
Need an Auto Loan in New York But Have Bad Credit?
CHECK OUT THE PROVIDERS BELOW TO GET THE CAR LOAN THAT YOU NEED
Subprime Credit Vehicle Loan
aA subprime credit vehicle loan is the same as traditional auto financing but helps those with a low credit score to obtain a loan amount. We have many lending partners for vehicles, like Capital One auto, willing to work with you to get a lower interest rate and lower your monthly payment from other offers you may have received. With companies like Capital One, auto loans are easy to obtain, even if you have a bad credit history. Before heading to a bank or credit union, let us search for options for your vehicle's financing so you don’t have to waste time only to be rejected by the credit union. We are helping people with a bad credit history obtain monthly payments and loan terms that fit their lifestyle. Plus, we can give you some initial vehicle financing options without a hard credit check.
We also have options if you are looking into a personal loan or refinance an existing loan amount to get a lower interest rate or your monthly payment.
How Do I Get New York Subprime Credit Car Loans?
AllCreditCarLoans is the best starting place to start your search for credit pre-approval financing new and used cars, especially if you have less than perfect credit. It is good to get pre-approved for auto loans in New York before going to the dealership to start your search for a vehicle and to buy a car. We would hate for you to go straight to the dealership and be denied credit for your dream car because of your credit rating. Our loan process is your best chance to have a smooth shopping experience and purchase a new or pre-owned car regardless of your credit score.
There is no impact on your credit score to fill out our easy and free application. Input your information, and let us start the search process to find subprime credit car loan financing that best suits your needs. We are available and ready to help you finance new or used vehicles at the lowest loan rate possible.
Can I Get Pre-qualified for a Vehicle Loan in NY?

There is nothing worse than showing up to the dealership, finding your dream car, and then finding out that you are not approved for financing. A New York subprime credit loan is easier to obtain than you think. Make it easy on yourself and apply for pre-approved credit for new or used vehicles through us before going to the dealership to start your vehicle search. With our process, you don't have to sit and wait at the dealership for an answer on your loan rate options. Start by applying today!
Good Credit, Bad Credit, No Credit, We Can Help You!
We specialize in good credit, bad credit, and no credit new and used auto loans! If your credit score is less than perfect or if you still need to get a good credit history, we are ready to help you find the vehicle financing you need. We will work to get your loan approved with the lowest down payment, lowest interest rate, and at the lowest payment possible.
Start Your Search For Bad Credit Car Loans

If you go straight to a bank or credit union and have a bad credit score, you may not find credit approval for a car loan. By going through AllCreditCarLoans, our network of industry experts will extensively research options to get you approved for the best auto loans, given your financial situation. The car search process takes time, but we are here to make it as easy as possible, regardless of your credit history or previous credit issues.
We've provided vehicle loans in New York for first-time buyers for college students, and we are proud to have arranged military and veteran financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain a loan with their ITIN number. We have helped lots of car shoppers over the years, let us help you search for vehicles, too!
Can I Get a Low-Interest Rate?
We can serve people with all credit types (good credit, bad credit, and bad credit) to find the best loan in New York. Rates start at 2.9% APR for good credit. Car dealerships want to sell a vehicle to you, and we can get you on your way to getting low-interest rate auto financing. Our online form takes five minutes or less and is free to use. We will let you know the lowest interest rate we can get for you within hours or minutes.
Can I Get an Auto Loan With A Bankruptcy?

We pride ourselves in working on getting auto loans at the lowest possible rates for those who have bad credit. If you can put some money as a down payment, this will likely help you get the best loan rates in New York.
Furthermore, if you have some time to build up your credit before getting an auto loan, this will also help you receive approval at a low-interest rate. If neither of those is feasible for your financial situation and current auto needs, fill out our online application, and we will work with our network to find a solution for you.
Can I Get Bad Credit Auto Finance in New York?
Is your bad credit keeping you from applying for an NY auto loan? Don't let this fear hold you back, it is easy to buy a car in New York even with bad credit. With our process, you can apply for a loan at home and know if you are approved for a vehicle loan before you even go to the dealership. We have relationships with lenders that will work to get you a car that fits your lifestyle. You need a reliable car now, and we will help you get it!
