Getting the best deal on a car loan can be tricky — especially in Rancho Mirage California. That’s why you need a partner who knows how to get you approved for the vehicle that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick bad credit auto loans for those whose credit is less than stellar.
Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for a car loan within minutes after applying.
So, no matter what your credit situation, if you are looking for a quick car loan for bad credit with no hassle, we can help. Apply today and you could be driving your new car tomorrow!
Rancho Mirage is a city in Riverside County, California, United States. The population was 17,218 at the 2010 census, up from 13,249 at the 2000 census, but the seasonal (part-time) population can exceed 20,000. Located between Cathedral City and Palm Desert, it is one of the nine cities of the Coachella Valley (Palm Springs area). Rancho Mirage was incorporated in 1973 from a merger of Mirage Cove with five unincorporated areas known as the “Cove communities” (Desert, Magnesia, Palmas, Tamarisk, and Thunderbird), and had 3,000 permanent residents at the time.
The 2010 United States Census reported that Rancho Mirage had a population of 17,218. The population density was 693.3 people per square mile (267.7/km²). The racial makeup of Rancho Mirage was 15,267 (88.7%) White (81.7% Non-Hispanic White), 256 (1.5%) African American, 94 (0.5%) Native American, 651 (3.8%) Asian, 14 (0.1%) Pacific Islander, 598 (3.5%) from other races, and 338 (2.0%) from two or more races. Hispanic or Latino of any race were 1,964 persons (11.4%).
The Census reported that 17,154 people (99.6% of the population) lived in households, 16 (0.1%) lived in non-institutionalized group quarters, and 48 (0.3%) were institutionalized.
There were 8,829 households, out of which 1,031 (11.7%) had children under the age of 18 living in them, 4,159 (47.1%) were opposite-sex married couples living together, 453 (5.1%) had a female householder with no husband present, 213 (2.4%) had a male householder with no wife present. There were 316 (3.6%) unmarried opposite-sex partnerships, and 454 (5.1%) same-sex married couples or partnerships. 3,055 households (34.6%) were made up of individuals and 1,961 (22.2%) had someone living alone who was 65 years of age or older. The average household size was 1.94. There were 4,825 families (54.6% of all households); the average family size was 2.46.
The population was spread out with 1,828 people (10.6%) under the age of 18, 508 people (3.0%) aged 18 to 24, 1,885 people (10.9%) aged 25 to 44, 5,415 people (31.4%) aged 45 to 64, and 7,582 people (44.0%) who were 65 years of age or older. The median age was 62.3 years. For every 100 females, there were 97.7 males. For every 100 females age 18 and over, there were 97.2 males.
There were 14,243 housing units at an average density of 573.5 per square mile (221.4/km²), of which 7,089 (80.3%) were owner-occupied, and 1,740 (19.7%) were occupied by renters. The homeowner vacancy rate was 5.0%; the rental vacancy rate was 17.2%. 13,845 people (80.4% of the population) lived in owner-occupied housing units and 3,309 people (19.2%) lived in rental housing units.
During 2009–2013, Rancho Mirage had a median household income of $77,526, with 13.6% of the population living below the federal poverty line.
As of the census of 2000, there were 13,249 people, 6,813 households, and 4,074 families residing in the city. The population density was 544.9 people per square mile (210.4/km²). There were 11,816 housing units at an average density of 486.0 per square mile (187.7/km²). The racial makeup of the city was 92.7% White, 0.9% African American, 0.2% Native American, 1.3% Asian, 0.1% Pacific Islander, 3.6% from other races, and 1.3% from two or more races. Hispanic or Latino of any race were 9.4% of the population.
There were 6,813 households out of which 10.5% had children under the age of 18 living with them, 52.9% were married couples living together, 5.2% had a female householder with no husband present, and 40.2% were non-families. 32.3% of all households were made up of individuals and 19.8% had someone living alone who was 65 years of age or older. The average household size was 1.9 and the average family size was 2.4.
