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Florida (/ˈflɒrɪdə/ (listen); Spanish for “land of flowers”) is the southernmost contiguous state in the United States. The state is bordered to the west by the Gulf of Mexico, to the northwest by Alabama, to the north by Georgia, to the east by the Atlantic Ocean, and to the south by the Straits of Florida. Florida is the 22nd-most extensive (65,755 sq mi or 170,300 km), the 3rd-most populous (21,312,211 inhabitants), and the 8th-most densely populated (384.3/sq mi or 148.4/km) of the U.S. states. Jacksonville is the most populous municipality in the state and the largest city by area in the contiguous United States. The Miami metropolitan area is Florida’s most populous urban area. Tallahassee is the state’s capital.


Much of Florida is on a peninsula between the Gulf of Mexico, the Atlantic Ocean and the Straits of Florida. Spanning two time zones, it extends to the northwest into a panhandle, extending along the northern Gulf of Mexico. It is bordered on the north by Georgia and Alabama, and on the west, at the end of the panhandle, by Alabama. It is the only state that borders the Atlantic Ocean and the Gulf of Mexico. Florida also is the southernmost state in the 48 contiguous states, with Hawaii being the only state reaching farther south. Florida is west of The Bahamas and 90 miles (140 km) north of Cuba. Florida is one of the largest states east of the Mississippi River, and only Alaska and Michigan are larger in water area.
The water boundary is 3 nautical miles (3.5 mi; 5.6 km) offshore in the Atlantic Ocean and 9 nautical miles (10 mi; 17 km) offshore in the Gulf of Mexico.

At 345 feet (105 m) above mean sea level, Britton Hill is the highest point in Florida and the lowest highpoint of any U.S. state. Much of the state south of Orlando lies at a lower elevation than northern Florida, and is fairly level. Much of the state is at or near sea level. However, some places such as Clearwater have promontories that rise 50 to 100 ft (15 to 30 m) above the water. Much of Central and North Florida, typically 25 mi (40 km) or more away from the coastline, have rolling hills with elevations ranging from 100 to 250 ft (30 to 76 m). The highest point in peninsular Florida (east and south of the Suwannee River), Sugarloaf Mountain, is a 312-foot (95 m) peak in Lake County. On average, Florida is the flattest state in the United States.


The United States Census Bureau estimates that the population of Florida was 21,299,325 on July 1, 2018, a 13.29% increase since the 2010 United States Census. The population of Florida in the 2010 census was 18,801,310. Florida was the seventh fastest-growing state in the U.S. in the 12-month period ending July 1, 2012. In 2010, the center of population of Florida was located between Fort Meade and Frostproof. The center of population has moved less than 5 miles (8 km) to the east and approximately 1 mile (1.6 km) to the north between 1980 and 2010 and has been located in Polk County since the 1960 census.
The population exceeded 19.7 million by December 2014, surpassing the population of the state of New York for the first time. The Florida population was 21,299,325 residents or people according to the U.S. Census Bureau’s 2018 Population Estimates Program.

Florida contains the highest percentage of people over 65 (17%). There were 186,102 military retirees living in the state in 2008.
About two-thirds of the population was born in another state, the second highest in the U.S.

In 2010, undocumented immigrants constituted an estimated 5.7% of the population. This was the sixth highest percentage of any U.S. state. There were an estimated 675,000 illegal immigrants in the state in 2010.

A 2013 Gallup poll indicated that 47% of the residents agreed that Florida was the best state to live in. Results in other states ranged from a low of 18% to a high of 77%.

The largest metropolitan area in the state as well as the entire southeastern United States is the Miami metropolitan area, with about 6.06 million people. The Tampa Bay Area, with over 3.02 million people, is the second largest; the Orlando metropolitan area, with over 2.44 million people, is the third; and the Jacksonville metropolitan area, with over 1.47 million people, is fourth.

Florida has 22 Metropolitan Statistical Areas (MSAs) defined by the United States Office of Management and Budget (OMB). 43 of Florida’s 67 counties are in a MSA.

The legal name in Florida for a city, town or village is “municipality”. In Florida there is no legal difference between towns, villages and cities.

In 2012, 75% of the population lived within 10 miles (16 km) of the coastline.

Hispanic and Latinos of any race made up 22.5% of the population in 2010. As of 2011, 57% of Florida’s population younger than age 1 were minorities (meaning that they had at least one parent who was not non-Hispanic white).

In 2010, 6.9% of the population (1,269,765) considered themselves to be of only American ancestry (regardless of race or ethnicity). Many of these were of English or Scotch-Irish descent; however, their families have lived in the state for so long, that they choose to identify as having “American” ancestry or do not know their ancestry. In the 1980 United States census, the largest ancestry group reported in Florida was English with 2,232,514 Floridians claiming that they were of English or mostly English American ancestry. Some of their ancestry went back to the original thirteen colonies.

