
Looking for the Lowest Car Loan Rates in PA?
CHECK OUT THE PROVIDERS BELOW TO GET THE LOWEST CAR LOAN RATES AVAILABLE
Looking for the Best APR Annual Percentage Rate in PA?
Is It Better to Finance a Car Through a Bank, Credit Union, or Dealership?
Shopping For The Best Interest Rates In PA?
- You'll know what range of car payments you can qualify for
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You won't end up getting higher-cost financing than you want
Can I Get a Low-Interest Rate Even if I Have Bad Credit?
We can help people with all credit types find the best new vehicle and used car loan in PA. We can help you find an APR as low as 2.9%. Car dealerships want to sell a car to you, and we can get you on your way to getting a low-interest rate. Our online form takes five minutes or less and is free to use. We will let you know the lowest interest rate we can get for you in hours or minutes.
We've provided PA car loans for first-time buyers and car financing for college students. We are proud to have arranged military and veteran auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain a car with their ITIN number.
Can I Get a Low-Interest Rate Even if I Have Filed for Bankruptcy?
Can I Get Prequalified for a Low Car Interest Rate?

Many people need to pay more attention to how much dealerships want to sell vehicles, and we are here to find you financing for that car. Whether you are looking for a car, truck, or SUV, our team of experts will work to find a loan that fits your financial needs within hours so that you can be out on the open road in no time. Please fill out our form and get pre-qualified before going straight to a credit union.
For the best car rates for a car, truck or SUV, look no further than AllCreditCarLoans. We specialize in helping people with bad credit get approved for a car loan. We make it as easy as possible for you to get a vehicle. All you have to do is take five minutes or less to fill out our convenient online application. Then we will email you your results within a matter of hours for the best auto loan rates in PA.
Car Loan Rates APR As Low As 2.99%
At AllCreditCarLoans, we specialize in bad credit car loans. We can get you an APR as low as 2.99%. We can help you get the lowest possible APR rate, regardless of your credit score. APR stands for Annual Percentage Rate and is the rate of interest you pay on the vehicle for the whole year.
Our car dealer partners want to sell you a car and get you an auto loan at an APR as low as possible. It takes a long time to build up your credit score, and you need a car. AllCreditCarLoans is here to help!
Is A Lower APR Better?
Applying for a loan amount with a low APR means that it would cost you less than if you borrowed with a high APR. AllCreditCarLoans specializes in helping people with all credit scores get auto loans that fit within their budget. Bad credit car loans are our specialty! Our APR rates start at 2.99%. You can fill out our online application, and we will email you within a few hours with your auto loan options. Please sit back, let us take the driver's seat, and help you get the lowest auto loan terms possible.
Can You Use Your Home Equity to Buy a Car?
Are you shopping for a new vehicle? Now you have to figure out how you will pay for it. Most Americans take out a loan to pay for their car.
Some people consider taking out a home equity loan. An auto loan is secured with your car, and a home equity loan is secured with your home. Most car loans have 3-5 year terms, while home equity loans are sometimes around 10 years. Payment terms and interest rates differ between home equity loans and auto loans. We can help you to get the lowest possible rate if you go the auto loan route.
Auto Loan Amount Options
You have various options when getting an auto loan. You not only have to decide what model year of the car you want, but you have to figure out how to pay for it. Unless a wad of cash is hiding under your driver's seat, you will likely have to take out a loan.
We will help you see your auto loan amount options with various terms, such as a 72-monthly loan. We want to help you get a monthly payment you can afford. Our network of lending partners will show you options for a monthly fee and terms, such as 72 months.
AllCreditCarLoans also works with dealerships who offer Buy Here Pay Here financing. This means that the dealership will handle the terms, and monthly payments will be made to them directly. To explore our auto loan amount options and terms, you can just input your details and average credit score. Many online banking companies will allow individuals to check their credit without having an inquiry on their credit report. Could you check with your online banking provider for these details?
