The Best Louisiana Auto Loans – LA

Louisiana Car Loans

Looking For An Auto Car Loan in Louisiana?

Getting the best deal on an autoloan can be tricky — especially in Louisiana. That’s why you need a partner who knows how to get you approved for the instant auto loan that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick online auto loans for those whose credit is less than stellar.

Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for car credit finance within minutes after applying.

So, no matter what your credit situation, if you are looking for an auto loan for bad credit with instant approval, we can help. Apply today and you could be driving your new car tomorrow!

Why Choose Us For Your January 2020 Auto Loan?

Louisiana (/luˌiːziˈænə/ (listen), /ˌluːzi-/ (listen)) is a state in the Deep South region of the southeastern United States. It is the 31st most extensive and the 25th most populous of the 50 United States. Louisiana is bordered by Arkansas to the north, Mississippi to the east, the Gulf of Mexico to the south, and Texas to the west. A large part of its eastern boundary is demarcated by the Mississippi River. Louisiana is the only U.S. state with political subdivisions termed parishes, which are equivalent to counties. The state’s capital is Baton Rouge, and its largest city is New Orleans.


Louisiana is bordered to the west by Texas; to the north by Arkansas; to the east by Mississippi; and to the south by the Gulf of Mexico.

The state may properly be divided into two parts, the uplands of the north, and the alluvial along the coast.

The alluvial region includes low swamp lands, coastal marshlands and beaches, and barrier islands that cover about 20,000 square miles (52,000 km). This area lies principally along the Gulf of Mexico and the Mississippi River, which traverses the state from north to south for a distance of about 600 mi (970 km)) and empties into the Gulf of Mexico; the Red River; the Ouachita River and its branches; and other minor streams (some of which are called bayous).

The breadth of the alluvial region along the Mississippi is from 10 to 60 miles (15 to 100 km), and along the other rivers, the alluvial region averages about 10 miles (15 km) across. The Mississippi River flows along a ridge formed by its own natural deposits (known as a levee), from which the lands decline toward a river beyond at an average fall of six feet per mile (3 m/km). The alluvial lands along other streams present similar features.

The higher and contiguous hill lands of the north and northwestern part of the state have an area of more than 25,000 square miles (65,000 km). They consist of prairie and woodlands. The elevations above sea level range from 10 feet (3 m) at the coast and swamp lands to 50 and 60 feet (15–18 m) at the prairie and alluvial lands. In the uplands and hills, the elevations rise to Driskill Mountain, the highest point in the state at only 535 feet (163 m) above sea level. From years 1932 to 2010 the state lost 1,800 sq. miles due to rises in sea level and erosion. The Louisiana Coastal Protection and Restoration Authority (CPRA) spends around $1 billion per year to help shore up and protect Louisiana shoreline and land in both federal and state funding.

Besides the waterways already named, there are the Sabine, forming the western boundary; and the Pearl, the eastern boundary; the Calcasieu, the Mermentau, the Vermilion, Bayou Teche, the Atchafalaya, the Boeuf, Bayou Lafourche, the Courtableau River, Bayou D’Arbonne, the Macon River, the Tensas, Amite River, the Tchefuncte, the Tickfaw, the Natalbany River, and a number of other smaller streams, constituting a natural system of navigable waterways, aggregating over 4,000 miles (6,400 km) long.

The state also has political jurisdiction over the approximately 3-mile (4.8 km)-wide portion of subsea land of the inner continental shelf in the Gulf of Mexico. Through a peculiarity of the political geography of the United States, this is substantially less than the 9-mile (14 km)-wide jurisdiction of nearby states Texas and Florida, which, like Louisiana, have extensive Gulf coastlines.

The southern coast of Louisiana in the United States is among the fastest-disappearing areas in the world. This has largely resulted from human mismanagement of the coast (see Wetlands of Louisiana). At one time, the land was added to when spring floods from the Mississippi River added sediment and stimulated marsh growth; the land is now shrinking. There are multiple causes.

Artificial levees block spring flood water that would bring fresh water and sediment to marshes. Swamps have been extensively logged, leaving canals and ditches that allow saline water to move inland. Canals dug for the oil and gas industry also allow storms to move sea water inland, where it damages swamps and marshes. Rising sea waters have exacerbated the problem. Some researchers estimate that the state is losing a land mass equivalent to 30 football fields every day. There are many proposals to save coastal areas by reducing human damage, including restoring natural floods from the Mississippi. Without such restoration, coastal communities will continue to disappear. And as the communities disappear, more and more people are leaving the region. Since the coastal wetlands support an economically important coastal fishery, the loss of wetlands is adversely affecting this industry.