As of 2010, those of (non-Hispanic white) European ancestry accounted for 57.9% of Florida’s population. Out of the 57.9%, the largest groups were 12.0% German (2,212,391), 10.7% Irish (1,979,058), 8.8% English (1,629,832), 6.6% Italian (1,215,242), 2.8% Polish (511,229), and 2.7% French (504,641).
White Americans of all European backgrounds are present in all areas of the state. In 1970, non-Hispanic whites were nearly 80% of Florida’s population. Those of English and Irish ancestry are present in large numbers in all the urban/suburban areas across the state. Some native white Floridians, especially those who have descended from long-time Florida families, may refer to themselves as “Florida crackers”; others see the term as a derogatory one. Like whites in most other states of the southern U.S., they descend mainly from English and Scots-Irish settlers, as well as some other British American settlers.

As of 2010, those of Hispanic or Latino ancestry accounted for 22.5% (4,223,806) of Florida’s population. Out of the 22.5%, the largest groups were 6.5% (1,213,438) Cuban, 4.5% (847,550) Puerto Rican, 3.3% (629,718) Mexican, and 1.6% (300,414) Colombian. Florida’s Hispanic population includes large communities of Cuban Americans in Miami and Tampa, Puerto Ricans in Orlando and Tampa, and Mexican/Central American migrant workers. The Hispanic community continues to grow more affluent and mobile. As of 2011, 57.0% of Florida’s children under the age of 1 belonged to minority groups. Florida has a large and diverse Hispanic population, with Cubans and Puerto Ricans being the largest groups in the state. Nearly 80% of Cuban Americans live in Florida, especially South Florida where there is a long-standing and affluent Cuban community. Florida has the second largest Puerto Rican population after New York, as well as the fastest-growing in the nation. Puerto Ricans are more widespread throughout the state, though the heaviest concentrations are in the Orlando area of Central Florida.

As of 2010, those of African ancestry accounted for 16.0% of Florida’s population, which includes African Americans. Out of the 16.0%, 4.0% (741,879) were West Indian or Afro-Caribbean American. During the early 1900s, black people made up nearly half of the state’s population. In response to segregation, disfranchisement and agricultural depression, many African Americans migrated from Florida to northern cities in the Great Migration, in waves from 1910 to 1940, and again starting in the later 1940s. They moved for jobs, better education for their children and the chance to vote and participate in society. By 1960, the proportion of African Americans in the state had declined to 18%. Conversely, large numbers of northern whites moved to the state. Today, large concentrations of black residents can be found in northern and central Florida. Aside from blacks descended from African slaves brought to the southern U.S., there are also large numbers of blacks of West Indian, recent African, and Afro-Latino immigrant origins, especially in the Miami/South Florida area.

In 2016, Florida had the highest percentage of West Indians in the United States at 4.5%, with 2.3% (483,874) from Haitian ancestry, 1.5% (303,527) Jamaican, and 0.2% (31,966) Bahamian, with the other West Indian groups making up the rest.

As of 2010, those of Asian ancestry accounted for 2.4% of Florida’s population.

In 1988, English was affirmed as the state’s official language in the Florida Constitution. Spanish is also widely spoken, especially as immigration has continued from Latin America. Twenty percent of the population speak Spanish as their first language. Twenty-seven percent of Florida’s population reports speaking a mother language other than English, and more than 200 first languages other than English are spoken at home in the state.

The most common languages spoken in Florida as a first language in 2010 are:

Florida is mostly Christian, although there is a large irreligious and relatively significant Jewish community. Protestants account for almost half of the population, but the Catholic Church is the largest single denomination in the state mainly due to its large Hispanic population and other groups like Haitians. Protestants are very diverse, although Baptists, Methodists, Pentecostals and nondenominational Protestants are the largest groups. There is also a sizable Jewish community in South Florida. This is the largest Jewish population in the southern U.S. and the third-largest in the U.S. behind those of New York and California.

In 2010, the three largest denominations in Florida were the Catholic Church, the Southern Baptist Convention, and the United Methodist Church.