Get pre-approved for a loan today and browse our wide selection of new and used inventory by Model Year.
What are Typical Car Loan Terms?
Car loan amount terms range from two to eight years typically. AllCreditCarLoans will help you find loan amount terms that fit your monthly budget. We will look into your options (24, 36, 48, 60, 72, and 84 months). We want to help you find your dream car and get financing within your budget.
Services We Offer In Pennsylvania
Pennsylvania Coverage Area
Locations Where We Provide the Best Auto Loan Rates In Pennsylvania
- Aaronsburg
- Abbottstown
- Abington
- Acme
- Adamsburg
- Adamstown
- Addison
- Addison Township
- Adrian
- Akron
- Albion
- Albrightsville
- Alexandria
- Aliquippa
- Allenport
- Allensville
- Allentown
- Allison Park
- Altoona
- Alum Bank
- Ambler
- Ambridge
- Amity
- Amity Township
- Andreas
- Annville
- Apollo
- Archbald
- Ardmore
- Armagh
- Armagh Township
- Ashland
- Ashland Borough
- Aston
- Atglen
- Athens
- Athens Township
- Atlasburg
- Aultman
- Avella
- Avis
- Avondale
- Baden
- Bakerstown
- Bala Cynwyd
- Bangor
- Barnesville
- Barto
- Bartonsville
- Bath
- Beallsville
- Beaver
- Beaver Falls
- Beaver Meadows
- Beaver Springs
- Beaver Township
- Bechtelsville
- Bedford
- Bedford Township
- Beech Creek
- Belle Vernon
- Bellefonte
- Belleville
- Bellwood
- Bendersville
- Bensalem
- Bentleyville
- Benton
- Benton Township
- Berlin Township
- Bernville
- Berwick
- Berwick Borough
- Berwyn
- Bessemer
- Bethel Park
- Bethlehem
- Bethlehem Township
- Bigler
- Birdsboro
- Blairsville
- Blakeslee
- Blandon
- Bloomsburg
- Blossburg
- Blue Bell
- Boalsburg
- Boiling Springs
- Bolivar
- Boswell
- Bowmanstown
- Boyers
- Boyertown
- Brackenridge
- Braddock
- Braddock Hills
- Bradford City
- Bradford Township
- Bradford Woods
- Breezewood
- Breinigsville
- Bridgeport
- Bridgeville
- Bristol
- Broad Top
- Broad Top City
- Brockport
- Brockway
- Brookhaven
- Brookville
- Broomall
- Brownstown
- Brownsville
- Brownsville Township
- Bruin
- Bryn Athyn
- Bryn Mawr
- Buffalo Mills
- Bulger
- Burgettstown
- Burnham
- Bushkill
- Butler
- Butler City
- Butler Township
- Cabot
- Cairnbrook
- Pennsylvania
- Callery
- Calvin
- Cambridge Springs
- Camp Hill
- Canadensis
- Canonsburg
- Canton
- Canton Township
- Carbondale
- Carbondale Township
- Carlisle
- Carmichaels
- Carnegie
- Carrolltown
- Catasauqua
- Catawissa
- Center
- Center Township
- Center Valley
- Centerville
- Centerville Borough
- Central City
- Chadds Ford
- Chalfont
- Chambersburg
- Charleroi
- Cheltenham
- Cherrytree
- Chest Springs
- Chester
- Chester Heights
- Chester Township
- Cheswick
- Cheyney
- Chicora
- Chinatown
- Christiana
- Clairton
- Clarence
- Clarendon
- Clarion
- Clarion Township
- Clark
- Clarks Summit
- Clarksburg
- Claysburg
- Claysville
- Clearfield
- Clearfield Borough
- Clearfield Township
- Clifton Heights
- Clinton
- Clinton Township
- Clintonville
