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Colorado (/ˌkɒləˈrædoʊ, -ˈrɑːdoʊ/ (listen), other variants) is a state of the Western United States encompassing most of the southern Rocky Mountains as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. It is the 8th most extensive and 21st most populous U.S. state. The estimated population of Colorado was 5,695,564 on July 1, 2018, an increase of 13.25% since the 2010 United States Census.
Colorado is notable for its diverse geography, which includes alpine mountains, high plains, deserts with huge sand dunes, and deep canyons. In 1861, the United States Congress defined the boundaries of the new Territory of Colorado exclusively by lines of latitude and longitude, stretching from 37°N to 41°N latitude, and from 102°02’48″W to 109°02’48″W longitude (25°W to 32°W from the Washington Meridian). After 157 years of government surveys, the borders of Colorado are now officially defined by 697 boundary markers and 697 straight boundary lines. Colorado, Wyoming and Utah are the only states that have their borders defined solely by straight boundary lines with no natural features. The southwest corner of Colorado is the Four Corners Monument at 36°59’56″N, 109°2’43″W. This is the only place in the United States where four states meet: Colorado, New Mexico, Arizona, and Utah.
The United States Census Bureau estimates that the population of Colorado was 5,695,564 on July 1, 2018, a 13.25% increase since the 2010 United States Census. Colorado’s most populous city and capital, is Denver. The Greater Denver Metropolitan Area, with an estimated 2016 population of 3,470,235, is considered the largest metropolitan area within the state and is found within the larger Front Range Urban Corridor, home to around 5,000,000 people.
The largest increases are expected in the Front Range Urban Corridor, especially in the Denver metropolitan area. The state’s fastest-growing counties are Douglas and Weld. The center of population of Colorado is located just north of the village of Critchell in Jefferson County.
According to the 2010 United States Census, Colorado had a population of 5,029,196. Racial composition of the state’s population was:
People of Hispanic and Latino American (of any race made) heritage made up 20.7% of the population. According to the 2000 Census, the largest ancestry groups in Colorado are German (22%) including of Swiss and Austrian nationalities, Mexican (18%), Irish (12%), and English (12%). Persons reporting German ancestry are especially numerous in the Front Range, the Rockies (west-central counties), and Eastern parts/High Plains.
Colorado has a high proportion of Hispanic, mostly Mexican-American, citizens in Metropolitan Denver, Colorado Springs, as well as the smaller cities of Greeley and Pueblo, and elsewhere. Southern, Southwestern, and Southeastern Colorado has a large number of Hispanos, the descendants of the early Mexican settlers of colonial Spanish origin. In 1940, the Census Bureau reported Colorado’s population as 8.2% Hispanic and 90.3% non-Hispanic white. The Hispanic population of Colorado has continued to grow quickly over the past decades. By 2012, Hispanics made up 21% of Colorado’s population, and Non-Hispanic Whites made up 69%. Spoken English in Colorado has many Spanish idioms.
Colorado also has some large African-American communities located in Denver, in the neighborhoods of Montbello, Five Points, Whittier, and many other East Denver areas. A relatively large population of African Americans are also found in Colorado Springs on the east and southeast side of the city. The state has sizable numbers of Asian-Americans of Mongolian, Chinese, Filipino, Korean, Southeast Asian, and Japanese descent. The highest population of Asian Americans can be found on the south and southeast side of Denver, as well as some on Denver’s southwest side. The Denver metropolitan area is considered more liberal and diverse than much of the state when it comes to political issues and environmental concerns.
There were a total of 70,331 births in Colorado in 2006. (Birth rate of 14.6 per thousand.) In 2007, non-Hispanic whites were involved in 59.1% of all the births. Some 14.06% of those births involved a non-Hispanic white person and someone of a different race, most often with a couple including one Hispanic. A birth where at least one Hispanic person was involved counted for 43% of the births in Colorado. As of the 2010 Census, Colorado has the seventh highest percentage of Hispanics (20.7%) in the U.S. behind New Mexico (46.3%), California (37.6%), Texas (37.6%), Arizona (29.6%), Nevada (26.5%), and Florida (22.5%). Per the 2000 census, the Hispanic population is estimated to be 918,899 or approximately 20% of the state total population. Colorado has the 5th-largest population of Mexican-Americans, behind California, Texas, Arizona, and Illinois. In percentages, Colorado has the 6th-highest percentage of Mexican-Americans, behind New Mexico, California, Texas, Arizona, and Nevada.
In 2011, 46% of Colorado’s population younger than the age of one were minorities, meaning that they had at least one parent who was not non-Hispanic white.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
In 2017, Colorado recorded the second-lowest fertility rate in the United States outside of New England, after Oregon, at 1.63 children per woman.
Spanish is the second-most spoken language in Colorado, after English. There is one Native Coloradan language still spoken in Colorado, Colorado River Numic (Ute).
Major religious affiliations of the people of Colorado are 64% Christian, of whom there are 44% Protestant, 16% Roman Catholic, 3% Mormon, and 1% Eastern Orthodox. Other religious breakdowns are 1% Jewish, 1% Muslim, 1% Buddhist and 4% other. The religiously unaffiliated make up 29% of the population.
