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Montana (/mɒnˈtænə/ (listen)) is a landlocked state in the Northwestern United States. Montana has several nicknames, although none are official, including “Big Sky Country” and “The Treasure State”, and slogans that include “Land of the Shining Mountains” and more recently “The Last Best Place”.
Montana is one of the nine Mountain States, located in the north of the region known as the Western United States. It borders North Dakota and South Dakota to the east. Wyoming is to the south, Idaho is to the west and southwest, and three Canadian provinces, British Columbia, Alberta, and Saskatchewan, are to the north.
With an area of 147,040 square miles (380,800 km), Montana is slightly larger than Japan. It is the fourth largest state in the United States after Alaska, Texas, and California; it is the largest landlocked U.S. state.
The United States Census Bureau estimates that the population of Montana was 1,032,949 on July 1, 2015, a 4.40% increase since the 2010 United States Census. The 2010 Census put Montana’s population at 989,415 which is an increase of 43,534 people, or 4.40 percent, since 2010. During the first decade of the new century, growth was mainly concentrated in Montana’s seven largest counties, with the highest percentage growth in Gallatin County, which saw a 32 percent increase in its population from 2000–2010. The city seeing the largest percentage growth was Kalispell with 40.1 percent, and the city with the largest increase in actual residents was Billings with an increase in population of 14,323 from 2000–2010.
On January 3, 2012, the Census and Economic Information Center (CEIC) at the Montana Department of Commerce estimated Montana had hit the one million population mark sometime between November and December 2011. The United States Census Bureau estimates that the population of Montana was 1,005,141 on July 1, 2012, a 1.6 percent increase since the 2010 United States Census.
According to the 2010 Census, 89.4 percent of the population was White (87.8 percent Non-Hispanic White), 6.3 percent American Indian and Alaska Native, 2.9 percent Hispanics and Latinos of any race, 0.6 percent Asian, 0.4 percent Black or African American, 0.1 percent Native Hawaiian and Other Pacific Islander, 0.6 percent from Some Other Race, and 2.5 percent from two or more races. The largest European ancestry groups in Montana as of 2010 are: German (27.0 percent), Irish (14.8 percent), English (12.6 percent), Norwegian (10.9 percent), French (4.7 percent) and Italian (3.4 percent).
Montana has a larger Native American population numerically and percentage-wise than most U.S. states. Although the state ranked 45th in population (according to the 2010 U.S. Census), it ranked 19th in native people population. Native people constituted 6.5 percent of the state’s population, the sixth highest percentage of all 50 states. Montana has three counties in which Native Americans are a majority: Big Horn, Glacier, and Roosevelt. Other counties with large Native American populations include Blaine, Cascade, Hill, Missoula, and Yellowstone counties. The state’s Native American population grew by 27.9 percent between 1980 and 1990 (at a time when Montana’s entire population rose just 1.6 percent), and by 18.5 percent between 2000 and 2010. As of 2009, almost two-thirds of Native Americans in the state live in urban areas. Of Montana’s 20 largest cities, Polson (15.7 percent), Havre (13.0 percent), Great Falls (5.0 percent), Billings (4.4 percent), and Anaconda (3.1 percent) had the greatest percentage of Native American residents in 2010. Billings (4,619), Great Falls (2,942), Missoula (1,838), Havre (1,210), and Polson (706) have the most Native Americans living there. The state’s seven reservations include more than twelve distinct Native American ethnolinguistic groups.
While the largest European-American population in Montana overall is German, pockets of significant Scandinavian ancestry are prevalent in some of the farming-dominated northern and eastern prairie regions, parallel to nearby regions of North Dakota and Minnesota. Farmers of Irish, Scots, and English roots also settled in Montana. The historically mining-oriented communities of western Montana such as Butte have a wider range of European-American ethnicity; Finns, Eastern Europeans and especially Irish settlers left an indelible mark on the area, as well as people originally from British mining regions such as Cornwall, Devon and Wales. The nearby city of Helena, also founded as a mining camp, had a similar mix in addition to a small Chinatown. Many of Montana’s historic logging communities originally attracted people of Scottish, Scandinavian, Slavic, English and Scots-Irish descent.
The Hutterites, an Anabaptist sect originally from Switzerland, settled here, and today Montana is second only to South Dakota in U.S. Hutterite population with several colonies spread across the state. Beginning in the mid-1990s, the state also saw an influx of Amish, who relocated to Montana from the increasingly urbanized areas of Ohio and Pennsylvania.
