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Butte City is a city in Butte County, Idaho, United States. The population was 74 at the 2010 census.
Butte City is located at 43°36′30″N 113°14′44″W / 43.60833°N 113.24556°W / 43.60833; -113.24556 (43.608243, -113.245449).
According to the United States Census Bureau, the city has a total area of 0.16 square miles (0.41 km), all of it land.
As of the census of 2010, there were 74 people, 41 households, and 22 families residing in the city. The population density was 462.5 inhabitants per square mile (178.6/km). There were 51 housing units at an average density of 318.8 per square mile (123.1/km). The racial makeup of the city was 86.5% White, 2.7% African American, 4.1% Native American, 5.4% from other races, and 1.4% from two or more races. Hispanic or Latino of any race were 13.5% of the population.
There were 41 households of which 9.8% had children under the age of 18 living with them, 51.2% were married couples living together, 2.4% had a male householder with no wife present, and 46.3% were non-families. 41.5% of all households were made up of individuals and 14.7% had someone living alone who was 65 years of age or older. The average household size was 1.80 and the average family size was 2.36.
The median age in the city was 58.5 years. 9.5% of residents were under the age of 18; 1.4% were between the ages of 18 and 24; 16.3% were from 25 to 44; 39.2% were from 45 to 64; and 33.8% were 65 years of age or older. The gender makeup of the city was 58.1% male and 41.9% female.
As of the census of 2000, there were 76 people, 36 households, and 19 families residing in the city. The population density was 378.9 people per square mile (146.7/km²). There were 46 housing units at an average density of 229.3 per square mile (88.8/km²). The racial makeup of the city was 90.79% White, 1.32% Native American, 2.63% Asian, 5.26% from other races. Hispanic or Latino of any race were 10.53% of the population.
There were 36 households out of which 22.2% had children under the age of 18 living with them, 41.7% were married couples living together, 2.8% had a female householder with no husband present, and 47.2% were non-families. 38.9% of all households were made up of individuals and 11.1% had someone living alone who was 65 years of age or older. The average household size was 2.11 and the average family size was 2.74.
In the city, the population was spread out with 23.7% under the age of 18, 6.6% from 18 to 24, 25.0% from 25 to 44, 36.8% from 45 to 64, and 7.9% who were 65 years of age or older. The median age was 40 years. For every 100 females, there were 105.4 males. For every 100 females age 18 and over, there were 123.1 males.
The median income for a household in the city was $17,250, and the median income for a family was $31,250. Males had a median income of $35,625 versus $22,500 for females. The per capita income for the city was $11,889. There were 25.0% of families and 30.7% of the population living below the poverty line, including 45.8% of under eighteens and none of those over 64.
For more information, see Butte City Idaho wiki
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The plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be, especially in Butte City Idaho. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.
If your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.
Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of $300 to $400 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?
Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Butte City Idaho.
The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.
The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.
When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.