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Lawrence is the county seat of Douglas County and sixth largest city in Kansas. It is located in the northeastern sector of the state, next to Interstate 70, between the Kansas and Wakarusa Rivers. As of the 2010 census, the city’s population was 87,643. Lawrence is a college town and the home to both the University of Kansas and Haskell Indian Nations University.
Downtown Lawrence is located at 38°58′18″N 95°14′7″W / 38.97167°N 95.23528°W / 38.97167; -95.23528 (38.959902, −95.253199), approximately 25 miles (40 kilometers) east of Topeka, and 35 mi (56 km) west of Kansas City, Kansas. Though Lawrence has a designated elevation of 866 feet (264 m), the highest elevation is Mount Oread on the University of Kansas campus with an elevation of 1,020 feet (310 m).
The city lies on the southern edge of the Dissected Till Plains, bordering the Osage Plains to the south. According to the United States Census Bureau, the city has a total area of 34.26 square miles (88.73 km), of which, 33.56 square miles (86.92 km) is land and 0.70 square miles (1.81 km) is water, and is split between Wakarusa Township and Grant Township with small portions in Lecompton, Kanwaka and Clinton Townships.
Lawrence is located between the Kansas and Wakarusa Rivers. Several major creeks flow through Lawrence. Burroughs Creek in East Lawrence (named after the writer William S. Burroughs, who retired in East Lawrence) and Baldwin Creek in northwestern Lawrence empty into the Kansas River. Yankee Tank Creek in southwest Lawrence and an unnamed creek that flows through central Lawrence converge with the Wakarusa River south of the city. Yankee Tank Creek is dammed to form Lake Alvamar, which was originally called Yankee Tank Lake. The Wakarusa River was dammed to form Clinton Lake. Potter Lake is on the University of Kansas Campus and Mary’s Lake is located in southeastern Lawrence within Prairie Park. The Haskell-Baker Wetlands, maintained by Haskell University and Baker University, is an extensive open space located in the southern part of the city that features wetlands, native plants, hiking and biking trails, and interpretative signage about the prairie and wetland ecosystems.
Lawrence has 54 parks which include community and neighborhood parks, trails, cemeteries and nature preserves. A new, multi-use trail system called the Lawrence Loop (“the Loop”) encircles the city and, when fully completed, will create a 22-mile paved recreational trail, a green transportation network, and multiple opportunities for environmental restoration. Community parks include South Park, Buford Watson Park, Broken Arrow Park, Riverfront Park, Holcomb Park, “Dad” Perry Park, Centennial Park and Prairie Park. Cemeteries include Oak Hill, Maple Grove and Memorial Park. The first cemetery in Lawrence, Pioneer Cemetery, is on the University of Kansas campus and is maintained by KU.
As of the census of 2010, there were 87,643 people, 34,970 households, and 16,939 families residing in the city. The population density was 2,611.5 inhabitants per square mile (1,008.3/km). There were 37,502 housing units at an average density of 1,117.5 per square mile (431.5/km). The racial makeup of the city was 82.0% White, 4.7% African American, 3.1% Native American, 4.5% Asian, 0.1% Pacific Islander, 1.5% from other races, and 4.1% from two or more races. Hispanic or Latino of any race were 5.7% of the population.
There were 34,970 households of which 24.4% had children under the age of 18 living with them, 35.6% were married couples living together, 8.8% had a female householder with no husband present, 4.0% had a male householder with no wife present, and 51.6% were non-families. 32.0% of all households were made up of individuals and 6.5% had someone living alone who was 65 years of age or older. The average household size was 2.28 and the average family size was 2.91.
In the city, the population was spread out with 17.5% of residents under the age of 18; 28.7% of residents between the ages of 18 and 24; 27.4% from 25 to 44; 18.5% from 45 to 64; and 8% were 65 years of age or older. The median age in the city was 26.7 years. The gender makeup of the city was 50.2% male and 49.8% female.
