Getting the best deal on a car loan can be tricky — especially in Maine. That’s why you need a partner who knows how to get you approved for the vehicle that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick bad credit auto loans for those whose credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for a car loan within minutes after applying.
So, no matter what your credit situation, if you are looking for a quick car loan for bad credit with no hassle, we can help. Apply today and you could be driving your new car tomorrow!
Maine (/meɪn/ (listen)) is a state in the New England region of the northeastern United States. Maine is the 12th smallest by area, the 9th least populous, and the 38th most densely populated of the 50 U.S. states. It is bordered by New Hampshire to the west, the Atlantic Ocean to the southeast, and the Canadian provinces of New Brunswick and Quebec to the northeast and northwest respectively. Maine is the easternmost state in the contiguous United States, and the northernmost state east of the Great Lakes. It is known for its jagged, rocky coastline; low, rolling mountains; heavily forested interior; and picturesque waterways, as well as its seafood cuisine, especially lobster and clams. There is a humid continental climate throughout most of the state, including in coastal areas such as its most populous city of Portland. The capital is Augusta.
To the south and east is the Atlantic Ocean and to the north and northeast is New Brunswick, a province of Canada. The Canadian province of Quebec is to the northwest. Maine is both the northernmost state in New England and the largest, accounting for almost half of the region’s entire land area. Maine is the only state in the continental US to border only one other American state (New Hampshire to the South and West).
Maine is the easternmost state in the United States in both its extreme points and its geographic center. The town of Lubec is the easternmost organized settlement in the United States. Its Quoddy Head Lighthouse is also the closest place in the United States to Africa and Europe. Estcourt Station is Maine’s northernmost point, as well as the northernmost point in New England. (For more information see extreme points of the United States.)
Maine’s Moosehead Lake is the largest lake wholly in New England, as Lake Champlain is located between Vermont, New York and Quebec. A number of other Maine lakes, such as South Twin Lake, are described by Thoreau in The Maine Woods (1864). Mount Katahdin is both the northern terminus of the Appalachian Trail, which extends southerly to Springer Mountain, Georgia, and the southern terminus of the new International Appalachian Trail which, when complete, will run to Belle Isle, Newfoundland and Labrador.
Maine has several unique geographical features. Machias Seal Island and North Rock, off the state’s Downeast coast, are claimed by both Canada and the American town of Cutler, and are within one of four areas between the two countries whose sovereignty is still in dispute, but it is the only one of the disputed areas containing land. Also in this easternmost area in the Bay of Fundy is the Old Sow, the largest tidal whirlpool in the Western Hemisphere.
Maine is the least densely populated U.S. state east of the Mississippi River. It is called the Pine Tree State; over 80% of its total land is forested and/or unclaimed. the most forest cover of any U.S. state. In the forested areas of the interior lies much uninhabited land, some of which does not have formal political organization into local units (a rarity in New England). The Northwest Aroostook, Maine unorganized territory in the northern part of the state, for example, has an area of 2,668 square miles (6,910 km) and a population of 10, or one person for every 267 square miles (690 km).
Maine is in the temperate broadleaf and mixed forests biome. The land near the southern and central Atlantic coast is covered by the mixed oaks of the Northeastern coastal forests. The remainder of the state, including the North Woods, is covered by the New England-Acadian forests.
Maine has almost 230 miles (400 km) of coastline (and 3,500 miles (5,600 km) of tidal coastline). West Quoddy Head, in Lubec, Maine, is the easternmost point of land in the 48 contiguous states. Along the famous rock-bound coast of Maine are lighthouses, beaches, fishing villages, and thousands of offshore islands, including the Isles of Shoals which straddle the New Hampshire border. There are jagged rocks and cliffs and many bays and inlets. Inland are lakes, rivers, forests, and mountains. This visual contrast of forested slopes sweeping down to the sea has been summed up by American poet Edna St. Vincent Millay of Rockland and Camden, Maine, in “Renascence”:
Geologists describe this type of landscape as a “drowned coast”, where a rising sea level has invaded former land features, creating bays out of valleys and islands out of mountain tops. A rise in the elevation of the land due to the melting of heavy glacier ice caused a slight rebounding effect of underlying rock; this land rise, however, was not enough to eliminate all the effect of the rising sea level and its invasion of former land features.
