Getting the best deal on an autoloan can be tricky — especially in Bronx New York. That’s why you need a partner who knows how to get you approved for the instant auto loan that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick online auto loans for those whose credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for car credit finance within minutes after applying.
So, no matter what your credit situation, if you are looking for an auto loan for bad credit with instant approval, we can help. Apply today and you could be driving your new car tomorrow!
The Bronx is the northernmost of the five boroughs of New York City, in the U.S. state of New York. It is south of Westchester County; northeast and east of Manhattan, across the Harlem River; and north of Queens, across the East River. Since 1914, the borough has had the same boundaries as Bronx County, the third-most densely populated county in the United States.
According to a 2013 Census Bureau estimate, 45.8% of the Bronx’s population was white, 43.3% was black or African American, 4.2% Asian, 3.0% American Indian, 0.4% Pacific Islander, and 3.3% of two or more races. In addition, 54.6% of the population was of Hispanic or Latino origin, of any race.
The Census Bureau considers the Bronx to be the most diverse area in the country. There is an 89.7 percent chance that any two residents, chosen at random, would be of different race or ethnicity. The borough’s most populous racial group, white, declined from 98.3% in 1940 to 45.8% in 2013.
31.7% of the population were foreign born and another 8.9% were born in Puerto Rico, U.S. Island areas, or born abroad to American parents. 55.6% spoke a language other than English at home and 16.4% had a bachelor’s degree or higher.
Approximately 44.3% of the population over the age of five spoke only English at home, which is roughly 570,000 people. The majority (55.7%) of the population spoke a language other than English at home. Over 580,600 people (45.2% of the population) spoke Spanish at home.
According to the 2010 Census, 53.5% of Bronx’s population was of Hispanic, Latino, or Spanish origin (they may be of any race); 30.1% non-Hispanic Black or African American, 10.9% of the population was non-Hispanic White, 3.4% non-Hispanic Asian, 0.6% from some other race (non-Hispanic) and 1.2% of two or more races (non-Hispanic).
As of 2010, 46.29% (584,463) of Bronx residents aged five and older spoke Spanish at home, while 44.02% (555,767) spoke English, 2.48% (31,361) African languages, 0.91% (11,455) French, 0.90% (11,355) Italian, 0.87% (10,946) various Indic languages, 0.70% (8,836) other Indo-European languages, and Chinese was spoken at home by 0.50% (6,610) of the population over the age of five. In total, 55.98% (706,783) of the Bronx’s population age five and older spoke a language at home other than English. A Garifuna-speaking community from Honduras and Guatemala also makes the Bronx its home.
According to the 2009 American Community Survey, White Americans of both Hispanic and non-Hispanic origin represented over one-fifth (22.9%) of the Bronx’s population. However, non-Hispanic whites formed under one-eighth (12.1%) of the population, down from 34.4% in 1980. Out of all five boroughs, the Bronx has the lowest number and percentage of white residents. 320,640 whites called the Bronx home, of which 168,570 were non-Hispanic whites. The majority of the non-Hispanic European American population is of Italian and Irish descent. People of Italian descent numbered over 55,000 individuals and made up 3.9% of the population. People of Irish descent numbered over 43,500 individuals and made up 3.1% of the population. German Americans and Polish Americans made up 1.4% and 0.8% of the population respectively.
The Bronx is the only New York City borough with a Hispanic majority, many of whom are Puerto Ricans and Dominicans.
At the 2009 American Community Survey, Black Americans made the second largest group in the Bronx after Hispanics and Latinos. Blacks of both Hispanic and non-Hispanic origin represented over one-third (35.4%) of the Bronx’s population. Blacks of non-Hispanic origin made up 30.8% of the population. Over 495,200 blacks resided in the borough, of which 430,600 were non-Hispanic blacks. Over 61,000 people identified themselves as “Sub-Saharan African” in the survey, making up 4.4% of the population.