Montana’s Hispanic population is concentrated around the Billings area in south-central Montana, where many of Montana’s Mexican-Americans have been in the state for generations. Great Falls has the highest percentage of African-Americans in its population, although Billings has more African American residents than Great Falls.
The Chinese in Montana, while a low percentage today, have historically been an important presence. About 2000–3000 Chinese miners were in the mining areas of Montana by 1870, and 2500 in 1890. However, public opinion grew increasingly negative toward them in the 1890s and nearly half of the state’s Asian population left the state by 1900. Today, there is a significant Hmong population centered in the vicinity of Missoula. Montanans who claim Filipino ancestry amount to almost 3,000, making them currently the largest Asian American group in the state.
English is the official language in the state of Montana, as it is in many U.S. states. According to the 2000 U.S. Census, 94.8 percent of the population aged 5 and older speak English at home. Spanish is the language most commonly spoken at home other than English. There were about 13,040 Spanish-language speakers in the state (1.4 percent of the population) in 2011. There were also 15,438 (1.7 percent of the state population) speakers of Indo-European languages other than English or Spanish, 10,154 (1.1 percent) speakers of a Native American language, and 4,052 (0.4 percent) speakers of an Asian or Pacific Islander language. Other languages spoken in Montana (as of 2013) include Assiniboine (about 150 speakers in the Montana and Canada), Blackfoot (about 100 speakers), Cheyenne (about 1,700 speakers), Plains Cree (about 100 speakers), Crow (about 3,000 speakers), Dakota (about 18,800 speakers in Minnesota, Montana, Nebraska, North Dakota, and South Dakota), German Hutterite (about 5,600 speakers), Gros Ventre (about 10 speakers), Kalispel-Pend d’Oreille (about 64 speakers), Kutenai (about 6 speakers), and Lakota (about 6,000 speakers in Minnesota, Montana, Nebraska, North Dakota, South Dakota). The United States Department of Education estimated in 2009 that 5,274 students in Montana spoke a language at home other than English. These included a Native American language (64 percent), German (4 percent), Spanish (3 percent), Russian (1 percent), and Chinese (less than 0.5 percent).
According to the Pew Forum, the religious affiliations of the people of Montana are as follows: Protestant 47%, Catholic 23%, LDS (Mormon) 5%, Jehovah’s Witness 2%, Buddhist 1%, Jewish 0.5%, Muslim 0.5%, Hindu 0.5% and Non-Religious at 20%.
The largest denominations in Montana as of 2010 were the Catholic Church with 127,612 adherents, The Church of Jesus Christ of Latter-day Saints with 46,484 adherents, Evangelical Lutheran Church in America with 38,665 adherents, and non-denominational Evangelical Protestant with 27,370 adherents.
Approximately 66,000 people of Native American heritage live in Montana. Stemming from multiple treaties and federal legislation, including the Indian Appropriations Act (1851), the Dawes Act (1887), and the Indian Reorganization Act (1934), seven Indian reservations, encompassing eleven federally recognized tribal nations, were created in Montana. A twelfth nation, the Little Shell Chippewa is a “landless” people headquartered in Great Falls; it is recognized by the state of Montana but not by the U.S. government. The Blackfeet nation is headquartered on the Blackfeet Indian Reservation (1851) in Browning, Crow on the Crow Indian Reservation (1868) in Crow Agency, Confederated Salish and Kootenai and Pend d’Oreille on the Flathead Indian Reservation (1855) in Pablo, Northern Cheyenne on the Northern Cheyenne Indian Reservation (1884) at Lame Deer, Assiniboine and Gros Ventre on the Fort Belknap Indian Reservation (1888) in Fort Belknap Agency, Assiniboine and Sioux on the Fort Peck Indian Reservation (1888) at Poplar, and Chippewa-Cree on the Rocky Boy’s Indian Reservation (1916) near Box Elder. Approximately 63% of all Native people live off the reservations, concentrated in the larger Montana cities, with the largest concentration of urban Indians in Great Falls. The state also has a small Métis population, and 1990 census data indicated that people from as many as 275 different tribes lived in Montana.