The United States Census Bureau estimates that the population of Louisiana was 4,670,724 on July 1, 2015, a 3.03% increase since the 2010 United States Census. The population density of the state is 104.9 people per square mile.

The center of population of Louisiana is located in Pointe Coupee Parish, in the city of New Roads.

According to the 2010 United States Census, 5.4% of the population aged 5 and older spoke Spanish at home, up from 3.5% in 2000; and 4.5% spoke French (including Louisiana French and Louisiana Creole), down from 4.8% in 2000.

According to the US census estimates, the population of Louisiana in 2014 was:

The major ancestry groups of Louisiana are African American (30.4%), French (16.8%), American (9.5%), German (8.3%), Irish (7.5%), English (6.6%), Italian (4.8%) and Scottish (1.1%).

As of 2011, 49.0% of Louisiana’s population younger than age 1 were minorities.

The largest denominations by number of adherents in 2010 were the Catholic Church with 1,200,900; Southern Baptist Convention with 709,650; and the United Methodist Church with 146,848. Non-denominational Evangelical Protestant congregations had 195,903 members.

As in other Southern states, the majority of Louisianians, particularly in the north of the state, belong to various Protestant denominations, with Protestants comprising 57% of the state’s adult population. Protestants are concentrated in the northern and central parts of the state and in the northern tier of the Florida Parishes. Because of French and Spanish heritage, and their descendants the Creoles, and later Irish, Italian, Portuguese and German immigrants, southern Louisiana and the greater New Orleans area are predominantly Catholic.

Since Creoles were the first settlers, planters and leaders of the territory, they have traditionally been well represented in politics. For instance, most of the early governors were Creole Catholics. Because Catholics still constitute a significant fraction of Louisiana’s population, they have continued to be influential in state politics. As of 2008 both Senators and the Governor were Catholic. The high proportion and influence of the Catholic population makes Louisiana distinct among Southern states.

Jewish communities are established in the state’s larger cities, notably New Orleans and Baton Rouge. The most significant of these is the Jewish community of the New Orleans area. In 2000, before the 2005 Hurricane Katrina, its population was about 12,000. Louisiana was among the southern states with a significant Jewish population before the 20th century; Virginia, South Carolina, and Georgia also had influential Jewish populations in some of their major cities from the 18th and 19th centuries. The earliest Jewish colonists were Sephardic Jews who immigrated with English colonists from London. Later in the 19th century, German Jews began to immigrate, followed by those from eastern Europe and the Russian Empire in the late 19th and early 20th centuries.

Prominent Jews in Louisiana’s political leadership have included Whig (later Democrat) Judah P. Benjamin (1811–1884), who represented Louisiana in the U.S. Senate before the American Civil War and then became the Confederate Secretary of State; Democrat-turned-Republican Michael Hahn who was elected as governor, serving 1864–1865 when Louisiana was occupied by the Union Army, and later elected in 1884 as a US Congressman; Democrat Adolph Meyer (1842–1908), Confederate Army officer who represented the state in the U.S. House from 1891 until his death in 1908; Republican Secretary of State Jay Dardenne (1954–), and Republican (Democrat before 2011) Attorney General Buddy Caldwell (1946–).


