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New Mexico (Spanish: Nuevo México pronounced [ˈnweβo ˈmexiko], Navajo: Yootó Hahoodzo pronounced [jòːtxó xɑ̀xʷòːtsò]) is a state in the Southwestern region of the United States of America; its capital and cultural center is Santa Fe which was founded in 1610 as capital of Nuevo México (itself established as a province of New Spain in 1598), while its largest city is Albuquerque with its accompanying metropolitan area. It is one of the Mountain States and shares the Four Corners region with Utah, Colorado, and Arizona; its other neighboring states are Oklahoma to the northeast, Texas to the east-southeast, and the Mexican states of Chihuahua to the south and Sonora to the southwest. With a population around two million, New Mexico is the 36th state by population. With a total area of 121,590 sq mi (314,900 km), it is the fifth-largest and sixth-least densely populated of the 50 states. Due to their geographic locations, northern and eastern New Mexico exhibit a colder, alpine climate, while western and southern New Mexico exhibit a warmer, arid climate.
With a total area of 121,699 square miles (315,200 km), the state is the fifth-largest state of the US, and slightly larger than British Isles. New Mexico’s eastern border lies along 103°W longitude with the state of Oklahoma, and (due to a 19th-century surveying error) 2.2 miles (3.5 kilometres) west of 103°W longitude with Texas. On the southern border, Texas makes up the eastern two-thirds, while the Mexican states of Chihuahua and Sonora make up the western third, with Chihuahua making up about 90% of that. The western border with Arizona runs along the 109° 03’W longitude. The southwestern corner of the state is known as the Bootheel. The 37°N parallel forms the northern boundary with Colorado. The states of New Mexico, Colorado, Arizona, and Utah come together at the Four Corners in New Mexico’s northwestern corner. New Mexico, although a large state, has very little water. Its surface water area is about 250 square miles (650 km).
The New Mexican landscape ranges from wide, rose-colored deserts to broken mesas to high, snow-capped peaks. Despite New Mexico’s arid image, heavily forested mountain wildernesses cover a significant portion of the state, especially towards the north. The Sangre de Cristo Mountains, the southernmost part of the Rocky Mountains, run roughly north–south along the east side of the Rio Grande in the rugged, pastoral north. The most important of New Mexico’s rivers are the Rio Grande, Pecos, Canadian, San Juan, and Gila. The Rio Grande is tied for the fourth-longest river in the United States.
The U.S. government protects millions of acres of New Mexico as national forests, including:
Areas managed by the National Park Service include:
Visitors also frequent the surviving native pueblos of New Mexico. Tourists visiting these sites bring significant money to the state. Other areas of geographical and scenic interest include Kasha-Katuwe Tent Rocks National Monument and the Gila Wilderness in the southwest of the state.
The United States Census Bureau estimates that the population of New Mexico was 2,085,109 on July 1, 2015, a 1.26% increase since the 2010 United States Census. The 2000 United States Census recorded the population of New Mexico to be 1,819,046; ten years later the 2010 United States Census recorded a population of 2,059,179, an 11.7% increase.
Of the people residing in New Mexico, 51.4% were born in New Mexico, 37.9% were born in a different US state, 1.1% were born in Puerto Rico, U.S. Island areas, or born abroad to American parent(s), and 9.7% were foreign born.
As of May 1, 2010, 7.5% of New Mexico’s population was reported as under 5 years of age, 25% under 18, and 13% were 65 or older; women make up around 51% of the population.
As of 2000, 8% of the residents of the state were foreign-born.
Among U.S. states, New Mexico has the highest percentage of Hispanic ancestry, at 47% (as of July 1, 2012). This classification covers people of very different cultures and histories, including descendants of Spanish colonists with deep roots in the region, and recent immigrants from a variety of nations in Latin America, each with their own cultures.
According to the United States Census Bureau Model-based Small Area Income and Poverty Estimates, the number of persons in poverty has increased to 400,779 (19.8% of the population) persons in 2010 from 2000. At that time, the estimated number of persons in poverty was recorded at 309,193 (17.3% of the population). The latest available data for 2014 estimate the number of persons in poverty at 420,388 (20.6% of the population).
Note: Births in table do not add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
New Mexico is a majority-minority state.
The U.S. Census Bureau estimated that 48% of the total 2015 population was Hispanic or Latino of any race, the highest of any state. The majority of Hispanics in New Mexico claim to be descendants of Spanish colonists who settled here during the 16th, 17th, and 18th centuries. They speak New Mexican Spanish or English at home.
