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Washington (/ˈwɒʃɪŋtən/ (listen)), officially the State of Washington, is a state in the Pacific Northwest region of the United States. Named for George Washington, the first president of the United States, the state was made out of the western part of the Washington Territory, which was ceded by Britain in 1846 in accordance with the Oregon Treaty in the settlement of the Oregon boundary dispute. It was admitted to the Union as the 42nd state in 1889. Olympia is the state capital; the state’s largest city is Seattle. Washington is sometimes referred to as Washington State, to distinguish it from Washington, D.C., the capital of the United States, which is often shortened to Washington.
Washington is the northwestern-most state of the contiguous United States. It borders Idaho to the east, bounded mostly by the meridian running north from the confluence of the Snake River and Clearwater River (about 116°57′ west), except for the southernmost section where the border follows the Snake River. Oregon is to the south, with the Columbia River forming the western part and the 46th parallel forming the eastern part of the Oregon-Washington border. To the west of Washington lies the Pacific Ocean. Its northern border lies mostly along the 49th parallel, and then via marine boundaries through the Strait of Georgia, Haro Strait, and Strait of Juan de Fuca, with the Canadian province of British Columbia to the north.
Washington is part of a region known as the Pacific Northwest, a term which always includes Washington and Oregon, and may or may not include some or all of the following, depending on the user’s intent: Idaho, western Montana, northern California, British Columbia, and Alaska.
The high mountains of the Cascade Range run north-south, bisecting the state. In addition to Western Washington and Eastern Washington, residents call the two parts of the state the “West side” and “East side,” “Wet side” and “Dry side,” or “Timberland” and “Wheatland,” the latter pair more commonly in the names of region-specific businesses and institutions.
The United States Census Bureau estimates Washington’s population was 7,288,000 on July 1, 2018, an 12.06% increase since the 2010 Census. In 2018, the state ranked 13th overall in population, and was the third most populous, after California and Texas, west of the Mississippi River. Washington has the largest Pacific Northwest population, followed by Oregon, then Idaho. The Washington state Office of Financial Management pegged the state population at 7,427,570 as of April 1, 2018.
As of the 2010 Census, the population of Washington was 6,724,540. The Seattle-Tacoma-Bellevue Metropolitan Area population was 3,439,809 in the 2010 Census, half the state total.
The center of population of Washington in 2000 was in an unpopulated part of the Cascade Mountains in rural eastern King County, southeast of North Bend, northeast of Enumclaw, and west of Snoqualmie Pass.
Washington’s proportion of residents under age five was 6.7%, and 25.7% under 18, and 11.2% 65 or older. Female residents were 50.2% of the population.
The racial composition of Washington’s population as of 2016 was:
According to the 2016 American Community Survey, 12.1% of Washington’s population were of Hispanic or Latino origin (of any race): Mexican (9.7%), Puerto Rican (0.4%), Cuban (0.1%), and other Hispanic or Latino origin (1.8%). The five largest ancestry groups were: German (17.8%),
Irish (10.8%), English (10.4%), Norwegian (5.4%), and American (4.6%).
In 2011, 44.3% of Washington’s population younger than age 1 were minorities.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
While the population of African Americans in the Pacific Northwest is scarce overall, they are mostly concentrated in the South End and Central District areas of Seattle, and in inner Tacoma. The black community of Seattle consisted of one individual in 1858, Manuel Lopes, and grew to a population of 406 by 1900. It developed substantially during and after World War II when wartime industries and the U.S. Armed Forces employed and recruited tens of thousands of African Americans from the Southeastern United States. They moved west in the second wave of the Great Migration left a high influence in West Coast rock music and R&B and soul in the 1960s, including Seattle native Jimi Hendrix, a pioneer in hard rock, who was of African American and Cherokee Indian descent.
American Indians lived on Indian reservations or jurisdictory lands such as the Colville Indian Reservation, Makah, Muckleshoot Indian Reservation, Quinault (tribe), Salish people, Spokane Indian Reservation, and Yakama Indian Reservation. The westernmost and Pacific coasts have primarily American Indian communities, such as the Chinook, Lummi, and Salish. But Urban Indian communities formed by the U.S. Bureau of Indian Affairs relocation programs in Seattle since the end of World War II brought a variety of Native American peoples to this diverse metropolis. The city was named for Chief Seattle in the very early 1850s when European Americans settled the sound.
