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Oregon (/ˈɒrɪɡən/ (listen) ORR-ih-gən) is a state in the Pacific Northwest region on the West Coast of the United States. The Columbia River delineates much of Oregon’s northern boundary along Washington state, while the Snake River delineates much of its eastern boundary along Idaho. The parallel 42° north delineates the southern boundary with California and Nevada. Oregon is one of only three states of the contiguous United States to have a coastline on the Pacific Ocean.
Oregon is 295 miles (475 km) north to south at longest distance, and 395 miles (636 km) east to west at longest distance. With an area of 98,381 square miles (254,810 km), Oregon is slightly larger than the United Kingdom. It is the ninth largest state in the United States. Oregon’s highest point is the summit of Mount Hood, at 11,249 feet (3,429 m), and its lowest point is the sea level of the Pacific Ocean along the Oregon Coast. Oregon’s mean elevation is 3,300 feet (1,006 m). Crater Lake National Park is the state’s only national park and the site of Crater Lake, the deepest lake in the United States at 1,943 feet (592 m). Oregon claims the D River as the shortest river in the world, though the state of Montana makes the same claim of its Roe River. Oregon is also home to Mill Ends Park (in Portland), the smallest park in the world at 452 square inches (0.29 m).
Oregon is split into eight geographical regions. In Western Oregon: Oregon Coast (west of the Coast Range), the Willamette Valley, Rogue Valley, Cascade Range and Klamath Mountains; and in Central and Eastern Oregon: the Columbia Plateau, the High Desert, and the Blue Mountains.
Oregon lies in two time zones. Most of Malheur County is in the Mountain Time Zone, while the rest of the state lies in the Pacific Time Zone.
The United States Census Bureau estimates that the population of Oregon was 4,093,465 on July 1, 2016, a 6.8% increase over the 2010 United States Census.
Oregon was the U.S.’s “Top Moving Destination” in 2014, with two families moving into the state for every one moving out of state (66.4% to 33.6%). Oregon was also the top moving destination in 2013, and second most popular destination in 2010 through 2012.
As of the 2010 Census, the population of Oregon was 3,831,074. The gender makeup of the state was 49.5% male and 50.5% female. 22.6% of the population were under the age of 18; 63.5% were between the ages of 18 and 64; and 12.5% were 65 years of age or older.
The table below shows the racial composition of Oregon’s population as of 2016.
According to the 2016 American Community Survey, 12.4% of Oregon’s population were of Hispanic or Latino origin (of any race): Mexican (10.4%), Puerto Rican (0.3%), Cuban (0.1%), and other Hispanic or Latino origin (1.5%). The five largest ancestry groups were: German (19.1%), Irish (11.7%), English (11.3%), American (5.3%), and Norwegian (3.8%).
The state’s most populous ethnic group, non-Hispanic white, has declined from 95.8% in 1970 to 77.8% in 2012.
As of 2011, 38.7% of Oregon’s children under one year of age belonged to minority groups, meaning they had at least one parent who was not a non-Hispanic white. Of the state’s total population, 22.6% was under the age 18, and 77.4% were 18 or older.
The center of population of Oregon is located in Linn County, in the city of Lyons. Around 60% of Oregon’s population resides within the Portland metropolitan area.
As of 2009, Oregon’s population comprised 361,393 foreign-born residents. Of the foreign-born residents, the three largest groups are originally from countries in: Latin America (47.8%), Asia (27.4%), and Europe (16.5%).
Oregon has frequently been cited by statistical agencies for having a smaller percentage of religious communities than other U.S. states. According to a 2009 Gallup poll, Oregon was paired with Vermont as the two “least religious” states in the United States.
In the same 2009 Gallup poll, 69% of Oregonians identified themselves as being Christian. The largest Christian denominations in Oregon by number of adherents in 2010 were the Roman Catholic Church with 398,738; The Church of Jesus Christ of Latter-day Saints with 147,965; and the Assemblies of God with 45,492. Oregon also contains the largest community of Russian Old Believers to be found in the United States. The Northwest Tibetan Cultural Association is headquartered in Portland. There are an estimated 6,000 to 10,000 Muslims in Oregon, most of whom live in and around Portland.
Most of the remainder of the population had no religious affiliation; the 2008 American Religious Identification Survey (ARIS) placed Oregon as tied with Nevada in fifth place of U.S. states having the highest percentage of residents identifying themselves as “non-religious”, at 24 percent. Secular organizations include the Center for Inquiry (CFI), the Humanists of Greater Portland (HGP), and the United States Atheists (USA).
During much of the 1990s, a group of conservative Christians formed the Oregon Citizens Alliance, and unsuccessfully tried to pass legislation to prevent “gay sensitivity training” in public schools and legal benefits for homosexual couples.
Projections from the U.S. Census Bureau show Oregon’s population increasing to 4,833,918 by 2030, an increase of 41.3% compared to the state’s population of 3,421,399 in 2000. The state’s own projections forecast a total population of 5,425,408 in 2040.
