Getting the best deal on an autoloan can be tricky — especially in Nebraska. That’s why you need a partner who knows how to get you approved for the instant auto loan that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick online auto loans for those whose credit is less than stellar.
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Nebraska /nəˈbræskə/ (listen) is a state that lies in both the Great Plains and the Midwestern United States. It is bordered by South Dakota to the north, Iowa to the east and Missouri to the southeast, both across the Missouri River, Kansas to the south, Colorado to the southwest and Wyoming to the west. It is the only triply landlocked U.S. state. Nebraska’s area is just over 77,220 square miles (200,000 km) with almost 1.9 million people. Its state capital is Lincoln, and its largest city is Omaha, which is on the Missouri River.
The state is bordered by South Dakota to the north; Iowa to the east and Missouri to the southeast, across the Missouri River; Kansas to the south; Colorado to the southwest; and Wyoming to the west. The state has 93 counties and is split between two time zones, with the state’s eastern half observing Central Time and the western half observing Mountain Time. Three rivers cross the state from west to east. The Platte River, formed by the confluence of the North Platte and the South Platte, runs through the state’s central portion, the Niobrara River flows through the northern part, and the Republican River runs across the southern part.
Nebraska is composed of two major land regions: the Dissected Till Plains and the Great Plains. The easternmost portion of the state was scoured by Ice Age glaciers; the Dissected Till Plains were left after the glaciers retreated. The Dissected Till Plains is a region of gently rolling hills; Omaha and Lincoln are in this region. The Great Plains occupy most of western Nebraska, with the region consisting of several smaller, diverse land regions, including the Sandhills, the Pine Ridge, the Rainwater Basin, the High Plains and the Wildcat Hills. Panorama Point, at 5,424 feet (1,653 m), is Nebraska’s highest point; though despite its name and elevation, it is a relatively low rise near the Colorado and Wyoming borders. A past Nebraska tourism slogan was “Where the West Begins” (currently, “Honestly, it’s not for everyone”); locations given for the beginning of the “West” include the Missouri River, the intersection of 13th and O Streets in Lincoln (where it is marked by a red brick star), the 100th meridian, and Chimney Rock.
The United States Census Bureau estimates that the population of Nebraska was 1,896,190 on July 1, 2015, a 3.82% increase since the 2010 United States Census. The center of population of Nebraska is in Polk County, in the city of Shelby.
The table below shows the racial composition of Nebraska’s population as of 2016.
According to the 2016 American Community Survey, 10.2% of Nebraska’s population were of Hispanic or Latino origin (of any race): Mexican (7.8%), Puerto Rican (0.2%), Cuban (0.2%), and other Hispanic or Latino origin (2.0%). The five largest ancestry groups were: German (36.1%), Irish (13.1%), English (7.8%), Czech (4.7%), and American (4.0%).
Nebraska has the largest Czech American and non-Mormon Danish American population (as a percentage of the total population) in the nation. German Americans are the largest ancestry group in most of the state, particularly in the eastern counties. Thurston County (made up entirely of the Omaha and Winnebago reservations) has an American Indian majority, and Butler County is one of only two counties in the nation with a Czech-American plurality.
As of 2011, 31.0% of Nebraska’s population younger than age 1 were minorities.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
The religious affiliations of the people of Nebraska are:
The largest single denominations by number of adherents in 2010 were the Roman Catholic Church (372,838), the Lutheran Church–Missouri Synod (112,585), the Evangelical Lutheran Church in America (110,110) and the United Methodist Church (109,283).
Eighty-nine percent of the cities in Nebraska have fewer than 3,000 people. Nebraska shares this characteristic with five other Midwestern states: Kansas, Oklahoma, North Dakota and South Dakota, and Iowa. Hundreds of towns have a population of fewer than 1,000. Regional population declines have forced many rural schools to consolidate.
Fifty-three of Nebraska’s 93 counties reported declining populations between 1990 and 2000, ranging from a 0.06% loss (Frontier County) to a 17.04% loss (Hitchcock County).
More urbanized areas of the state have experienced substantial growth. In 2000, the city of Omaha had a population of 390,007; in 2005, the city’s estimated population was 414,521 (427,872 including the recently annexed city of Elkhorn), a 6.3% increase over five years. The 2010 census showed that Omaha has a population of 408,958. The city of Lincoln had a 2000 population of 225,581 and a 2010 population of 258,379, a 14.5% increase.
