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Maine (/meɪn/ (listen)) is a state in the New England region of the northeastern United States. Maine is the 12th smallest by area, the 9th least populous, and the 38th most densely populated of the 50 U.S. states. It is bordered by New Hampshire to the west, the Atlantic Ocean to the southeast, and the Canadian provinces of New Brunswick and Quebec to the northeast and northwest respectively. Maine is the easternmost state in the contiguous United States, and the northernmost state east of the Great Lakes. It is known for its jagged, rocky coastline; low, rolling mountains; heavily forested interior; and picturesque waterways, as well as its seafood cuisine, especially lobster and clams. There is a humid continental climate throughout most of the state, including in coastal areas such as its most populous city of Portland. The capital is Augusta.
To the south and east is the Atlantic Ocean and to the north and northeast is New Brunswick, a province of Canada. The Canadian province of Quebec is to the northwest. Maine is both the northernmost state in New England and the largest, accounting for almost half of the region’s entire land area. Maine is the only state in the continental US to border only one other American state (New Hampshire to the South and West).
Maine is the easternmost state in the United States in both its extreme points and its geographic center. The town of Lubec is the easternmost organized settlement in the United States. Its Quoddy Head Lighthouse is also the closest place in the United States to Africa and Europe. Estcourt Station is Maine’s northernmost point, as well as the northernmost point in New England. (For more information see extreme points of the United States.)
Maine’s Moosehead Lake is the largest lake wholly in New England, as Lake Champlain is located between Vermont, New York and Quebec. A number of other Maine lakes, such as South Twin Lake, are described by Thoreau in The Maine Woods (1864). Mount Katahdin is both the northern terminus of the Appalachian Trail, which extends southerly to Springer Mountain, Georgia, and the southern terminus of the new International Appalachian Trail which, when complete, will run to Belle Isle, Newfoundland and Labrador.
Maine has several unique geographical features. Machias Seal Island and North Rock, off the state’s Downeast coast, are claimed by both Canada and the American town of Cutler, and are within one of four areas between the two countries whose sovereignty is still in dispute, but it is the only one of the disputed areas containing land. Also in this easternmost area in the Bay of Fundy is the Old Sow, the largest tidal whirlpool in the Western Hemisphere.
Maine is the least densely populated U.S. state east of the Mississippi River. It is called the Pine Tree State; over 80% of its total land is forested and/or unclaimed. the most forest cover of any U.S. state. In the forested areas of the interior lies much uninhabited land, some of which does not have formal political organization into local units (a rarity in New England). The Northwest Aroostook, Maine unorganized territory in the northern part of the state, for example, has an area of 2,668 square miles (6,910 km) and a population of 10, or one person for every 267 square miles (690 km).
Maine is in the temperate broadleaf and mixed forests biome. The land near the southern and central Atlantic coast is covered by the mixed oaks of the Northeastern coastal forests. The remainder of the state, including the North Woods, is covered by the New England-Acadian forests.
Maine has almost 230 miles (400 km) of coastline (and 3,500 miles (5,600 km) of tidal coastline). West Quoddy Head, in Lubec, Maine, is the easternmost point of land in the 48 contiguous states. Along the famous rock-bound coast of Maine are lighthouses, beaches, fishing villages, and thousands of offshore islands, including the Isles of Shoals which straddle the New Hampshire border. There are jagged rocks and cliffs and many bays and inlets. Inland are lakes, rivers, forests, and mountains. This visual contrast of forested slopes sweeping down to the sea has been summed up by American poet Edna St. Vincent Millay of Rockland and Camden, Maine, in “Renascence”:
Geologists describe this type of landscape as a “drowned coast”, where a rising sea level has invaded former land features, creating bays out of valleys and islands out of mountain tops. A rise in the elevation of the land due to the melting of heavy glacier ice caused a slight rebounding effect of underlying rock; this land rise, however, was not enough to eliminate all the effect of the rising sea level and its invasion of former land features.
