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Virginia (/vərˈdʒɪniə/ (listen)), officially the Commonwealth of Virginia, is a state in the Southeastern and Mid-Atlantic regions of the United States located between the Atlantic Coast and the Appalachian Mountains. Virginia is nicknamed the “Old Dominion” due to its status as the first English colonial possession established in mainland North America and “Mother of Presidents” because eight U.S. presidents were born there, more than any other state. The geography and climate of the Commonwealth are shaped by the Blue Ridge Mountains and the Chesapeake Bay, which provide habitat for much of its flora and fauna. The capital of the Commonwealth is Richmond; Virginia Beach is the most populous city, and Fairfax County is the most populous political subdivision. The Commonwealth’s estimated population as of 2017 is over 8.4 million.
Virginia has a total area of 42,774.2 square miles (110,784.7 km), including 3,180.13 square miles (8,236.5 km) of water, making it the 35th-largest state by area. Virginia is bordered by Maryland and Washington, D.C. to the north and east; by the Atlantic Ocean to the east; by North Carolina to the south; by Tennessee to the southwest; by Kentucky to the west; and by West Virginia to the north and west. Virginia’s boundary with Maryland and Washington, D.C. extends to the low-water mark of the south shore of the Potomac River. The southern border is defined as the 36° 30′ parallel north, though surveyor error led to deviations of as much as three arcminutes. The border with Tennessee was not settled until 1893, when their dispute was brought to the U.S. Supreme Court.
The United States Census Bureau estimates that the state population was 8,411,808 on July 1, 2016, a 5.1% increase since the 2010 United States Census. This includes an increase from net migration of 381,969 people into the Commonwealth since the 2010 census. Immigration from outside the United States resulted in a net increase of 159,627 people, and migration within the country produced a net increase of 155,205 people. As of 2000, the center of population is located in Goochland County, near Richmond.
Aside from Virginia, the top birth state for Virginians is New York, having overtaken North Carolina in the 1990s, with the Northeast accounting for the largest number of migrants into the state by region.
The state’s most populous ethnic group, Non-Hispanic White, has declined as a proportion of population from 76% in 1990 to 63% in 2015, as other ethnicities have increased. In 2011, non-Hispanic Whites were involved in 51% of all the births. People of English heritage settled throughout the Commonwealth during the colonial period, and others of British and Irish heritage have since immigrated. Those who identify on the census as having “American ethnicity” are predominantly of English descent, but have ancestors who have been in North America for so long that they choose to identify simply as American. Of the English immigrants to Virginia in the 17th century, 75% came as indentured servants. The western mountains have many settlements that were founded by Scots-Irish immigrants before the American Revolution. There are also sizable numbers of people of German descent in the northwestern mountains and Shenandoah Valley. On the 2010 American Community Survey, 11.7% said they were of German ancestry. 2.9% of Virginians also describe themselves as biracial.
The largest minority group in Virginia is African American, at 19.7% as of 2015. Most African-American Virginians have been descendants of enslaved Africans who worked on tobacco, cotton, and hemp plantations. The first generations of enslaved men, women and children were brought from West and West-Central Africa, primarily from Angola and the Bight of Biafra. The Igbo ethnic group of what is now southern Nigeria were the single largest African group among slaves in Virginia. Many African Americans also have European and Native American ancestry. Though the black population was reduced by the Great Migration to northern industrial cities in the first half of the 20th century, since 1965 there has been a reverse migration of blacks returning south. According to the Pew Research Center, the state has the highest number of black-white interracial marriages in the US.
More recent immigration in the late 20th century and early 21st century has resulted in new communities of Hispanics and Asians. As of 2015, 9.0% of Virginians are Hispanic or Latino (of any race), and 6.5% are Asian. The state’s Hispanic population rose by 92% from 2000 to 2010, with two-thirds of Hispanics in the state living in Northern Virginia. Hispanic citizens in Virginia have higher median household incomes and educational attainment than the general state population. There is a large Salvadoran population in the DC suburbs of Northern Virginia, and a large Puerto Rican population in the Hampton Roads region of Southeast Virginia. Northern Virginia also has a significant population of Vietnamese Americans, whose major wave of immigration followed the Vietnam War. Korean Americans have migrated more recently, attracted by the quality school system. The Filipino American community has about 45,000 in the Hampton Roads area, many of whom have ties to the U.S. Navy and armed forces.