- Coal
- Coal Center
- Coaldale
- Coaldale Borough
- Coalport
- Coatesville
- Cochranton
- Cogan House
- Cogan Station
- Collegeville
- Columbia
- Columbia Borough
- Conneaut Lake
- Conneaut Township
- Connellsville
- Connellsville Township
- Connoquenessing
- Connoquenessing Township
- Conshohocken
- Conshohocken Station
- Conyngham
- Conyngham Borough
- Cooperstown
- Coplay
- Coraopolis
- Corry
- Corsica
- Coudersport
- Cowansville
- Crabtree
- Cranberry
- Cranberry Township
- Cranesville
- Crescent
- Cresco
- Cresson
- Cressona
- Croydon
- Crucible
- Crum Lynne
- Cumbola
- Curwensville
- Daisytown
- Dallas
- Dallas Township
- Dallastown
- Dalton
- Danville
- Darby
- Darby Township
- Darlington
- Darlington Township
- Dauphin
- Dawson
- Dayton
- Delta
- Denbo
- Denver
- Derry
- Derry Borough
- Derry Township
- Devon
- Dilliner
- Dillsburg
- Dingmans Ferry
- Donora
- Douglassville
- Dover
- Dover Township
- Downingtown
- Doylestown
- Doylestown Township
- Dravosburg
- Dresher
- Drexel Hill
- Drums
- Dubois
- Dunbar
- Dunbar Township
- Duncannon
- Duncansville
- Duquesne
- Duryea
- East Berlin
- East Brady
- East Butler
- East Earl
- East Freedom
- East Greenville
- East Mckeesport
- East Petersburg
- East Pittsburgh
- East Stroudsburg
- Easton
- Eau Claire
- Ebensburg
- Eddystone
- Edinboro
- Edinburg
- Effort
- Eighty Four
- Elco
- Eldred Borough
- Eldred Township
- Elizabeth
- Elizabeth Township
- Elizabethtown
- Elizabethville
- Elkins Park
- Ellsworth
- Ellwood City
- Ellwood City Borough
- Elverson
- Elwyn
- Elysburg
- Emlenton
- Emmaus
- Emporium
- Enola
- Enon Valley
- Ephrata
- Ephrata Township
- Erie
- Ernest
- Essington
- Etters
- Evans City
- Everett
- Export
- Exton
- Factoryville
- Fairchance
- Fairfield
- Fairfield Township
- Fairless Hills
- Fairview
- Fallentimber
- Falls
- Falls Creek
- Falls Township
- Fannettsburg
- Farrell
- Fawn Grove
- Fayette City
- Fayetteville
- Feasterville Trevose
- Felton
- Ferndale
- Finleyville
- Fleetwood
- Flinton
- Flourtown
- Folcroft
- Folsom
- Force
- Ford City
- Forest City
- Frackville
- Franklin
- Franklin Park
- Franklin Township
- Fredericktown
- Fredonia
- Freedom
- Freedom Borough
- Freedom Township
- Freeland
- Friedens
- Fryburg
- Galeton
- Gallitzin
- Gap
- Gardners
- Garrett
- Germansville
- Gettysburg
- Gibsonia
- Gilbertsville
- Girard
- Girard Township
- Girardville
- Gladwyne
- Glassport
- Glen Campbell
- Glen Hope
- Glen Mills
- Glen Rock
- Glenmoore
- Glenolden
- Glenshaw
- Glenside
- Gouldsboro
- Grampian
- Gratz
- Gray
- Green Lane
- Greencastle
- Greenock
- Greensboro
- Greensburg
- Greentown
- Greenville
- Grindstone
- Grove City
- Hadley
- Halifax
- Halifax Township
- Hallstead
- Hamburg
- Hamlin
- Hanover
- Hanover Borough
- Hanover Township
- Harborcreek
- Harleysville
- Harmonsburg
- Harrisburg
- Harrisville
- Harveys Lake
- Hastings
- Hatboro
- Hatfield
- Hatfield Township
- Haverford