Lousiana neighborhoods include: Abbeville, Addis, Alexandria, Ama, Anacoco, Angie, Arnaudville, Avondale, Ball, Barataria, Barksdale Afb, Basile, Bastrop, Baton Rouge, Belcher, Bell City, Belle Chasse, Belmont, Benton, Bethany, Bogalusa, Bonita, Bossier City, Bourg, Boyce, Braithwaite, Branch, Breaux Bridge, Bridge City, Broussard, Bunkie, Buras, Calhoun, Carencro, Carville, Center Point, Chauvin, Cheneyville, Choudrant, Church Point, Clifton, Colfax, Collinston, Columbia, Converse, Cottonport, Cotton Valley, Coushatta, Covington, Crowley, Darrow, Dequincy, Deville, Donaldsonville, Downsville, Doyline, Dry Prong, Dulac, Duson, Effie, Egan, Elmer, Elm Grove, Erath, Eros, Eunice, Evangeline, Evergreen, Fisher, Flatwoods, Florien, Folsom, Forest Hill, Franklinton, Frierson, Geismar, Gibson, Gilliam, Glenmora, Gonzales, Grand Isle, Gray, Greenwood, Gretna, Grosse Tete, Harahan, Harvey, Haughton, Hessmer, Hineston, Hornbeck, Hosston, Houma, Ida, Iota, Iowa, Jackson, Jennings, Jones, Keatchie, Keithville, Kenner, Lafayette, Lafitte, Lake Charles, Lecompte, Leesville, Lena, Lockport, Madisonville, Mandeville, Mansura, Many, Maringouin, Marksville, Marrero, Marthaville, Maurepas, Maurice, Mer Rouge, Metairie, Monroe, Montegut, Mooringsport, Mora, Moreauville, Morgan City, Morrow, Morse, Moss Bluff, Mount Hermon, New Iberia, New Orleans, Noble, Oakdale, Oak Grove, Oak Ridge, Oil City, Otis, Parks, Pierre Part, Pineville, Pitkin, Plain Dealing, Plaquemine, Plaucheville, Pleasant Hill, Pollock, Port Allen, Port Sulphur, Prairieville, Princeton, Provencal, Ragley, Rayne, River Ridge, Robeline, Rodessa, Rosedale, Saint Amant, Saint Francisville, Saint Gabriel, Saint Martinville, Schriever, Scott, Shreveport, Sieper, Simmesport, Slidell, Sorrento, Springhill, Starks, Sterlington, Stonewall, Sulphur, Sunset, Sunshine, Terrytown, Theriot, Thibodaux, Varnado, Venice, Ville Platte, Vinton, Vivian, Westlake, West Monroe, Westwego, White Castle, Woodworth, Youngsville, Zachary, Zwolle

For more information, see Lousiana wiki

Easy Car Loans Coverage Area For Louisiana

AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.

Click on the GET MY LOAN button below

and start working your way towards obtaining your bad credit car loan today!