Asian Americans and Pacific Islanders are mostly concentrated in the Seattle−Tacoma metropolitan area of the state. Seattle, Bellevue, and Redmond, which are all within King County, have sizable Chinese communities (including Taiwanese), as well as significant Indian and Japanese communities. The Chinatown-International District in Seattle has a historical Chinese population dating back to the 1860s, who mainly emigrated from Guangdong Province in southern China, and is home to a diverse East and Southeast Asian community. Koreans are heavily concentrated in the suburban cities of Federal Way and Auburn to the south, and in Lynnwood to the north. Tacoma is home to thousands of Cambodians, and has one of the largest Cambodian-American communities in the United States, along with Long Beach, California, and Lowell, Massachusetts. The Vietnamese and Filipino populations of Washington are mostly concentrated within the Seattle metropolitan area. Washington state has the second highest percentage of Pacific Islander people in the mainland U.S. (behind Utah); the Seattle-Tacoma area is home to over 15,000 people of Samoan ancestry, who mainly reside in southeast Seattle, Tacoma, Federal Way, and in SeaTac.
The most numerous (ethnic, not racial, group) are Latinos at 11%, as Mexican Americans formed a large ethnic group in the Chehalis Valley, farming areas of Yakima Valley, and Eastern Washington. They were reported to at least date as far back as the 1800s. But it was in the late 20th century, that large-scale Mexican immigration and other Latinos settled in the southern suburbs of Seattle, with limited concentrations in King, Pierce, and Snohomish Counties during the region’s real estate construction booms in the 1980s and 1990s.
Additionally, Washington has a large Ethiopian community, with many Eritrean residents as well. Both emerged in the late 1960s, and developed since 1980. The number of Somali immigrants residing in the Seattle area are estimated to being in the several thousands to over 30,000.
In 2010, 82.51% (5,060,313) of Washington residents age 5 and older spoke English at home as a primary language, while 7.79% (477,566) spoke Spanish, 1.19% (72,552) Chinese (which includes Cantonese and Mandarin), 0.94% (57,895) Vietnamese, 0.84% (51,301) Tagalog, 0.83% (50,757) Korean, 0.80% (49,282) Russian, and German was spoken as a main language by 0.55% (33,744) of the population over the age of five. In total, 17.49% (1,073,002) of Washington’s population age 5 and older spoke a mother language other than English.
Major religious affiliations of the people of Washington are:
The largest denominations by number of adherents in 2010 were the Roman Catholic Church, with 784,332; The Church of Jesus Christ of Latter-day Saints (Mormon), with 282,356; and the Assemblies of God, with 125,005.
Aquarian Tabernacle Church is the largest Wiccan church in the country.
Like many other West Coast states, the percentage of Washington’s population identifying themselves as “non-religious” is higher than the national average. The percentage of non-religious people in Washington is one of the highest in the United States.
Washington (state) neighborhoods include: Aberdeen, Acme, Addy, Airway Heights, Algona, Allyn, Almira, Amanda Park, Amboy, Anacortes, Anderson Island, Ariel, Arlington, Ashford, Auburn, Bainbridge Island, Baring, Battle Ground, Beaux Arts, Beaver, Belfair, Bellevue, Bellingham, Benton City, Beverly, Black Diamond, Blaine, Bonney Lake, Bothell, Bow, Boyds, Bremerton, Brewster, Bridgeport, Brier, Brinnon, Brush Prairie, Buckley, Burbank, Burien, Burlington, Camano Island, Camas, Camp Murray, Carbonado, Carlton, Carnation, Cashmere, Castle