Services We Offer In New York
New York Coverage Area
Locations Where We Provide Bad Credit Car Loans In New York
- Accord
- Addison
- Addison Village
- Afton
- Afton Village
- Akron
- Albion
- Albion Village
- Alden
- Alden Village
- Alexander
- Alexander Village
- Alfred E Smith
- Allegany
- Allegany Village
- Altona
- Amenia
- Amityville
- Amsterdam
- Amsterdam Town
- Andover
- Andover Village
- Angola
- Angola On The Lake
- Apalachin
- Arcade
- Arcade Village
- Ardsley
- Armonk
- Arverne
- Ashville
- Astoria
- Athens
- Athens Village
- Atlanta
- Attica
- Attica Village
- Auburn
- Averill Park
- Avoca
- Avoca Village
- Avon
- Avon Village
- Babylon
- Babylon Village
- Bainbridge
- Bainbridge Village
- Baldwin
- Baldwinsville
- Ballston
- Ballston Lake
- Ballston Spa
- Barton
- Basom
- Batavia
- Batavia Town
- Bath
- Bath Village
- Bay Ridge
- Bay Shore
- Bayport
- Bayside
- Beacon
- Bedford
- Bedford Hills
- Bellmore
- Bellport
- Bemus Point
- Bergen
- Bergen Village
- Berkshire
- Bernhards Bay
- Bethpage
- Billington Heights
- Binghamton
- Binghamton Town
- Black Creek
- Black River
- Blauvelt
- Bloomfield
- Bloomingburg
- Bohemia
- Brentwood
- Brewerton
- Brewster
- Briarcliff Manor
- Brightwaters
- Broadalbin
- Broadalbin Village
- Brockport
- Bronx
- Bronx County
- Bronxville
- Brooklyn
- Brooktondale
- Brushton
- Buchanan
- Buffalo
- Burlington
- Burlington Flats
- Burt
- Cairo
- Callicoon
- Callicoon Center
- Calverton
- Cambria
- Cambria Heights
- Camden
- Camden Village
- Camillus
- Camillus Village
- Campbell
- Campbell Hall
- Canajoharie
- Canajoharie Village
- Canandaigua
- Canandaigua Town
- Canastota
- Candor
- Candor Village
- Canton
- Canton Village
- Carmel
- Carthage
- Cassadaga
- Castle Point
- Castleton On Hudson
- Catskill
- Catskill Village
- Cattaraugus Reservation
- Cazenovia
- Cazenovia Village
- Cedarhurst
- Celoron
- Centereach
- Central Bridge
- Central Islip
- Central Square
- Chadwicks
- Chaffee
- Champlain
- Champlain Village
- Chappaqua
- Chateaugay
- Chateaugay Village
- Chatham
- Chautauqua
- Chazy
- Chenango
- Chenango Forks
- Cherry Creek
- Chester
- Chester Village
- Chinatown
- Chittenango
- Churchville
- Cicero
- Cincinnatus
- Clarence
- Clarence Center
- Claverack
- Clay
- Cleveland
- Clifton Park
- Clifton Springs
- Clinton
- Clinton Corners
- Clinton Town
- Clinton Village
- Clintondale
- Clyde
- Clymer
- Cobleskill
- Cobleskill Village
- Cohocton
- Cohocton Village
- Cohoes
- Cold Spring
- College Point
- Commack
- Congers
- Constantia
- Cooperstown
- Copenhagen
- Copiague
- Coram
- Corfu
- Corinth
- Corning
- Corning Town
- Cornwall
- Cornwall On Hudson
- Corona
- Cortland
- Cortlandt
- Cortlandt Manor
- Cortlandville
- Coxsackie
- Coxsackie Village
- Croghan
- Croghan Village
- Cuba
- Cuba Village
- Dannemora
- Dannemora Village
- Dansville
- Dansville Village
- Darien
- Darien Center
- Deerpark
- Delanson
- Delevan
- Delhi
- Delhi Village
- Delmar
- Depauville
- Deposit
- Deposit Village
- Derby
- Deruyter
- Deruyter Village
- Dexter
- Dolgeville
- Dover
- Dover Plains
- Dryden
- Dryden Village
- Dundee
- Dunkirk
- Earlton
- East Aurora
- East Berne
- East Bronx
- East Durham
- East Elmhurst
- East Hampton
- East Hampton Village
- East Meadow
- East Moriches
- East New York
