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New Hampshire is a state in the New England region of the northeastern United States. It is bordered by Massachusetts to the south, Vermont to the west, Maine and the Atlantic Ocean to the east, and the Canadian province of Quebec to the north. New Hampshire is the 5th smallest by area and the 10th least populous of the 50 states.
Concord is the state capital, while Manchester is the largest city in the state. It has no general sales tax, nor is personal income (other than interest and dividends) taxed at either the state or local level. The New Hampshire primary is the first primary in the U.S. presidential election cycle. Its license plates carry the state motto, “Live Free or Die”. The state’s nickname, “The Granite State”, refers to its extensive granite formations and quarries.
New Hampshire is part of the six-state New England region. It is bounded by Quebec, Canada, to the north and northwest; Maine and the Atlantic Ocean to the east; Massachusetts to the south; and Vermont to the west. New Hampshire’s major regions are the Great North Woods, the White Mountains, the Lakes Region, the Seacoast, the Merrimack Valley, the Monadnock Region, and the Dartmouth-Lake Sunapee area. New Hampshire has the shortest ocean coastline of any U.S. coastal state, with a length of 18 miles (29 km), sometimes measured as only 13 miles (21 km). New Hampshire was home to the rock formation called the Old Man of the Mountain, a face-like profile in Franconia Notch, until the formation disintegrated in May 2003.
The White Mountains range in New Hampshire spans the north-central portion of the state, with Mount Washington the tallest in the northeastern U.S. – site of the second-highest wind speed ever recorded – and other mountains like Mount Madison and Mount Adams surrounding it. With hurricane-force winds every third day on average, over 100 recorded deaths among visitors, and conspicuous krumholtz (dwarf, matted trees much like a carpet of bonsai trees), the climate on the upper reaches of Mount Washington has inspired the weather observatory on the peak to claim that the area has the “World’s Worst Weather”.
In the flatter southwest corner of New Hampshire, the landmark Mount Monadnock has given its name to a class of earth-forms – a monadnock – signifying, in geomorphology, any isolated resistant peak rising from a less resistant eroded plain.
Major rivers include the 110-mile (177 km) Merrimack River, which bisects the lower half of the state north–south and ends up in Newburyport, Massachusetts. Its tributaries include the Contoocook River, Pemigewasset River, and Winnipesaukee River. The 410-mile (660 km) Connecticut River, which starts at New Hampshire’s Connecticut Lakes and flows south to Connecticut, defines the western border with Vermont. The state border is not in the center of that river, as is usually the case, but at the low-water mark on the Vermont side; meaning that the entire river along the Vermont border (save for areas where the water level has been raised by a dam) lies within New Hampshire. Only one town – Pittsburg – shares a land border with the state of Vermont. The “northwesternmost headwaters” of the Connecticut also define the Canada–U.S. border.
The Piscataqua River and its several tributaries form the state’s only significant ocean port where they flow into the Atlantic at Portsmouth. The Salmon Falls River and the Piscataqua define the southern portion of the border with Maine. The Piscataqua River boundary was the subject of a border dispute between New Hampshire and Maine in 2001, with New Hampshire claiming dominion over several islands (primarily Seavey’s Island) that include the Portsmouth Naval Shipyard. The U.S. Supreme Court dismissed the case in 2002, leaving ownership of the island with Maine. New Hampshire still claims sovereignty of the base, however.
The largest of New Hampshire’s lakes is Lake Winnipesaukee, which covers 71 square miles (184 km) in the east-central part of New Hampshire. Umbagog Lake along the Maine border, approximately 12.3 square miles (31.9 km), is a distant second. Squam Lake is the second largest lake entirely in New Hampshire.
New Hampshire has the shortest ocean coastline of any state in the United States, approximately 18 miles (29 km) long. Hampton Beach is a popular local summer destination. About 7 miles (11 km) offshore are the Isles of Shoals, nine small islands (four of which are in New Hampshire) known as the site of a 19th-century art colony founded by poet Celia Thaxter, and the alleged location of one of the buried treasures of the pirate Blackbeard.
It is the state with the highest percentage of timberland area in the country. New Hampshire is in the temperate broadleaf and mixed forests biome. Much of the state, in particular the White Mountains, is covered by the conifers and northern hardwoods of the New England-Acadian forests. The southeast corner of the state and parts of the Connecticut River along the Vermont border are covered by the mixed oaks of the Northeastern coastal forests.
The northern third of the state is locally referred to as the “north country” or “north of the notches,” in reference to White Mountain passes that channel traffic. It contains less than 5% of the state’s population, suffers relatively high poverty, and is steadily losing population as the logging and paper industries decline. However, the tourist industry, in particular visitors who go to northern New Hampshire to ski, snowboard, hike and mountain bike, has helped offset economic losses from mill closures.
The United States Census Bureau estimates the population of New Hampshire was 1,356,458 on July 1, 2018, a 3.00% increase since the 2010 United States Census. The center of population of New Hampshire is in Merrimack County, in the town of Pembroke. The center of population has moved south 12 miles (19 km) since 1950, a reflection of the fact the state’s fastest growth has been along its southern border, which is within commuting range of Boston and other Massachusetts cities.