As of the census of 2000, there were 80,098 people, 31,388 households, and 15,725 families residing in the city. The population density was 2,849.4 people per square mile (1,100.2/km). There were 32,761 housing units at an average density of 1,165.4 per square mile (450.0/km). The racial makeup of the city was 83.80% White, 5.09% African American, 2.93% Native American, 3.78% Asian, 0.07% Pacific Islander, 1.36% from other races, and 2.97% from two or more races. Hispanic or Latino of any race were 3.65% of the population. 23.8% were of German, 10.6% English, 10.1% Irish and 7.1% American ancestry according to Census 2000. 91.0% spoke English, 2.9% Spanish and 1.0% Chinese or Mandarin as their first language.
Of the 31,388 households, 25.1% included children under the age of 18, 38.0% were married couples living together, 8.7% had a female householder with no husband present, and 49.9% were non-families. 30.6% of all households were made up of individuals and 5.6% had someone living alone who was 65 years of age or older. The average household size was 2.30 and the average family size was 2.93.
In the city, the population was spread out with 18.6% under the age of 18, 30.7% from 18 to 24, 28.5% from 25 to 44, 15.1% from 45 to 64, and 7.2% who were 65 years of age or older. The median age was 25 years. For every 100 females, there were 98.8 males. For every 100 females age 18 and over, there were 98.2 males.
As of 2000 the median income for a household was $34,669, and the median income for a family was $51,545. Males had a median income of $33,481 versus $27,436 for females. The per capita income for the city was $19,378. About 7.3% of families and 18.9% of the population were below the poverty line, including 10.6% of those under age 18 and 7.7% of those age 65 or over. However, traditional statistics of income and poverty can be misleading when applied to cities with high student populations, such as Lawrence.
Lawrence Kansas neighborhoods include: 23rd – Ousdahl, Alvamar Public, Barker, Breezedale, Briarwood, Brook Creek, Cedar Hills, Centennial, Central Downtown Lawrence, Cherry Hills, Clinton Parkway, Colonial Jefferson Lexington Circle, Country Club, Dad Perry Park, Deerfield, E 21st, East Lawrence, Fall Creek Farms, Foxfire Dr, Frontier, Heatherwood, HiIlcrest, Holcom Park, Hurricane/Hutton, Hutton Farms West, Indian Hills, Kasold Drive, KU Campus, Lake Alvamar, Lawrence to Lecompton, Legend Trail Dr, McSwain Park, Monterey, North Village, Old West Lawrence, Oread, Oregon Trl, Park Hill Terrace, Pinckney, Pine Tree Townhomes, Pioneer Ridge, Pleasant Grove Creek, Pleasant Grove Estates, Prairie Meadows, Prairie Park, Quail Run, Racquet No. 3, RckFnce/Millstone/Lindley, Reserve-Bobwhite-Villas, Ridge Court, Rockhaven Park, South Meadow, South of Rock Chalk Park, Stadium, Stoneback, Stonegate, Sunflower Park, Sunset Hill, Troon and More, University Dr, University Place, W 15th St, W 24th St, Wakarusa, West 33rd, Westwood Hills
For more information, see Lawrence Kansas wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining instant auto finance is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need a no down payment auto loan, don't worry. We can still help you.
Finally, use our auto loan payment calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off getting a used car loan. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an car loan to buy from a private seller.
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No matter what your credit situation is, AllCreditCarLoans will help you to find an easy car loan that is suited to your needs and budget.
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We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
We also specialize in sub-prime auto financing including financing a car after bankruptcy and helping borrowers to obtain a car loan after repossession.
If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here dealerships, bad credit auto dealers, second chance auto dealers and other car loan lenders to provide the best auto rates.
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Getting bad credit car or truck loans can present a problem, especially in Lawrence Kansas. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. With these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.
Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.
Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Lawrence Kansas about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.