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Overland Park is the second most populous city in the U.S. state of Kansas. Located in Johnson County, it is the second most populous city in the Kansas City metropolitan area. As of the 2010 census, the city population was 173,372; growing to 191,278 by 2017. It is home to the Sprint World Headquarters Campus
Overland Park is located in northeastern Kansas at the junction of Interstate 435 and U.S. Route 69 immediately east of Olathe, the county seat. The city center is roughly 13 miles (21 km) south-southwest of downtown Kansas City, Missouri.
The city lies on the northern edge of the Osage Plains a few miles south of the Kansas River. One of the river’s tributaries, Turkey Creek, flows northeast through the extreme northern part of the city. South of Turkey Creek, the majority of the city lies in the watershed of the Blue River. Several of the river’s tributaries run east-northeast across the city; from north to south, these include Indian Creek, Tomahawk Creek, and Negro Creek. In the far southern part of the city, two more tributaries, Coffee Creek and Wolf Creek, join to form the main stem of the Blue River itself.
According to the United States Census Bureau, the city has a total area of 75.37 square miles (195.21 km) of which 74.84 square miles (193.83 km) is land and 0.53 square mile (1.38 km²) is water.
As a suburb of Kansas City, Overland Park is part of the Kansas City metropolitan area, and it borders other communities on all sides. These include Kansas City, Kansas, to the north, Mission and Prairie Village to the northeast, Leawood to the east, Stilwell to the south, Olathe and Lenexa to the west, and Shawnee and Merriam to the northwest. Most of Overland Park, specifically the part of it lying north of 159th Street, lies within the area of Johnson County referred to as Shawnee Mission.
As of the 2010 United States Census, there were 173,372 people, 71,443 households, and 45,516 families residing in the city. The population density was 2,316.5 people per square mile (894.4/km²). There were 76,280 housing units at an average density of 1,019.2 per square mile (393.5/km²). The racial makeup of the city was 84.4% White, 4.3% African American, 0.3% American Indian, 6.3% Asian, 2.1% from other races, and 2.5% from two or more races. Hispanics and Latinos of any race were 6.3% of the population.
There were 71,443 households of which 30.6% had children under the age of 18 living with them, 52.0% were married couples living together, 8.4% had a female householder with no husband present, 3.2% had a male householder with no wife present, and 36.3% were non-families. 29.8% of all households were made up of individuals, and 8.7% had someone living alone who was 65 years of age or older. The average household size was 2.41, and the average family size was 3.04.
The median age in the city was 37.8 years. 24.7% of residents were under the age of 18; 7.4% were between the ages of 18 and 24; 28.2% were from 25 to 44; 27.6% were from 45 to 64; and 12.3% were 65 years of age or older. The gender makeup of the city was 48.3% male and 51.7% female.
The median income for a household in the city was $71,513, and the median income for a family was $93,293. Males had a median income of $65,210 versus $43,413 for females. The per capita income for the city was $39,319. 4.9% of the population and 3.3% of families were living below the poverty line, including 6.5% of those under the age of 18 and 4.9% of those 65 and older.
Overland Park is a principal city of both the Kansas City, MO-KS Metropolitan Statistical Area and the Kansas City-Overland Park-Kansas City, MO-KS Combined Statistical Area.