As of the 2010 Census, the population of New Hampshire was 1,316,470. The gender makeup of the state was 49.3% male and 50.7% female. 21.8% of the population were under the age of 18; 64.6% were between the ages of 18 and 64; and 13.5% were 65 years of age or older.
The racial makeup of New Hampshire as of the 2010 Census was:
Hispanic or Latino of any race were 2.8% of the population in 2010: 0.6% were of Mexican, 0.9% Puerto Rican, 0.1% Cuban, and 1.2% other Hispanic or Latino origin.
According to the 2010–2015 American Community Survey, the largest ancestry groups in the state were Irish (21.0%), English (16.8%), French (14.9%), Italian (10.5%), German (9.0%), French Canadian (8.7%), and American (5.6%).
New Hampshire has the highest percentage (23.4%) of residents with French/French-Canadian/Acadian ancestry of any U.S. state.
According to the Census Bureau’s American Community Survey estimates from 2015, 2.1% of the population aged 5 and older speak Spanish at home, while 1.8% speak French. In Coos County, 9.6% of the population speaks French at home, down from 16% in 2000.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
A Pew survey showed that the religious affiliations of the people of New Hampshire was as follows: Protestant 30%, Catholic 26%, LDS (Mormon) 1%, Jewish 1%, Jehovah’s Witness 2% and non-religious at 36%.
A survey suggests people in New Hampshire and Vermont are less likely than other Americans to attend weekly services and only 54% say that they are “absolutely certain there is a God” compared to 71% in the rest of the nation. New Hampshire and Vermont are also at the lowest levels among states in religious commitment. In 2012, 23% of New Hampshire residents in a Gallup poll considered themselves “very religious”, while 52% considered themselves “non-religious”. According to the Association of Religion Data Archives (ARDA) the largest denominations are the Catholic Church with 311,028 members; The United Church of Christ with 26,321 members; and the United Methodist Church with 18,029 members.
New Hampshire neighborhoods include: Albany, Alexandria, Allenstown, Alstead, Alton, Amherst, Andover, Antrim, Ashland, Atkinson, Auburn, Barnstead, Barrington, Bath, Bedford, Belmont, Bennington, Benton, Berlin, Bethlehem, Boscawen, Bow, Bradford, Brentwood, Bristol, Brookfield, Brookline, Campton, Canaan, Candia, Canterbury, Center Harbor, Center Ossipee, Charlestown, Chichester, Claremont, Colebrook, Concord, Contoocook, Conway, Cornish, Croydon, Deerfield, Deering, Derry, Dorchester, Dover, Dublin, Dummer, Dunbarton, Durham, East Hampstead, East Wakefield, Effingham, Enfield, Epping, Epsom, Exeter, Francestown, Franconia, Franklin, Freedom, Fremont, Gilford, Gilmanton, Gilmanton Iron Works, Gilsum, Goffstown, Gorham, Grafton, Grantham, Greenfield, Greenland, Greenville, Groveton, Hampstead, Hampton, Hampton Falls, Hanover, Harrisville, Haverhill, Hebron, Henniker, Hillsborough, Hinsdale, Holderness, Hollis, Hooksett, Hopkinton, Hudson, Jackson, Jaffrey, Keene, Kensington, Kingston, Laconia, Lancaster, Landaff, Langdon, Lee, Lempster, Lisbon, Litchfield, Littleton, Londonderry, Loudon, Lyme, Lyndeborough, Madbury, Madison, Manchester, Marlborough, Marlow, Mason, Meredith, Meriden, Merrimack, Middleton, Milan, Milford, Milton, Mont Vernon, Munsonville, Nashua, Nelson, New Boston, Newbury, New Castle, Newfields, Newington, New Ipswich, New London, Newmarket, Newport, Newton, Northfield, North Hampton, North Haverhill, North Stratford, Northwood, Nottingham, Orange, Orford, Ossipee, Pelham, Pembroke, Penacook, Peterborough, Piermont, Pike, Pittsfield, Plainfield, Plaistow, Plymouth, Portsmouth, Rindge, Rochester, Rumney, Rye, Salem, Salisbury, Sanbornton, Sanbornville, Seabrook, Sharon, Silver Lake, South Acworth, Springfield, Stoddard, Strafford, Stratham, Sugar Hill, Sunapee, Suncook, Surry, Swanzey, Thornton, Tilton, Troy, Union, Warner, Washington, Weare, West Chesterfield, West Ossipee, Whitefield, Wilmot, Wilton, Winchester, Windham, Windsor, Wolfeboro, Woodsville
For more information, see New Hampshire wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our auto finance calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy car loans and helping borrowers to obtain an auto loan with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here carlots, used car dealership for bad credit, 2nd chance auto financing and other used car finance lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
With the state of our world's economy, making monthly payments is getting harder and harder, especially in New Hampshire. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in New Hampshire about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.