Title Loans in Texas

Looking for Texas Title Loans?


Call (844) 303-2860

  • Need a little or need a lot… small or large loans are easy here!
  • Keep your car. Just use your title!
  • Fast approvals!
  • Fast funding!

Why Get Your Texas Title Loan Through Us?

  • Apply online or Call!
  • Get cash fast & easy!
  • Keep driving your car!
  • Bad credit is OK!
  • Same day funding
  • Convenient terms!

Need some fast cash? Have bad credit? Not sure where to turn? Apply for a Texas title loan and get the cash you need today!

Unlike traditional lenders, our title loan lender-partners don’t worry about your past. As long as you can show the ability to repay the loan, you stand a good chance of getting the loan you need.

Looking for Texas Car Title Loans?

Negotiating the best price for TX’s new or used automobile loan services will help you save money throughout your auto title loan. That is why you need to work with a financial institution that guarantees you will get accepted for auto finance for the new or used cars you want at the best rate possible and with the least amount of work.

AllCreditCarLoans offers quick and straightforward title loan options through its network of auto financing service partners for all credit situations. Our Texas vehicle financing service providers submit more loan applications than ever, allowing borrowers with bad credit, offering the greatest annual percentage rate (APR) for fewer monthly payments, and making bigger loans. Thus, there has never been a better time to seek a Texas title loan than now.

You may work with AllCreditCarLoans to get pre-approved for a TX car loan before going to the dealership to bargain as a cash buyer and obtain the best offer possible.

If you want quick and simple TX auto finance with affordable rates, regardless of your credit situation, click below to start the process. You may access our simple, cost-free, and easy online application for title loans 24/7. It takes only a little while to get specialized assistance!

What Makes Us Different?

Before visiting a certified dealership, AllCreditCarLoans aims to help anybody who wants to buy a car get pre-approvals for Texas title loans, even those who have previously experienced less than perfect credit issues.

Additionally, because we keep discussions about dealer prices and available car loans apart, we provide our local Texas customers with the tools they need to secure the best deal.

We try to locate the best financing for customers with new or used vehicles while considering their needs. We continue to earn the trust and loyalty of our clientele as a consequence.

If you want to secure the best title loan deal possible, regardless of your credit situation, we invite you to apply today and contact us to get it done quickly!

We Know a TX Car Title Loan for Everyone

No matter how terrible your credit check is, we can assist you! This stage is up because when you need a car, we can help you get cash quickly to acquire one. After all, you have a good chance of receiving an auto title loan in Texas, USA!

And because we have a network of dealers and lenders, our TX Auto Loan Company can provide you with various financing options.

The lending department’s loan officers are professionals in difficult circumstances, and we have run across practically every likely scenario.

In this industry, we have greatly helped:

  • First-time car purchasers
  • Car buyers with a history of repossessions
  • Car buyers seeking to refinance their debts
  • Car buyers with bankruptcy on their record
  • Car buyers who must make cash payments
  • Car buyers who operate their own company
  • Car buyers who receive social security benefits
  • Car buyers with disabilities
  • Car buyers who are retired and federally insured
  • Car buyers without any savings to put down for the transaction
  • Car buyers with a trade-in vehicle authorized for loans

The Importance of Pre-Approval

Pre-approved auto finance expedites the purchase process since it allows cash buyers to sidestep the traditional salesman’s haggling technique based on the monthly loan payment.

On the other hand, it is disadvantageous to focus your negotiations exclusively on the loan payment since it is easy to overlook the true cost and end up paying more over time.

Make sure to leave enough cash on the table when haggling to get the best deal possible so that you can pay the sales tax, insurance premiums, and other costs. With the help of this method, you can ensure that the final “out-the-door” price of the car you have pre-approved for does not exceed your credit limit.

While you are at the site, the loan experts from one of the neighboring vehicle dealerships could try to negotiate a cheaper interest rate on your pre-approved loan.

Before accepting their alternative loan, be sure the interest rate is lower, all the other terms are the same, and the final cost is lower.

It is advisable to exercise caution as a borrower because there is a chance that lenders might manipulate the figures to the dealership’s advantage, causing you to spend more money than you would with your pre-approved auto loan business.

How Does Pre-approval Work?

Other lenders and car dealers provide a Texas title loan through their recommended services, normally at a higher loan rate than other options. However, immediately getting pre-approved through one of our financial institutions enable you to negotiate the best conditions before visiting the dealership, resulting in longer-term cost savings.

When you begin the car-buying process at a dealership, the salespeople will emphasize the monthly payment, making it simpler to forget the car’s true cost.

Negotiations, however, might take place based on the price of the automobiles if you arrive with a pre-approved title loan.

Get Pre-Approved with Us!

When you apply with us, the car title loan application is quick and simple. The following details are all you need to have on hand:

  • Identification card with Social Security number
  • Proof of income
  • Record of employment

This information makes it simpler for our financial service business partners to assess your financial condition and obtain the best rates for your credit circumstances.

Find Your Ideal Texas Title Loan

By completing our FREE online application, you may learn about your best options for a Texas title loan in a matter of hours after undergoing a quick credit counseling session. The times when you would wait at the dealership for the car finance department to look into your alternatives to learn that you are not really qualified are long gone. Knowing what car you can afford before going to the dealership might be made easier by being authorized beforehand.

