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Washington, D.C., formally the District of Columbia and commonly referred to as Washington or D.C., is the capital of the United States. Founded after the American Revolution as the seat of government of the newly independent country, Washington was named after George Washington, first President of the United States and Founding Father. As the seat of the United States federal government and several international organizations, Washington is an important world political capital. The city is also one of the most visited cities in the world, with more than 20 million tourists annually.
Washington, D.C. is located in the mid-Atlantic region of the U.S. East Coast. Due to the District of Columbia retrocession, the city has a total area of 68.34 square miles (177.0 km), of which 61.05 square miles (158.1 km) is land and 7.29 square miles (18.9 km) (10.67%) is water. The District is bordered by Montgomery County, Maryland to the northwest; Prince George’s County, Maryland to the east; Arlington County, Virginia to the south; and Alexandria, Virginia to the west.
The south bank of the Potomac River forms the District’s border with Virginia and has two major tributaries: the Anacostia River and Rock Creek. Tiber Creek, a natural watercourse that once passed through the National Mall, was fully enclosed underground during the 1870s. The creek also formed a portion of the now-filled Washington City Canal, which allowed passage through the city to the Anacostia River from 1815 until the 1850s. The Chesapeake and Ohio Canal starts in Georgetown and was used during the 19th century to bypass the Little Falls of the Potomac River, located at the northwest edge of Washington at the Atlantic Seaboard fall line.
The highest natural elevation in the District is 409 feet (125 m) above sea level at Fort Reno Park in upper northwest Washington. The lowest point is sea level at the Potomac River. The geographic center of Washington is near the intersection of 4th and L Streets NW.
The District has 7,464 acres (30.21 km) of parkland, about 19% of the city’s total area and the second-highest percentage among high-density U.S. cities. This factor contributed to Washington, D.C., being ranked as third in the nation for park access and quality in the 2018 ParkScore ranking of the park systems of the 100 most populous cities in the United States, according to the nonprofit Trust for Public Land.
The National Park Service manages most of the 9,122 acres (36.92 km) of city land owned by the U.S. government. Rock Creek Park is a 1,754-acre (7.10 km) urban forest in Northwest Washington, which extends 9.3 miles (15.0 km) through a stream valley that bisects the city. Established in 1890, it is the country’s fourth-oldest national park and is home to a variety of plant and animal species, including raccoon, deer, owls, and coyotes. Other National Park Service properties include the C&O Canal National Historical Park, the National Mall and Memorial Parks, Theodore Roosevelt Island, Columbia Island, Fort Dupont Park, Meridian Hill Park, Kenilworth Park and Aquatic Gardens, and Anacostia Park. The D.C. Department of Parks and Recreation maintains the city’s 900 acres (3.6 km) of athletic fields and playgrounds, 40 swimming pools, and 68 recreation centers. The U.S. Department of Agriculture operates the 446-acre (1.80 km) U.S. National Arboretum in Northeast Washington.
The U.S. Census Bureau estimates that the District’s population was 702,455 as of July 2018, an increase of more than 100,000 people since the 2010 United States Census. This continues a growth trend since 2000, following a half-century of population decline. The city was the 24th most populous place in the United States as of 2010. According to data from 2010, commuters from the suburbs increase the District’s daytime population to over one million people. If the District were a state it would rank 49th in population, ahead of Vermont and Wyoming.
The Washington Metropolitan Area, which includes the District and surrounding suburbs, is the sixth-largest metropolitan area in the United States with an estimated 6 million residents in 2014. When the Washington area is included with Baltimore and its suburbs, the Baltimore–Washington Metropolitan Area had a population exceeding 9.6 million residents in 2016, the fourth-largest combined statistical area in the country.
According to 2017 Census Bureau data, the population of Washington, D.C., was 47.1% Black or African American, 45.1% White (36.8% non-Hispanic White), 4.3% Asian, 0.6% American Indian or Alaska Native, and 0.1% Native Hawaiian or Other Pacific Islander. Individuals from two or more races made up 2.7% of the population. Hispanics of any race made up 11.0% of the District’s population.
Washington has had a significant African American population since the city’s foundation. African American residents composed about 30% of the District’s total population between 1800 and 1940. The black population reached a peak of 70% by 1970, but has since steadily declined due to many African Americans moving to the surrounding suburbs. Partly as a result of gentrification, there was a 31.4% increase in the non-Hispanic white population and an 11.5% decrease in the black population between 2000 and 2010.
About 17% of D.C. residents were age 18 or younger in 2010; lower than the U.S. average of 24%. However, at 34 years old, the District had the lowest median age compared to the 50 states. As of 2010, there were an estimated 81,734 immigrants living in Washington, D.C. Major sources of immigration include El Salvador, Vietnam, and Ethiopia, with a concentration of Salvadorans in the Mount Pleasant neighborhood.
Researchers found that there were 4,822 same-sex couples in the District of Columbia in 2010; about 2% of total households. Legislation authorizing same-sex marriage passed in 2009, and the District began issuing marriage licenses to same-sex couples in March 2010.
A 2007 report found that about one-third of District residents were functionally illiterate, compared to a national rate of about one in five. This is attributed in part to immigrants who are not proficient in English. As of 2011, 85% of D.C. residents age 5 and older spoke English at home as a primary language. Half of residents had at least a four-year college degree in 2006. D.C. residents had a personal income per capita of $55,755; higher than any of the 50 states. However, 19% of residents were below the poverty level in 2005, higher than any state except Mississippi.
