Getting the best deal on autoloans for bad credit can be tricky — especially in Tompkins County New York. That’s why you need a partner who knows how to get you approved for the bad credit car loan that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick bad car loans for those whose credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for bad credit auto loan financing within minutes after applying.
So, no matter what your credit situation, if you are looking for bad credit car financing near you, we can help. Apply today and you could be driving your new car tomorrow!
Tompkins County is a county located in the U.S. state of New York. As of the 2010 census, the population was 101,564. The county seat is Ithaca. The name is in honor of Daniel D. Tompkins, who served as Governor of New York and Vice President of the United States.
According to the U.S. Census Bureau, the county has a total area of 492 square miles (1,270 km), of which 475 square miles (1,230 km) is land and 17 square miles (44 km) (3.4%) is water.
Tompkins County is in the west central part of New York State, south of Syracuse and northwest of Binghamton. It is usually geographically grouped with the Finger Lakes region, but some locals consider themselves to be part of Central New York or the Southern Tier.
As of the census of 2000, there were 96,501 people, 36,420 households, and 19,120 families residing in the county. The population density was 203 people per square mile (78/km²). There were 38,625 housing units at an average density of 81 per square mile (31/km²). The racial makeup of the county was 85.50% White, 3.64% African American, 0.28% Native American, 7.19% Asian, 0.04% Pacific Islander, 1.09% from other races, and 2.26% from two or more races. Hispanic or Latino of any race were 3.08% of the population. 12.4% were of German, 11.7% English, 11.1% Irish, 9.2% Italian and 6.0% American ancestry according to Census 2000. 2.85% of the population reported speaking Spanish at home, while 1.86% speak Chinese, 1.07% Korean, and 1.00% French.
There were 36,420 households out of which 25.80% had children under the age of 18 living with them, 41.20% were married couples living together, 8.20% had a female householder with no husband present, and 47.50% were non-families. 32.50% of all households were made up of individuals and 8.10% had someone living alone who was 65 years of age or older. The average household size was 2.32 and the average family size was 2.93.
In the county, the population was spread out with 19.00% under the age of 18, 26.00% from 18 to 24, 26.20% from 25 to 44, 19.30% from 45 to 64, and 9.60% who were 65 years of age or older. The median age was 29 years. For every 100 females there were 97.60 males. For every 100 females age 18 and over, there were 95.20 males.
The median income for a household in the county was $37,272, and the median income for a family was $53,041. Males had a median income of $35,420 versus $27,686 for females. The per capita income for the county was $19,659. About 6.80% of families and 17.60% of the population were below the poverty line, including 11.00% of those under age 18 and 5.40% of those age 65 or over.
Tompkins County New York neighborhoods include: Cayuga Heights, Cedar Ln, College Ave, Conifer Village, Danby Rd, Dart/Graham, East Shore Drive, East Shore/Lansing, Ellis Hollow, Fall Creek, Foresthome, Hamlet of Varna, Horizons and Bush Lane, Hunt Hill / Midline, Indian Creek/Glenwood, Lansing Lake View, Lansing Trails/Heights, Mecklenburg Road, Nicoles, Northeast Cigarette Alley, Northeast Ithaca, Olde Towne/Beardsley Ln, Sevanna Park/ Lansing west, Snyder/Sodom/Nottingham, South Enfield, Sundowns, Titus Flats, Village Circle, Westhill, West Hill, West Shore
For more information, see Tompkins County New York wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.
We specialize in:
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here dealerships, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
Getting bad credit car or truck loans can present a problem, especially in Tompkins County New York. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. With these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.
Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.
Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Tompkins County New York about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.