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Arkansas (/ˈɑːrkənsɔː/ AR-kən-saw) is a state in the southern region of the United States, home to over 3 million people as of 2017. Its name is of Siouan derivation from the language of the Osage denoting their related kin, the Quapaw Indians. The state’s diverse geography ranges from the mountainous regions of the Ozark and the Ouachita Mountains, which make up the U.S. Interior Highlands, to the densely forested land in the south known as the Arkansas Timberlands, to the eastern lowlands along the Mississippi River and the Arkansas Delta.
The United States Census Bureau estimates that the population of Arkansas was 2,978,204 on July 1, 2015, a 2.14% increase since the 2010 United States Census.
As of 2015, Arkansas has an estimated population of 2,978,204. From fewer than 15,000 in 1820, Arkansas’s population grew to 52,240 during a special census in 1835, far exceeding the 40,000 required to apply for statehood. Following statehood in 1836, the population doubled each decade until the 1870 Census conducted following the Civil War. The state recorded growth in each successive decade, although it gradually slowed in the 20th century.
It recorded population losses in the 1950 and 1960 Censuses. This outmigration was a result of multiple factors, including farm mechanization, decreasing labor demand, and young educated people leaving the state due to a lack of non-farming industry in the state. Arkansas again began to grow, recording positive growth rates ever since and exceeding the 2 million mark during the 1980 Census. Arkansas’s rate of change, age distributions, and gender distributions mirror national averages. Minority group data also approximates national averages. There are fewer people in Arkansas of Hispanic or Latino origin than the national average. The center of population of Arkansas for 2000 was located in Perry County, near Nogal.
In terms of race and ethnicity, the state was 80.1% white (74.2% non-Hispanic white), 15.6% black or African American, 0.9% American Indian and Alaska Native, 1.3% Asian, and 1.8% from two or more races. Hispanics or Latinos of any race made up 6.6% of the population.
As of 2011, 39.0% of Arkansas’s population younger than age 1 were minorities.
European Americans have a strong presence in the northwestern Ozarks and the central part of the state. African Americans live mainly in the southern and eastern parts of the state. Arkansans of Irish, English and German ancestry are mostly found in the far northwestern Ozarks near the Missouri border. Ancestors of the Irish in the Ozarks were chiefly Scots-Irish, Protestants from Northern Ireland, the Scottish lowlands and northern England part of the largest group of immigrants from Great Britain and Ireland before the American Revolution. English and Scots-Irish immigrants settled throughout the backcountry of the South and in the more mountainous areas. Americans of English stock are found throughout the state.
A 2010 survey of the principal ancestries of Arkansas’s residents revealed the following:
Most of the people identifying as American are of English descent and/or Scots-Irish descent. Their families have been in the state so long, in many cases since before statehood, that they choose to identify simply as having American ancestry or do not in fact know their own ancestry. Their ancestry primarily goes back to the original 13 colonies and for this reason many of them today simply claim American ancestry. Many people who identify themselves as Irish descent are in fact of Scots-Irish descent.
According to the 2006–2008 American Community Survey, 93.8% of Arkansas’s population (over the age of five) spoke only English at home. About 4.5% of the state’s population spoke Spanish at home. About 0.7% of the state’s population spoke any other Indo-European languages. About 0.8% of the state’s population spoke an Asian language, and 0.2% spoke other languages.
Arkansas, like most other Southern states, is part of the Bible Belt and is predominantly Protestant. The largest denominations by number of adherents in 2010 were the Southern Baptist Convention with 661,382; the United Methodist Church with 158,574; non-denominational Evangelical Protestants with 129,638; the Catholic Church with 122,662; and The Church of Jesus Christ of Latter-day Saints with 31,254. There are some residents of the state who live by other religions such as Islam, Judaism, Wicca, Paganism, Hinduism, Buddhism or who claim no religious affiliation.