Rock, Centralia, Chattaroy, Chehalis, Chelan, Cheney, Chewelah, Chimacum, Cinebar, City Of Spokane Valley, Clallam Bay, Clayton, Cle Elum, Clinton, Clyde Hill, Colbert, College Place, Colville, Concrete, Connell, Copalis Beach, Copalis Crossing, Cosmopolis, Cougar, Coulee City, Coulee Dam, Coupeville, Covington, Cowiche, Creston, Curtis, Custer, Darrington, Davenport, Deer Meadows, Deer Park, Deming, Des Moines, Dupont, Duvall, Eastsound, East Wenatchee, Eatonville, Edgewood, Edmonds, Edwall, Elbe, Electric City, Elk, Ellensburg, Elma, Eltopia, Entiat, Enumclaw, Ephrata, Ethel, Evans, Everett, Everson, Fairchild Air Force Base, Fairfield, Fall City, Federal Way, Ferndale, Fife, Fircrest, Ford, Forks, Fox Island, Freeland, Friday Harbor, Fruitland, Gifford, Gig Harbor, Glenoma, Gold Bar, Goose Prairie, Graham, Grand Coulee, Grandview, Granger, Granite Falls, Grapeview, Grayland, Greenacres, Greenbank, Hansville, Harrah, Harrington, Hartline, Hatton, Hoodsport, Hoquiam, Humptulips, Hunters, Hunts Point, Ilwaco, Indianola, Issaquah, Kalama, Kelso, Kenmore, Kennewick, Kent, Kettle Falls, Keyport, Kingston, Kirkland, La Center, Lacey, La Conner, Lakebay, Lake Forest Park, Lake Stevens, Lake Tapps, Lakewood, Lamona, Langley, Latah, Leavenworth, Liberty Lake, Lilliwaup, Lincoln, Long Beach, Longbranch, Longview, Loomis, Loon Lake, Lopez Island, Lowden, Lummi Island, Lynden, Lynnwood, Mabton, Malaga, Mansfield, Manson, Maple Falls, Maple Valley, Marblemount, Marlin, Marysville, Matlock, Mattawa, Mazama, McChord Afb, McCleary, Mead, Medical Lake, Medina, Mercer Island, Mesa, Methow, Mica, Mill Creek, Milton, Mineral, Moclips, Mohler, Monroe, Montesano, Morton, Moses Lake, Mossyrock, Mountlake Terrace, Mount Vernon, Moxee, Mukilteo, Naches, Naselle, Newcastle, Newman Lake, Newport, Nine Mile Falls, Nooksack, Nordland, Normandy Park, North Bend, Northport, Oak Grove, Oak Harbor, Oakville, Ocean Park, Ocean Shores, Odessa, Okanogan, Olalla, Olga, Olympia, Omak, Onalaska, Orondo, Oroville, Orting, Othello, Otis Orchards, Outlook, Pacific, Pacific Beach, Packwood, Palisades, Pasco, Pateros, Pe Ell, Peshastin, Point Roberts, Port Angeles, Port Hadlock, Port Ludlow, Port Orchard, Port Townsend, Poulsbo, Prescott, Preston, Prosser, Pullman, Puyallup, Quilcene, Quinault, Quincy, Rainier, Randle, Ravensdale, Raymond, Reardan, Redmond, Renton, Rice, Richland, Ridgefield, Ritzville, Riverside, Rochester, Rockford, Rock Island, Rockport, Rosalia, Roy, Royal City, Ruston, Ryderwood, Salkum, Sammamish, Seabeck, Seatac, Seattle, Sedro Woolley, Sekiu, Selah, Sequim, Seven Bays, Shelton, Shoreline, Silver Creek, Silverdale, Silverlake, Skokomish Nation, Skykomish, Snohomish, Snoqualmie, Soap Lake, South Bend, Spanaway, Spangle, Spokane, Spokane Valley, Sprague, Springdale, Stanwood, Stehekin, Steilacoom, Sultan, Sumas, Sumner, Sunnyside, Suquamish, Tacoma, Taholah, Tahuya, Tekoa, Tenino, Thorp, Tieton, Tokeland, Toledo, Tonasket, Toppenish, Touchet, Toutle, Tukwila, Tulalip, Tumtum, Tumwater, Twisp, Union, Union Gap, University Place, Vader, Valley, Valleyford, Vancouver, Vashon, Vaughn, Veradale, Waitsburg, Walla Walla, Wapato, Warden, Washougal, Waterville, Wauconda, Wellpinit, Wenatchee, Westport, West Richland, White Swan, Wilbur, Winlock, Winthrop, Woodinville, Woodland, Woodway, Yacolt, Yakima, Yarrow Point, Yelm, Zillah
For more information, see Washington (state) wiki
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The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
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The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Washington. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Washington about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.