The Best Soledad California Car Loans

Soledad California Car Loans

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Soledad is a city in Monterey County, California, United States. Soledad is located 25 miles (40 km) southeast of Salinas, at an elevation of 190 feet (58 m). The population was 25,738 at the 2010 census.

Geography

Soledad is located at 36°25′29″N 121°19′35″W / 36.42472°N 121.32639°W / 36.42472; -121.32639.

According to the United States Census Bureau, the city has a total area of 4.6 square miles (12 km), 96.68% of it land and 3.32% of it water.

Soledad is about six miles (10 km) southwest of Pinnacles National Park, nestled among the nearby Gabilan Mountains.

Demographics

As of the census of 2000, there were 11,263 people, 2,472 households, and 2,242 families residing in the city. The population density was 2,680.0 inhabitants per square mile (1,035.4/km²). There were 2,534 housing units at an average density of 603.0/mi² (232.9/km²). The racial makeup of the city was 31.90% White, 1.15% African American, 1.73% Native American, 2.35% Asian, 0.08% Pacific Islander, 58.56% from other races, and 4.23% from two or more races. Hispanic or Latino of any race were 86.82% of the population.

There were 2,472 households out of which 60.2% had children under the age of 18 living with them, 69.9% were married couples living together, 13.8% had a female householder with no husband present, and 9.3% were non-families. 7.2% of all households were made up of individuals and 3.7% had someone living alone who was 65 years of age or older. The average household size was 4.54 and the average family size was 4.58.

In the city, the population was spread out with 36.7% under the age of 18, 12.9% from 18 to 24, 31.4% from 25 to 44, 13.1% from 45 to 64, and 5.9% who were 65 years of age or older. The median age was 25 years. For every 100 females, there were 108.0 males. For every 100 females age 18 and over, there were 106.6 males.

The median income for a household in the city was $42,602, and the median income for a family was $41,188. Males had a median income of $31,566 versus $23,964 for females. The per capita income for the city was $11,442. About 16.3% of families and 18.4% of the population were below the poverty line, including 25.1% of those under age 18 and 9.2% of those age 65 or over.

The 2010 United States Census reported that Soledad had a population of 25,738. The population density was 5,637.5 people per square mile (2,176.7/km²). The racial makeup of Soledad was 12,625 (49.1%) White, 2,945 (11.4%) African American, 367 (1.4%) Native American, 757 (2.9%) Asian, 103 (0.4%) Pacific Islander, 8,189 (31.8%) from other races, and 752 (2.9%) from two or more races. Hispanic or Latino of any race were 18,308 persons (71.1%).

The Census reported that 15,635 people (60.7% of the population) lived in households, 0 (0%) lived in non-institutionalized group quarters, and 10,103 (39.3%) were institutionalized.

There were 3,664 households, out of which 2,471 (67.4%) had children under the age of 18 living in them, 2,387 (65.1%) were opposite-sex married couples living together, 586 (16.0%) had a female householder with no husband present, 291 (7.9%) had a male householder with no wife present. There were 224 (6.1%) unmarried opposite-sex partnerships, and 30 (0.8%) same-sex married couples or partnerships. 301 households (8.2%) were made up of individuals and 123 (3.4%) had someone living alone who was 65 years of age or older. The average household size was 4.27. There were 3,264 families (89.1% of all households); the average family size was 4.41.

The population was spread out with 5,674 people (22.0%) under the age of 18, 2,455 people (9.5%) aged 18 to 24, 10,126 people (39.3%) aged 25 to 44, 6,296 people (24.5%) aged 45 to 64, and 1,187 people (4.6%) who were 65 years of age or older. The median age was 34.9 years. For every 100 females, there were 235.5 males. For every 100 females age 18 and over, there were 301.8 males.

There were 3,876 housing units at an average density of 849.0 per square mile (327.8/km²), of which 2,092 (57.1%) were owner-occupied, and 1,572 (42.9%) were occupied by renters. The homeowner vacancy rate was 2.4%; the rental vacancy rate was 4.1%. 8,642 people (33.6% of the population) lived in owner-occupied housing units and 6,993 people (27.2%) lived in rental housing units.

The mean household income within the Soledad city limits was $58,841, and the median household income was $44,343. Roughly 7.8% of households were below the poverty line.

Socioeconomically, 31.8% of Soledad’s households were considered upper middle income to upper income while 45.8% were considered lower middle income to upper middle income. Roughly 22.4% of households were considered lower income.

Zip Code Map

93960

Neighborhoods

Soledad California neighborhoods include: Cuesta, Jesse Galardo / Vosti, Rockrose, Santa Barbara Park, Summerfield, The San Rafael Aztecs, Vista de Soledad

For more information, see Soledad California wiki

Vehicle Loans Coverage Area For Soledad California

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Steps to Apply For An Auto Loan

1 - Budget For Your Purchase

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Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.

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If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.

3 - Apply For Your Car Loan

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You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!


Did You Know That Refinancing an Auto Loan Can Save You Money?

With the state of our world's economy, making monthly payments is getting harder and harder, especially in Soledad California. United States job loss totals are higher than they have been in over thirty years. Refinance Car Loan Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.

With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.

How To Refinance A Car Loan

The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.

Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.


Looking For Car Finance With Bad Credit?

There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Soledad California.

Car Finance Bad Credit in Soledad California

The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.

The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.

When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.



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