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El Monte /ɛl ˈmɒntiː/ is a residential, industrial, and commercial city in Los Angeles County, California, the United States. The city lies in the San Gabriel Valley east of the city of Los Angeles.
El Monte is located at 34°4′24″N 118°1′39″W / 34.07333°N 118.02750°W / 34.07333; -118.02750 (34.073276, -118.027491). According to the United States Census Bureau, the city has a total area of 9.6 square miles (25 km), of which, 9.6 square miles (25 km) of it is land and 0.1 square miles (0.26 km) of it (0.89%) is water.
The population has increased by more than 40% since the 1970s, with homes replacing the walnut groves for which the city was known.
The 2010 United States Census reported that El Monte had a population of 113,475. The population density was 11,761.6 people per square mile (4,541.2/km²). The racial makeup of El Monte was 44,058 (38.8%) White (4.9% Non-Hispanic White), 870 (0.8%) African American, 1,083 (1.0%) Native American, 28,503 (25.1%) Asian (13.5% Chinese, 7.4% Vietnamese, 1.2% Filipino, 0.4% Cambodian, 0.2% Burmese, 0.2% Japanese, 0.2% Korean, 0.2% Indian, 0.2% Thai), 131 (0.1%) Pacific Islander, 35,205 (31.0%) from other races, and 3,625 (3.2%) from two or more races. 78,317 (69.0%) of the population is Hispanic or Latino of any race (60.9% Mexican, 2.3% Salvadoran, 1.2% Guatemalan, 0.4% Nicaraguan, 0.3% Honduran, 0.3% Cuban, 0.2% Puerto Rican, and 0.2% Peruvian).
The Census reported that 112,395 people (99.0% of the population) lived in households, 317 (0.3%) lived in non-institutionalized group quarters, and 763 (0.7%) were institutionalized.
There were 27,814 households, out of which 14,557 (52.3%) had children under the age of 18 living in them, 15,087 (54.2%) were opposite-sex married couples living together, 5,298 (19.0%) had a female householder with no husband present, 2,962 (10.6%) had a male householder with no wife present. There were 2,061 (7.4%) unmarried opposite-sex partnerships, and 161 (0.6%) same-sex married couples or partnerships. 3,130 households (11.3%) were made up of individuals and 1,539 (5.5%) had someone living alone who was 65 years of age or older. The average household size was 4.04. There were 23,347 families (83.9% of all households); the average family size was 4.23.
The population was spread out with 32,234 people (28.4%) under the age of 18, 12,814 people (11.3%) aged 18 to 24, 33,263 people (29.3%) aged 25 to 44, 24,567 people (21.6%) aged 45 to 64, and 10,597 people (9.3%) who were 65 years of age or older. The median age was 31.6 years. For every 100 females, there were 100.9 males. For every 100 females age 18 and over, there were 99.4 males.
There were 29,069 housing units at an average density of 3,013.0 per square mile (1,163.3/km²), of which 11,740 (42.2%) were owner-occupied, and 16,074 (57.8%) were occupied by renters. The homeowner vacancy rate was 1.4%; the rental vacancy rate was 4.6%. 46,802 people (41.2% of the population) lived in owner-occupied housing units and 65,593 people (57.8%) lived in rental housing units.
According to the 2010 United States Census, El Monte had a median household income of $39,535, with 24.3% of the population living below the federal poverty line.
As of the census of 2000, there were 115,965 people, 27,034 households, and 23,005 families residing in the city. The population density was 12,139.5 people per square mile (4,688.4/km²). There were 27,758 housing units at an average density of 2,905.8 per square mile (1,122.2/km²). The racial makeup of the city was 72.39% of the population were Hispanic or Latino of any race, 35.67% White, 4.9% White Persons not Hispanic, 0.77% Black or African American, 1.38% Native American, 18.51% Asian, 0.12% Pacific Islander, 39.27% from other races, and 4.29% from two or more races.
There were 27,034 households out of which 53.3% had children under the age of 18 living with them, 57.0% were married couples living together, 18.5% had a female householder with no husband present, and 14.9% were non-families. 10.9% of all households were made up of individuals and 4.9% had someone living alone who was 65 years of age or older. The average household size was 4.24 and the average family size was 4.43.
In the city, the population were 34.1% under the age of 18, 12.1% from 18 to 24, 31.5% from 25 to 44, 15.4% from 45 to 64, and 6.9% who were 65 years of age or older. The median age was 27 years. For every 100 females, there were 102.1 males. For every 100 females age 18 and over, there were 101.0 males.
The median income for a household in the city was $32,439, and the median income for a family was $32,402. Males had a median income of $21,789 versus $19,818 for females. The per capita income for the city was $10,316. About 22.5% of families and 26.1% of the population were below the poverty line, including 33.9% of those under age 18 and 13.3% of those age 65 or over.
South El Monte California neighborhoods include: 1 Poinsettia Ave, Arbor Palms, Arden Village, Cortada/Adelia, Dahlia, Dodson St, Durfee, Fineview St, La Madera/Valley Blvd, Middle El Monte, Montecito, Norwood-Cherrylee, Parkview, Parkway Drive, Peck Rd Park, Rio Vista Veterans Park, Santa Anita, South El Monte, Valley Mall
For more information, see South El Monte California wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating bad credit car financing options from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining auto financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our auto finance calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan to buy from a private seller.
Click the button below and fill out our quick and easy application form to get started right away!
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time auto buyer, car loans for students and we are proud to have arranged car loans for military service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy an auto with their ITIN number.
We also specialize in subprime car loans including auto financing after bankruptcy and helping borrowers to obtain auto loans for repossessions.
If you are looking for auto title loans or poor credit car refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best used buy here pay here car lots, used car bad credit dealerships, 2nd chance auto sales and other used cars bad credit no down payment dealerships to provide the best auto loan rates for used cars.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
With the state of our world's economy, making monthly payments is getting harder and harder, especially in South El Monte California. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in South El Monte California about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.