Native Americans are a very small minority in the borough. Only some 5,560 individuals (out of the borough’s 1.4 million people) are Native American, which is equal to just 0.4% of the population. In addition, roughly 2,500 people are Native Americans of non-Hispanic origin.
In 2009, Hispanic and Latino Americans represented 52.0% of the Bronx’s population. Puerto Ricans represented 23.2% of the borough’s population. Over 72,500 Mexicans lived in the Bronx, and they formed 5.2% of the population. Cubans numbered over 9,640 members and formed 0.7% of the population. In addition, over 319,000 people were of various Hispanic and Latino groups, such as Dominican, Salvadoran, and so on. These groups collectively represented 22.9% of the population. At the 2010 Census, 53.5% of Bronx’s population was of Hispanic, Latino, or Spanish origin (they may be of any race).
Asian Americans are a small but sizable minority in the borough. Roughly 49,600 Asians make up 3.6% of the population. Roughly 13,600 Indians call the Bronx home, along with 9,800 Chinese, 6,540 Filipinos, 2,260 Vietnamese, 2,010 Koreans, and 1,100 Japanese.
Multiracial Americans are also a sizable minority in the Bronx. People of multiracial heritage number over 41,800 individuals and represent 3.0% of the population. People of mixed Caucasian and African American heritage number over 6,850 members and form 0.5% of the population. People of mixed Caucasian and Native American heritage number over 2,450 members and form 0.2% of the population. People of mixed Caucasian and Asian heritage number over 880 members and form 0.1% of the population. People of mixed African American and Native American heritage number over 1,220 members and form 0.1% of the population.
The Census of 1930 counted only 1.0% (12,930) of the Bronx’s population as Negro (while making no distinct counts of Hispanic or Spanish-surname residents).
At the 2010 Census, there were, 1,385,108 people living in Bronx, a 3.9% increase since 2000.
As of the United States Census of 2000, there were 1,332,650 people, 463,212 households, and 314,984 families residing in the borough. The population density was 31,709.3 inhabitants per square mile (12,242.2/km). There were 490,659 housing units at an average density of 11,674.8 per square mile (4,507.4/km). Recent Census estimates place total population of Bronx county at 1,392,002 as of 2012.
There were 463,212 households out of which 38.1% had children under the age of 18 living with them, 31.4% were married couples living together, 30.4% had a female householder with no husband present, and 32.0% were non-families. 27.4% of all households were made up of individuals and 9.4% had someone living alone who was 65 years of age or older. The average household size was 2.78 and the average family size was 3.37.
The age distribution of the population in the Bronx was as follows: 29.8% under the age of 18, 10.6% from 18 to 24, 30.7% from 25 to 44, 18.8% from 45 to 64, and 10.1% 65 years of age or older. The median age was 31 years. For every 100 females, there were 87.0 males.
The 1999 median income for a household in the borough was $27,611, and the median income for a family was $30,682. Males had a median income of $31,178 versus $29,429 for females. The per capita income for the borough was $13,959. About 28.0% of families and 30.7% of the population were below the poverty line, including 41.5% of those under age 18 and 21.3% of those age 65 or over.
From 2015 Census data, the median income for a household was (in 2015 dollars) $34,299. Per capita income in past 12 months (in 2015 dollars): $18,456 with persons in poverty at 30.3%. Per the 2016 Census data, the median income for a household was $35,302. Per capita income was cited at $18,896.