The Pew Research Center survey in 2014 gave the following religious makeup of Florida:


Florida neighborhoods include: Alachua, Alford, Altamonte Springs, Altha, Altoona, Alva, Anthony, Apalachicola, Apollo Beach, Apopka, Arcadia, Archer, Astatula, Astor, Atlantic Beach, Auburndale, Ave Maria, Aventura, Avon Park, Babson Park, Baker, Bartow, Bascom, Bay Harbor Islands, Bell, Belleair, Belleair Beach, Belleair Bluffs, Belle Glade, Belle Isle, Belleview, Beverly Hills, Big Pine Key, Blountstown, Boca Grande, Boca Raton, Bokeelia, Bonifay, Bonita Springs, Bowling Green, Boynton Beach, Bradenton, Bradenton Beach, Brandon, Branford, Bristol, Bronson, Brooker, Brooksville, Bryceville, Bunnell, Bushnell, Callahan, Campbellton, Canal Point, Cantonment, Cape Canaveral, Cape Coral, Captiva, Carrabelle, Caryville, Casselberry, Cedar Key, Center Hill, Century, Champions Gate, Chattahoochee, Chiefland, Chipley, Christmas, Chuluota, Citra, Citrus Springs, Clarksville, Clearwater, Clearwater Beach, Clermont, Clewiston, Cocoa, Cocoa Beach, Coconut Creek, Coconut Grove, Cooper City, Coral Gables, Coral Springs, Cortez, Cottondale, Crawfordville, Crescent City, Crestview, Cross City, Crystal River, Cudjoe Key, Cutler Bay, Dade City, Dania, Davenport, Davie, Daytona Beach, Debary, Deerfield Beach, Deer Island, Defuniak Springs, Deland, De Leon Springs, Delray Beach, Deltona, Destin, Doral, Dover, Duette, Dundee, Dunedin, Dunnellon, Eagle Lake, Earleton, East Palatka, Eastpoint, Ebro, Edgewater, Eglin Afb, El Jobean, Ellenton, Eloise, Englewood, Enterprise, Estero, Eustis, Fanning Springs, Fellsmere, Fernandina Beach, Fern Park, Flagler Beach, Fleming Island, Florahome, Floral City, Fort Denaud, Fort Lauderdale, Fort Mc Coy, Fort Meade, Fort Myers, Fort Myers Beach, Fort Pierce, Fort Walton Beach, Fort White, Fountain, Freeport, Frostproof, Fruitland Park, Gainesville, Geneva, Georgetown, Gibsonton, Glen Saint Mary, Gotha, Graceville, Grand Island, Grand Ridge, Grant, Greenacres, Green Acres, Green Cove Springs, Greenville, Greenwood, Gretna, Groveland, Gulf Breeze, Gulfport, Haines City, Hallandale, Hallandale Beach, Hampton, Harmony, Hastings, Havana, Haverhill, Hawthorne, Hernando, Hernando Beach, Hialeah, Hialeah Gardens, Highland Beach, High Springs, Hilliard, Hillsboro Beach, Hobe Sound, Holiday, Hollywood, Holmes Beach, Holt, Homestead, Homosassa, Horseshoe Beach, Hosford, Howey In The Hills, Hudson, Hypoluxo, Immokalee, Indialantic, Indian Harbour Beach, Indian Lake Estates, Indian Rocks Beach, Indian Shores, Indiantown, Inglis, Interlachen, Inverness, Islamorada, Jacksonville, Jacksonville Beach, Jasper, Jay, Jennings, Jensen Beach, Jerome, Juno Beach, Jupiter, Kathleen, Kenansville, Kenneth City, Key Biscayne, Key Colony Beach, Key Largo, Keystone Heights, Key West, Kinard, Kissimmee, Labelle, Lady Lake, Lake Alfred, Lake Butler, Lake City, Lake Helen, Lakeland, Lake Mary, Lake Panasoffkee, Lake Park, Lake Placid, Lake Wales, Lakewood Ranch, Lake Worth, Lamont, Land O Lakes, Lantana, Largo, Lauderdale By The Sea, Lauderdale Lakes, Lauderhill, Laurel Hill, Lawtey, Lazy Lake, Lecanto, Lee, Leesburg, Lehigh Acres, Lighthouse Point, Lithia, Live Oak, Longboat Key, Longwood, Lorida, Loxahatchee, Lulu, Lutz, Lynn Haven, Macclenny, Madeira Beach, Madison, Maitland, Malabar, Malone, Marathon, Marco Island, Margate, Marianna, Mary Esther, Masaryktown, Mascotte, Matlacha, Matlacha Isles, Mc David, Melbourne, Melbourne Beach, Melrose, Merritt Island, Mexico Beach, Miami, Miami Beach, Miami Lakes, Miami Shores, Micanopy, Micco, Middleburg, Midway, Milton, Mims, Minneola, Miramar, Miramar Beach, Miromar Lakes, Molino, Monticello, Montverde, Moore Haven, Morriston, Mount Dora, Mulberry, Myakka City, Naples, Navarre, Neptune Beach, Newberry, New Port Richey, New Smyrna Beach, Niceville, Nokomis, North Bay Village, North Fort Myers, North Lauderdale, North Miami, North Miami Beach, North Palm Beach, North Port, North Redington Beach, North Venice, Oak Hill, Oakland, Oakland Park, Ocala, Ochopee, Ocklawaha, Ocoee, Odessa, Okahumpka, Okeechobee, Oldsmar, Old Town, Ona, Orange City, Orange Park, Orlando, Ormond Beach, Osprey, Osteen, Oviedo, Oxford, Pace, Pahokee, Paisley, Palatka, Palm Bay, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm City, Palm Coast, Palmetto, Palm Harbor, Palm Springs, Panacea, Panama City, Panama City Beach, Parkland, Parrish, Patrick Afb, Pembroke Pines, Pensacola, Pensacola Beach, Perry, Pierson, Pinecrest, Pinellas Park, Pinetta, Placida, Plantation, Plant City, Polk City, Pomona Park, Pompano Beach, Ponce De Leon, Ponce Inlet, Ponte Vedra, Ponte Vedra Beach, Port Charlotte, Port Orange, Port Richey, Port Saint Joe, Port Saint Lucie, Port St Joe, Port St Lucie, Punta Gorda, Quincy, Raiford, Reddick, Redington Beach, Redington Shores, Reunion, Richland, River Ranch, Riverview, Riviera Beach, Rockledge, Rotonda West, Royal Palm Beach, Ruskin, Safety Harbor, Saint Augustine, Saint Cloud, Saint James City, Saint Johns, Saint Marks, Saint Petersburg, Salem, San Antonio, Sanderson, Sanford, Sanibel, San Mateo, Santa Rosa Beach, Sarasota, Satellite Beach, Satsuma, Sea Ranch Lakes, Sebastian, Sebring, Seffner, Seminole, Seville, Shalimar, Sidell, Silver Springs, Sneads, Sopchoppy, Sorrento, South Bay, South Daytona, South Pasadena, Southwest Ranches, Spring Hill, Starke, Steinhatchee, St Pete Beach, St Petersburg, Stuart, Summerfield, Summerland Key, Sumterville, Sun City Center, Sunny Isles Beach, Sunrise, Suwannee, Tallahassee, Tamarac, Tampa, Tarpon Springs, Tavares, Tavernier, Telogia, Temple Terrace, Tequesta, The Villages, Thonotosassa, Tierra Verde, Titusville, Treasure Island, Trenton, Trinity, Tyndall Afb, Umatilla, University Park, Valparaiso, Valrico, Venice, Venus, Vernon, Vero Beach, Waldo, Wauchula, Webster, Weeki Wachee, Weirsdale, Welaka, Wellborn, Wellington, Wesley Chapel, West Melbourne, Weston, West Palm Beach, West Park, Westville, Wewahitchka, White Springs, Wildwood, Williston, Wilton Manors, Wimauma, Windermere, Winter Garden, Winter Haven, Winter Park, Winter Springs, Yalaha, Yankeetown, Yeehaw Junction, Youngstown, Yulee, Zellwood, Zephyrhills, Zolfo Springs