- Havertown
- Hawley
- Hawthorne
- Hazel Hurst
- Hazleton
- Hegins
- Heilwood
- Hellertown
- Hermitage
- Herndon
- Hershey
- Hesston
- Hibbs
- Hickory
- Highspire
- Hollidaysburg
- Hollsopple
- Holmes
- Holtwood
- Home
- Homer City
- Homestead
- Honesdale
- Honey Brook
- Honey Brook Township
- Hookstown
- Hooversville
- Hopeland
- Hopewell
- Hopewell Borough
- Hopewell Township
- Horsham
- Houston
- Houtzdale
- Howard
- Hughesville
- Hummelstown
- Hunlock
- Hunlock Creek
- Huntingdon
- Huntingdon Valley
- Huntington
- Huston
- Huston Township
- Hustontown
- Hyndman
- Imler
- Imperial
- Indiana
- Indiana Borough
- Industry
- Irvona
- Irwin
- Irwin Borough
- Jackson Center
- Jacobs Creek
- James City
- Jamestown
- Jeannette
- Jenkintown
- Jenners
- Jennerstown
- Jermyn
- Jerome
- Jersey Shore
- Jessup
- Jim Thorpe
- Johnsonburg
- Johnstown
- Jonestown
- Julian
- Kane
- Karns City
- Kempton
- King Of Prussia
- Kingston
- Kingston Township
- Kinzers
- Kittanning
- Klingerstown
- Knox
- Knox Township
- Koppel
- Kunkletown
- Kutztown
- La Belle
- Lafayette Hill
- Lake City
- Lake Harmony
- Lancaster
- Lancaster Township
- Landenberg
- Landisville
- Langhorne
- Lansdale
- Lansdowne
- Lansford
- Larimer
- Latrobe
- Lawrence
- Lawrenceville
- Lawton
- Lebanon
- Lebanon Township
- Leechburg
- Leetsdale
- Lehighton
- Lemont
- Lemont Furnace
- Lemoyne
- Lenni
- Leola
- Levittown
- Lewis Run
- Lewisberry
- Lewisburg
- Lewistown
- Ligonier
- Ligonier Township
- Lilly
- Lincoln University
- Linden
- Lititz
- Littlestown
- Liverpool
- Liverpool Township
- Lock Haven
- Long Pond
- Loretto
- Loysburg
- Loysville
- Luzerne
- Lykens
- Lykens Township
- Lyndora
- Macungie
- Madison
- Madison Borough
- Madison Township
- Mahanoy
- Mahanoy City
- Mainesburg
- Malvern
- Manchester
- Manchester Borough
- Manchester Township
- Manheim
- Manheim Township
- Mansfield
- Mapleton Depot
- Marcus Hook
- Marianna
- Marietta
- Marion Center
- Markleysburg
- Mars
- Martinsburg
- Masontown
- Matamoras
- Mather
- Mcadoo
- Mcclure
- Mcconnellsburg
- Mcdonald
- Mcdonald Borough
- Mcgrann
- Mckean
- Mckean Township
- Mckees Rocks
- Mckeesport
- Mcknightstown
- Mcsherrystown
- Meadville
- Mechanicsburg
- Media
- Melcroft
- Melrose Park
- Mercer
- Mertztown
- Meyersdale
- Middleburg
- Middlebury Center
- Middletown
- Middletown Borough
- Middletown Township
- Midland
- Midway
- Mifflin
- Mifflinburg
- Mifflintown
- Mifflinville
- Milesburg
- Milford
- Milford Borough
- Milford Township
- Mill Hall
- Mill Run
- Millbourne
- Millersburg
- Millerstown
- Millersville
- Millheim
- Millville
- Milroy
- Milton
- Mineral Springs
- Minersville
- Mohnton
- Mohrsville
- Monaca
- Monessen
- Monongahela
- Monongahela City
- Monroeville
- Mont Alto
- Mont Clare
- Montgomery
- Montgomery Borough
- Montgomery Township
- Montoursville
- Montrose
- Moosic
- Morgan
- Morgantown
- Morrisdale
- Morrisville
- Morton
- Moscow