Oregon neighborhoods include: Adair Village, Adams, Agness, Albany, Alsea, Amity, Antelope, Arlington, Ashland, Ashwood, Astoria, Athena, Aumsville, Aurora, Azalea, Baker City, Bandon, Banks, Bay City, Beatty, Beaver, Beavercreek, Beaverton, Bend, Blachly, Blodgett, Blue River, Bly, Boardman, Bonanza, Boring, Brightwood, Broadbent, Brookings, Brooks, Brothers, Brownsville, Burns, Butte Falls, Buxton, Camas Valley, Camp Sherman, Canby, Cannon Beach, Canyonville, Carlton, Cascade Locks, Cascadia, Cave Junction, Cayuse, Central Point, Chemult, Cheshire, Chiloquin, Clackamas, Clatskanie, Cloverdale, Coburg, Colton, Columbia City, Condon, Coos Bay, Coquille, Corbett, Cornelius, Corvallis, Cottage Grove, Cove, Crane, Crescent, Creswell, Culp Creek, Culver, Dairy, Dallas, Damascus, Days Creek, Dayton, Deadwood, Deer Island, Depoe Bay, Detroit, Dexter, Diamond, Donald, Dorena, Drain, Drewsey, Dufur, Dundee, Eagle Creek, Eagle Point, Echo, Eddyville, Elgin, Elkton, Elmira, Enterprise, Estacada, Eugene, Fairview, Fall Creek, Falls City, Fields, Florence, Forest Grove, Fort Klamath, Fossil, Foster, Frenchglen, Gales Creek, Gardiner, Gaston, Gates, Gervais, Gilchrist, Gladstone, Glendale, Glide, Gold Beach, Gold Hill, Government Camp, Grand Ronde, Grants Pass, Grass Valley, Gresham, Haines, Halfway, Halsey, Hammond, Happy Valley, Harrisburg, Hebo, Helix, Heppner, Hereford, Hermiston, Hillsboro, Hines, Hood River, Hubbard, Huntington, Idanha, Idleyld Park, Imbler, Imnaha, Independence, Ione, Irrigon, Jacksonville, Jasper, Jefferson, Joseph, Junction City, Keizer, Keno, Kent, Kerby, Kimberly, Klamath Falls, Lafayette, La Grande, Lake Oswego, Lakeside, Langlois, La Pine, Lebanon, Lexington, Lincoln City, Logsden, Lorane, Lostine, Lowell, Lyons, Madras, Malin, Manning, Mapleton, Marcola, Marion, Maupin, McKenzie Bridge, McMinnville, Medford, Mehama, Merlin, Merrill, Metolius, Mill City, Milton Freewater, Milwaukie, Mitchell, Molalla, Monmouth, Monroe, Moro, Mosier, Mount Angel, Mount Hood Parkdale, Mulino, Myrtle Creek, Myrtle Point, Nehalem, Neotsu, Neskowin, Newberg, Newport, North Bend, North Plains, North Powder, Noti, Oak Grove, Oakland, Oakridge, O Brien, Oregon City, Otis, Otter Rock, Oxbow, Paulina, Pendleton, Philomath, Phoenix, Pilot Rock, Pleasant Hill, Portland, Port Orford, Post, Powell Butte, Powers, Prairie City, Princeton, Prineville, Prospect, Rainier, Redmond, Reedsport, Rhododendron, Richland, Rickreall, Riddle, Riley, Rockaway Beach, Rogue River, Roseburg, Rufus, Saint Benedict, Saint Helens, Saint Paul, Salem, Sandy, Scappoose, Scio, Scottsburg, Scotts Mills, Seal Rock, Seaside, Selma, Shady Cove, Shaniko, Shedd, Sheridan, Sherwood, Siletz, Silverton, Sisters, Sixes, South Beach, Sprague River, Spray, Springfield, Stanfield, Stayton, Sublimity, Summerville, Sumpter, Sutherlin, Sweet Home, Swisshome, Talent, Tangent, Tenmile, Terrebonne, The Dalles, Tidewater, Tillamook, Tiller, Timber, Toledo, Tolovana Park, Trail, Troutdale, Tualatin, Turner, Tygh Valley, Umatilla, Umpqua, Union, Unity, Veneta, Vernonia, Vida, Waldport, Wallowa, Walterville, Walton, Warm Springs, Warren, Warrenton, Wasco, Welches, Westfir, Westlake, West Linn, Weston, White City, Wilderville, Willamina, Williams, Wilsonville, Winston, Wolf Creek, Woodburn, Wood Village, Yachats, Yamhill, Yoncalla
For more information, see Oregon wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loan pre-approval before going to a dealership. By separating bad credit no credit car loan options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy car loans and helping borrowers to obtain an auto loan with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here carlots, used car dealership for bad credit, 2nd chance auto financing and other used car finance lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Oregon. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Oregon about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.