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Wichita (/ˈwɪtʃɪtɔː/ WITCH-i-taw) is the largest city in the U.S. state of Kansas and the county seat of Sedgwick County. As of 2017, the estimated population of the city was 390,591. Wichita is the principal city of the Wichita metropolitan area which had an estimated population of 644,610 in 2015.
Downtown Wichita is at 37°41′20″N 97°20′10″W / 37.68889°N 97.33611°W / 37.68889; -97.33611 (37.688888, −97.336111), at an elevation of 1,299 feet (396 m). Wichita is in south-central Kansas at the junction of Interstate 35 and U.S. Route 54. Part of the Midwestern United States, it is 157 mi (253 km) north of Oklahoma City, 181 mi (291 km) southwest of Kansas City, and 439 mi (707 km) east-southeast of Denver.
The city lies on the Arkansas River near the western edge of the Flint Hills in the Wellington-McPherson Lowlands region of the Great Plains. The area’s topography is characterized by the broad alluvial plain of the Arkansas River valley and the moderately rolling slopes that rise to the higher lands on either side.
The Arkansas follows a winding course, south-southeast through Wichita, roughly bisecting the city. It is joined along its course by several tributaries all of which flow generally south. The largest is the Little Arkansas River, which enters the city from the north and joins the Arkansas immediately west of downtown. Further east lies Chisholm Creek, which joins the Arkansas in the far southern part of the city. The Chisholm’s own tributaries drain much of the city’s eastern half; these include the creek’s West, Middle, and East Forks as well as, further south, Gypsum Creek. The Gypsum is fed by its own tributary, Dry Creek. Two more of the Arkansas’s tributaries lie west of its course; from east to west, these are Big Slough Creek and Cowskin Creek. Both run south through the western part of the city. Fourmile Creek, a tributary of the Walnut River, flows south through the far eastern part of the city.
According to the United States Census Bureau, the city has a total area of 163.59 sq mi (423.70 km), of which 159.29 sq mi (412.56 km) is land and 4.30 sq mi (11.14 km) is water.
As the core of the Wichita metropolitan area, the city is surrounded by suburbs. Bordering Wichita on the north are, from west to east, Valley Center, Park City, Kechi, and Bel Aire. Enclosed within east-central Wichita is Eastborough. Adjacent to the city’s east side is Andover. McConnell Air Force Base is in the extreme southeast corner of the city. To the south, from east to west, are Derby and Haysville. Goddard and Maize border Wichita to the west and northwest, respectively.
In terms of population, Wichita is the largest city in Kansas and the 48th largest city in the United States. It is racially more similar to the rest of the United States than any other major city.
As of the 2010 census, there were 382,368 people, 151,818 households, and 94,862 families residing in the city. The population density was 2,304.8 per square mile (889.9/km²). There were 167,310 housing units at an average density of 1,022.1 per square mile (475.9/km²). The racial makeup of the city was 71.9% White, 11.5% African American, 4.8% Asian, 1.2% American Indian, 0.1% Pacific Islander, 6.2% from other races, and 4.3% from two or more races. Hispanics and Latinos of any race were 15.3% of the population.
Of the 151,818 households, 33.4% had children under the age of 18 living with them, 44.1% were married couples living together, 5.2% had a male householder with no wife present, 13.1% had a female householder with no husband present, and 37.5% were non-families. 31.1% of all households were made up of individuals, and 9.1% had someone living alone who was 65 years of age or older. The average household size was 2.48, and the average family size was 3.14.
The median age in the city was 33.9 years. 26.6% of residents were under the age of 18; 10.1% were between the ages of 18 and 24; 26.9% were from 25 to 44; 24.9% were from 45 to 64; and 11.5% were 65 years of age or older. The gender makeup of the city was 49.3% male and 50.7% female.
The median income for a household in the city was $44,477, and the median income for a family was $57,088. Males had a median income of $42,783 versus $32,155 for females. The per capita income for the city was $24,517. About 12.1% of families and 15.8% of the population were below the poverty line, including 22.5% of those under age 18 and 9.9% of those age 65 or over.
Wichita is the principal city of both the Wichita Metropolitan Statistical Area (MSA) and the Wichita-Winfield Combined Statistical Area (CSA). The Wichita MSA encompasses Sedgwick, Butler, Harvey, and Sumner counties and, as of 2010, had a population of 623,061, making it the 84th largest MSA in the United States.
The larger Wichita-Winfield CSA also includes Cowley County and, as of 2013, had an estimated population of 673,598. Nearby Reno County is not a part of the Wichita MSA or Wichita-Winfield CSA, but, were it included, it would add an additional population of 64,511 as of 2010.