For more information, see Florida wiki

Vehicle Financing Coverage Area For Florida

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Steps to Apply For An Auto Loan

1 - Budget For Your Purchase

The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.

Guaranteed Auto Financing in Florida

Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.

Finally, use our auto refi calculator to estimate your monthly payment.

2 - Choose Whether You Want a New or Used Car

If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.

If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.

3 - Apply For Your Car Loan

Click the button below and fill out our quick and easy application form to get started right away!

What You Should Know About Bad Credit Auto Refinance in Florida

No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.

Save $50 off Credit Repair Service - Applies to first-work fee for each spouse sign-up.

We specialize in:

  • Car Loan With Good Credit
  • Car Finance Fair Credit
  • Bad Credit Car Refinance
  • Auto Finance Poor Credit Loans
  • Terrible Credit Car Loans
  • and No Credit Auto Loans

We can help with an auto loan for a first-time auto buyer, car loans for students and we are proud to have arranged car loans for military service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy an auto with their ITIN number.

We also specialize in subprime car loans including auto financing after bankruptcy and helping borrowers to obtain auto loans for repossessions.

If you are looking for auto title loans or poor credit car refinancing, we have programs that can help you as well.

AllCreditCarLoans works with the best used buy here pay here car lots, used car bad credit dealerships, 2nd chance auto sales and other used cars bad credit no down payment dealerships to provide the best auto loan rates for used cars.

You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!

Do You Have Bad Credit And Need A Car?

Getting bad credit car or truck loans can present a problem, especially in Florida. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. Car Financing Bad Credit in FloridaWith these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.

Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.

Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.

Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.

Looking For Car Finance With Bad Credit?

There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Florida.

Car Finance Bad Credit in Florida

The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.

The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.

When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.

Click on the GET MY LOAN button below

and start working your way towards obtaining your bad credit car loan today!

Apply Now
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