Additionally, 0.5% of Virginians are American Indian or Alaska Native, and 0.1% are Native Hawaiian or other Pacific Islander. Virginia has extended state recognition to eight Native American tribes resident in the state; six of these gained federal recognition as tribes in 2018, and two were already recognized. Most Native American groups are located in the Tidewater region.
As of 2011, 49.1% of Virginia’s population younger than age 1 were minorities (meaning that they had at least one parent who was not non-Hispanic white).
As of 2010, 85.9% (6,299,127) of Virginia residents age 5 and older spoke English at home as a primary language, while 6.4% (470,058) spoke Spanish, 0.8% (56,518) Korean, 0.6% (45,881) Vietnamese, 0.6% (42,418) Chinese (which includes Mandarin), and Tagalog was spoken as a main language by 0.6% (40,724) of the population over the age of five. In total, 14.1% (1,036,442) of Virginia’s population age 5 and older spoke a mother language other than English. English was passed as the Commonwealth’s official language by statutes in 1981 and again in 1996, though the status is not mandated by the Constitution of Virginia.
The Piedmont region is known for its dialect’s strong influence on Southern American English. While a more homogenized American English is found in urban areas, various accents are also used, including the Tidewater accent, the Old Virginia accent, and the anachronistic Elizabethan of Tangier Island.
Virginia is predominantly Christian and Protestant; Baptists are the largest single group with 27% of the population as of 2008. Baptist congregations in Virginia have 763,655 members. Baptist denominational groups in Virginia include the Baptist General Association of Virginia, with about 1,400 member churches, which supports both the Southern Baptist Convention and the moderate Cooperative Baptist Fellowship; and the Southern Baptist Conservatives of Virginia with more than 500 affiliated churches, which supports the Southern Baptist Convention. Roman Catholics are the second-largest religious group with 673,853 members. The Roman Catholic Diocese of Arlington includes most of Northern Virginia’s Catholic churches, while the Diocese of Richmond covers the rest.
The Virginia Conference is the regional body of the United Methodist Church in most of the Commonwealth, while the Holston Conference represents much of extreme Southwest Virginia. The Virginia Synod is responsible for the congregations of the Lutheran Church. Presbyterian, Pentecostal, Congregationalist, and Episcopalian adherents each composed less than 2% of the population as of 2010. The Episcopal Diocese of Virginia, Southern Virginia, and Southwestern Virginia support the various Episcopal churches.
In November 2006, 15 conservative Episcopal churches voted to split from the Diocese of Virginia over the ordination of openly gay bishops and clergy in other dioceses of the Episcopal Church; these churches continue to claim affiliation with the larger Anglican Communion through other bodies outside the United States. Though Virginia law allows parishioners to determine their church’s affiliation, the diocese claimed the secessionist churches’ buildings and properties. The resulting property law case, ultimately decided in favor of the mainline diocese, was a test for Episcopal churches nationwide.
Among other religions, adherents of The Church of Jesus Christ of Latter-day Saints constitute 1% of the population, with 200 congregations in Virginia as of 2017. Fairfax Station is the site of the Ekoji Buddhist Temple, of the Jodo Shinshu school, and the Hindu Durga Temple. While the state’s Jewish population is small, organized Jewish sites date to 1789 with Congregation Beth Ahabah. Muslims are a growing religious group throughout the Commonwealth through immigration. Megachurches in the Commonwealth include Thomas Road Baptist Church, Immanuel Bible Church, and McLean Bible Church. Several Christian universities are also based in the state, including Regent University, Liberty University, and Lynchburg College.