Overland Park Kansas neighborhoods include: 151st/Metcalf Ave, 75th and Metcalf, 75th and Woodson, Access Rd, Adara, Amber Meadows, Amesbury Lake, Apple Valley Estates, Arium, Arlington Estates, Arrowhead Trails, Autumn Ridge, Barrington Park, Bel-air Heights, Bentwood Park, Birchwood Hills, Birchwood Place, Blackthorne Estates, Bluestem, Blue Valley, Bridgestone, Brittany Highlands/Pointe, Brittany Park, Brookridge Estates, Broxton Square, Caenen, Camden Woods, Canterbury Estates, Carpenters Circle, Century, Chapel Hill, Cherbourg, Cherokee Hills, Cherry Hill Estates, Claremont, Clear Creek, Cobblestone Park, Coffee Creek Crossing, College Meadows, College Park Estates, College View, Colony West, Colton Lake Estates, Congleton, Corbin Crossing, Country Oaks, Craigmont, Creekside, Creek Side, Crestview, Cross Creek, Crowne Chase, Deerbrook, Deer Creek, Deer Run, Deer Valley, Downtown East, Eastland Meadows, Elmhurst, Empire Estates, Estates of Ironhorse, Executive Hills, Fairfield Manor, Fairway Woods, Farmers – Matt North, Fieldstone Court, Forest Creek Estates, Forest Glen, Foxfield Estates, Gladacres South, Glenwood Estates, Glynmor, Goodman Heights East, Gramercy Park, Gramercy Place, Grand and Forest Oaks, Grantioch, Green Meadows, Greenwich Hills, Hampton Park, Hampton Place, Hamptonshire, Hanover South, Harmony South, Harwycke, Hawthorne, Heatherwood, Heritage Farms, Hidden Woods, Highcroft, Highland Place, Highlands Creek, Highlands North and South, Highland Village, Holly Ridge, Hunter’s Pointe, India Creek Trail, Indian Creek Estates, Indian Creek Park Estates, Indian Creek Village, Jefferson Pointe, Johnson County Library, Kelly park, Kenilworth, Kensington Manor, Kensington Valley, Kimberly Downs, Kingsridge, Kingston Court, Kingston Lakes, Kingston Oaks, Lamar/Woodson/71st/73rd, Lancaster, Leabrooke, Leawood Estates West, Leawood Meadows, Lexington Park, Lionsgate, Maple Hill, Marbella, Melrose Reserve, Metcalf 56, Milburn West, Mills Crossing Estates, Mills Farm, Mission, Moody Hills, Morning View, Morse Village & Estates, Nall Hills, Nallwood Heights, North Park, Nottingham By The Green, Nottingham By The Lake, Nottingham Forest South, Nottingham Park, Nottingham Place, Nottington, Oakbrook Estates, Oakdale, Oakmont Estates, Oak Park, Oakshire, Oak Tree Meadows, Oak Tree West of Pond, Oakview, Outlook, Oxford Mills, Oxford Pointe, Park At Forest Green, Pavilions Of Leawood, Pawnee, Pheasant Run, Pinehurst, Pinewood North, Pointe Royal, Prairie Trace, Prairie View, Quail Crest, Quail Valley, Quincy Court, Quivira Falls, Quivira Farms, Ranchview Gardens, Regency By The Lake, Regency Park, Retreat At Maple Crest, Rio Lobo, River Ridge, Rockwood Commons, Rolling Woods, Round Hill-Beverly Hills Estates, Sandstone Creek, Santa Fe Hills, Savoy, Scenic Woods, Shadow Brook, Shannon Valley Estates, Signature Place, Situs Place, Skyler Ridge, Somerset Brooke, Somerset Pointe, Southdale, Southern Oaks, South Lakes, Southwoods, St Andrews, St. Andrews, StoneBriar Woods, Stonegate on The Park, Stonehaven, Stonepost Ranch, Strang Line, Summercrest Subdivision, Summerwood Estates, Sunset Heights, Switzer Rd, Sylvan Grove, Sylvan Lake, The Crossings, The Estates of Gleneagles, The Orchards, The Ridge, The Royale at CityPlace, The Village, The Villas At Carrington Square, The Wilderness, Three Lakes, Timberland Creek, Timber’s Edge, Town And Country Manor, Town Center, Towner Place, Trail West Estates, Trailwood at 99th, Treesmill, Valleybrooke Estates, Village Of Kensington, Villages of Overland View, Villas of Tamarind, W 142nd St, W 83rd St, Wakefield, Walmer, Warrington-Southwood, Watersedge, Wellington Park, West 75th/West 76th, Weston Point, Westwood View, Wheatley, Whispering Hills, Whitehorse, Willowbrook, Wilshire by the Lake, Wilshire Farms, Wilshire South, Windermere Place, Windham Hill, Windham Park, Windsor Hills, Woods Of Cherry Creek, Woodstock, Wycliff, Wyngate, Wynnewood, Young’s Park
For more information, see Overland Park Kansas wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for no down payment auto loans, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for affordable used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private party, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private sale.
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
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If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
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Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Overland Park Kansas. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Overland Park Kansas. What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.
I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.
Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!
There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.
You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.
Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.
If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.
Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.
Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.