Getting the best deal on autoloans for bad credit can be tricky — especially in District of Columbia. That’s why you need a partner who knows how to get you approved for the bad credit car loan that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick bad car loans for those whose credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for bad credit auto loan financing within minutes after applying.
So, no matter what your credit situation, if you are looking for bad credit car financing near you, we can help. Apply today and you could be driving your new car tomorrow!
Washington, D.C., formally the District of Columbia and commonly referred to as Washington or D.C., is the capital of the United States. Founded after the American Revolution as the seat of government of the newly independent country, Washington was named after George Washington, first President of the United States and Founding Father. As the seat of the United States federal government and several international organizations, Washington is an important world political capital. The city is also one of the most visited cities in the world, with more than 20 million tourists annually.
Washington, D.C. is located in the mid-Atlantic region of the U.S. East Coast. Due to the District of Columbia retrocession, the city has a total area of 68.34 square miles (177.0 km), of which 61.05 square miles (158.1 km) is land and 7.29 square miles (18.9 km) (10.67%) is water. The District is bordered by Montgomery County, Maryland to the northwest; Prince George’s County, Maryland to the east; Arlington County, Virginia to the south; and Alexandria, Virginia to the west.
The south bank of the Potomac River forms the District’s border with Virginia and has two major tributaries: the Anacostia River and Rock Creek. Tiber Creek, a natural watercourse that once passed through the National Mall, was fully enclosed underground during the 1870s. The creek also formed a portion of the now-filled Washington City Canal, which allowed passage through the city to the Anacostia River from 1815 until the 1850s. The Chesapeake and Ohio Canal starts in Georgetown and was used during the 19th century to bypass the Little Falls of the Potomac River, located at the northwest edge of Washington at the Atlantic Seaboard fall line.
The highest natural elevation in the District is 409 feet (125 m) above sea level at Fort Reno Park in upper northwest Washington. The lowest point is sea level at the Potomac River. The geographic center of Washington is near the intersection of 4th and L Streets NW.
The District has 7,464 acres (30.21 km) of parkland, about 19% of the city’s total area and the second-highest percentage among high-density U.S. cities. This factor contributed to Washington, D.C., being ranked as third in the nation for park access and quality in the 2018 ParkScore ranking of the park systems of the 100 most populous cities in the United States, according to the nonprofit Trust for Public Land.
The National Park Service manages most of the 9,122 acres (36.92 km) of city land owned by the U.S. government. Rock Creek Park is a 1,754-acre (7.10 km) urban forest in Northwest Washington, which extends 9.3 miles (15.0 km) through a stream valley that bisects the city. Established in 1890, it is the country’s fourth-oldest national park and is home to a variety of plant and animal species, including raccoon, deer, owls, and coyotes. Other National Park Service properties include the C&O Canal National Historical Park, the National Mall and Memorial Parks, Theodore Roosevelt Island, Columbia Island, Fort Dupont Park, Meridian Hill Park, Kenilworth Park and Aquatic Gardens, and Anacostia Park. The D.C. Department of Parks and Recreation maintains the city’s 900 acres (3.6 km) of athletic fields and playgrounds, 40 swimming pools, and 68 recreation centers. The U.S. Department of Agriculture operates the 446-acre (1.80 km) U.S. National Arboretum in Northeast Washington.
The U.S. Census Bureau estimates that the District’s population was 702,455 as of July 2018, an increase of more than 100,000 people since the 2010 United States Census. This continues a growth trend since 2000, following a half-century of population decline. The city was the 24th most populous place in the United States as of 2010. According to data from 2010, commuters from the suburbs increase the District’s daytime population to over one million people. If the District were a state it would rank 49th in population, ahead of Vermont and Wyoming.
The Washington Metropolitan Area, which includes the District and surrounding suburbs, is the sixth-largest metropolitan area in the United States with an estimated 6 million residents in 2014. When the Washington area is included with Baltimore and its suburbs, the Baltimore–Washington Metropolitan Area had a population exceeding 9.6 million residents in 2016, the fourth-largest combined statistical area in the country.
According to 2017 Census Bureau data, the population of Washington, D.C., was 47.1% Black or African American, 45.1% White (36.8% non-Hispanic White), 4.3% Asian, 0.6% American Indian or Alaska Native, and 0.1% Native Hawaiian or Other Pacific Islander. Individuals from two or more races made up 2.7% of the population. Hispanics of any race made up 11.0% of the District’s population.
Washington has had a significant African American population since the city’s foundation. African American residents composed about 30% of the District’s total population between 1800 and 1940. The black population reached a peak of 70% by 1970, but has since steadily declined due to many African Americans moving to the surrounding suburbs. Partly as a result of gentrification, there was a 31.4% increase in the non-Hispanic white population and an 11.5% decrease in the black population between 2000 and 2010.
About 17% of D.C. residents were age 18 or younger in 2010; lower than the U.S. average of 24%. However, at 34 years old, the District had the lowest median age compared to the 50 states. As of 2010, there were an estimated 81,734 immigrants living in Washington, D.C. Major sources of immigration include El Salvador, Vietnam, and Ethiopia, with a concentration of Salvadorans in the Mount Pleasant neighborhood.
Researchers found that there were 4,822 same-sex couples in the District of Columbia in 2010; about 2% of total households. Legislation authorizing same-sex marriage passed in 2009, and the District began issuing marriage licenses to same-sex couples in March 2010.
A 2007 report found that about one-third of District residents were functionally illiterate, compared to a national rate of about one in five. This is attributed in part to immigrants who are not proficient in English. As of 2011, 85% of D.C. residents age 5 and older spoke English at home as a primary language. Half of residents had at least a four-year college degree in 2006. D.C. residents had a personal income per capita of $55,755; higher than any of the 50 states. However, 19% of residents were below the poverty level in 2005, higher than any state except Mississippi.
