawlet, West Rupert, West Rutland, West Topsham, West Townshend, West Wardsboro, West Windsor, White River Junction, Whiting, Whitingham, Williamstown, Williamsville, Williston, Wilmington, Windsor, Wolcott, Woodbury, Woodstock, Worcester

For more information, see Vermont wiki

Vehicle Loans Coverage Area For Vermont

Getting A Car Loan With Bad Credit

If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Vermont about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.

New Car Dealerships

Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.

Online Loan Matching Services

Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.

Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.