Bronx New York neighborhoods include: Allerton, Baychester (Bartow-Tieman), Baychester (Baychester Ave), Baychester (Bay Plaza), Baychester (Haffen Pk), Bedford Pk (Bed Pk-Grnd Conc), Bedford Pk (Grnd Conc-Van Cort), Bedford Pk (Marion-E201), Bedford Pk (Mt St Ursula), Bedford Pk (Valentine-E203), Belmont (3rd-Crescent), Belmont (Columbus Square), Belmont (E183-Crotona-E187), Belmont (E187-Crotona-E Fordham), Belmont (Fordham U), Bronxdale (Adee-Bronx Pk E), Bronxdale Astor-Hwy 1, Bronxdale (Britton-Bronx Pk E), Bronxdale (Hwy 1-Bronxwd-Waring), Bronxdale (Mace-Hwy 1-Waring), Bronxdale (Mazzei Playground), Bronxdale (Thwaites-Bronx Pk E), Bronxdale (Williamsbridge N), Bronxdale (Williamsbridge S), Castle Hill (Castle Hill-Homer), Castle Hill (Creek Park), Castle Hill (Havemeyer-Quimby), Castle Hill (Randall-Castle HIll), Castle Hill (Zerega-Castle Hill), Claremont-Bathgate, Clason Point (Story-WhtPlns), Clason Pt (Health Center), Clason Pt (Randall-SoundVPk), Clason Pt (Shore Haven), Clason Pt (SoundViewPk), Clason Pt (Woodrow Wilson), Concourse Village, Concourse Vlg (BronxEarlyCollege), Concourse Vlg (Claremont Park), Concourse Vlg (Concourse Plaza), Concourse Vlg (E153-Grnd Conc), Concourse Vlg (E159-Sheridan), Concourse Vlg (E165-Sherman), Concourse Vlg (E166-Teller), Concourse Vlg (E167-Teller), Concourse Vlg (E172-Sheridan), Concourse Vlg (McLellan-Sherman), Concourse Vlg (Thurmon Munson), Concourse Vlg (TPA Housing), Co Op City Blvd, Co-op City Section 1, Co-op City Section 2, Co-op City Section 3, Co-op City Section 4, Co-op City Section 5, E 216th St – Olinville, Eastchester, East Tremont (Boston-Cross Bronx), Edenwald (229 Dr N), Edenwald (E222-Schieffelin), Edenwald (Hicks-Fenton), Edenwald (Seton Falls Park), Edgewater Park, E Tremont (Bronx Park E), E Tremont (Bronx Pk-Bryant), E Tremont (Bronx Pk-Daly), E Tremont (Cross Bronx-Marmion), E Tremont (E179-Crotana), E Tremont (E179-Daly), E Tremont (E179-Lefonatane), E Tremont (E179-Mapes), E Tremont (Mapes Field), E Tremont (StBarnabes Hospital), Fairmont-Claremont Village, Fordham (Fordham Rd NE), Fordham (Fordham Rd NW), Fordham (Fordham Rd SE), Fordham (Fordham Rd SW), Fordham (Fordham Rd-Webster), Fordham N (E197-Briggs), Fordham N (E197-Marion), Fordham S (182-Creston-184), Fordham S (182-Jerome-W184), Fordham S (E182-Valentine-E184), Highbridge (Nelson Playground), Highbridge (W164-Anderson), Highbridge (W164-Ogden), Highbridge (W167-Anderson), Highbridge (W167-Univ), Highbridge (W169-Grant Hwy), Highbridge (W170-Ogden), Highbridge (W172-Shkspr), Hunts Pt (Aldus-Whitlock), Hunts Pt (Bruckner Expy), Hunts Pt (Fufidio Square), Hunts Pt (Garrison-Edgewater), Kingsbridge (Gaelic Pk), Kingsbridge Hts (Devoe Park), Kingsbridge Hts (HallofFame), Kingsbridge Hts (J Peters MedCtr), Kingsbridge Hts (Maj Deegan Exp), Kingsbridge Hts (Sedgwick-Loring), Kingsbridge Hts (W183-Aqueduct), Kingsbridge Hts (W192-Uni), Kingsbridge (W230-W231), Kingsbridge (W232-Kngsbrdg), Kingsbridge (W236-Kngsbrdg), Kingsbridge (W238-Wldo-Rvrdl), Longwood (E163-Prospec), Longwood (Rainey Park), Longwood (Southern-Ave