Much of Maine’s geomorphology was created by extended glacial activity at the end of the last ice age. Prominent glacial features include Somes Sound and Bubble Rock, both part of Acadia National Park on Mount Desert Island. Carved by glaciers, Somes Sound is considered to be the only fjord on the eastern seaboard and reaches depths of 175 feet (50 m). The extreme depth and steep drop-off allow large ships to navigate almost the entire length of the sound. These features also have made it attractive for boat builders, such as the prestigious Hinckley Yachts.
Bubble Rock, a glacial erratic, is a large boulder perched on the edge of Bubble Mountain in Acadia National Park. By analyzing the type of granite, geologists were able to discover that glaciers carried Bubble Rock to its present location from near Lucerne – 30 miles (48 km) away. The Iapetus Suture runs through the north and west of the state, being underlain by the ancient Laurentian terrane, and the south and east underlain by the Avalonian terrane.
Acadia National Park is the only national park in New England. Areas under the protection and management of the National Park Service include:
The United States Census Bureau estimates that the population of Maine was 1,329,328 on July 1, 2015, a 0.07% increase since the 2010 United States Census. The population density of the state is 41.3 people per square mile, making it the least densely populated state in New England, the American northeast, the eastern seaboard, of all of the states with an Atlantic coastline and of all of the states east of the Mississippi River.
The mean population center of Maine is located in Kennebec County, just east of Augusta. The Greater Portland metropolitan area is the most densely populated with nearly 40% of Maine’s population. Portland’s estimated population in 2016 was 66,937. As explained in detail under “Geography”, there are large tracts of uninhabited land in some remote parts of the interior.
Maine has experienced a very slow rate of population growth since the 1990 census; its rate of growth (0.57%) since the 2010 census ranks 45th of the 50 states. The modest population growth in the state has been concentrated in the southern coastal counties; with more diverse populations slowly moving into these areas of the state. However, the northern, more rural areas of the state have experienced a slight decline in population in recent years.
According to the 2010 Census, Maine has the highest percentage of non-Hispanic whites of any state, at 94.4% of the total population. In 2011, 89.0% of all births in the state were to non-Hispanic white parents.
The table below shows the racial composition of Maine’s population as of 2016.
According to the 2016 American Community Survey, 1.5% of Maine’s population were of Hispanic or Latino origin (of any race): Mexican (0.4%), Puerto Rican (0.4%), Cuban (0.1%), and other Hispanic or Latino origin (0.6%). The five largest ancestry groups were: English (20.7%), Irish (17.3%), French (15.7%), German (8.1%), and American (7.8%).
People citing that they are American are of overwhelmingly English descent, but have ancestry that has been in the region for so long (often since the 1600s) that they choose to identify simply as Americans.
Maine has the highest percentage of French Americans of any state. Most of them are of Canadian origin, but in some cases have been living there since prior to the American Revolutionary War. There are particularly high concentrations in the northern part of Maine in Aroostook County, which is part of a cultural region known as Acadia that goes over the border into New Brunswick. Along with the Acadian population in the north, many French came from Quebec as immigrants between 1840 and 1930.
The upper Saint John River valley area was once part of the so-called Republic of Madawaska, before the frontier was decided in the Webster-Ashburton Treaty of 1842. Over one quarter of the population of Lewiston, Waterville, and Biddeford are Franco-American. Most of the residents of the Mid Coast and Down East sections are chiefly of British heritage. Smaller numbers of various other groups, including Irish, Italian and Polish, have settled throughout the state since the late 19th and early 20th century immigration waves.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
Maine does not have an official language, but the most widely spoken language in the state is English. The 2000 Census reported 92.25% of Maine residents aged five and older spoke only English at home. French-speakers are the state’s chief linguistic minority; census figures show that Maine has the highest percentage of people speaking French at home of any state: 5.28% of Maine households are French-speaking, compared with 4.68% in Louisiana, which is the second highest state. Although rarely spoken, Spanish is the third-most-common language in Maine, after English and French.