The largest denominations by number of adherents in 2010 were the Catholic Church with 811,630; non-denominational Evangelical Protestants with 229,981; and The Church of Jesus Christ of Latter-day Saints with 151,433.
According to several studies, Coloradans have the lowest rates of obesity of any state in the US. As of 2007, 18% of the population was considered medically obese, and while the lowest in the nation, the percentage had increased from 17% in 2004. According to a report in the Journal of the American Medical Association, residents of Colorado had a 2014 life expectancy of 80.21 years, the longest of any U.S. state.
Colorado neighborhoods include: Agate, Alamosa, Allenspark, Almont, Antonito, Arapahoe, Arboles, Arvada, Aspen, Atwood, Ault, Aurora, Austin, Avon, Avondale, Bailey, Basalt, Bayfield, Beaver Creek, Bedrock, Bellvue, Bennett, Berthoud, Bethune, Beulah, Black Hawk, Blanca, Bond, Boone, Boulder, Breckenridge, Briggsdale, Brighton, Broomfield, Buena Vista, Buffalo Creek, Burlington, Burns, Byers, Cahone, Calhan, Canon City, Carbondale, Carr, Cascade, Castle Rock, Cedaredge, Centennial, Center, Cherry Hills Village, Cheyenne Wells, Chromo, Cimarron, Clark, Clifton, Coalmont, Collbran, Colorado City, Colorado Springs, Commerce City, Conifer, Cordillera, Cortez, Cotopaxi, Craig, Crawford, Creede, Crested Butte, Cripple Creek, Crook, Dacono, De Beque, Deer Trail, Del Norte, Delta, Denver, Dillon, Dinosaur, Divide, Dolores, Dove Creek, Drake, Dumont, Durango, Eagle, Eaton, Eckert, Edgewater, Edwards, Egnar, Elbert, Elizabeth, El Jebel, Empire, Englewood, Erie, Estes Park, Evans, Evergreen, Fairplay, Firestone, Flagler, Fleming, Florence, Florissant, Fort Collins, Fort Garland, Fort Lupton, Fort Morgan, Fountain, Fowler, Franktown, Fraser, Frederick, Frisco, Fruita, Gardner, Gateway, Georgetown, Gill, Glade Park, Glenwood Springs, Golden, Granada, Granby, Grand Junction, Grand Lake, Granite, Greeley, Greenwood Village, Grover, Gunnison, Gypsum, Hamilton, Hartman, Hartsel, Haswell, Haxtun, Hayden, Henderson, Hesperus, Highlands Ranch, Holly, Hooper, Hotchkiss, Hot Sulphur Springs, Howard, Hudson, Idaho Springs, Ignacio, Iliff, Jamestown, Johnstown, Keenesburg, Kersey, Kiowa, Kit Carson, Kremmling, Lafayette, La Jara, Lake George, Lakewood, Lamar, Laporte, Larkspur, La Salle, La Veta, Lewis, Limon, Littleton, Livermore, Lochbuie, Loma, Lone Tree, Longmont, Louisville, Loveland, Lyons, Mack, Mancos, Manitou Springs, Matheson, Maybell, Mc Coy, Mead, Meeker, Meredith, Merino, Mesa, Milliken, Minturn, Moffat, Monarch, Monte Vista, Montrose, Monument, Morrison, Mosca, Nathrop, Naturita, Nederland, New Castle, New Raymer, Niwot, Northglenn, Norwood, Nucla, Nunn, Oak Creek, Ohio City, Olathe, Olney Springs, Ophir, Orchard, Otis, Ouray, Padroni, Pagosa Springs, Palisade, Palmer Lake, Paonia, Parachute, Parker, Parlin, Parshall, Peetz, Penrose, Peyton, Pierce, Pine, Pitkin, Placerville, Platteville, Pleasant View, Poncha Springs, Powderhorn, Pueblo, Pueblo West, Ramah, Rangely, Red Cliff, Red Feather Lakes, Redstone, Redvale, Ridgway, Rifle, Roggen, Rush, Rye, Saguache, Salida, Sanford, San Luis, San Pablo, Sedalia, Seibert, Severance, Silt, Silver Plume, Silverthorne, Simla, Slater, Snowmass, Snowmass Village, Somerset, South Fork, Steamboat Springs, Sterling, Stoneham, Strasburg, Stratton, Superior, Tabernash, Telluride, Thornton, Toponas, Towaoc, Trinidad, U S A F Academy, Vail, Villa Grove, Virginia Dale, Vona, Walsenburg, Ward, Watkins, Wellington, Westcliffe, Westminster, Wetmore, Wheat Ridge, Whitewater, Wiggins, Wiley, Windsor, Winter Park, Wolcott, Woodland Park, Yellow Jacket, Yoder
For more information, see Colorado wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loan pre-approval before going to a dealership. By separating bad credit no credit car loan options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining instant auto finance is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need a no down payment auto loan, don't worry. We can still help you.
Finally, use our auto loan payment calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off getting a used car loan. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an car loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.
We specialize in:
We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
With the state of our world's economy, making monthly payments is getting harder and harder, especially in Colorado. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Colorado. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.