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Rancho Santa Margarita (/ˈræntʃoʊ ˌsæntə ˌmɑːrɡəˈriːtə/) is a city in Orange County, California, United States. One of Orange County’s youngest cities, Rancho Santa Margarita is a master planned community. The population was 47,853 at the 2010 census, up from 47,214 at the 2000 census.
Although it is named for Rancho Santa Margarita y Las Flores, which was in San Diego County, the city limits fall within the borders of Rancho Mission Viejo. At 20 characters long, it is the longest city name in California.
Rancho Santa Margarita is located at 33°38′29″N 117°35′40″W / 33.64139°N 117.59444°W / 33.64139; -117.59444 (33.641518, -117.594524). It occupies much of a high plateau known as Plano Trabuco.
According to the United States Census Bureau, the city has a total area of 13.0 square miles (34 km). 13.0 square miles (34 km) of it is land and 0.04 square miles (0.10 km) of it (0.27%) is water.
Rancho Santa Margarita is bordered by the city of Mission Viejo on the west, the census-designated Coto de Caza and Las Flores on the south, Trabuco Canyon on the north, and the Cleveland National Forest on the east.
Vehicular access is provided by California State Route 241, in addition to surface streets.
The 2010 United States Census reported that Rancho Santa Margarita had a population of 47,853. The population density was 3,683.1 people per square mile (1,422.0/km²). The racial makeup of Rancho Santa Margarita was 37,421 (78.2%) White (67.0% Non-Hispanic White), 887 (1.9%) African American, 182 (0.4%) Native American, 4,350 (9.1%) Asian, 102 (0.2%) Pacific Islander, 2,674 (5.6%) from other races, and 2,237 (4.7%) from two or more races. Hispanic or Latino of any race were 8,902 persons (18.6%).
31.8% of the population possessed a bachelor’s degree, with 16.4% possessing a Graduate or Professional Degree. The educational attainment level in Rancho Santa Margarita significantly exceeds the averages throughout the rest of California.
The Census reported that 47,851 people (100% of the population) lived in households, 2 (0%) lived in non-institutionalized group quarters, and 0 (0%) were institutionalized.
There were 16,665 households, out of which 7,699 (46.2%) had children under the age of 18 living in them, 10,144 (60.9%) were opposite-sex married couples living together, 1,703 (10.2%) had a female householder with no husband present, 700 (4.2%) had a male householder with no wife present. There were 747 (4.5%) unmarried opposite-sex partnerships, and 103 (0.6%) same-sex married couples or partnerships. 3,199 households (19.2%) were made up of individuals and 761 (4.6%) had someone living alone who was 65 years of age or older. The average household size was 2.87. There were 12,547 families (75.3% of all households); the average family size was 3.33.
The population was spread out with 13,879 people (29.0%) under the age of 18, 3,793 people (7.9%) aged 18 to 24, 13,706 people (28.6%) aged 25 to 44, 13,764 people (28.8%) aged 45 to 64, and 2,711 people (5.7%) who were 65 years of age or older. The median age was 36.0 years. For every 100 females, there were 95.6 males. For every 100 females age 18 and over, there were 92.1 males.
There were 17,260 housing units at an average density of 1,328.4 per square mile (512.9/km²), of which 11,906 (71.4%) were owner-occupied, and 4,759 (28.6%) were occupied by renters. The homeowner vacancy rate was 1.2%; the rental vacancy rate was 5.6%. 35,737 people (74.7% of the population) lived in owner-occupied housing units and 12,114 people (25.3%) lived in rental housing units.
During 2009–2013, Rancho Santa Margarita had a median household income of $104,113, with 3.9% of the population living below the federal poverty line.
For more information, see Rancho Santa Margarita California wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step in obtaining instant auto finance is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from an auto dealership. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
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No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
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Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Rancho Santa Margarita California. In fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.
The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.
When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Rancho Santa Margarita California. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.