Of the District’s population, 17% is Baptist, 13% is Catholic, 6% is evangelical Protestant, 4% is Methodist, 3% is Episcopalian/Anglican, 3% is Jewish, 2% is Eastern Orthodox, 1% is Pentecostal, 1% is Buddhist, 1% is Adventist, 1% is Lutheran, 1% is Muslim, 1% is Presbyterian, 1% is Mormon, and 1% is Hindu.
As of 2010, over 90% of D.C. residents had health insurance coverage, the second-highest rate in the nation. This is due in part to city programs that help provide insurance to low-income individuals who do not qualify for other types of coverage. A 2009 report found that at least 3% of District residents have HIV or AIDS, which the Centers for Disease Control and Prevention (CDC) characterizes as a “generalized and severe” epidemic.
Crime in Washington, D.C., is concentrated in areas associated with poverty, drug abuse, and gangs. A 2010 study found that 5% of city blocks accounted for over one-quarter of the District’s total crime.
The more affluent neighborhoods of Northwest Washington are typically safe, especially in areas with concentrations of government operations, such as Downtown Washington, D.C., Foggy Bottom, Embassy Row, and Penn Quarter, but reports of violent crime increase in poorer neighborhoods generally concentrated in the eastern portion of the city. Approximately 60,000 residents are ex-convicts.
In 2012, Washington’s annual murder count had dropped to 88, the lowest total since 1961. The murder rate has since risen from that historic low, though it remains close to half the rate of the early 2000s. Washington was once described as the “murder capital” of the United States during the early 1990s. The number of murders peaked in 1991 at 479, but the level of violence then began to decline significantly.
In 2016, the District’s Metropolitan Police Department tallied 135 homicides, a 53% increase from 2012 but a 17% decrease from 2015. Many neighborhoods such as Columbia Heights and Logan Circle are becoming safer and vibrant. However, incidents of robberies and thefts have remained higher in these areas because of increased nightlife activity and greater numbers of affluent residents. Even still, citywide reports of both property and violent crimes have declined by nearly half since their most recent highs in the mid-1990s.
On June 26, 2008, the Supreme Court of the United States held in District of Columbia v. Heller that the city’s 1976 handgun ban violated the right to keep and bear arms as protected under the Second Amendment. However, the ruling does not prohibit all forms of gun control; laws requiring firearm registration remain in place, as does the city’s assault weapon ban.
In addition to the District’s own Metropolitan Police Department, many federal law enforcement agencies have jurisdiction in the city as well – most visibly the U.S. Park Police, founded in 1791.
District of Columbia neighborhoods include: 16th Street Heights, Adams Morgan, American University, Anacostia, Anc 8c04, Arboretum, AU Park, Barnaby Woods, Barry Farm, Bellevue, Benning, Berkley, Berkshire-Greenbriar, Bloomingdale, Brentwood, Brookland, Buena Vista, Capitol Heights, Capitol Hill South, Capitol View, Cathedral Heights, Central South west, CH3 Archer Park, Chinatown, Cleveland Park, CoHi EtoH, Colonial Village, Columbia Heights Northeast, Congress Heights, Congress Park Plaza, Crestwood, Dakota Crossing, DC Manor Park, Deanwood, Douglass, Downtown, Dupont Circle, Dupont Park, East Brightwood, East Chevy Chase, East Corner, Eastern Market North, Eastland Gardens, Eckington, Edgewood, Embassy Row, Fairfax Village, Fairlawn, Floridian Condominium, Foggy Bottom, Forest Hills, Fort Dupont, Fort Lincoln, Fort Stanton, Fort Totten, Foxhall Village, Friendship Heights, Gables City Vista, Gallaudet and Ivy City, Garfield Heights, Gateway, Georgetown Waterfront, Georgetown West Village, Georgia Petworth, Glover Park South, Greenway, Hawthorne, Hillandale, Hillcrest, Hill East, H Street Corridor, H Street NE West, Independence, I St – 18th St, Kalorama Heights, Lamond Riggs, Langdon, Lanier Heights, LeDroit Park, Logan Circle, Logan – Shaw, Marshall Heights, McLean Gardens, McLean Park, Meridian Hill Park East, Meridian Hill – U St, Michigan Ave, Michigan Park – East, Mt. Pleasant, Navy Yard – Harbor, Near Northeast, North Dupont, North Michigan Park, North Petworth, North Portal Estates, Observatory Circle, Palisades, Parc Neighboor, Park View, Penn Branch, Penn Quarter, Pleasant Plains, Queens Chapel, Randle Highlands, River Terrace – Lily Ponds – Mayfair, Savannah St, SE Ballpark – Navy Yard, Shaw East, Shepherd Park, Shipley, Skyland, Spring Valley, Stronghold, SW Waterfront North, SW Waterfront Riverside, Takoma, Tenleytown, The Petersburg, Thomas Circle – Mt Vernon Square, Trinidad, Truxton Circle, University Courts, U St – Cardozo, U Street Corridor, Van Ness, Wakefield, Wash Highlands-Valley Gr, Washington Highlands, Washington Mall, Wesley Heights Central, West End, West Swampoodle, Woodland Dr, Woodley Park, Woodridge – South Central
For more information, see District of Columbia wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
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If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
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Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in District of Columbia. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in District of Columbia. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.