The state also has a large Native American population, second in percentage behind that of Alaska. The 2016 racial composition of the population was estimated to be:
According to the United States Census Bureau, 1.5% of the population identifies as multiracial/mixed-race, a population larger than both the Asian and NHPI population groups. In 2008, New Mexico had the highest percentage (47%) of Hispanics (of any race) of any state, with 83% native-born and 17% foreign-born.
According to the 2000 United States Census,
the most commonly claimed ancestry groups in New Mexico were:
According to the 2010 U.S. Census, 28.45% of the population aged 5 and older speak Spanish at home, while 3.50% speak Navajo. Speakers of New Mexican Spanish dialect are mainly descendants of Spanish colonists who arrived in New Mexico in the 16th, 17th, and 18th centuries. New Mexican Spanish is an archaic form of 17th-century Castilian Spanish.
The original state constitution of 1912 provided for a bilingual government with laws being published in both English and Spanish; this requirement was renewed twice, in 1931 and 1943. Nonetheless, the constitution does not declare any language as “official”. While Spanish was permitted in the legislature until 1935, all state officials are required to have a good knowledge of English. Cobarrubias and Fishman therefore argue that New Mexico cannot be considered a bilingual state as not all laws are published in both languages. Others, such as Juan Perea, claim that the state was officially bilingual until 1953.
With regard to the judiciary, witnesses have the right to testify in either of the two languages, and monolingual speakers of Spanish have the same right to be considered for jury-duty as do speakers of English. In public education, the state has the constitutional obligation to provide for bilingual education and Spanish-speaking instructors in school districts where the majority of students are hispanophone.
In 1995, the state adopted an official bilingual song, “New Mexico – Mi Lindo Nuevo México”. In 1989, New Mexico became the first state to officially adopt the English Plus resolution, and in 2008, the first to officially adopt a Navajo textbook for use in public schools.
According to Association of Religion Data Archives (ARDA), the largest denominations in 2010 were the Catholic Church with 684,941; the Southern Baptist Convention with 113,452; The Church of Jesus Christ of Latter-day Saints with 67,637, and the United Methodist Church with 36,424 adherents. According to a 2008 survey by the Pew Research Center, the most common self-reported religious affiliation of New Mexico residents are mentioned in reference.
Within the hierarchy of the Catholic Church, New Mexico belongs to the Ecclesiastical Province of Santa Fe. New Mexico has three dioceses, one of which is an archdiocese:
Archdiocese of Santa Fe,
Diocese of Gallup,
Diocese of Las Cruces.
New Mexico neighborhoods include: Alamogordo, Albuquerque, Algodones, Animas, Anthony, Arrey, Artesia, Aztec, Bard, Belen, Bent, Berino, Bernalillo, Blanco, Bloomfield, Bosque Farms, Broadview, Buckhorn, Capitan, Carlsbad, Carrizozo, Cedar Crest, Cedarvale, Cerrillos, Chaparral, Chimayo, Cimarron, Cloudcroft, Clovis, Cochiti Lake, Corona, Corrales, Costilla, Counselor, Cuba, Des Moines, Dexter, Dulce, Eagle Nest, Edgewood, Elida, Espanola, Estancia, Eunice, Farmington, Flora Vista, Fruitland, Gallina, Garfield, Gladstone, Glencoe, Glorieta, Grady, Hagerman, Hatch, Hobbs, Hondo, Hope, House, Jal, Jarales, Jemez Pueblo, Jemez Springs, Kirtland, Laguna, La Jara, Lake Arthur, La Luz, La Mesa, Lamy, La Plata, Las Cruces, Lindrith, Logan, Lordsburg, Los Alamos, Los Lunas, Los Ranchos, Los Ranchos De Albuquerque, Loving, Lovington, Maxwell, Mayhill, McAlister, Mc Alister, Melrose, Mescalero, Mesilla Park, Mesquite, Miami, Monument, Moriarty, Nara Visa, Navajo Dam, Nogal, Pena Blanca, Pep, Peralta, Picacho, Pinon, Placitas, Ponderosa, Portales, Questa, Raton, Rincon, Rio Rancho, Roswell, Ruidoso, Ruidoso Downs, Sacramento, Saint Vrain, Salem, Sandia Park, San Jon, San Patricio, Santa Cruz, Santa Fe, Santa Teresa, Santo Domingo Pueblo, San Ysidro, Shiprock, Silver City, Springer, Stanley, Sunland Park, Taos, Tatum, Texico, Thoreau, Tijeras, Tinnie, Tome, Truth Or Consequences, Tucumcari, Tularosa, Vado, Virden, Wagon Mound, Waterflow, Weed, White Sands Missile Range, Williamsburg, Yeso
For more information, see New Mexico wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our auto finance calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.
We specialize in:
We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in New Mexico. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in New Mexico about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.