You can be sure that you will be working with the best TX car title loan provider, thanks to our team of industry experts. We will collaborate with you to get authorized as fast as feasible and at the best rate. 

And to give you a prior bonus, there are no fees associated with using our free online service for the application process!


AllCreditCarLoans.co is a dba of DublinBlue, Inc. We are NOT A LENDER or a title loan company and we do not make short-term cash loans or credit decisions BUT we do work with a nationwide network of lenders who do.

Cash Advance Loan amounts and interest rates vary and are established by our title loan company lender-partners.

Since we do not lend money directly we cannot offer you a solicitation for a loan. In all serviced states we WILL match you with a lender based on the information you provide. We will not charge you for this service and our service is not available in all states. States that are serviced by this Web Site may change from time to time without notice. Personal Unsecured Loans and Auto Title Loans Texas are not available in all states and all areas.

Auto Title Loan companies typically do not have pre-payment penalties, but we cannot guarantee that every lender meets this standard. Small Business Loans typically do have pre-payment penalties and occasionally will use your car as collateral to secure the loan.

All our lender-partners are responsible for their interest rates and payment terms. AllCreditCarLoans has no control over these interest rates or payments. Use of the work competitive or reasonable does not mean affordable and borrowers should use their own discretion when working with the lender.

We cannot guarantee we will find a lender who will fund you. Just because you give us information on this website, in no way do we guarantee you will be approved for a Texas title loan or any other type of loan. Not all lenders can provide loan amounts you may see on this web site because loan amounts are limited by state law and/or the lender. Some lenders may require you to use a GPS locator device on your car, active all the time. They may or may not pay for this or charge you for this. This is up to the lender and we have no control over this policy of the lender. Typically, larger loans or higher risk loans use a GPS.

In some circumstances faxing may be required. Use of your cell phone to receive updates is optional. Please review our privacy policy.

Texas Title Loans Texas are expensive and you may have other ways to get funding that are less expensive. These types of title loans Texas are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan. Rejections for title loans Texas are not disclosed to our firm and you may want to contact the lender-partner directly.

Signature and personal loans are only available in Georgia and Florida. Loan amounts differ at locations. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

Texas Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.



Services We Offer In Texas


More Info About Texas

Texas is a state in the South Central part of the country. It is the second-largest U.S. state in land and population, with 268,596 square miles and housing more than 29.1 million people in 2020. – Wikipedia

Capital: Austin | Population: 28.64 million (2020)

Texas Coverage Area


You can often borrow 25% to 50% of the car’s value as the maximum loan amount.

Some lenders would let you borrow up to $10,000 or even more, but the minimum loan amount averages between $100 and $5,500.

The lender will get the title to your vehicle as collateral after you receive loan approval. And even though you are still permitted to drive your car, other lenders may install a GPS tracking system. As a result, your keys may occasionally be duplicated by them as well.

If you do not make your loan payments when the loan proceeds, both strategies can assist lenders in taking possession of your car.

Loan periods can be up to a year, normally between 15 and 30 days.

These are the most common loan types that can give you fast cash. Here are their distinctions and similarities:

  • Personal Loan: A fixed interest rate and predetermined payback terms are typical for this traditional loan. The length of your loan might range from 24 to 60 months. The rates for personal loans, ranging from single to triple digits, will mostly depend on your credit history and score. In addition, every lender has a different set of fees.
  • Payday Loan: Payday loans have brief repayment periods of typically two weeks, typically for modest debts. Interest rates frequently reach triple digits. Compared to other loans, payday loans generally are easier to qualify for fast cash, but they may also have higher costs that make it simpler to get into a debt cycle.
  • Title Loan: Your vehicle title is the collateral for these short-term, high-interest loans. Depending on the car’s worth, you may be able to borrow a certain amount, with a 15- or 30-day period to repay the borrowed funds from the lender. Triple-digit rates are possible with this loan type.
Your credit score will suffer if you default on a vehicle title loan and risk repossessing your vehicle.

You will be left without a car and with bad credit. To stop the loan, many Texans voluntarily return the automobile to the lender, albeit doing so could harm their credit rating, which could badly end when they apply for new loans.

The lender has the power to repossess the vehicle on the next business day if the borrower is unable to make their payments. And if you merely miss one payment for the refinancing, this repossession may still occur.

In addition to losing your car, you’ll wind up paying a lot of money since the interest on your loan will cause it to balloon over time. Furthermore, if the lender repossesses your automobile, you will be liable for paying out the full debt and any expenses related to the repossession.

Yes, a title loan is the same loan type as a title loan on a financed car.

You may be eligible for funding with a title loan on a financed car based on the equity in your vehicle. With a car title loan, you may use the title to your car as your account collateral and get the funds.

The same principles that apply to standard title loans apply to financed car title loans as well. The first step in getting a title loan is through an application on the internet or at the nearest location of a lending institution, which entails giving a lender details about you and any additional information on your car.

You will get your borrowed money as soon as the lender accepts your request for a title loan. After that, you will have to repay the loan or risk losing your car

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