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Georgia is a state in the Southeastern United States. It began as a British colony in 1733, the last and southernmost of the original Thirteen Colonies to be established. Named after King George II of Great Britain, the Province of Georgia covered the area from South Carolina south to Spanish Florida and west to French Louisiana at the Mississippi River. Georgia was the fourth state to ratify the United States Constitution, on January 2, 1788. In 1802–1804, western Georgia was split to the Mississippi Territory, which later split to form Alabama with part of former West Florida in 1819. Georgia declared its secession from the Union on January 19, 1861, and was one of the original seven Confederate states. It was the last state to be restored to the Union, on July 15, 1870. Georgia is the 24th largest and the 8th most populous of the 50 United States. From 2007 to 2008, 14 of Georgia’s counties ranked among the nation’s 100 fastest-growing, second only to Texas. Georgia is known as the Peach State and the Empire State of the South. Atlanta, the state’s capital and most populous city, has been named a global city. Atlanta’s metropolitan area contains about 55% of the population of the entire state.
The United States Census Bureau estimates that the population of Georgia was 10,519,475 on July 1, 2018, an 8.59% increase since the 2010 United States Census.
In 2018, Georgia had an estimated population of 10,519,475 which was an increase of 90,096 from the previous year, and an increase of 831,822 since 2010. This includes a natural increase since the last census of 438,939 people (that is 849,414 births minus 410,475 deaths) and an increase from net migration of 606,673 people into the state. Immigration resulted in a net increase of 228,415 people, and migration within the country produced a net increase of 378,258 people.
As of 2010, the number of illegal immigrants living in Georgia more than doubled to 480,000 from January 2000 to January 2009, according to a federal report. That gave Georgia the greatest percentage increase among the 10 states with the biggest illegal immigrant populations during those years.
There were 743,000 veterans in 2009.
According to the 2010 United States Census, Georgia had a population of 9,687,653. In terms of race and ethnicity, the state was 59.7% White (55.9% Non-Hispanic White Alone), 30.5% Black or African American, 0.3% American Indian and Alaska Native, 3.2% Asian, 0.1% Native Hawaiian and Other Pacific Islander, 4.0% from Some Other Race, and 2.1% from Two or More Races. Hispanics and Latinos of any race made up 8.8% of the population.
As of 2011, 58.8% of Georgia’s population younger than age 1 were minorities (meaning that they had at least one parent who was not non-Hispanic white) compared to other states like California with 75.1%, New York with 55.6%, and Texas with 69.8%.
The largest European ancestry groups are:
In the 1980 census 1,584,303 Georgians claimed English ancestry out of a total state population of 3,994,817, making them 40% of the state, and the largest ethnic group at the time. Today, many of these same people claiming that they are of “American” ancestry are actually of English descent, and some are of Scots-Irish descent; however, their families have lived in the state for so long, in many cases since the colonial period, that they choose to identify simply as having “American” ancestry or do not in fact know their own ancestry. Their ancestry primarily goes back to the original thirteen colonies and for this reason many of them today simply claim “American” ancestry, though they are of predominantly English ancestry.
As of 2004, 7.7% of Georgia’s population was reported as under 5 years of age, 26.4% under 18, and 9.6% were 65 or older. Also, as of 2004, females made up approximately 50.6% of the population and African Americans made up approximately 29.6%.
Historically, about half of Georgia’s population was composed of African Americans who, before the Civil War, were almost exclusively enslaved. The Great Migration of hundreds of thousands of blacks from the rural South to the industrial North from 1914–70 reduced the African American population.
Georgia had the second-fastest-growing Asian population growth in the U.S. from 1990 to 2000, more than doubling in size during the ten-year period. In addition, according to census estimates, Georgia ranks third among the states in terms of the percent of the total population that is African American (after Mississippi and Louisiana) and third in numerical Black population after New York and Florida. Georgia was the state with the largest numerical increase in the black population from 2006 to 2007 with 84,000.
Georgia is the state with the third-lowest percentage of older people (65 or older), at 12.8 percent (as of 2015).
The colonial settlement of large numbers of Scottish American, English American and Scotch-Irish Americans in the mountains and piedmont, and coastal settlement by some English Americans and African Americans, have strongly influenced the state’s culture in food, language and music. The concentration of Africans imported to coastal areas in the 18th century repeatedly from rice-growing regions of West Africa led to the development of Gullah-Geechee language and culture in the Low Country among African Americans. They share a unique heritage in which African traditions of food, religion and culture were continued more than in some other areas. In the creolization of Southern culture, their foodways became an integral part of all Southern cooking in the Low Country.
