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Coordinates: 41°36′N 72°42′W / 41.6°N 72.7°W / 41.6; -72.7
Gold Star Bridge and Amtrak Thames River Bridge
Mount Frissell, the highest point in the state
Lake McDonough reservoir as seen from the Tunxis Trail Overlook Spur trail.
Candlewood Lake is the largest lake in Connecticut.
The Connecticut River near Connecticut Route 82
Connecticut is bordered on the south by Long Island Sound, on the west by New York, on the north by Massachusetts, and on the east by Rhode Island. The state capital and fourth largest city is Hartford, and other major cities and towns (by population) include Bridgeport, New Haven, Stamford, Waterbury, Norwalk, Danbury, New Britain, Greenwich, and Bristol. Connecticut is slightly larger than the country of Montenegro. There are 169 incorporated towns in Connecticut.
The highest peak in Connecticut is Bear Mountain in Salisbury in the northwest corner of the state. The highest point is just east of where Connecticut, Massachusetts, and New York meet (42° 3′ N; 73° 29′ W), on the southern slope of Mount Frissell, whose peak lies nearby in Massachusetts. At the opposite extreme, many of the coastal towns have areas that are less than 20 feet (6 m) above sea level.
Connecticut has a long maritime history and a reputation based on that history—yet the state has no direct oceanfront (technically speaking). The coast of Connecticut sits on Long Island Sound, which is an estuary. The state’s access to the open Atlantic Ocean is both to the west (toward New York City) and to the east (toward the “race” near Rhode Island). This situation provides many safe harbors from ocean storms, and many transatlantic ships seek anchor inside Long Island Sound when tropical cyclones pass off the upper East Coast.
The Connecticut River cuts through the center of the state, flowing into Long Island Sound. The most populous metropolitan region centered within the state lies in the Connecticut River Valley. Despite Connecticut’s relatively small size, it features wide regional variations in its landscape; for example, in the northwestern Litchfield Hills, it features rolling mountains and horse farms, whereas in areas to the east of New Haven along the coast, the landscape features coastal marshes, beaches, and large scale maritime activities.
Connecticut’s rural areas and small towns in the northeast and northwest corners of the state contrast sharply with its industrial cities such as Stamford, Bridgeport, and New Haven, located along the coastal highways from the New York border to New London, then northward up the Connecticut River to Hartford. Many towns in northeastern and northwestern Connecticut center around a green, such as the Litchfield Green, Lebanon Green (the largest in the state), and Wethersfield Green (the oldest in the state). Near the green typically stand historical visual symbols of New England towns, such as a white church, a colonial meeting house, a colonial tavern or inn, several colonial houses, and so on, establishing a scenic historical appearance maintained for both historic preservation and tourism. Many of the areas in southern and coastal Connecticut have been built up and rebuilt over the years, and look less visually like traditional New England.
The northern boundary of the state with Massachusetts is marked by the Southwick Jog or Granby Notch, an approximately 2.5 miles (4.0 km) square detour into Connecticut. The origin of this anomaly is clearly established in a long line of disputes and temporary agreements which were finally concluded in 1804, when southern Southwick’s residents sought to leave Massachusetts, and the town was split in half.
The southwestern border of Connecticut where it abuts New York State is marked by a panhandle in Fairfield County, containing the towns of Greenwich, Stamford, New Canaan, Darien, and parts of Norwalk and Wilton. This irregularity in the boundary is the result of territorial disputes in the late 17th century, culminating with New York giving up its claim to the area, whose residents considered themselves part of Connecticut, in exchange for an equivalent area extending northwards from Ridgefield to the Massachusetts border, as well as undisputed claim to Rye, New York.
Areas maintained by the National Park Service include Appalachian National Scenic Trail, Quinebaug and Shetucket Rivers Valley National Heritage Corridor, and Weir Farm National Historic Site.
The United States Census Bureau estimates that the population of Connecticut was 3,590,886 on July 1, 2015, a 0.47% increase since the 2010 United States Census.
As of 2015, Connecticut had an estimated population of 3,590,886, which is an decrease of 5,791, or -0.16%, from the prior year and an increase of 16,789, or 0.47%, since the year 2010. This includes a natural increase since the last census of 67,427 people (that is 222,222 births minus 154,795 deaths) and an increase due to net migration of 41,718 people into the state. Immigration from outside the United States resulted in a net increase of 75,991 people, and migration within the country produced a net loss of 34,273 people. Based on the 2005 estimates, Connecticut moved from the 29th most populous state to 30th. 2016 estimates put Connecticut’s population at 3,576,452.
6.6% of its population was reported as being under 5 years old, 24.7% under 18 years old, and 13.8% were 65 years of age or older. Females made up approximately 51.6% of the population, with 48.4% male.
In 1790, 97% of the population in Connecticut was classified as “rural”. The first census in which less than half the population was classified as rural was 1890. In the 2000 census, only 12.3% was considered rural. Most of western and southern Connecticut (particularly the Gold Coast) is strongly associated with New York City; this area is the most affluent and populous region of the state and has high property costs and high incomes. The center of population of Connecticut is located in the town of Cheshire.