- Mount Aetna
- Mount Bethel
- Mount Carmel
- Mount Holly Springs
- Mount Jewett
- Mount Joy
- Mount Joy Borough
- Mount Joy Township
- Mount Morris
- Mount Pleasant
- Mount Pleasant Borough
- Mount Pleasant Township
- Mount Pocono
- Mount Union
- Mount Wolf
- Mountain Top
- Mountville
- Mt Carmel
- Muncy
- Muncy Creek
- Muncy Township
- Murrysville
- Myerstown
- Nanticoke
- Narberth
- Narvon
- Natrona Heights
- Nazareth
- Nemacolin
- Nescopeck
- Nescopeck Township
- Nesquehoning
- New Alexandria
- New Bloomfield
- New Brighton
- New Castle
- New Castle Township
- New Columbia
- New Cumberland
- New Eagle
- New Enterprise
- New Florence
- New Freedom
- New Galilee
- New Holland
- New Hope
- New Kensington
- New Millport
- New Oxford
- New Paris
- New Park
- New Philadelphia
- New Providence
- New Salem
- New Tripoli
- New Wilmington
- Newell
- Newfoundland
- Newmanstown
- Newport
- Newry
- Newton Hamilton
- Newtown
- Newtown Square
- Newtown Township
- Newville
- Nicholson
- Nicholson Township
- Normalville
- Norristown
- North East
- North East Township
- North Versailles
- North Wales
- Northampton
- Northampton Borough
- Northern Cambria
- Northern Liberties
- Northumberland
- Norwood
- Nottingham
- Nu Mine
- Oak Ridge
- Oakdale
- Oakmont
- Oil City
- Old Forge
- Oley
- Olyphant
- Orangeville
- Orefield
- Orrstown
- Orrtanna
- Orwigsburg
- Osceola
- Osceola Mills
- Ottsville
- Oxford
- Oxford Borough
- Palmerton
- Palmyra
- Palmyra Township
- Parker
- Parker Township
- Parkesburg
- Parryville
- Patton
- Patton Township
- Paupack
- Paxinos
- Peach Bottom
- Peckville
- Pen Argyl
- Penfield
- Pennsburg
- Perkasie
- Perkiomenville
- Perryopolis
- Petrolia
- Philadelphia
- Philipsburg
- Phoenixville
- Pillow
- Pine Grove
- Pine Grove Mills
- Pine Grove Township
- Pipersville
- Pitcairn
- Pittsburgh
- Pittsfield
- Pittston
- Pittston Township
- Pleasantville
- Pleasantville Borough
- Plymouth
- Plymouth Meeting
- Plymouth Township
- Pocono
- Pocono Lake
- Pocono Pines
- Pocono Summit
- Point Breeze
- Poplar
- Port Carbon
- Port Clinton
- Port Matilda
- Port Royal
- Portage
- Portage Township
- Portersville
- Pottstown
- Pottsville
- Prospect
- Prospect Park
- Prosperity
- Pulaski
- Pulaski Township
- Punxsutawney
- Quakertown
- Quarryville
- Radnor
- Ralston
- Reading
- Red Lion
- Reedsville
- Reinholds
- Renovo
- Revloc
- Reynoldsville
- Richboro
- Richfield
- Ridgway
- Ridley Park
- Riegelsville
- Rimersburg
- Ringgold
- Ringtown
- Roaring Branch
- Roaring Creek
- Roaring Spring
- Robertsdale
- Robesonia
- Robinson
- Robinson Township
- Rochester
- Rochester Township
- Rockhill Furnace
- Rockwood
- Rome
- Rome Township
- Ronks
- Rose Valley
- Rossiter
- Rouzerville
- Royersford
- Rural Valley
- Russell
- Russellton
- Rydal
- Sacramento
- Saegertown
- Saint Michael
- Salisbury
- Salisbury Borough
- Salisbury Township
- Salix
- Saltsburg
- Sandy Lake
- Sarver
- Saxonburg