67201-67221, 67223, 67226-67228, 67230, 67232, 67235, 67260, 67275-67278
Wichita Kansas neighborhoods include: 2nd St, 63rd/Hydraulic, Aberdeen, Allen’s Lake, Amarado Estates, Arkansas-Broadway, Arlington Place, Auburn Hills, Autumn Ridge, Avalon Park, Ballyclare, Barefoot Bay, Barrington Place, Bay Country, Bella Vista, Bellechase, Belle Terre, Benjamin Hills, Bennington Place, Berkshire, Bonnie Brae, Bradford, Breezy Lake, Brentwood, Briarwood Lakes Estates, Bridgefield, Bridgewood, Brookhaven, Brookhollow, Buckhead, Calfskin, Callahan, Cambria, Cambridge-Lexington, Casa Bella, Castle Ridge, Cedar Downs, Cedarlakes, Cedar Park Chateau, Cedar View, Central Moorings, Chadsworth, Cherry Creek, Cheryls Hollow, Chestnut Ridge, Chisholm Creek, Chisholm Lake, Chisholm Park, Chisolm Creek, Clear Creek, Cobblestone, College Hill, Coppergate Estates, Coppergate North, Country Acres, Country Hollow, Country Overlook, Courtland, Crest Lake, Crestview, Crown Heights, Crystal Waters, Deer Trail, Delano, Dell, Dry Creek, Dugan, Eagles Landing, Earhart, East Mount Vernon, Eastridge, Eastwood, Edgemoor, Edgewater, El Pueblo, Elwell, English Country Gardens, Equestrian Estates, Evergreen, Fabrique, Fairfax, Fairmont, Fairmount, Falcon Falls, Firethorne, Flat Creek, Forest Hills, Forest Lakes, Forestview, Fox Ridge, Funston, Garden Walk, Glen, Golden Hills, Grandview Heights, Granview, Greenleaf, Greenwich, Harbor Isle, Hartmoor, Hawthorne, Hedgecliff, Hickory Creek, Hidden Lakes Estates, Highland Springs, Hilltop, Historic Midtown, Hunters Pointe, Huntington Place, Hyde, Indian Hills, Ironhorse, Jackson Heights, Jewell, K-15, Ken-Mar, La Crosse, Lakepoint, Lakeridge, Lambsdale, La Placita Park, Levi, Linwood, Lisa Cove, Longview, MacDonald, Maizeville Estates, Maple Dunes, Maple Hills, Maple Shade Town Homes, Maple Valley, Marina Point, Mcadams, Mccormick, McEwen Estates North, McKnight, Mead, Midland St, Monarch Landing, Mossman, N Chapel Hill, New Salem, N Lark Ln, Northbrook, North Central, Northeast Heights, Northeast K-96, Northeast Millair, Northeast Wichita, North End Riverview, North High, Northpark, Northridge Lakes, North Riverside, Northwest Village, N Ridge Rd, Oak Creek, Oakridge, Oliver Gardens, Orchard Breeze, Orchard Park, Osage, Park East, Parlane, Pawnee Mesa, Pawnee/Oliver, Pawnee Park, Pebblebrook, Penstemon, Peppertree/Bent Tree, Pine Valley Estates, Planeview, Pleasant Valley, Polo Club at Fairfield, Power, Preston Trails, Rainbow Lakes West, Reece Farms, Reeds Cove, Reflection Ridge, Regency Lakes, Remington, Ridgeport North, Ridge Road, Rockhurst, Rockwood, Rocky Creek, Sandpiper Bay, Savanna, Sawmill Creek, Schweiter, S Eastern, Shadow Lakes, Shadybrook, Sheffield Place, Shelley’s Orchard, Shoal Creek, Sierra Hills, Silverton, Simmons Subdivision, Sleepy Hollow, Smithmoor Addition, South Area, South Central, South City, Southeast, Southern Ridge, South Seneca, South Waco 2100, Spring Acres, Springdale Country Club, Springdale Lakes, Spring Hollow, S Rutan St, Stafford St, Stanley/Aley, Sterling Farms, Stoneborough, Stonebridge, Stonegate, Summerfield Tallgrass, Sunflower, Sunny Brook One, Sunnyside, Sunridge, Sunset Park, Sunswept Highland, S Waco Ave, Tallgrass East, Tara Creek, Tara Falls, Teal Brook Estates, Teal Cove, The Elm, The Enclave, The Estates, The Fountains, The Trees, The Villas, Timberidge, Timber Lakes, Timber Ridge, Turkey Creek, Tyler’s Landing, Tylers Landing, Valley Center East, Vintage At Bellagio, Washington Park, Washington St, Waterford, Waterfront, West, West Link, Westlink Neighborhood Association, West Millbrook, West Ridge, West Shade Court, West Side to Hwy 235, West street, Westwood Heights, Wheatridge, Whispering Brook, Whispering Lakes Estates, White Tail, Wilderness, Willo Esque, Willowbend, Willow Creek, Wilson Estates, Windemere at Tallgrass, Windwood Estatea, Wineteer, Woodbridge, Woodchuck, Woodland Lake Estates, Woodlawn East, Woodridge – Killarney, WSU Off Campus Housing
For more information, see Wichita Kansas wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.
We specialize in:
We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Wichita Kansas. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Wichita Kansas. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.