According to the Association of Religion Data Archives (ARDA), the religious affiliations of Maine in 2010 were:
The Catholic Church was the largest religious institution with 202,106 members, the United Methodist Church had 28,329 members, the United Church of Christ had 22,747 members
In 2010, a study named Maine as the least religious state in the United States.
Maine neighborhoods include: Acton, Albany Twp, Albion, Alfred, Amherst, Anson, Arrowsic, Arundel, Ashland, Atkinson, Auburn, Augusta, Bailey Island, Bangor, Bar Harbor, Bass Harbor, Bath, Belfast, Benton, Bethel, Biddeford, Birch Harbor, Blue Hill, Bowdoin, Bowdoinham, Bowerbank, Bridgton, Brooklin, Brooks, Brooksville, Brownfield, Brunswick, Bryant Pond, Bucksport, Bustins Island, Buxton, Camden, Canaan, Cape Elizabeth, Cape Neddick, Caratunk, Caribou, Carmel, Carrabassett Valley, Casco, Castine, Castle Hill, Center Lovell, Chelsea, China, Cliff Island, Clifton, Connor Twp, Corea, Cumberland Center, Cumberland Foreside, Cushing, Dayton, Deer Isle, Denmark, Dennysville, Diamond Cove, Dover Foxcroft, Dresden, East Machias, Eastport, East Waterboro, Eddington, Eliot, Ellsworth, Fairfield, Falmouth, Fletchers Landing Twp, Fort Kent, Frankfort, Franklin, Freeport, Frenchboro, Frenchville, Friendship, Glenburn, Glen Cove, Gorham, Gouldsboro, Grand Isle, Gray, Greenbush, Greene, Greenville, Greenwood, Hampden, Hancock, Harborside, Harpswell, Harrison, Hebron, Hermon, Hope, Islesboro, Kennebunk, Kennebunkport, Kingfield, Kittery, Kittery Point, Lakeville, Lamoine, Lebanon, Lee, Levant, Lewiston, Limestone, Lincoln, Lincolnville, Lisbon, Lisbon Falls, Litchfield, Little Deer Isle, Lovell, Lubec, Lyman, Madawaska, Madison, Manchester, Mapleton, Mariaville, Mason Twp, Mercer, Mexico, Milton Twp, Minot, Monhegan, Monroe, Morrill, Mount Desert, Naples, Newburgh, New Canada, New Gloucester, New Sweden, Norridgewock, North Anson, North Berwick, North Haven, Northport, North Turner, North Yarmouth, Norway, Oakland, Ogunquit, Old Orchard Beach, Orland, Orrs Island, Otis, Otisfield, Owls Head, Oxford, Patten, Peaks Island, Penobscot, Phillips, Phippsburg, Pine Point, Poland, Portland, Pownal, Prospect Harbor, Rangeley, Raymond, Readfield, Richmond, Rockland, Rockport, Rockwood, Rumford, Sabattus, Saco, Saint Agatha, Saint David, Sandy River Plt, Sanford, Sargentville, Scarborough, Searsmont, Searsport, Sebasco Estates, Sebec, Sedgwick, Shapleigh, Sidney, Sinclair, Skowhegan, South Berwick, South China, South Paris, South Portland, Springfield, Springvale, Standish, Steep Falls, St John Plt, Stockton Springs, Stoneham, Stonington, Sunset, Surry, Sweden, Thorndike, Topsham, Trenton, Turner, Unity, Vassalboro, Vinalhaven, Waldoboro, Waltham, Waterford, Waterville, Wells, West Bath, Westbrook, West Enfield, West Forks, West Newfield, West Paris, Windham, Windsor, Winslow, Winter Harbor, Winterport, Winthrop, Woolwich, Yarmouth, York
For more information, see Maine wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
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Getting bad credit car or truck loans can present a problem, especially in Maine. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. With these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.
Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.
Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Maine. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.