- Saxton
- Sayre
- Schuylkill Haven
- Schwenksville
- Sciota
- Scotland
- Scottdale
- Scranton
- Selinsgrove
- Sellersville
- Seneca
- Seven Valleys
- Seward
- Sewickley
- Shamokin
- Shamokin Dam
- Shamokin Township
- Sharon
- Sharon Hill
- Sharon Township
- Sharpsville
- Shavertown
- Sheffield
- Shelocta
- Shenandoah
- Shermans Dale
- Shickshinny
- Shinglehouse
- Shippensburg
- Shippensburg Borough
- Shippensburg Township
- Shippenville
- Shoemakersville
- Shrewsbury
- Shrewsbury Borough
- Shrewsbury Township
- Sidman
- Sigel
- Slatington
- Sligo
- Slippery Rock
- Slippery Rock Township
- Smethport
- Smithfield
- Smithfield Township
- Smithton
- Smock
- Snow Shoe
- Snow Shoe Township
- Society Hill
- Somerset
- Somerset Township
- Souderton
- South Heights
- South Park
- Southampton
- Southampton Township
- Spartansburg
- Spring City
- Spring Creek
- Spring Garden
- Spring Grove
- Springdale
- Springdale Township
- Springville
- St Clair
- St Clair Township
- St Marys
- Star Junction
- Starrucca
- State College
- Stewartstown
- Stillwater
- Stockdale
- Stoystown
- Strafford
- Strasburg
- Strasburg Township
- Strattanville
- Stroudsburg
- Sugar Grove
- Sugar Grove Borough
- Sugar Grove Township
- Summerhill
- Summerhill Township
- Summit Hill
- Sunbury
- Susquehanna
- Swarthmore
- Sweet Valley
- Sycamore
- Sykesville
- Tamaqua
- Tarentum
- Tarrs
- Taylor
- Taylor Borough
- Taylor Township
- Telford
- Telford Borough
- Temple
- Templeton
- Thomasville
- Thompson
- Three Springs
- Tinicum
- Tionesta
- Titusville
- Towanda
- Towanda Township
- Tower City
- Trafford
- Trafford Borough
- Trevorton
- Trout Run
- Troy
- Troy Township
- Trumbauersville
- Tunkhannock
- Tunkhannock Borough
- Tunkhannock Township
- Turtle Creek
- Twin Rocks
- Tyrone
- Tyrone Borough
- Tyrone Township
- Union City
- Uniontown
- Upland
- Upper Black Eddy
- Upper Darby
- Utica
- Valencia
- Valley View
- Vandergrift
- Venetia
- Verona
- Villanova
- Vintondale
- Volant
- Walnutport
- Warfordsburg
- Warminster
- Warren
- Warren Center
- Warren City
- Warrington
- Warrington Township
- Washington
- Washington City
- Washington Township
- Waterford
- Waterford Township
- Watsontown
- Wayne
- Wayne Township
- Waynesboro
- Waynesburg
- Weedville
- Wellsboro
- Wernersville
- West Chester
- West Decatur
- West Grove
- West Middlesex
- West Mifflin
- West Newton
- West Springfield
- West Sunbury
- Westfield
- Wexford
- Wheatland
- White Haven
- White Mills
- Whitehall
- Whitehall Township
- Wiconisco
- Wilcox
- Williamsburg
- Williamsport
- Williamstown
- Willow Grove
- Willow Hill
- Willow Street
- Wilmerding
- Wind Gap
- Windber
- Windsor
- Windsor Borough
- Windsor Township
- Womelsdorf
- Wood
- Woodbury
- Woodbury Township
- Woodland
- Woodlyn
- Wrightsville
- Wyalusing
- Wynnewood
- Wyoming
- Wysox
- Yeagertown
- York
- York Haven
- York Springs
- Youngwood
- Yukon
- Zelienople
- Zion Grove
- Zionsville