As of 2010, 87.35% (7,666,663) of Georgia residents age 5 and older spoke English at home as a primary language, while 7.42% (651,583) spoke Spanish, 0.51% (44,702) Korean, 0.44% (38,244) Vietnamese, 0.42% (36,679) French, 0.38% (33,009) Chinese (which includes Mandarin), and German, which was spoken as a main language by 0.29% (23,351) of the population over the age of five. In total, 12.65% (1,109,888) of Georgia’s population age 5 and older spoke a mother language other than English.
* In 2012, voters in Macon and Bibb County approved the consolidation of the City of Macon and unincorporated Bibb County; they officially merged on January 1, 2014. Macon joined Columbus, Augusta, and Athens as consolidated cities in Georgia.
The composition of religious affiliation in Georgia is 70% Protestant, 9% Catholic, 1% Mormon, 1% Jewish, 0.5% Muslim, 0.5% Buddhist, and 0.5% Hindu. Atheists, deists, agnostics, and other unaffiliated people make up 13% of the population. The largest Christian denominations by number of adherents in 2010 were the Southern Baptist Convention with 1,759,317; the United Methodist Church with 619,394; and the Roman Catholic Church with 596,384. Non-denominational Evangelical Protestant had 566,782 members, the Church of God (Cleveland, Tennessee) has 175,184 members, and the National Baptist Convention, USA, Inc. has 172,982 members. The Presbyterian Church (USA) is the largest Presbyterian body in the state, with 300 congregations and 100,000 members. The other large body, Presbyterian Church in America, had at its founding date 14 congregations and 2,800 members; in 2010 it counted 139 congregations and 32,000 members. The Roman Catholic Church is noteworthy in Georgia’s urban areas, and includes the Archdiocese of Atlanta and the Diocese of Savannah. Georgia is home to the largest Hindu temple in the United States, the BAPS Shri Swaminarayan Mandir Atlanta, located in the suburb city of Lilburn. Georgia is home to several historical synagogues including The Temple (Atlanta), Congregation Beth Jacob (Atlanta), and Congregation Mickve Israel (Savannah). Chabad and the Rohr Jewish Learning Institute are also active in the state.
Georgia (U.S. state) neighborhoods include: Acworth, Adairsville, Adel, Adrian, Ailey, Alamo, Alapaha, Albany, Allenhurst, Allentown, Alma, Alpharetta, Alto, Ambrose, Americus, Andersonville, Appling, Arabi, Aragon, Arlington, Armuchee, Arnoldsville, Ashburn, Athens, Atlanta, Attapulgus, Auburn, Augusta, Austell, Avera, Avondale Est, Avondale Estates, Axson, Baconton, Baldwin, Ball Ground, Barnesville, Barney, Bartow, Bellville, Berkeley Lake, Bethlehem, Bishop, Blackshear, Blairsville, Bloomingdale, Blue Ridge, Blythe, Bogart, Bonaire, Boston, Bowdon, Bowersville, Bowman, Box Springs, Braselton, Bremen, Bristol, Brooklet, Brooks, Broxton, Brunswick, Buchanan, Buckhead, Buena Vista, Buford, Butler, Byromville, Byron, Cadwell, Cairo, Calhoun, Camak, Camilla, Canon, Canton, Carlton, Carnesville, Carrollton, Cartersville, Cataula, Cave Spring, Cedartown, Centerville, Chamblee, Chatsworth, Chauncey, Cherry Log, Chester, Chickamauga, Chula, Cisco, Clarkesville, Clarkston, Claxton, Clayton, Clermont, Cleveland, Cloudland, Clyo, Cobb, Cobbtown, Cochran, Cohutta, Colbert, College Park, Collins, Colquitt, Columbus, Comer, Commerce, Concord, Conley, Conyers, Coolidge, Cordele, Cornelia, Covington, Crandall, Crawford, Crawfordville, Culloden, Cumming, Dacula, Dahlonega, Dallas, Dalton, Damascus, Danielsville, Danville, Davisboro, Dawson, Dawsonville, Dearing, Decatur, Demorest, De Soto, Dewy Rose, Dexter, Dillard, Dixie, Doerun, Donalsonville, Doraville, Douglas, Douglasville, Dry Branch, Dublin, Dudley, Duluth, Dunwoody, Du Pont, Eastanollee, East Dublin, East Ellijay, Eastman, East Point, Eatonton, Edge Hill, Edison, E Dublin, Elberton, Elko, Ellabell, Ellaville, Ellenwood, Ellerslie, Ellijay, Emerson, Enigma, Epworth, Euharlee, Evans, Fairburn, Fairmount, Fayetteville, Fitzgerald, Fleming, Flintstone, Flowery Branch, Folkston, Forest Park, Forsyth, Fort