As of the 2010 U.S. Census, Connecticut’s race and ethnic percentages were:
Hispanics and Latinos of any race made up 13.4% of the population in the 2010 Census.
The state’s most populous ethnic group is Non-Hispanic White, but this has declined from 98% in 1940 to 71% in 2010.
As of 2004, 11.4% of the population (400,000) was foreign-born. In 1870, native-born Americans had accounted for 75% of the state’s population, but that had dropped to 35% by 1918.
As of 2000, 81.69% of Connecticut residents age 5 and older spoke English at home and 8.42% spoke Spanish, followed by Italian at 1.59%, French at 1.31%, and Polish at 1.20%.
The largest European ancestry groups are:
As of 2011, 46.1% of Connecticut’s population younger than age 1 were minorities.
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
The religious affiliations of the people of Connecticut as of 2014:
A Pew survey of Connecticut residents’ religious self-identification showed the following distribution of affiliations: Protestant 35%, Mormonism 1%, Jewish 3%, Roman Catholic 33%, Orthodox 1%, Non-religious 28%, Jehovah’s Witness 1%, Hinduism 1%, Buddhism 1% and Islam 1%. Jewish congregations had 108,280 (3.2%) members in 2000. The Jewish population is concentrated in the towns near Long Island Sound between Greenwich and New Haven, in Greater New Haven and in Greater Hartford, especially the suburb of West Hartford. According to the Association of Religion Data Archives, the largest Christian denominations, by number of adherents, in 2010 were: the Catholic Church, with 1,252,936; the United Church of Christ, with 96,506; and non-denominational Evangelical Protestants, with 72,863.
Recent immigration has brought other non-Christian religions to the state, but the numbers of adherents of other religions are still low. Connecticut is also home to New England’s largest Protestant Church: The First Cathedral in Bloomfield, Connecticut located in Hartford County. Hartford is seat to the Roman Catholic Archdiocese of Hartford, which is sovereign over the Diocese of Bridgeport and the Diocese of Norwich.
Connecticut neighborhoods include: Amston, Andover, Ansonia, Ashford, Avon, Baltic, Bantam, Barkhamsted, Beacon Falls, Berlin, Bethany, Bethel, Bethlehem, Bloomfield, Bolton, Bozrah, Branford, Bridgeport, Bridgewater, Bristol, Broad Brook, Brookfield, Brooklyn, Burlington, Canaan, Canterbury, Canton, Centerbrook, Cheshire, Chester, Clinton, Colchester, Collinsville, Columbia, Cornwall, Cornwall Bridge, Cos Cob, Coventry, Cromwell, Danbury, Danielson, Darien, Dayville, Deep River, Derby, Durham, East Berlin, East Canaan, Eastford, East Granby, East Haddam, East Hampton, East Hartford, East Hartland, East Haven, East Killingly, East Lyme, Easton, East Windsor, Ellington, Enfield, Essex, Fairfield, Falls Village, Farmington, Gales Ferry, Gaylordsville, Gilman, Glastonbury, Granby, Greenwich, Griswold, Groton, Guilford, Haddam, Hamden, Hampton, Hartford, Harwinton, Hebron, Higganum, Ivoryton, Jewett City, Kent, Killingworth, Lakeside, Lakeville, Lebanon, Ledyard, Lisbon, Litchfield, Lyme, Madison, Manchester, Mansfield Center, Marlborough, Meriden, Middlebury, Middletown, Milford, Monroe, Montville, Moosup, Morris, Mystic, Naugatuck, New Britain, New Canaan, New Fairfield, New Hartford, New Haven, Newington, New London, New Milford, New Preston Marble Dale, Newtown, Niantic, Norfolk, North Branford, Northfield, Northford, North Franklin, North Granby, North Haven, North Stonington, North Windham, Norwalk, Norwich, Oakdale, Oakville, Old Greenwich, Old Lyme, Old Saybrook, Orange, Oxford, Pawcatuck, Plainfield, Plainville, Plantsville, Pomfret Center, Preston, Prospect, Putnam, Quaker Hill, Redding, Ridgefield, Riverside, Riverton, Rocky Hill, Roxbury, Salem, Salisbury, Sandy Hook, Scotland, Seymour, Sharon, Shelton, Sherman, Simsbury, Somers, Southbury, South Glastonbury, Southington, South Kent, Southport, South Windsor, Stafford Springs, Stamford, Sterling, Stonington, Storrs Mansfield, Stratford, Suffield, Taftville, Tariffville, Terryville, Thomaston, Tolland, Torrington, Trumbull, Uncasville, Unionville, Vernon Rockville, Voluntown, Wallingford, Warren, Washington, Washington Depot, Waterbury, Waterford, Watertown, Weatogue, Westbrook, West Cornwall, West Granby, West Hartford, West Hartland, West Haven, Weston, Westport, West Simsbury, West Suffield, Wethersfield, Willimantic, Willington, Wilton, Windham, Windsor, Windsor Locks, Wolcott, Woodbridge, Woodbury, Woodstock, Woodstock Valley
For more information, see Connecticut wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.
We specialize in:
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here dealerships, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Connecticut. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Connecticut about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.