StJn), Longwood (StJn-Southern-Leggett), Longwood (Tiffany St-Beck), MelSouth (811 Family Friends), MelSouth (E151-Jcksn-E155-3rd), MelSouth (E153-3rd-Courtl), MelSouth (E156-3rd-E153-Courtl), MelSouth (E156-Wstchstre-3rd), MelSouth (E159-3rd-E156-Courtl), MelSouth (E161-Prspct-E156-Jcksn), MelSouth (Lincoln Hsptl), MelSouth (Melrose Houses), MelSouth (St Anselm), MelSouth (Wstchstre-Jcksn-E149), Morrisania – Melrose (Claremont), Morrisania-Melrose (E161-Melrose), Morrisania-Melrose (E163-3rd), Morrisania-Melrose (E163-Tinton), Morrisania-Melrose (E163-Trinity), Morrisania-Melrose (E166-Forest), Morrisania-Melrose (E166-Wash), Morrisania-Melrose (E168-Tinton), Morrisania-Melrose (E169-Frnklin), Morrisania-Melrose (E169-Prosp), Morrisania-Melrose (Southern-Hm), Mott Hvn-Prt Morris (Brook Park), Mott Hvn-Prt Morris (E134-Brook), Mott Hvn-Prt Morris (E135-3rd), Mott Hvn-Prt Morris (E138-Alxndr), Mott Hvn-Prt Morris (E138-StAnns), Mott Hvn-Prt Morris (E142-StAnns), Mott Hvn-Prt Morris (E143-Morris), Mott Hvn-Prt Morris (E143-Willis), Mott Hvn-Prt Morris (E147-Brook), Mott Hvn-Prt Morris (E147-Concrd), Mott Hvn-Prt Morris (Mill Brook), Norwood (E204-E205), Norwood (E205-Resvr Oval), Norwood (E206-Mosholu), Norwood (E207-Parkside), Norwood (E209-Gun-Webs), Norwood (E211-E Gun Hill), Norwood (E212-Dekalb), Norwood (Knox-Gates), Norwood (Montefiore Med Cntr), Norwood (Mosholu-Steuben), Norwood (Mosholu-Webster), Norwood (Webster-Perry), Norwood (Williamsbridge Oval), Olinville (227 St Playground), Olinville (E222-Carpenter), Olinville (E233-Carpenter), Olinville (Gun-Willett-Brke-Brnx), Olinville (Williamsbridge Sqr), Parkchester (Archer), Parkchester (Dogwood), Parkchester (Linden), Parkchester (Maple), Parkchester Metro Oval, Parkchester (Odell), Parkchester (Parkchester Rd), Parkchester (Pugsley), Parkchester (Redwood Oak), Parkchester (Wood), Pelham Bay (City Island North), Pelham Bay (City Island South), Pelham Bay (Crosby-Bruckner), Pelham Bay (E196th-Continental), Pelham Bay (Griswold-Kennllwrth), Pelham Bay (Mac Donough-Rawlins), Pelham Bay (Palmer Inlet), Pelham Bay (Westchestr-StTheresa), Pelham Gardens (Sheldon Brook), Pelham Gardens (Tarrytown), Pelham Gardens (Tater Ridge), Pelham Pkwy (Brady-Mtthws-Neill), Pelham Pkwy (Bronxdale), Pelham Pkwy (Lydig-Colden-Neill), Pelham Pkwy (Maran-Bronx Pk E), Pelham Pkwy (Morris Park), Pelham Pkwy (Neill-Lydig-Muliner), Pelham Pkwy (Neil-Lurtg-Rhineldr), Pelham Pkwy (Stillwell), Port Morris, Riverdale (Fieldston), Riverdale (Manhattan College), Riverdale (North Fieldston), Riverdale (North Riverdale), Riverdale (Riverdale), Riverdale (Riverdale Park), Riverdale (Seton Park), Riverdale (W237St-W239St), Schuylerville, Seward-Pugsley, Silver Beach/Locust Point, Soundview (Bruckner Plaza), Soundview (Bruckner-Story-SoundV), Soundview (Colgate Park), Soundview (Elder-Watson), Soundview (Sotomayor-Beach), Soundview (Sotomayor-Soundview), Soundview (St Lawrence-Gleason), Soundview (Story-Colgate), Soundview (Story-Rosedale), Soundview (Virginia-Pugsley), Soundview (Ward-Watson), Soundview (Watson Gleason), Soundview (White