Virginia neighborhoods include: Abingdon, Afton, Aldie, Alexandria, Allisonia, Altavista, Alton, Amelia Court House, Amissville, Annandale, Appalachia, Appomattox, Ararat, Arcola, Arlington, Aroda, Ashburn, Ashland, Atkins, Axton, Aylett, Banco, Bandy, Barboursville, Barhamsville, Barren Springs, Baskerville, Bassett, Bastian, Basye, Bealeton, Beaverdam, Bedford, Bent Mountain, Bentonville, Bergton, Berryville, Big Island, Big Stone Gap, Birdsnest, Blacksburg, Blackstone, Blackwater, Blairs, Bland, Bluefield, Bluemont, Blue Ridge, Bohannon, Boones Mill, Boston, Boyce, Boydton, Boykins, Bracey, Branchville, Brandy Station, Bremo Bluff, Bridgewater, Brightwood, Bristol, Bristow, Broadford, Broadlands, Broad Run, Broadway, Brodnax, Brookneal, Bruington, Buchanan, Buena Vista, Buffalo Junction, Bumpass, Burgess, Burke, Burr Hill, Callands, Callao, Callaway, Calverton, Cape Charles, Capron, Cardinal, Carrollton, Carrsville, Carson, Casanova, Cascade, Castleton, Castlewood, Catawba, 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North Garden, North Tazewell, Norton, Oakpark, Oakton, Oilville, Onemo, Orange, Orkney Springs, Paeonian Springs, Palmyra, Pamplin, Paris, Partlow, Patrick Springs, Pearisburg, Pembroke, Penhook, Penn Laird, Petersburg, Phenix, Pilot, Pittsville, Poquoson, Port Haywood, Port Republic, Portsmouth, Pound, Pounding Mill, Powhatan, Pratts, Prince George, Prospect, Providence Forge, Pulaski, Purcellville, Quantico, Quicksburg, Quinton, Radford, Radiant, Raphine, Rapidan, Raven, Red House, Red Oak, Reedville, Reliance, Remington, Reston, Reva, Rhoadesville, Richardsville, Rich Creek, Richlands, Richmond, Ridgeway, Rileyville, Riner, Ringgold, Ripplemead, Rixeyville, Roanoke, Rochelle, Rockbridge Baths, Rockville, Rocky Mount, Rosedale, Roseland, Round Hill, Ruckersville, Rural Retreat, Rustburg, Ruther Glen, Saint Paul, Saint Stephens Church, Salem, Saltville, Saluda, Sandston, Sandy Hook, Sandy Level, Schuyler, Scottsville, Seaford, Sedley, Shacklefords, Shawsville, Shenandoah, Skippers, Skipwith, Smithfield, Somerset, South Boston, South Hill, Spencer, Sperryville, Spotsylvania, Spout Spring, Springfield, Spring Grove, Stafford, Staffordsville, Stanardsville, Stanley, Stanleytown, Star Tannery, State Farm, Staunton, Stephens City, Stephenson, Sterling, Stevensburg, Stevensville, Stonega, Stone Ridge, Stony Creek, Strasburg, Stuart, Stuarts Draft, Suffolk, Sugar Grove, Sumerduck, Surry, Susan, Sutherland, Sutherlin, Swoope, Swords Creek, Syria, Tappahannock, Tazewell, Thaxton, The Plains, Timberville, Toano, Toms Brook, Topping, Triangle, Troutdale, Troutville, Troy, Union Hall, Unionville, Upperville, Urbanna, Vernon Hill, Verona, Vesuvius, Vienna, Vinton, Virgilina, Virginia Beach, Wake, Wakefield, Walkerton, Warm Springs, Warrenton, Warsaw, Waterford, Water View, Waynesboro, Weber City, Weems, West Augusta, West Point, Weyers Cave, White Post, White Stone, Whitetop, Whitewood, Wicomico Church, Williamsburg, Wilsons, Winchester, Windsor, Wirtz, Wise, Woodbridge, Woodford, Woodstock, Wytheville, Yorktown, Zion Crossroads, Zuni
For more information, see Virginia wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loan pre-approval before going to a dealership. By separating bad credit no credit car loan options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
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Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Virginia. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Virginia. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.