Montana’s Constitution specifically reads that “the state recognizes the distinct and unique cultural heritage of the American Indians and is committed in its educational goals to the preservation of their cultural integrity.” It is the only state in the U.S. with such a constitutional mandate. The Indian Education for All Act (IEFA) was passed in 1999 to provide funding for this mandate and ensure implementation. It mandates that all schools teach American Indian history, culture, and heritage from preschool through college. For kindergarten through 12th-grade students, an “Indian Education for All” curriculum from the Montana Office of Public Instruction is available free to all schools. The state was sued in 2004 because of lack of funding, and the state has increased its support of the program. South Dakota passed similar legislation in 2007, and Wisconsin was working to strengthen its own program based on this model – and the current practices of Montana’s schools. Each Indian reservation in the state has a fully accredited tribal college. The University of Montana “was the first to establish dual admission agreements with all of the tribal colleges and as such it was the first institution in the nation to actively facilitate student transfer from the tribal colleges”
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
Montana (state) neighborhoods include: Absarokee, Acton, Alberton, Anaconda, Antelope, Arlee, Ashland, Babb, Bainville, Baker, Ballantine, Bearcreek, Belfry, Belgrade, Belt, Big Arm, Bigfork, Big Sandy, Big Timber, Billings, Black Eagle, Bloomfield, Bonner, Boulder, Box Elder, Bozeman, Brady, Bridger, Broadus, Broadview, Brockton, Brockway, Browning, Buffalo, Butte, Cameron, Cardwell, Carter, Cascade, Charlo, Chester, Chinook, Choteau, Circle, Clancy, Clinton, Coffee Creek, Columbia Falls, Columbus, Condon, Conner, Conrad, Corvallis, Crow Agency, Culbertson, Custer, Cut Bank, Dagmar, Darby, Dayton, Deer Lodge, Dell, Denton, Dillon, Divide, Dixon, Dodson, Drummond, Dutton, East Glacier Park, East Helena, Ekalaka, Elmo, Emigrant, Ennis, Essex, Eureka, Fairfield, Fairview, Fallon, Fishtail, Flaxville, Florence, Floweree, Forest Grove, Forsyth, Fort Benton, Fort Peck, Fort Shaw, Frazer, Frenchtown, Froid, Fromberg, Galata, Gallatin Gateway, Gardiner, Garrison, Geraldine, Gildford, Glasgow, Glendive, Glentana, Gold Creek, Grass Range, Great Falls, Greenough, Greycliff, Hall, Hamilton, Hardin, Harlem, Harrison, Havre, Heart Butte, Helena, Helmville, Heron, Highwood, Hilger, Hingham, Hinsdale, Hobson, Hogeland, Homestead, Hot Springs, Hungry Horse, Huntley, Huson, Inverness, Jackson, Joliet, Joplin, Jordan, Judith Gap, Kalispell, Kevin, Kila, Kremlin, Lakeside, Lame Deer, Larslan, Laurel, Lavina, Ledger, Lewistown, Libby, Lima, Lindsay, Livingston, Lloyd, Lodge Grass, Lolo, Loma, Lonepine, Loring, Lothair, Malta, Manhattan, Marion, Martinsdale, Mc Leod, Medicine Lake, Melville, Mildred, Miles City, Missoula, Molt, Monarch, Moore, Musselshell, Nashua, Neihart, Norris, Noxon, Nye, Oilmont, Opheim, Outlook, Ovando, Park City, Peerless, Pendroy, Philipsburg, Pinesdale, Plains, Plentywood, Plevna, Polebridge, Polson, Pompeys Pillar, Pony, Poplar, Power, Pray, Proctor, Radersburg, Ramsay, Rapelje, Raymond, Raynesford, Red Lodge, Redstone, Reed Point, Reserve, Rexford, Richey, Richland, Ringling, Roberts, Rollins, Ronan, Roscoe, Rosebud, Roundup, Roy, Rudyard, Ryegate, Saco, Saint Ignatius, Saint Regis, Saltese, Sand Coulee, Savage, Scobey, Seeley Lake, Shawmut, Shelby, Shepherd, Sheridan, Sidney, Silver Star, Somers, Stanford, Stevensville, Stockett, Sula, Sunburst, Sun River, Superior, Sweet Grass, Terry, Thompson Falls, Three Forks, Toston, Townsend, Trout Creek, Troy, Turner, Twin Bridges, Two Dot, Valier, Vaughn, Victor, Vida, Virginia City, Volborg, Warm Springs, Westby, West Yellowstone, Whitefish, Whitehall, White Sulphur Springs, Whitetail, Whitewater, Wibaux, Wilsall, Winifred, Winnett, Winston, Wisdom, Wise River, Wolf Creek, Wolf Point, Worden, Wyola, Zortman
For more information, see Montana (state) wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loan pre-approval before going to a dealership. By separating bad credit no credit car loan options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Montana. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Montana. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.