Much of Maine’s geomorphology was created by extended glacial activity at the end of the last ice age. Prominent glacial features include Somes Sound and Bubble Rock, both part of Acadia National Park on Mount Desert Island. Carved by glaciers, Somes Sound is considered to be the only fjord on the eastern seaboard and reaches depths of 175 feet (50 m). The extreme depth and steep drop-off allow large ships to navigate almost the entire length of the sound. These features also have made it attractive for boat builders, such as the prestigious Hinckley Yachts.
Bubble Rock, a glacial erratic, is a large boulder perched on the edge of Bubble Mountain in Acadia National Park. By analyzing the type of granite, geologists were able to discover that glaciers carried Bubble Rock to its present location from near Lucerne – 30 miles (48 km) away. The Iapetus Suture runs through the north and west of the state, being underlain by the ancient Laurentian terrane, and the south and east underlain by the Avalonian terrane.
Acadia National Park is the only national park in New England. Areas under the protection and management of the National Park Service include:
The United States Census Bureau estimates that the population of Maine was 1,329,328 on July 1, 2015, a 0.07% increase since the 2010 United States Census. The population density of the state is 41.3 people per square mile, making it the least densely populated state in New England, the American northeast, the eastern seaboard, of all of the states with an Atlantic coastline and of all of the states east of the Mississippi River.
The mean population center of Maine is located in Kennebec County, just east of Augusta. The Greater Portland metropolitan area is the most densely populated with nearly 40% of Maine’s population. Portland’s estimated population in 2016 was 66,937. As explained in detail under “Geography”, there are large tracts of uninhabited land in some remote parts of the interior.
Maine has experienced a very slow rate of population growth since the 1990 census; its rate of growth (0.57%) since the 2010 census ranks 45th of the 50 states. The modest population growth in the state has been concentrated in the southern coastal counties; with more diverse populations slowly moving into these areas of the state. However, the northern, more rural areas of the state have experienced a slight decline in population in recent years.
According to the 2010 Census, Maine has the highest percentage of non-Hispanic whites of any state, at 94.4% of the total population. In 2011, 89.0% of all births in the state were to non-Hispanic white parents.
The table below shows the racial composition of Maine’s population as of 2016.
According to the 2016 American Community Survey, 1.5% of Maine’s population were of Hispanic or Latino origin (of any race): Mexican (0.4%), Puerto Rican (0.4%), Cuban (0.1%), and other Hispanic or Latino origin (0.6%). The five largest ancestry groups were: English (20.7%), Irish (17.3%), French (15.7%), German (8.1%), and American (7.8%).
People citing that they are American are of overwhelmingly English descent, but have ancestry that has been in the region for so long (often since the 1600s) that they choose to identify simply as Americans.
Maine has the highest percentage of French Americans of any state. Most of them are of Canadian origin, but in some cases have been living there since prior to the American Revolutionary War. There are particularly high concentrations in the northern part of Maine in Aroostook County, which is part of a cultural region known as Acadia that goes over the border into New Brunswick. Along with the Acadian population in the north, many French came from Quebec as immigrants between 1840 and 1930.
The upper Saint John River valley area was once part of the so-called Republic of Madawaska, before the frontier was decided in the Webster-Ashburton Treaty of 1842. Over one quarter of the population of Lewiston, Waterville, and Biddeford are Franco-American. Most of the residents of the Mid Coast and Down East sections are chiefly of British heritage. Smaller numbers of various other groups, including Irish, Italian and Polish, have settled throughout the state since the late 19th and early 20th century immigration waves.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
Maine does not have an official language, but the most widely spoken language in the state is English. The 2000 Census reported 92.25% of Maine residents aged five and older spoke only English at home. French-speakers are the state’s chief linguistic minority; census figures show that Maine has the highest percentage of people speaking French at home of any state: 5.28% of Maine households are French-speaking, compared with 4.68% in Louisiana, which is the second highest state. Although rarely spoken, Spanish is the third-most-common language in Maine, after English and French.
