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Fredonia is a village in Chautauqua County, New York, United States. The population was 11,230 as of the 2010 census. Fredonia is in the town of Pomfret south of Lake Erie. The village borders the city of Dunkirk and is the home of the State University of New York at Fredonia (in the northwest part of the village).
Fredonia is located at 42°26′27″N 79°20′02″W / 42.440845°N 79.333813°W / 42.440845; -79.333813 in the northern part of the town of Pomfret. It is bordered to the north by the town and city of Dunkirk.
According to the United States Census Bureau, the village has a total area of 5.2 square miles (13.4 km), all of it land, though it does have a small stream flowing northward through the village to Lake Erie called Canadaway Creek.
U.S. Route 20 passes through the village. Exit 59 on the New York State Thruway, which passes north of the village, serves both Fredonia and Dunkirk by way of New York State Route 60.
As of the 2010 census, there were 11,230 people (an increase of 524 people or 4.89%) and 3,811 households (an increase of 170 or 4.69%). The population density was 2,159.6 people per square mile (838.1/km). The racial makeup of the village was: 93.82% (10,536 people) white; 1.80% (202 people) African-American; 1.61% (181 people) Asian; 0.27% (30 people) Native American/Alaskan; 0.04% (4 people) Native Hawaiian/Pacific Islander; 1.19% (134 people) other; and 1.27% (143 people) of two or more races. Of any race, 3.91% (439 people) were Hispanic/Latino.
In the village, the population was spread out with 13.11% (1,472 people) under the age of 18, 15.68% (1,761 people) ages 18 and 19, 26.5% (2,977 people) ages 20–24, 7.52% (844 people) ages 25–34, 11.96% (1,343 people) ages 35–49, 13.46% (1,511 people) ages 50–64, and 11.77% (1,322 people) over the age of 65. The male population made up 46.85% (5,261 people) of the total population and the female population made up 53.15% (5,969 people) of the total population.
Previously, in 2000 there were 10,706 people, 3,641 households, and 1,951 families residing in the village. The village’s median household income was $34,712, while the median family income was $49,549.
Fredonia is twinned with:
For more information, see Fredonia New York wiki
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The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
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With the state of our world's economy, making monthly payments is getting harder and harder, especially in Fredonia New York. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
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There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Fredonia New York.
The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.
The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.
When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.