Plains-Gleason), Spuyten Duyvil (Ewan Pk), Spuyten Duyvil (Hdsn Pk), Spuyten Duyvil (Kppck), Spuyten Duyvil (Shorefront Pk), Spuyten Duyvil (W235-Riverdale), Spuyten Duyvil (W236-Johnson), Throggs Neck, Uni Hts-Mrris Hts (Aqdct-Grand), Uni Hts-Mrris Hts (Aqdct Walk), Uni Hts-Mrris Hts (Brnside-MLK), Uni Hts-Mrris Hts (Bronx CC), Uni Hts-Mrris Hts (Clemente Pk), Uni Hts-Mrris Hts (Exter-Mthwsn), Uni Hts-Mrris Hts (Hf-Nlsn Ply), Uni Hts-Mrris Hts (Popham-Mont), University Heights, Van Cort Village (Dknsn-W Gn Hl), Van Cort Village (E196-E198), Van Cort Village (Ft. Indep), Van Cort Village (Grauer Field), Van Cort Village (Harris Field), Van Cort Village (Kngsbrdg-E196), Van Cort Village (Res-Goulden), Van Cort Village (Siren Slope), Van Cort Village (Van Cort-Bly), Van Cort Village (W195-Kngsbrdg), Van Cort Village (W229-Kngsbrdg), Van Nest (Bronxdale-Neil), Van Nest (Bronxdale-Sackett), Van Nest (E Tremont-Williamsbrg), Van Nest (Radcliff-VanNest), Van Nest (Rhinelander-Colden), Van Nest (Taylor-VanNest), Van Nest (Unionport-Muliner), Van Nest (Wallace-VanNest), Van Nest (Williamsbrg-MorrisPrk), Wales Avenue, Westchester, West Concourse, W Farms (Bronx R Community Cntr), W Farms (E172-Morrison), W Farms (Evergreen-Bronx River), W Farms (Leland-I95), W Farms (Noble Playground), W Farms (Taylor Playground), Williamsbridge (Duncan-Bronxwood), Williamsbridge (E211-Laconia), Williamsbridge (E215-Holland), Williamsbridge (E216-Bronxwood), Williamsbridge- (E216-Laconia), Williamsbridge (E222-Barnes), Williamsbridge (E222-Paulding), Williamsbridge (E231-Paulding), Williamsbridge (E231st), Williamsbridge (GunHill Playgrnd), Woodlawn (Bussing-Bruner), Woodlawn (E236-Byron), Woodlawn (E236-Oneida), Woodlawn (E237-Matilda), Woodlawn (E238-Martha), Woodlawn (E 239-Matilda), Woodlawn (E241-Monticello), Woodlawn (E241-WT Plains), Woodlawn (Nereid-Baychester)
For more information, see Bronx New York wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for no down payment auto loans, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for affordable used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private party, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private sale.
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time auto buyer, car loans for students and we are proud to have arranged car loans for military service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy an auto with their ITIN number.
We also specialize in subprime car loans including auto financing after bankruptcy and helping borrowers to obtain auto loans for repossessions.
If you are looking for auto title loans or poor credit car refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best used buy here pay here car lots, used car bad credit dealerships, 2nd chance auto sales and other used cars bad credit no down payment dealerships to provide the best auto loan rates for used cars.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Bronx New York. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Bronx New York about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.