Locations Served

Abbeville Car Loans, Abita Springs Car Loans, Acadia Parish Car Loans, Addis Car Loans, Albany Car Loans, Alexandria Car Loans, Allen Parish Car Loans, Amite City Car Loans, Angie Car Loans, Arabi Car Loans, Arnaudville Car Loans, Ascension Parish Car Loans, Assumption Parish Car Loans, Athens Car Loans, Avoyelles Parish Car Loans, Baker Car Loans, Ball Car Loans, Barksdale Air Force Base Car Loans, Basile Car Loans, Bastrop Car Loans, Baton Rouge Car Loans, Bayou Cane Car Loans, Beauregard Parish Car Loans, Bell City Car Loans, Belle Chasse Car Loans, Belle Rose Car Loans, Benton Car Loans, Berwick Car Loans, Bienville Parish Car Loans, Bogalusa Car Loans, Bossier City Car Loans, Bossier Parish Car Loans, Boutte Car Loans, Boyce Car Loans, Breaux Bridge Car Loans, Broussard Car Loans, Brusly Car Loans, Bunkie Car Loans, Bush Car Loans, Caddo Parish Car Loans, Calcasieu Parish Car Loans, Caldwell Parish Car Loans, Cameron Parish Car Loans, Campti Car Loans, Carencro Car Loans, Castor Car Loans, Catahoula Parish Car Loans, Central Car Loans, Chalmette Car Loans, Chauvin Car Loans, Choudrant Car Loans, Church Point Car Loans, Claiborne Parish Car Loans, Clayton Car Loans, Colfax Car Loans, Columbia Car Loans, Concordia Parish Car Loans, Convent Car Loans, Converse Car Loans, Cottonport Car Loans, Coushatta Car Loans, Covington Car Loans, Crowley Car Loans, Cut Off Car Loans, Darrow Car Loans, De Soto Parish Car Loans, Delcambre Car Loans, Delhi Car Loans, Denham Springs Car Loans, Dequincy Car Loans, Deridder Car Loans, Des Allemands Car Loans, Deville Car Loans, Dodson Car Loans, Donaldsonville Car Loans, Downsville Car Loans, Dry Prong Car Loans, Dubach Car Loans, Dubberly Car Loans, Duson Car Loans, East Baton Rouge Parish Car Loans, East Carroll Parish Car Loans, East Feliciana Parish Car Loans, Edgard Car Loans, Elton Car Loans, Erath Car Loans, Eros Car Loans, Estelle Car Loans, Ethel Car Loans, Eunice Car Loans, Evangeline Parish Car Loans, Farmerville Car Loans, Ferriday Car Loans, Florien Car Loans, Folsom Car Loans, Fordoche Car Loans, Fort Polk North Car Loans, Fort Polk South Car Loans, Franklin Car Loans, Franklin Parish Car Loans, Franklinton Car Loans, French Settlement Car Loans, Frierson Car Loans, Galliano Car Loans, Garyville Car Loans, Geismar Car Loans, Gibson Car Loans, Glenmora Car Loans, Gloster Car Loans, Gonzales Car Loans, Grambling Car Loans, Gramercy Car Loans, Grant Parish Car Loans, Gray Car Loans, Greensburg Car Loans, Greenwell Springs Car Loans, Greenwood Car Loans, Gretna Car Loans, Gueydan Car Loans, Hahnville Car Loans, Hammond Car Loans, Harvey Car Loans, Haughton Car Loans, Haynesville Car Loans, Heflin Car Loans, Hessmer Car Loans, Hineston Car Loans, Holden Car Loans, Homer Car Loans, Hornbeck Car Loans, Houma Car Loans, Iberia Parish Car Loans, Iberville Parish Car Loans, Independence Car Loans, Iota Car Loans, Iowa Car Loans, Jackson Car Loans, Jackson Parish Car Loans, Jamestown Car Loans, Jeanerette Car Loans, Jefferson Davis Parish Car Loans, Jefferson Parish Car Loans, Jena Car Loans, Jennings Car Loans, Jonesboro Car Loans, Jonesville Car Loans, Kaplan Car Loans, Keachi Car Loans, Keithville Car Loans, Kenner Car Loans, Kentwood Car Loans, La Salle Parish Car Loans, Lacombe Car Loans, Lafayette Car Loans, Lafayette Parish Car Loans, Lafitte Car Loans, Lafourche Parish Car Loans, Lake Charles Car Loans, Lake Providence Car Loans, Lakeland Car Loans, Laplace Car Loans, Larose Car Loans, Lecompte Car Loans, Leesville Car Loans, Lena Car Loans, Lincoln Parish Car Loans, Livingston Car Loans, Livingston Parish Car Loans, Logansport Car Loans, Loranger Car Loans, Lottie Car Loans, Luling Car Loans, Madison Parish Car Loans, Mamou Car Loans, Mandeville Car Loans, Mansfield Car Loans, Mansura Car Loans, Many Car Loans, Maringouin Car Loans, Marion Car Loans, Marksville Car Loans, Marrero Car Loans, Maurice Car Loans, Meraux Car Loans, Merrydale Car Loans, Merryville Car Loans, Metairie Car Loans, Minden Car Loans, Monroe Car Loans, Montegut Car Loans, Mooringsport Car Loans, Moreauville Car Loans, Morehouse Parish Car Loans, Morgan City Car Loans, Morse Car Loans, Mount Hermon Car Loans, Napoleonville Car Loans, Natchitoches Car Loans, Natchitoches Parish Car Loans, New Iberia Car Loans, New Llano Car Loans, New Orleans Car Loans, New Roads Car Loans, Newellton Car Loans, Noble Car Loans, Norco Car Loans, Oak Grove Car Loans, Oakdale Car Loans, Oberlin Car Loans, Oil City Car Loans, Olla Car Loans, Opelousas Car Loans, Orleans Parish Car Loans, Ouachita Parish Car Loans, Patterson Car Loans, Pearl River Car Loans, Pierre Part Car Loans, Pineville Car Loans, Pitkin Car Loans, Plaquemine Car Loans, Plaquemines Parish Car Loans, Plattenville Car Loans, Plaucheville Car Loans, Pointe Coupee Parish Car Loans, Pollock Car Loans, Ponchatoula Car Loans, Port Allen Car Loans, Port Barre Car Loans, Prairieville Car Loans, Pride Car Loans, Raceland Car Loans, Rapides Parish Car Loans, Rayne Car Loans, Rayville Car Loans, Red River Parish Car Loans, Richland Parish Car Loans, River Ridge Car Loans, Rodessa Car Loans, Roseland Car Loans, Rosepine Car Loans, Ruston Car Loans, Sabine Parish Car Loans, Saint Amant Car Loans, Saline Car Loans, Sarepta Car Loans, Scott Car Loans, Shenandoah Car Loans, Shreveport Car Loans, Sikes Car Loans, Simmesport Car Loans, Slaughter Car Loans, Slidell Car Loans, Sorrento Car Loans, Springfield Car Loans, Springhill Car Loans, St Bernard Parish Car Loans, St Charles Parish Car Loans, St Francisville Car Loans, St Helena Parish Car Loans, St James Car Loans, St James Parish Car Loans, St John The Baptist Parish Car Loans, St Joseph Car Loans, St Landry Parish Car Loans, St Martin Parish Car Loans, St Martinville Car Loans, St Mary Parish Car Loans, St Rose Car Loans, St Tammany Parish Car Loans, Stonewall Car Loans, Sulphur Car Loans, Summerfield Car Loans, Sun Car Loans, Sunset Car Loans, Tallulah Car Loans, Tangipahoa Car Loans, Tangipahoa Parish Car Loans, Tensas Parish Car Loans, Terrebonne Parish Car Loans, Terrytown Car Loans, Thibodaux Car Loans, Tickfaw Car Loans, Turkey Creek Car Loans, Union Parish Car Loans, Vacherie Car Loans, Vermilion Parish Car Loans, Vernon Parish Car Loans, Vidalia Car Loans, Ville Platte Car Loans, Vinton Car Loans, Violet Car Loans, Walker Car Loans, Washington Car Loans, Washington Parish Car Loans, Waterproof Car Loans, Webster Parish Car Loans, Welsh Car Loans, West Baton Rouge Parish Car Loans, West Carroll Parish Car Loans, West Feliciana Parish Car Loans, West Monroe Car Loans, Westlake Car Loans, Westwego Car Loans, White Castle Car Loans, Winn Parish Car Loans, Winnfield Car Loans, Winnsboro Car Loans, Wisner Car Loans, Youngsville Car Loans, Zachary Car Loans, Zwolle Car Loans