Benning, Fort Gillem, Fort Oglethorpe, Fortson, Fort Stewart, Fort Valley, Franklin, Gainesville, Garfield, Gay, Gibson, Gillsville, Girard, Glennville, Glenwood, Good Hope, Gordon, Grantville, Gray, Grayson, Greensboro, Greenville, Griffin, Grovetown, Guyton, Haddock, Hahira, Hamilton, Hampton, Hapeville, Harlem, Harrison, Hartwell, Hawkinsville, Hazlehurst, Helen, Helena, Hephzibah, Hiawassee, Hillsboro, Hiltonia, Hinesville, Hiram, Hoboken, Hogansville, Holly Springs, Homer, Hortense, Hoschton, Hull, Ideal, Irwinton, Irwinville, Ivey, Jackson, Jakin, Jasper, Jefferson, Jeffersonville, Jekyll Island, Jenkinsburg, Jesup, Jewell, Jonesboro, Juliette, Junction City, Kathleen, Kennesaw, Keysville, Kings Bay, Kingsland, Kingston, Kite, Knoxville, Lafayette, La Fayette, Lagrange, Lake City, Lakeland, Lakemont, Lake Park, Lake Spivey, Lavonia, Lawrenceville, Leary, Leesburg, Lenox, Leslie, Lexington, Lilburn, Lincolnton, Lindale, Lithia Springs, Lithonia, Lizella, Locust Grove, Loganville, Lookout Mountain, Louisville, Lovejoy, Ludowici, Lula, Luthersville, Lyerly, Lyons, Mableton, Macon, Madison, Manassas, Manchester, Manor, Mansfield, Marble Hill, Marietta, Marshallville, Martin, Martinez, Matthews, Mauk, Maysville, Mc Caysville, McDonough, Mc Intyre, Meansville, Meigs, Menlo, Mershon, Metcalf, Metter, Midland, Midville, Midway, Milan, Milledgeville, Millen, Millwood, Milner, Milton, Mineral Bluff, Mitchell, Molena, Monroe, Montezuma, Monticello, Montrose, Moody A F B, Moreland, Morgan, Morganton, Morrow, Morven, Mount Airy, Murrayville, Musella, Nashville, Naylor, Nevils, Newborn, Newington, Newnan, Newton, Nicholls, Nicholson, Norcross, Norwood, Oakwood, Ochlocknee, Ocilla, Odum, Oglethorpe, Omega, Oxford, Palmetto, Patterson, Pavo, Peachtree City, Pelham, Pembroke, Pendergrass, Perkins, Perry, Pinehurst, Pine Lake, Pine Mountain, Pine Mountain Valley, Pineview, Plains, Plainville, Pooler, Portal, Porterdale, Powder Springs, Preston, Quitman, Rabun Gap, Ranger, Ray City, Rayle, Rebecca, Register, Reidsville, Rentz, Resaca, Rex, Reynolds, Rhine, Riceboro, Richland, Richmond Hill, Rincon, Ringgold, Rising Fawn, Riverdale, Roberta, Rochelle, Rockledge, Rockmart, Rock Spring, Rocky Face, Rocky Ford, Rome, Roopville, Rossville, Roswell, Royston, Rupert, Rutledge, Rydal, Saint George, Saint Marys, Saint Simons Island, Sale City, Sandersville, Sandy Springs, Sardis, Sautee Nacoochee, Savannah, Scottdale, Screven, Sea Island, Senoia, Shady Dale, Sharpsburg, Shiloh, Silver Creek, Smithville, Smyrna, Snellville, Social Circle, Soperton, Sparks, Sparta, Springfield, Stapleton, Statenville, Statesboro, Statham, Stephens, Stockbridge, Stockton, Stone Mountain, Stone Mtn, Suches, Sugar Hill, Sugar Valley, Summerville, Suwanee, Swainsboro, Sycamore, Sylvania, Sylvester, Talbotton, Talking Rock, Tallapoosa, Talmo, Tarrytown, Tate, Taylorsville, Temple, Tennga, Tennille, The Rock, Thomaston, Thomasville, Thomson, Thunderbolt, Tifton, Tiger, Tignall, Toccoa, Toomsboro, Trenton, Trion, Tucker, Tunnel Hill, Twin City, Tybee Island, Tyrone, Ty Ty, Unadilla, Union City, Union Point, Upatoi, Uvalda, Valdosta, Vidalia, Vienna, Villa Rica, Waco, Wadley, Waleska, Warm Springs, Warner Robins, Warrenton, Warthen, Washington, Watkinsville, Waverly, Waverly Hall, Waycross, Waynesboro, Waynesville, West Green, Weston, West Point, White, White Oak, White Plains, Whitesburg, Wildwood, Willacoochee, Williamson, Winder, Winston, Winterville, Woodbine, Woodbury, Woodland, Woodstock, Woodville, Wray, Wrens, Wrightsville, Yatesville, Young Harris, Zebulon
For more information, see Georgia (U.S. state) wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.
We specialize in:
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here dealerships, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
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Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Georgia. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Georgia. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.