According to the Association of Religion Data Archives (ARDA), the religious affiliations of Maine in 2010 were:
The Catholic Church was the largest religious institution with 202,106 members, the United Methodist Church had 28,329 members, the United Church of Christ had 22,747 members
In 2010, a study named Maine as the least religious state in the United States.
Maine neighborhoods include: Acton, Albany Twp, Albion, Alfred, Amherst, Anson, Arrowsic, Arundel, Ashland, Atkinson, Auburn, Augusta, Bailey Island, Bangor, Bar Harbor, Bass Harbor, Bath, Belfast, Benton, Bethel, Biddeford, Birch Harbor, Blue Hill, Bowdoin, Bowdoinham, Bowerbank, Bridgton, Brooklin, Brooks, Brooksville, Brownfield, Brunswick, Bryant Pond, Bucksport, Bustins Island, Buxton, Camden, Canaan, Cape Elizabeth, Cape Neddick, Caratunk, Caribou, Carmel, Carrabassett Valley, Casco, Castine, Castle Hill, Center Lovell, Chelsea, China, Cliff Island, Clifton, Connor Twp, Corea, Cumberland Center, Cumberland Foreside, Cushing, Dayton, Deer Isle, Denmark, Dennysville, Diamond Cove, Dover Foxcroft, Dresden, East Machias, Eastport, East Waterboro, Eddington, Eliot, Ellsworth, Fairfield, Falmouth, Fletchers Landing Twp, Fort Kent, Frankfort, Franklin, Freeport, Frenchboro, Frenchville, Friendship, Glenburn, Glen Cove, Gorham, Gouldsboro, Grand Isle, Gray, Greenbush, Greene, Greenville, Greenwood, Hampden, Hancock, Harborside, Harpswell, Harrison, Hebron, Hermon, Hope, Islesboro, Kennebunk, Kennebunkport, Kingfield, Kittery, Kittery Point, Lakeville, Lamoine, Lebanon, Lee, Levant, Lewiston, Limestone, Lincoln, Lincolnville, Lisbon, Lisbon Falls, Litchfield, Little Deer Isle, Lovell, Lubec, Lyman, Madawaska, Madison, Manchester, Mapleton, Mariaville, Mason Twp, Mercer, Mexico, Milton Twp, Minot, Monhegan, Monroe, Morrill, Mount Desert, Naples, Newburgh, New Canada, New Gloucester, New Sweden, Norridgewock, North Anson, North Berwick, North Haven, Northport, North Turner, North Yarmouth, Norway, Oakland, Ogunquit, Old Orchard Beach, Orland, Orrs Island, Otis, Otisfield, Owls Head, Oxford, Patten, Peaks Island, Penobscot, Phillips, Phippsburg, Pine Point, Poland, Portland, Pownal, Prospect Harbor, Rangeley, Raymond, Readfield, Richmond, Rockland, Rockport, Rockwood, Rumford, Sabattus, Saco, Saint Agatha, Saint David, Sandy River Plt, Sanford, Sargentville, Scarborough, Searsmont, Searsport, Sebasco Estates, Sebec, Sedgwick, Shapleigh, Sidney, Sinclair, Skowhegan, South Berwick, South China, South Paris, South Portland, Springfield, Springvale, Standish, Steep Falls, St John Plt, Stockton Springs, Stoneham, Stonington, Sunset, Surry, Sweden, Thorndike, Topsham, Trenton, Turner, Unity, Vassalboro, Vinalhaven, Waldoboro, Waltham, Waterford, Waterville, Wells, West Bath, Westbrook, West Enfield, West Forks, West Newfield, West Paris, Windham, Windsor, Winslow, Winter Harbor, Winterport, Winthrop, Woolwich, Yarmouth, York
For more information, see Maine wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining instant auto finance is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need a no down payment auto loan, don't worry. We can still help you.
Finally, use our auto loan payment calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off getting a used car loan. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an car loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.
We specialize in:
We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Maine. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Maine. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.