- East Northport
- East Otto
- East Quogue
- East Rochester
- East Setauket
- East Syracuse
- East Worcester
- Eastchester
- Eastport
- Eden
- Edwards
- Elba
- Elba Village
- Elbridge
- Elbridge Village
- Ellenburg
- Ellenburg Center
- Ellenburg Depot
- Ellenville
- Elma
- Elmhurst
- Elmira
- Elmira Heights
- Elmira Town
- Elmont
- Elmsford
- Endicott
- Erin
- Esopus
- Esperance
- Esperance Village
- Evans Mills
- Fairport
- Falconer
- Farmingdale
- Farmington
- Fayetteville
- Fishkill
- Fishkill Village
- Floral Park
- Florida
- Flushing
- Fly Creek
- Forest Hills
- Forestville
- Fort Ann
- Fort Ann Village
- Fort Covington
- Fort Drum
- Fort Edward
- Fort Edward Village
- Fort Johnson
- Frankfort
- Frankfort Village
- Franklin
- Franklin Square
- Franklin Town
- Franklin Village
- Franklinville
- Franklinville Village
- Fredonia
- Freeport
- Freeville
- Fresh Meadows
- Frewsburg
- Friendship
- Fulton
- Fulton Town
- Fultonville
- Gainesville
- Gansevoort
- Garden City
- Gardiner
- Garnerville
- Geneva
- Geneva Town
- Ghent
- Gilboa
- Glen Aubrey
- Glen Cove
- Glen Head
- Glen Oaks
- Glens Falls
- Glenwood Landing
- Gloversville
- Goshen
- Goshen Village
- Gouverneur
- Gouverneur Village
- Gowanda
- Grand Gorge
- Grand Island
- Granville
- Granville Village
- Great Neck
- Great Valley
- Greene
- Greene Village
- Greenfield
- Greenfield Center
- Greenlawn
- Greenport
- Greenville
- Greenville Town
- Greenwich
- Greenwich Village
- Greenwood
- Greenwood Lake
- Groton
- Groton Village
- Guilderland
- Guilderland Center
- Guilford
- Hadley
- Hagaman
- Hamburg Village
- Hamilton
- Hamilton Village
- Hamlin
- Hammondsport
- Hampton
- Hampton Bays
- Hancock
- Hancock Village
- Hannibal
- Harlem
- Harpursville
- Harriman
- Harrisville
- Hartford
- Hartsdale
- Hauppauge
- Haverstraw
- Haverstraw Village
- Hempstead
- Hempstead Village
- Henrietta
- Henry Street Settlement
- Herkimer
- Herkimer Village
- Hester Allen
- Heuvelton
- Hewlett
- Hewlett Bay Park
- Hewlett Harbor
- Hicksville
- High Falls
- Highland
- Highland Falls
- Highland Mills
- Highlands
- Hillburn
- Hilton
- Hinsdale
- Hobart
- Hogansburg
- Holbrook
- Holland
- Holland Patent
- Holley
- Hollis
- Holmes
- Homer
- Homer Village
- Honeoye Falls
- Hoosick
- Hoosick Falls
- Hopewell
- Hopewell Junction
- Hornell
- Horseheads
- Horseheads Village
- Howard
- Howard Beach
- Hudson
- Hudson Falls
- Huntington Station
- Hurley
- Hyde Park
- Ilion
- Interlaken
- Inwood
- Irving
- Island Park
- Islandia
- Ithaca
- Ithaca Town
- Jackson
- Jackson Heights
- Jamaica
- Jamestown
- Jamesville
- Jeffersonville
- Jericho
- Johnsburg
- Johnson City
- Johnsonville
- Jones Beach
- Jordan
- Katonah
- Kattskill Bay
- Keeseville
- Kerhonkson
- Kew Gardens
- Killawog
- Kings Park
- Kings Point
- Kingston
- Kirkville
- Knickerbocker Village
- La Grange
- Lacona
- Lafayette
- Lagrangeville
- Lake George
- Lake George Village
- Lake Katrine
- Lake Luzerne
- Lake Peekskill
- Lake Placid
- Lakewood
- Lancaster
- Lancaster Village
- Lansing
- Lansing Village
- Latham
- Lawrence
- Lawrence Village
- Le Roy
- Le Roy Village
- Lee
- Lee Center
- Leeds
- Levittown
- Lewiston
- Liberty
- Liberty Village
- Limestone
- Lindenhurst
- Lindley
- Lisbon
- Little Falls Town
- Little Italy
- Little Valley