In the city, the population was spread out with 10.3% under the age of 18, 2.7% from 18 to 24, 14.0% from 25 to 44, 30.0% from 45 to 64, and 43.0% who were 65 years of age or older. The median age was 61 years. For every 100 females, there were 91.8 males. For every 100 females age 18 and over, there were 91.1 males. Rancho Mirage owes its legacy to being a retirement haven for senior citizens since the 1950s. In 2003, the Rancho Mirage was named the best resort town in the world by the London Imperial Traveler Magazine. Contemplation of building a new airport 30 minutes away (the Desert Cities Regional Airport in Coachella) from Rancho Mirage is still in debate.
The median income for a household in the city was $59,826 and the median income for a family was $78,384. Males had a median income of $50,027 versus $36,529 for females. The per capita income for the city was $58,603. About 4.4% of families and 5.9% of the population were below the poverty line, including 9.4% of those under age 18 and 3.2% of those age 65 or over.
Rancho Mirage California neighborhoods include: Blue Skies Village, Bob Hope West, Casas de Seville, Clancy Ln, Country Club Estates, Desert Braemar, Desert Island, Desert Village, Escala, Frank Sinatra Drive, Key Largo Estates, Lakefront 1, Lake Mirage, La Terraza, La Toscana, Legacy, Los Cocos, Magnesia Falls Cove, Magnesia Spring Canyon, Mirada, Mirage Cove~Gated, Mirage Cove II, Mirage Estates/Ivy League, Mira Vista, Mission Hills CC, Mission Hills East, Mission Hills Lakefront 2, Mission Pointe, Mission Ranch, Mission Shores, Morningside, Mt. View Villas, Parkview Villas, Presidential Estates, Rancho Estates S and N, Rancho Las Palmas, Rancho Mirage, San Marino, Santo Tomas, St. Augustine, Sunrise Country Club, Tamarisk West, Tennis Estates, The Colony, The Springs, Thunderbird, Tierra Del Sol, Tuscany, Versailles, Victoria Falls, Vista Dunes Community, Vista Mirage, White Sun Estates, Whitewater Park, Wilshire Palms
For more information, see Rancho Mirage California wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.
Finally, use our auto refi calculator to estimate your monthly payment.
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.
If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.
No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.
We specialize in:
We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.
We also specialize in sub-prime auto loans including after bankruptcy car loans and helping borrowers to obtain an auto loan with repossessions.
If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.
AllCreditCarLoans works with the best buy here pay here carlots, used car dealership for bad credit, 2nd chance auto financing and other used car finance lenders to provide the best auto loan rates.
You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!
Getting bad credit car or truck loans can present a problem, especially in Rancho Mirage California. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. With these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.
Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.
Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.
For many hardworking men and women, bad credit can have a very bad effect on your life, especially in Rancho Mirage California. No matter the reasons, bad credit can add stress and difficulty to an already stressful financial situation. And for some people, bad credit makes getting a new vehicle very difficult. Here are some reasons people develop bad credit and some ways you can get a vehicle, even if your credit is less than perfect.
Here are just a few common causes of bad credit:
So once you've fallen into a hole of bad credit, how can you get yourself out to buy a new car? To get a new job or to get to work, people need a vehicle for transportation. But to get a new vehicle, credit problems can be difficult to overcome. For many people, this can be a difficult circle to get out of. One solution is to get a new car through a "used car buy here pay here" car lot. These types of dealers specialize in automobile financing for people who are suffering from bad credit or have never established any credit at all. Depending on the dealer, some used car dealerships that finance bad credit not only offer customers with poor credit a chance at getting a perfectly good used vehicle, but they also help them build their credit score back up through consistent payments and a commitment to seeing their customers succeed.
It is always important to research your options before buying a vehicle, but if you are struggling with poor credit or no credit at all, a buy here, pay here (or "tote-the-note") dealer may be your best option. And be sure to look for dealers that offer fair payments and includes a warranty to go with your new used vehicle. You should also make sure they report your payments to the credit. Many used car dealerships for bad credit don't report payments, so you never get a chance to improve your credit.