Of the District’s population, 17% is Baptist, 13% is Catholic, 6% is evangelical Protestant, 4% is Methodist, 3% is Episcopalian/Anglican, 3% is Jewish, 2% is Eastern Orthodox, 1% is Pentecostal, 1% is Buddhist, 1% is Adventist, 1% is Lutheran, 1% is Muslim, 1% is Presbyterian, 1% is Mormon, and 1% is Hindu.
As of 2010, over 90% of D.C. residents had health insurance coverage, the second-highest rate in the nation. This is due in part to city programs that help provide insurance to low-income individuals who do not qualify for other types of coverage. A 2009 report found that at least 3% of District residents have HIV or AIDS, which the Centers for Disease Control and Prevention (CDC) characterizes as a “generalized and severe” epidemic.
Crime in Washington, D.C., is concentrated in areas associated with poverty, drug abuse, and gangs. A 2010 study found that 5% of city blocks accounted for over one-quarter of the District’s total crime.
The more affluent neighborhoods of Northwest Washington are typically safe, especially in areas with concentrations of government operations, such as Downtown Washington, D.C., Foggy Bottom, Embassy Row, and Penn Quarter, but reports of violent crime increase in poorer neighborhoods generally concentrated in the eastern portion of the city. Approximately 60,000 residents are ex-convicts.
In 2012, Washington’s annual murder count had dropped to 88, the lowest total since 1961. The murder rate has since risen from that historic low, though it remains close to half the rate of the early 2000s. Washington was once described as the “murder capital” of the United States during the early 1990s. The number of murders peaked in 1991 at 479, but the level of violence then began to decline significantly.
In 2016, the District’s Metropolitan Police Department tallied 135 homicides, a 53% increase from 2012 but a 17% decrease from 2015. Many neighborhoods such as Columbia Heights and Logan Circle are becoming safer and vibrant. However, incidents of robberies and thefts have remained higher in these areas because of increased nightlife activity and greater numbers of affluent residents. Even still, citywide reports of both property and violent crimes have declined by nearly half since their most recent highs in the mid-1990s.
On June 26, 2008, the Supreme Court of the United States held in District of Columbia v. Heller that the city’s 1976 handgun ban violated the right to keep and bear arms as protected under the Second Amendment. However, the ruling does not prohibit all forms of gun control; laws requiring firearm registration remain in place, as does the city’s assault weapon ban.
In addition to the District’s own Metropolitan Police Department, many federal law enforcement agencies have jurisdiction in the city as well – most visibly the U.S. Park Police, founded in 1791.
District of Columbia neighborhoods include: 16th Street Heights, Adams Morgan, American University, Anacostia, Anc 8c04, Arboretum, AU Park, Barnaby Woods, Barry Farm, Bellevue, Benning, Berkley, Berkshire-Greenbriar, Bloomingdale, Brentwood, Brookland, Buena Vista, Capitol Heights, Capitol Hill South, Capitol View, Cathedral Heights, Central South west, CH3 Archer Park, Chinatown, Cleveland Park, CoHi EtoH, Colonial Village, Columbia Heights Northeast, Congress Heights, Congress Park Plaza, Crestwood, Dakota Crossing, DC Manor Park, Deanwood, Douglass, Downtown, Dupont Circle, Dupont Park, East Brightwood, East Chevy Chase, East Corner, Eastern Market North, Eastland Gardens, Eckington, Edgewood, Embassy Row, Fairfax Village, Fairlawn, Floridian Condominium, Foggy Bottom, Forest Hills, Fort Dupont, Fort Lincoln, Fort Stanton, Fort Totten, Foxhall Village, Friendship Heights, Gables City Vista, Gallaudet and Ivy City, Garfield Heights, Gateway, Georgetown Waterfront, Georgetown West Village, Georgia Petworth, Glover Park South, Greenway, Hawthorne, Hillandale, Hillcrest, Hill East, H Street Corridor, H Street NE West, Independence, I St – 18th St, Kalorama Heights, Lamond Riggs, Langdon, Lanier Heights, LeDroit Park, Logan Circle, Logan – Shaw, Marshall Heights, McLean Gardens, McLean Park, Meridian Hill Park East, Meridian Hill – U St, Michigan Ave, Michigan Park – East, Mt. Pleasant, Navy Yard – Harbor, Near Northeast, North Dupont, North Michigan Park, North Petworth, North Portal Estates, Observatory Circle, Palisades, Parc Neighboor, Park View, Penn Branch, Penn Quarter, Pleasant Plains, Queens Chapel, Randle Highlands, River Terrace – Lily Ponds – Mayfair, Savannah St, SE Ballpark – Navy Yard, Shaw East, Shepherd Park, Shipley, Skyland, Spring Valley, Stronghold, SW Waterfront North, SW Waterfront Riverside, Takoma, Tenleytown, The Petersburg, Thomas Circle – Mt Vernon Square, Trinidad, Truxton Circle, University Courts, U St – Cardozo, U Street Corridor, Van Ness, Wakefield, Wash Highlands-Valley Gr, Washington Highlands, Washington Mall, Wesley Heights Central, West End, West Swampoodle, Woodland Dr, Woodley Park, Woodridge – South Central
For more information, see District of Columbia wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining instant auto finance is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need a no down payment auto loan, don't worry. We can still help you.
Finally, use our auto loan payment calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off getting a used car loan. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an car loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy car loans and helping borrowers to obtain an auto loan with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here carlots, used car dealership for bad credit, 2nd chance auto financing and other used car finance lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
With the state of our world's economy, making monthly payments is getting harder and harder, especially in District of Columbia. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in District of Columbia. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.