- Little Valley Village
- Liverpool
- Livingston
- Livingston Manor
- Livonia
- Livonia Village
- Lockport
- Lockport Town
- Locust Valley
- Long Beach
- Long Island City
- Lowman
- Lowville
- Lowville Village
- Lynbrook
- Lyon Mountain
- Lyons
- Lyons Falls
- Lyons Village
- Macedon
- Macedon Village
- Machias
- Mahopac
- Malone
- Malone Village
- Manhasset
- Manlius
- Manlius Village
- Manorhaven
- Manorville
- Marathon
- Marathon Village
- Marcy
- Margaretville
- Marlborough
- Maryland
- Maspeth
- Massapequa
- Massapequa Park
- Massena
- Massena Village
- Mastic
- Mastic Beach
- Mattituck
- Maybrook
- Mayfield
- Mayfield Village
- Mayville
- Mcdonough
- Mechanicville
- Medford
- Medina
- Medusa
- Melville
- Memphis
- Mendon
- Merrick
- Mexico
- Mexico Village
- Middle Grove
- Middle Island
- Middle Village
- Middletown
- Middletown City
- Middleville
- Miller Place
- Millerton
- Milton
- Mineola
- Minoa
- Modena
- Mohawk
- Mohawk Village
- Mohegan Lake
- Monroe
- Monroe Village
- Monsey
- Montauk
- Montgomery
- Montgomery Village
- Monticello
- Mooers
- Mooers Forks
- Moravia
- Morrisonville
- Morristown
- Morristown Village
- Morrisville
- Mount Kisco
- Mount Morris
- Mount Morris Village
- Mount Sinai
- Mount Upton
- Mount Vernon
- Mountain Dale
- Nanuet
- Napanoch
- Naples
- Naples Village
- Narrowsburg
- Nassau County
- Neversink
- New Berlin
- New Berlin Village
- New City
- New Hartford
- New Hyde Park
- New Paltz
- New Paltz Village
- New Windsor
- New Woodstock
- New York
- New York County
- New York Mills
- Newark
- Newark Valley
- Newark Valley Village
- Newburgh
- Newfane
- Newfield
- Newton Falls
- Niagara Falls
- Nicholville
- Niobe
- Niverville
- Norfolk
- North Babylon
- North Bangor
- North Branch
- North Collins
- North Collins Village
- North Lawrence
- North Salem
- North Tonawanda
- Northport
- Norwich
- Norwich Town
- Norwood
- Nyack
- Oakfield
- Oakfield Village
- Oakland Gardens
- Oceanside
- Odessa
- Ogdensburg
- Old Westbury
- Olean Town
- Oneida
- Oneida Castle
- Oneonta
- Oneonta Town
- Ontario
- Orchard Park
- Orchard Park Village
- Ossining
- Ossining Village
- Oswego
- Oswego Town
- Otego
- Otego Village
- Otisville
- Ovid
- Ovid Village
- Owego
- Owego Village
- Oxford
- Oxford Village
- Oyster Bay Cove
- Ozone Park
- Painted Post
- Palatine
- Palatine Bridge
- Palmyra
- Palmyra Village
- Parish
- Parish Village
- Patchogue
- Patterson
- Pawling
- Pawling Village
- Pearl River
- Peekskill
- Penfield
- Penn Yan
- Perry
- Perry Village
- Perrysburg
- Peru
- Phelps
- Phelps Village
- Philmont
- Phoenix
- Piercefield
- Pine Bush
- Pine Plains
- Pittsford
- Pittsford Village
- Plainview
- Plainville
- Plattsburgh
- Plattsburgh Town
- Pleasant Valley
- Plymouth
- Pomona
- Port Byron
- Port Chester
- Port Ewen
- Port Henry
- Port Jefferson
- Port Jefferson Station
- Port Jervis
- Portville
- Portville Village
- Potsdam
- Potsdam Village
- Potter
- Pottersville
- Poughkeepsie
- Poughkeepsie Town
- Poughquag
- Pulaski
- Putnam
- Putnam County
- Putnam Valley
- Queens Village
- Queensbury
- Randolph
- Ransomville
- Ravena
- Red Creek
- Red Hook
- Red Hook Village
- Remsen
- Rensselaer
- Rensselaer Falls
- Retsof
- Rhinebeck
- Rhinebeck Village
- Richburg
- Richford
- Richmond
- Richmond Hill
