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Hazlet is a township in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the township’s population was 20,334, reflecting a decline of 1,044 (-4.9%) from the 21,378 counted in the 2000 Census, which had in turn declined by 598 (-2.7%) from the 21,976 counted in the 1990 Census.
According to the United States Census Bureau, the township had a total area of 5.675 square miles (14.698 km), including 5.557 square miles (14.392 km) of land and 0.118 square miles (0.306 km) of water (2.08%). Hazlet Township is roughly 37 miles (60 km) south of Manhattan and 56 miles (90 km) northeast of Philadelphia.
Unincorporated communities located partially or completely within Hazlet include Centerville, Mechanicsville, North Centerville, South Keyport, Tiltons Corner, Van Marters Corner and West Keansburg.
The township borders Aberdeen Township, Holmdel Township, Keansburg, Keyport, Middletown Township and Union Beach.
As of the 2010 United States Census, there were 20,334 people, 7,140 households, and 5,526.360 families residing in the township. The population density was 3,659.4 per square mile (1,412.9/km). There were 7,417 housing units at an average density of 1,334.8 per square mile (515.4/km). The racial makeup of the township was 91.93% (18,694) White, 1.48% (301) Black or African American, 0.07% (15) Native American, 3.40% (691) Asian, 0.01% (3) Pacific Islander, 1.58% (322) from other races, and 1.51% (308) from two or more races. Hispanic or Latino of any race were 7.87% (1,601) of the population.
There were 7,140 households out of which 33.4% had children under the age of 18 living with them, 63.0% were married couples living together, 10.3% had a female householder with no husband present, and 22.6% were non-families. 19.3% of all households were made up of individuals, and 10.4% had someone living alone who was 65 years of age or older. The average household size was 2.82 and the average family size was 3.26.
In the township, the population was spread out with 22.7% under the age of 18, 7.8% from 18 to 24, 23.9% from 25 to 44, 31.0% from 45 to 64, and 14.6% who were 65 years of age or older. The median age was 42.3 years. For every 100 females there were 92.4 males. For every 100 females ages 18 and older there were 89.3 males.
The Census Bureau’s 2006-2010 American Community Survey showed that (in 2010 inflation-adjusted dollars) median household income was $89,415 (with a margin of error of +/- $5,891) and the median family income was $102,743 (+/- $5,511). Males had a median income of $71,710 (+/- $5,920) versus $53,371 (+/- $2,532) for females. The per capita income for the township was $33,051 (+/- $1,340). About 1.2% of families and 2.5% of the population were below the poverty line, including 1.3% of those under age 18 and 6.0% of those age 65 or over.
As of the 2000 United States Census there were 21,378 people, 7,244 households, and 5,802 families residing in the township. The population density was 3,802.3 people per square mile (1,468.7/km²). There were 7,406 housing units at an average density of 1,317.2 per square mile (508.8/km²). The racial makeup of the township was 93.17% White, 1.10% African American, 0.06% Native American, 3.39% Asian, 1.13% from other races, and 1.15% from two or more races. Hispanic or Latino of any race were 5.87% of the population.
There were 7,244 households out of which 37.2% had children under the age of 18 living with them, 67.2% were married couples living together, 9.4% had a female householder with no husband present, and 19.9% were non-families. 17.3% of all households were made up of individuals and 9.7% had someone living alone who was 65 years of age or older. The average household size was 2.92 and the average family size was 3.32.
In the township the population was spread out with 25.5% under the age of 18, 6.9% from 18 to 24, 29.2% from 25 to 44, 25.0% from 45 to 64, and 13.5% who were 65 years of age or older. The median age was 38 years. For every 100 females, there were 91.5 males. For every 100 females age 18 and over, there were 89.1 males.
The median income for a household in the township was $65,697, and the median income for a family was $71,361. Males had a median income of $51,776 versus $32,439 for females. The per capita income for the township was $25,262. About 2.3% of families and 3.4% of the population were below the poverty line, including 2.6% of those under age 18 and 6.6% of those age 65 or over.
Hazlet New Jersey neighborhoods include: Bayshore, Downtown, Florence Ave, Hazlet, Middle / Poole, Sterling Meadows, Union Ave
For more information, see Hazlet New Jersey wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining instant auto finance is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need a no down payment auto loan, don't worry. We can still help you.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off getting a used car loan. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an car loan to buy from a private seller.
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No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time auto buyer, car loans for students and we are proud to have arranged car loans for military service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy an auto with their ITIN number.
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If you are looking for auto title loans or poor credit car refinancing, we have programs that can help you as well.
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The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Hazlet New Jersey. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Hazlet New Jersey about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.