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The Town of Southold is one of ten towns in Suffolk County, New York, United States. It is located in the northeastern tip of the county, on the North Fork of Long Island. The population was 21,968 at the 2010 census. The town also contains a hamlet named Southold, which was settled in 1640.
The town is at the northeastern end of Long Island, New York on a peninsula called the North Fork and its extensions Plum Island, and Fishers Island. The Long Island Sound separates the town from Connecticut. The eastern end of the peninsula, near Orient Point, is north of the Town of Shelter Island, but the town is separated from the South Fork of Long Island by the Great Peconic Bay and the Little Peconic Bay. The western end of the town is the border of the Town of Riverhead. It is twenty-one miles from Orient Point to the border with Riverhead. Robins Island, a protected open space in Great Peconic Bay, is also part of the Town of Southold.
According to the United States Census Bureau, the town has a total area of 404.5 square miles (1,047.6 km²), of which, 53.7 square miles (139.1 km²) of it is land and 350.8 square miles (908.5 km²) of it (86%) is water. The town has approximately 163 linear miles of coastline.
Significant coastal fish and wildlife habitats within the Town of Southold, include: the Mattituck Inlet Wetlands and Beaches, Fishers Island Beaches, Pine Islands and Shallows, the Goldsmith Inlet and Beach, Pipes Cove Creek and Moores Drain, the Dumpling Islands and Flat Hammock.
As of the census of 2000, there were 20,599 people, 8,461 households, and 5,804 families residing in the town. The population density was 383.5 people per square mile (148.1/km²). There were 13,769 housing units at an average density of 256.3 per square mile (99.0/km²). The racial makeup of the town was 93.53% White, 2.91% Black or African American, 0.07% Native American, 0.45% Asian, 0.07% Pacific Islander, 1.51% from other races, and 1.47% from two or more races. Hispanic or Latino of any race were 4.77% of the population.
There were 8,461 households out of which 26.5% had children under the age of 18 living with them, 56.8% were married couples living together, 8.5% had a female householder with no husband present, and 31.4% were non-families. 26.6% of all households were made up of individuals and 15.1% had someone living alone who was 65 years of age or older. The average household size was 2.40 and the average family size was 2.90.
In Southold town the population was spread out with 21.5% under the age of 18, 5.2% from 18 to 24, 23.8% from 25 to 44, 26.5% from 45 to 64, and 23.1% who were 65 years of age or older. The median age was 45 years. For every 100 females, there were 93.3 males. For every 100 females age 18 and over, there were 90.2 males.
The median income for a household in the town was $49,898, and the median income for a family was $61,108. Males had a median income of $46,334 versus $31,440 for females. The per capita income for the town was $27,619. About 4.1% of families and 5.8% of the population were below the poverty line, including 7.2% of those under age 18 and 5.4% of those age 65 or over.
Southold New York neighborhoods include: Bayview Peninsula, Founders Landing, Goose Neck, Horton’s Point, Oaklawn, Reydon Heights, Reydon Shores
For more information, see Southold New York wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our auto finance calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan to buy from a private seller.
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No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.
We specialize in:
We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
With the state of our world's economy, making monthly payments is getting harder and harder, especially in Southold New York. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Southold New York.
The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.
The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.
When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.