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Wayne County is a county in the U.S. state of New York. As of the 2010 Census, the population was 93,772. The county seat is Lyons. The name honors General Anthony Wayne, an American Revolutionary War hero and American statesman.
According to the U.S. Census Bureau, the county has a total area of 1,383 square miles (3,580 km), of which 604 square miles (1,560 km) is land and 779 square miles (2,020 km) (56%) is water.
Wayne County is in the western part of New York State, east of Rochester and northwest of Syracuse, on the south shore of Lake Ontario. Sodus Bay is located on the north shoreline of the county. Wayne is bounded by five other New York counties: the northern boundary is Lake Ontario with Canada on the opposite shore; the western boundary is Monroe County; and the eastern boundary is Cayuga County; the south boundary is shared with Ontario and Seneca counties.
The Clinton Formation, a band of red hematite across the county, led to a thriving iron industry during the 19th century. Furnaces were located in the Towns of Ontario and Wolcott.
Wayne County is included in the Eastern Great Lakes and Hudson Lowlands ecoregion, which extends along the south shores of Lake Erie and Lake Ontario and the St. Lawrence River to Lake Champlain, and south down the Hudson River. This region was glaciated during the last ice age, and contains prominent glacial features including till and drumlins, as well as the valleys containing the Finger Lakes. Part of the area was covered by Glacial Lake Iroquois, while regions further to the east were flooded under the Champlain Sea. At one point during the melting of the glaciers, the Great Lakes drained down the Hudson River to the Atlantic Ocean.
As of the census of 2010, there were 93,772 people, 36,585 households, and 25,304 families residing in the county. The population density was 155 people per square mile (60/km²).
There were 36,585 households out of which 29.5% had children under the age of 18 living with them, 53.0% were married couples living together, 11.0% had a female householder with no husband present, and 30.8% were non-families. 24.5% of all households were made up of individuals and 9.8% had someone living alone who was 65 years of age or older. The average household size was 2.53 and the average family size was 2.99.
In the county, the population was spread out with 26.2% under the age of 20, 5.1% from 20 to 24, 23.8% from 25 to 44, 30.7% from 45 to 64, and 14.2% who were 65 years of age or older. The median age was 41.6 years. For every 100 females, there were 98.5 males. For every 100 females age 18 and over, there were 97.3 males.
The median income for a household in the county was $52,601, and the median income for a family was $62,677. Males had a median income of $47,056 versus $35,684 for females. The per capita income for the county was $25,327. About 7.8% of families and 11.3% of the population were below the poverty line, including 16.4% of those under age 18 and 6.9% of those age 65 or over.
As of the 2013 American Community Survey, the racial makeup of the county was 93.3% White alone, 3.6% African American alone, 0.3% Native American, 0.7% Asian, 0.0% Pacific Islander, and 1.4% from two or more races. Hispanic or Latino of any race were 3.8% of the population, while white alone, not Hispanic or Latino, constituted 94.6% of the population.
There were 41,057 housing units at an average density of 68 per square mile (26/km²). 10.9% of housing units were vacant.
There were 36,585 occupied housing units in the town. 28,106 were owner-occupied units (76.8%), while 8,479 were renter-occupied (23.2%). The homeowner vacancy rate was 1.5% of total units. The rental unit vacancy rate was 9.4%.
Families made up 70 percent of the households in Wayne County in 2005. This figure includes both married-couple families (59 percent) and other families (12 percent). Non-family households made up 30 percent of all households. Most of these households were people living alone, but some were composed of people living in households in which no one was related to the householder. Source: American Community Survey, 2005 18.0% were of German, 12.8% Italian, 12.6% English, 11.6% Dutch, 11.4% Irish and 8.9% American ancestry according to Census 2000. 95.7% spoke English as their first language, 2.2% Spanish, 1.8% spoke French and 0.2% spoke another language.
For more information, see Wayne County New York wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our auto finance calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.
We specialize in:
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here dealerships, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Wayne County New York. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Wayne County New York. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.