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Richfield is a city in Lincoln County, Idaho, in the United States. The population was 482 at the 2010 census.
Richfield is located at 43°3′9″N 114°9′11″W / 43.05250°N 114.15306°W / 43.05250; -114.15306 (43.052629, -114.153041).
According to the United States Census Bureau, the city has a total area of 0.66 square miles (1.71 km), all of it land.
The Little Wood River flows nearby, and the Richfield region is supplied with irrigation water diverted from the Big Wood River near Magic Reservoir.
As of the census of 2010, there were 482 people, 172 households, and 124 families residing in the city. The population density was 730.3 inhabitants per square mile (282.0/km). There were 195 housing units at an average density of 295.5 per square mile (114.1/km). The racial makeup of the city was 89.4% White, 0.6% Native American, 8.1% from other races, and 1.9% from two or more races. Hispanic or Latino of any race were 12.2% of the population.
There were 172 households of which 41.9% had children under the age of 18 living with them, 57.0% were married couples living together, 7.6% had a female householder with no husband present, 7.6% had a male householder with no wife present, and 27.9% were non-families. 21.5% of all households were made up of individuals and 11.1% had someone living alone who was 65 years of age or older. The average household size was 2.80 and the average family size was 3.28.
The median age in the city was 32.2 years. 28.8% of residents were under the age of 18; 11.4% were between the ages of 18 and 24; 25.9% were from 25 to 44; 20.7% were from 45 to 64; and 13.1% were 65 years of age or older. The gender makeup of the city was 51.0% male and 49.0% female.
As of the census of 2000, there were 412 people, 15 households, and 3 families residing in the city. The population density was 33.6 people per square mile (244.7/km²). There were 18 housing units at an average density of 36.8 per square mile (106.9/km²). The racial makeup of the city was 90.78% White, 0.24% African American, 0.73% Native American, 6.07% from other races, and 2.18% from two or more races. Hispanic or Latino of any race were 8.50% of the population.
There were 15 households out of which 32.7% had children under the age of 18 living with them, 56.6% were married couples living together, 5.7% had a female householder with no husband present, and 34.6% were non-families. 28.9% of all households were made up of individuals and 17.0% had someone living alone who was 65 years of age or older. The average household size was 2.59 and the average family size was 3.25.
In the city, the population was spread out with 30.8% under the age of 18, 9.5% from 18 to 24, 26.0% from 25 to 44, 20.6% from 45 to 64, and 13.1% who were 65 years of age or older. The median age was 32 years. For every 10 females there were 34.0 males. For every 10 females age 18 and over, there were 33.7 males.
The median income for a household in the city was $28,846, and the median income for a family was $13,173. Males had a median income of $9,028 versus $2,833 for females. The per capita income for the city was $12,759. About 11.0% of families and 12.6% of the population were below the poverty line, including 14.2% of those under age 18 and 16.2% of those age 65 or over.
For more information, see Richfield Idaho wiki
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The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
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With the state of our world's economy, making monthly payments is getting harder and harder, especially in Richfield Idaho. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Richfield Idaho about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.