Getting the best deal on a car loan can be tricky — especially in Latah County Idaho. That’s why you need a partner who knows how to get you approved for the vehicle that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick bad credit auto loans for those whose credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for a car loan within minutes after applying.
So, no matter what your credit situation, if you are looking for a quick car loan for bad credit with no hassle, we can help. Apply today and you could be driving your new car tomorrow!
Latah County (/ˈleɪtə/ LAY-tə) is a county located in the north central region of the U.S. state of Idaho. As of the 2010 census, the population was 37,244. The county seat and largest city is Moscow, the home of the University of Idaho, the state’s flagship and land-grant university.
According to the U.S. Census Bureau, the county has a total area of 1,077 square miles (2,790 km), of which 1,076 square miles (2,790 km) is land and 0.9 square miles (2.3 km) (0.09%) is water. It is part of the Palouse, a wide and rolling portion of the middle Columbia basin.
As of the 2000 census, there were 34,935 people, 13,059 households, and 7,770 families residing in the county. The population density was 32 people per square mile (13/km²). There were 13,838 housing units at an average density of 13 per square mile (5/km²). The racial makeup of the county was 93.94% White, 0.59% Black or African American, 0.75% Native American, 2.10% Asian, 0.09% Pacific Islander, 0.77% from other races, and 1.76% from two or more races. 2.12% of the population were Hispanic or Latino of any race. 20.4% were of German, 13.5% English, 8.7% Irish, 7.8% American and 5.9% Norwegian ancestry.
There were 13,059 households out of which 27.90% had children under the age of 18 living with them, 50.50% were married couples living together, 6.10% had a female householder with no husband present, and 40.50% were non-families. 26.30% of all households were made up of individuals and 6.30% had someone living alone who was 65 years of age or older. The average household size was 2.38 and the average family size was 2.93.
In the county, the population was spread out with 20.30% under the age of 18, 24.50% from 18 to 24, 26.90% from 25 to 44, 18.90% from 45 to 64, and 9.50% who were 65 years of age or older. The median age was 28 years. For every 100 females there were 107.50 males. For every 100 females age 18 and over, there were 108.10 males.
The median income for a household in the county was $32,524, and the median income for a family was $46,303. Males had a median income of $34,734 versus $24,886 for females. The per capita income for the county was $16,690. About 7.90% of families and 16.70% of the population were below the poverty line, including 10.20% of those under age 18 and 5.40% of those age 65 or over. Forty percent of all workers in Latah County work for the University of Idaho or Washington State University in nearby Pullman.
As of the 2010 United States Census, there were 37,244 people, 14,708 households, and 8,241 families residing in the county. The population density was 34.6 inhabitants per square mile (13.4/km). There were 15,988 housing units at an average density of 14.9 per square mile (5.8/km). The racial makeup of the county was 92.8% white, 2.1% Asian, 0.8% black or African American, 0.6% American Indian, 0.1% Pacific islander, 1.0% from other races, and 2.5% from two or more races. Those of Hispanic or Latino origin made up 3.6% of the population. In terms of ancestry, 31.0% were German, 16.8% were English, 15.3% were Irish, 6.9% were Norwegian, 5.5% were Swedish, and 3.0% were American.
Of the 14,708 households, 25.1% had children under the age of 18 living with them, 46.3% were married couples living together, 6.1% had a female householder with no husband present, 44.0% were non-families, and 28.2% of all households were made up of individuals. The average household size was 2.32 and the average family size was 2.89. The median age was 28.3 years.
The median income for a household in the county was $36,974 and the median income for a family was $54,172. Males had a median income of $40,510 versus $31,223 for females. The per capita income for the county was $20,218. About 10.4% of families and 21.5% of the population were below the poverty line, including 18.7% of those under age 18 and 4.8% of those age 65 or over.
Latah County Idaho neighborhoods include: Aberdeen, Ahsahka, Albion, American Falls, Ammon, Arimo, Ashton, Athol, Atlanta, Atomic City, Avery, Banks, Bayview, Bellevue, Blackfoot, Blanchard, Bliss, Boise, Bruneau, Buhl, Burley, Calder, Caldwell, Carey, Careywood, Carmen, Cataldo, Centerville, Challis, Chubbuck, Clark Fork, Clarkia, Cocolalla, Coeur D Alene, Coolin, Corral, Cottonwood, Council, Craigmont, Culdesac, Dalton Gardens, Deary, Declo, Dietrich, Downey, Driggs, Eagle, East Magic, Eden, Elk City, Elk River, Ellis, Fairfield, Felt, Ferdinand, Firth, Fruitvale, Gannett, Garden City, Garden Valley, Genesee, Gibbonsville, Glenns Ferry, Gooding, Grangeville, Greencreek, Greenleaf, Hagerman, Hailey, Hamer, Hammett, Harrison, Harvard, Hauser, Hayden, Hayden Lake, Hazelton, Holbrook, Homedale, Hope, Horseshoe Bend, Idaho City, Idaho Falls, Indian Valley, Inkom, Iona, Irwin, Island Park, Jerome, Juliaetta, Kamiah, Kellogg, Kendrick, Ketchum, King Hill, Kingston, Kooskia, Kuna, Lapwai, Lava Hot Springs, Leadore, Lenore, Lewiston, Lewisville, Lowman, Lucile, Malad City, Marsing, May, McCall, McCammon, Medimont, Melba, Menan, Meridian, Mesa, Middleton, Monteview, Moscow, Mountain Home, Mountain Home A F B, Mullan, Murtaugh, Nampa, Newdale, New Meadows, Nezperce, Nordman, North Fork, Oakley, Oldtown, Onaway, Orofino, Parma, Paul, Peck, Picabo, Pierce, Pinehurst, Pingree, Placerville, Plummer, Pocatello, Pollock, Post Falls, Potlatch, Priest Lake, Priest River, Princeton, Rathdrum, Reubens, Rexburg, Richfield, Rigby, Riggins, Ririe, Roberts, Sagle, Saint Anthony, Saint Maries, Salmon, Sandpoint, Shelley, Shoshone, Shoup, Silverton, Smelterville, Spalding, Spirit Lake, Springfield, Star, Star Ranch, Sterling, Stone, Sugar City, Swan Valley, Sweet, Terreton, Teton, Tetonia, Troy, Twin Falls, Victor, Viola, Wallace, Wardner, Wayan, Weippe, Wendell, White Bird, Wilder, Winchester, Worley
For more information, see Latah County Idaho wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for no down payment auto loans, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for affordable used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private party, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private sale.
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy car loans and helping borrowers to obtain an auto loan with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here carlots, used car dealership for bad credit, 2nd chance auto financing and other used car finance lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
With the state of our world's economy, making monthly payments is getting harder and harder, especially in Latah County Idaho. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Latah County Idaho. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.