Arkansas neighborhoods include: Adona, Alco, Alexander, Alicia, Alma, Almyra, Alpena, Altus, Amagon, Amity, Antoine, Arkadelphia, Arkansas City, Armorel, Ashdown, Ash Flat, Atkins, Austin, Bald Knob, Barling, Bassett, Batesville, Bauxite, Bay, Beebe, Bee Branch, Beedeville, Bella Vista, Benton, Bentonville, Berryville, Bethel Heights, Bigelow, Biggers, Bismarck, Black Oak, Black Rock, Blue Mountain, Bluff City, Blytheville, Bonnerdale, Bono, Booneville, Bradford, Bradley, Branch, Brockwell, Brookland, Bryant, Burdette, Cabot, Caddo Gap, Caddo Valley, Cale, Calico Rock, Cammack Village, Canehill, Caraway, Carlisle, Casa, Cash, Casscoe, Cave City, Cave Springs, Cecil, Cedarville, Center Point, Center Ridge, Centerton, Charleston, Charlotte, Cherokee Village, Cherry Valley, Chester, Choctaw, Cleveland, Clinton, Colt, Compton, Concord, Conway, Cord, Corning, Cove, Crocketts Bluff, Crossett, Damascus, Datto, Decatur, Deer, Delaware, Delight, Dell, Dennard, Dermott, De Witt, Diamond City, Dierks, Dolph, Donaldson, Dover, Drasco, Driver, Dumas, Dyess, Earle, Elkins, El Paso, Emerson, Emmet, England, Enola, Ethel, Etowah, Eudora, Eureka Springs, Evansville, Evening Shade, Everton, Fairfield Bay, Farmington, Fayetteville, Fifty Six, Fisher, Floral, Foreman, Fort Smith, Fountain Hill, Fox, Franklin, Frenchmans Bayou, Friendship, Garfield, Gentry, Georgetown, Gillett, Gillham, Glenwood, Gould, Grady, Grannis, Gravette, Greenbrier, Green Forest, Greenway, Griffithville, Guion, Gurdon, Hackett, Hamburg, Hardy, Harrisburg, Harrison, Hasty, Hatfield, Hattieville, Havana, Hector, Hensley, Heth, Hickory Ridge, Higginson, Highland, Hindsville, Hiwasse, Horseshoe Bend, Hot Springs National Park, Hot Springs Village, Houston, Hoxie, Humnoke, Humphrey, Huntington, Imboden, Jacksonville, Jasper, Jerusalem, Jessieville, Joiner, Jonesboro, Jones Mill, Judsonia, Keiser, Keo, Kirby, Knobel, Lake City, Lake Village, Lamar, Langley, Leachville, Lead Hill, Leola, Lepanto, Lincoln, Little Rock, Little Rock Air Force Base, Locust Grove, London, Lonoke, Lonsdale, Lowell, Luxora, Lynn, Mabelvale, Magazine, Magnolia, Malvern, Mammoth Spring, Manila, Marble Falls, Marcella, Marion, Marked Tree, Marmaduke, Maumelle, Mayflower, Maynard, Maysville, Mc Crory, Mc Dougal, Mc Gehee, Mc Neil, Mc Rae, Melbourne, Mena, Mineral Springs, Minturn, Monette, Montrose, Morrilton, Morrow, Mountainburg, Mountain Home, Mountain Pine, Mountain View, Mount Ida, Mount Judea, Mount Pleasant, Mount Vernon, Mulberry, Murfreesboro, Nashville, Natural Dam, Newark, New Blaine, Newhope, Newport, Norman, North Little Rock, Oden, Ogden, Oil Trough, O Kean, Okolona, Omaha, Onia, Oppelo, Osceola, Oxford, Ozark, Pangburn, Paragould, Paris, Parkdale, Parkin, Paron, Parthenon, Peach Orchard, Pearcy, Pea Ridge, Peel, Pelsor, Pencil Bluff, Perry, Perryville, Pettigrew, Pickens, Piggott, Pineville, Pleasant Grove, Pleasant Plains, Plumerville, Pocahontas, Pollard, Ponca, Portia, Portland, Pottsville, Poughkeepsie, Powhatan, Poyen, Prairie Grove, Prescott, Quitman, Ratcliff, Ravenden, Ravenden Springs, Rector, Rockport, Rogers, Roland, Romance, Rose Bud, Rosie, Rosston, Royal, Rudy, Russellville, Saffell, Sage, Saint Charles, Saint Francis, Saratoga, Scotland, Scott, Scranton, Searcy, Sedgwick, Sherwood, Shirley, Sidney, Siloam Springs, Sims, Smithville, Snow Lake, Solgohachia, Sparkman, Springdale, Springfield, Stamps, Star City, State University, Stephens, Story, Strawberry, Stuttgart, Subiaco, Success, Sulphur Rock, Sulphur Springs, Summers, Swifton, Taylor, Tichnor, Tillar, Tilly, Timbo, Traskwood, Trumann, Tuckerman, Tyronza, Umpire, Uniontown, Van Buren, Vandervoort, Vendor, Vilonia, Violet Hill, Waldo, Walnut Ridge, Ward, Warm Springs, Watson, Weiner, Wesley, Western Grove, West Fork, West Memphis, White Hall, Wickes, Williford, Willisville, Wilmar, Wilmot, Wilson, Wilton, Winchester, Winslow, Winthrop, Wiseman, Wynne, Yorktown
For more information, see Arkansas wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for affordable used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private party, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private sale.
No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.
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We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
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If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
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The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Arkansas. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Arkansas.
The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.
The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.
When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.