As of the 2010 Census, there were 530 cities and villages in the state of Nebraska. There are five classifications of cities and villages in Nebraska, which is based upon population. All population figures are 2017 Census Bureau estimates unless flagged by a reference number.
Metropolitan Class City (300,000 or more)
Primary Class City (100,000 – 299,999)
First Class City (5,000 – 99,999)
Second Class Cities (800 – 4,999) and Villages (100–800) make up the rest of the communities in Nebraska. There are 116 second-class cities and 382 villages in the state.
Metropolitan areas – 2012 estimate data
Micropolitan areas – 2012 estimate data
Nebraska neighborhoods include: Abie, Adams, Alexandria, Allen, Alvo, Ashland, Atlanta, Aurora, Avoca, Axtell, Ayr, Bancroft, Barneston, Bartley, Battle Creek, Bayard, Beatrice, Beaver Crossing, Bee, Beemer, Bellevue, Bellwood, Belvidere, Bennet, Bennington, Bertrand, Bladen, Bloomfield, Bloomington, Blue Hill, Blue Springs, Boys Town, Bradshaw, Brainard, Bruning, Bruno, Brunswick, Burr, Byron, Campbell, Carleton, Ceresco, Champion, Chester, Clarks, Clatonia, Clay Center, Clearwater, Columbus, Concord, Cook, Cordova, Cortland, Creighton, Creston, Crete, Crofton, Curtis, Danbury, Davenport, Davey, David City, Daykin, Denton, Deshler, Deweese, De Witt, Diller, Dixon, Dodge, Doniphan, Dorchester, Douglas, Dunbar, Dwight, Eagle, Edgar, Elgin, Elkhorn, Elm Creek, Elmwood, Elsie, Emerson, Enders, Endicott, Eustis, Exeter, Fairbury, Fairfield, Fairmont, Filley, Firth, Franklin, Friend, Funk, Garland, Garrison, Geneva, Genoa, Gering, Gilead, Giltner, Glenvil, Grafton, Grant, Greenwood, Gresham, Gretna, Hallam, Hampton, Harvard, Hastings, Hebron, Henderson, Henry, Hickman, Hildreth, Holdrege, Holmesville, Holstein, Hordville, Howells, Hubbell, Humphrey, Imperial, Inavale, Indianola, Inland, Jackson, Jansen, Juniata, Kearney, Kenesaw, Lamar, Laurel, La Vista, Lebanon, Leigh, Liberty, Lincoln, Lindsay, Linwood, Loomis, Lorton, Louisville, Lyman, Lyons, Madison, Madrid, Malcolm, Marquette, Martell, Maskell, Maywood, Mc Cook, Meadow Grove, Milford, Milligan, Minatare, Mitchell, Monroe, Morrill, Murdock, Murray, Naponee, Nebraska City, Nehawka, Neligh, Newcastle, Newman Grove, Niobrara, Norfolk, Oakdale, Oakland, Obert, Odell, Offutt A F B, Ohiowa, Omaha, Ong, Orchard, Osceola, Otoe, Overton, Palmyra, Papillion, Pender, Phillips, Pickrell, Pilger, Plainview, Platte Center, Plattsmouth, Pleasant Dale, Plymouth, Polk, Ponca, Ralston, Raymond, Reynolds, Richfield, Rising City, Riverton, Roca, Rogers, Roseland, Royal, Saint Edward, Saronville, Schuyler, Scottsbluff, Seward, Shelby, Shickley, Sidney, Silver Creek, Springfield, Staplehurst, Steele City, Sterling, Stockville, Strang, Stromsburg, Surprise, Sutton, Swanton, Syracuse, Talmage, Tarnov, Tilden, Tobias, Trumbull, Ulysses, Unadilla, Union, Upland, Utica, Valley, Valparaiso, Venango, Virginia, Wakefield, Wallace, Walton, Waterbury, Waterloo, Wauneta, Wausa, Waverly, Weeping Water, Western, West Point, Wilber, Wilcox, Wilsonville, Wisner, Wood River, Wymore
For more information, see Nebraska wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loan pre-approval before going to a dealership. By separating bad credit no credit car loan options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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Finally, use our car loan calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for affordable used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private party, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private sale.
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We specialize in:
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Getting bad credit car or truck loans can present a problem, especially in Nebraska. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. With these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.
Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.
Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Nebraska. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.