- Ridge
- Ridgewood
- Ripley
- Riverhead
- Rochester
- Rochester Town
- Rock Tavern
- Rockville Centre
- Rocky Point
- Rome
- Ronkonkoma
- Roosevelt
- Roscoe
- Rosedale
- Rosendale
- Roslyn
- Roslyn Estates
- Roslyn Harbor
- Round Lake
- Rouses Point
- Rushville
- Russell
- Russell Gardens
- Rye
- Sackets Harbor
- Sag Harbor
- Saint Albans
- Salem
- Salem Village
- Salisbury
- Salisbury Mills
- Sanborn
- Sand Lake
- Saranac
- Saranac Lake
- Saratoga Springs
- Saugerties
- Saugerties Village
- Savona
- Sayville
- Scarsdale
- Schenectady
- Schoharie
- Schoharie Village
- Schuyler
- Schuyler Falls
- Schuylerville
- Sea Cliff
- Seaford
- Selden
- Selkirk
- Seneca
- Seneca Falls
- Shelter Island
- Shenorock
- Sherman
- Sherman Village
- Sherrill
- Shirley
- Shoreham
- Sidney
- Sidney Center
- Sidney Village
- Silver Creek
- Sinclairville
- Skaneateles
- Skaneateles Village
- Sloatsburg
- Smithtown
- Sodus
- Sodus Point
- South Cairo
- South Fallsburg
- South Glens Falls
- South New Berlin
- South Ozone Park
- South Richmond Hill
- South Salem
- Southampton
- Southampton Village
- Southold
- Sparrow Bush
- Spencerport
- Spring Valley
- Springfield
- Springfield Gardens
- Springville
- St Johnsville
- St Johnsville Village
- Stanley
- Staten Island
- Stephentown
- Stockton
- Stony Brook
- Stony Creek
- Stony Point
- Stormville
- Strykersville
- Stuyvesant
- Suffern
- Suffolk County
- Summit
- Sunnyside
- Surprise
- Sylvan Beach
- Syosset
- Syracuse
- Taberg
- Tappan
- Tarrytown
- Theresa
- Theresa Village
- Thornwood
- Ticonderoga
- Tivoli
- Tonawanda
- Tonawanda Reservation
- Tonawanda Town
- Troy
- Trumansburg
- Tupper Lake
- Tupper Lake Village
- Turin
- Turin Village
- Tuscarora Reservation
- Tuxedo
- Tuxedo Park
- Uniondale
- Unionville
- Utica
- Valatie
- Valley Cottage
- Valley Falls
- Valley Stream
- Van Etten
- Van Etten Village
- Varysburg
- Verbank
- Vernon
- Vernon Village
- Verona
- Verplanck
- Vestal
- Victor
- Victor Village
- Voorheesville
- Waddington
- Waddington Village
- Wading River
- Wainscott
- Walden
- Wallkill
- Walton
- Walton Village
- Walworth
- Wampsville
- Wantagh
- Wappinger
- Wappingers Falls
- Warsaw
- Warsaw Village
- Warwick
- Warwick Village
- Washingtonville
- Wassaic
- Waterford
- Waterford Village
- Waterloo
- Waterloo Village
- Waterport
- Watertown
- Watertown Town
- Waterville
- Watervliet
- Watkins Glen
- Waverly
- Waverly Village
- Wayland
- Wayland Village
- Webster
- Webster Village
- Weedsport
- Wellsburg
- West Babylon
- West Chazy
- West Coxsackie
- West Edmeston
- West Harrison
- West Haverstraw
- West Hempstead
- West Henrietta
- West Islip
- West Nyack
- West Point
- West Sayville
- West Seneca
- West Valley
- West Winfield
- Westbury
- Westfield
- Westhampton
- Westhampton Beach
- Westmoreland
- Westtown
- White Plains
- Whitehall
- Whitehall Village
- Whitesboro
- Whitestone
- Whitesville
- Whitney Point
- Williamson
- Williamstown
- Willsboro
- Wilmington
- Wilson
- Wilson Village
- Windham
- Windsor
- Windsor Village
- Wingdale
- Witherbee
- Wolcott
- Wolcott Village
- Woodbourne
- Woodbury
- Woodhaven
- Woodhull
- Woodmere
- Woodridge
- Woodside
- Worcester
- Wurtsboro
- Wyandanch
- Wyoming
- Yaphank
- Yonkers
- Yorktown
- Yorktown Heights
- Youngstown
- Youngsville