Car Loan Approval Steps

Easy Credit Auto in Louisiana

1 - Budget For Your Purchase

The first step in obtaining instant auto finance is to figure out how much you can afford to spend.

If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.

Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need a no down payment auto loan, don't worry. We can still help you.

Finally, use our auto loan payment calculator to estimate your monthly payment.

2 - Choose Whether You Want a New or Used Car

If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.

If you are looking to get the most value for your dollar, you will likely be better off getting a used car loan. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an car loan to buy from a private seller.

3 - Apply For Your Car Loan

Click the button below and fill out our quick and easy application form to get started right away!

What You Should Know About Credit in Louisiana

No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.

Save $50 off Credit Repair Service - Applies to first-work fee for each spouse sign-up.

We specialize in:

  • Good Credit Car Loans
  • Fair Credit Car Loans
  • Bad Credit Auto Financing
  • Poor Credit Car Finance
  • Horrible Credit Car Financing
  • and Car Loans With No Credit History

We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.

We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.

If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.

AllCreditCarLoans works with the best buy here pay here dealerships, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.

You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!

Did You Know That Refinancing an Auto Loan Can Save You Money?

With the state of our world's economy, making monthly payments is getting harder and harder, especially in Louisiana. United States job loss totals are higher than they have been in over thirty years. Refinance Car Loan Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.

With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.

How To Refinance A Car Loan

The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.

Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.

Can You Get A Car With Bad Credit?

For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Louisiana. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect. Car Loan With Bad Credit in Louisiana

Here are just a few common causes of bad credit:

  • Job Loss - Losing your job and needing to pay expenses with a credit card can be one of the easiest ways for bad credit to build up.
  • Divorce - A divorce may leave you stuck with legal fees, housing you cannot afford, or being stuck with your ex's bills or debt.
  • Illness, Accident or Death - Whether you yourself are sick or in an accident, or there is a death in the family, having to pay large bills at an unexpected time can really hit your credit score hard.
  • Bad Spending - Sometimes people just spend too much. Whether it's shopping (clothes, computers, TVs, etc.) or other poor spending decisions, bad credit can sneak up on anyone.

So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.

It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.

Click on the GET MY LOAN button below

and start working your way towards bringing home your dream car!

Apply Now
Quality Pre-owned Vehicle

Locations Served: