The Best Culver City California Car Loans

Culver City California Car Loans

Looking For Auto Finance in Culver City California?

Getting the best deal on a car loan can be tricky — especially in Culver City California. That’s why you need a partner who knows how to get you approved for the vehicle that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick bad credit auto loans for those whose credit is less than stellar.

Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for a car loan within minutes after applying.

So, no matter what your credit situation, if you are looking for a quick car loan for bad credit with no hassle, we can help. Apply today and you could be driving your new car tomorrow!


Why Choose Us For Your October 2019 Auto Loan?

Culver City is a city in Los Angeles County, California. The city was named after its founder, Harry Culver. As of the 2010 census, the city had a population of 38,883. It is mostly surrounded by the city of Los Angeles, but also shares a border with unincorporated areas of Los Angeles County. Over the years, it has annexed more than 40 pieces of adjoining land and now comprises about five square miles.

Geography

The city is surrounded by the Los Angeles neighborhoods of Mar Vista and Palms to the north; Westchester to the south; Mid-City, West Adams, and Baldwin Hills to the east; the Ladera Heights unincorporated area to the southeast; and the L.A. neighborhoods of Venice and Playa Vista to the west, along with the unincorporated area of Marina Del Rey.

The two primary ZIP codes for Culver City are 90230 and 90232. Because ZIP codes do not necessarily follow city boundaries, a portion of Culver City is in the 90066 ZIP code, which also serves some of the Mar Vista neighborhood of the city of Los Angeles.

Culver City’s major geographic feature is Ballona Creek, which runs northeast to southwest through most of the city before it drains into Santa Monica Bay in Marina Del Rey.

Culver City is served by the San Diego, Santa Monica, and Marina freeways.

Culver City is at 34°0′28″N 118°24′3″W / 34.00778°N 118.40083°W / 34.00778; -118.40083 (34.007761, -118.400905). According to the United States Census Bureau, the city has a total area of 5.1 square miles (13.2 km), over 99% of which is land.

Culver City has a Mediterranean climate, typical of coastal California.

Demographics

The 2010 United States Census reported that Culver City had a population of 38,883. The population density was 7,566.0 people per square mile (2,921.2/km). The racial makeup of Culver City was 23,450 (60.3%) White (48.0% Non-Hispanic White), 3,694 (9.5%) African American, 191 (0.5%) Native American, 5,742 (14.8%) Asian, 81 (0.2%) Pacific Islander, 3,364 (8.7%) from other races, and 2,361 (6.1%) from two or more races. Hispanic or Latino of any race were 9,025 persons (23.2%).

The Census reported that 38,572 people (99.2% of the population) lived in households, 84 (0.2%) lived in non-institutionalized group quarters, and 227 (0.6%) were institutionalized.

There were 16,779 households, out of which 4,499 (26.8%) had children under the age of 18 living in them, 6,826 (40.7%) were opposite-sex married couples living together, 1,882 (11.2%) had a female householder with no husband present, 636 (3.8%) had a male householder with no wife present. There were 922 (5.5%) unmarried opposite-sex partnerships, and 157 (0.9%) same-sex married couples or partnerships. 5,649 households (33.7%) were made up of individuals and 1,956 (11.7%) had someone living alone who was 65 years of age or older. The average household size was 2.30. There were 9,344 families (55.7% of all households); the average family size was 3.01.

The population was spread out with 7,312 people (18.8%) under the age of 18, 2,711 people (7.0%) aged 18 to 24, 12,098 people (31.1%) aged 25 to 44, 10,956 people (28.2%) aged 45 to 64, and 5,806 people (14.9%) who were 65 years of age or older. The median age was 40.5 years. For every 100 females, there were 89.1 males. For every 100 females age 18 and over, there were 85.6 males.

There were 17,491 housing units at an average density of 3,403.5 per square mile (1,314.1/km), of which 9,111 (54.3%) were owner-occupied, and 7,668 (45.7%) were occupied by renters. The homeowner vacancy rate was 0.7%; the rental vacancy rate was 4.1%. 21,549 people (55.4% of the population) lived in owner-occupied housing units and 17,023 people (43.8%) lived in rental housing units.

According to the 2010 United States Census, Culver City had a median household income of $77,333, with 7.1% of the population living below the federal poverty line.

As of the census of 2000, there were 38,816 people, 16,611 households, and 9,518 families residing in the city. The population density was 7,589.8 inhabitants per square mile (2,932.9/km). There were 17,130 housing units at an average density of 1,294.3/km (3,349.5/mi). The racial makeup of the city was 59.24% White, 11.96% Black or African American, 0.71% Native American, 12.02% Asian, 0.21% Pacific Islander, 10.16% from other races, and 5.69% from two or more races. 23.70% of the population were Hispanic or Latino of any race.

There were 16,611 households out of which 26.1% had children under the age of 18 living with them, 40.8% were married couples living together, 12.8% had a female householder with no husband present, and 42.7% were non-families. 34.5% of all households were made up of individuals and 9.3% had someone living alone who was 65 years of age or older. The average household size was 2.31 and the average family size was 3.02.

In the city, the population was spread out with 20.9% under the age of 18, 6.6% from 18 to 24, 33.3% from 25 to 44, 25.3% from 45 to 64, and 13.9% who were 65 years of age or older. The median age was 39 years. For every 100 females, there were 87.5 males. For every 100 females age 18 and over, there were 82.7 males.

The median income for a household in the city was $51,792, and the median income for a family was $61,451, these figures had risen to $65,525 and $82,582 as of a 2007 estimate. Males had a median income of $46,683 versus $41,478 for females. The per capita income for the city was $29,025. About 5.5% of families and 8.6% of the population were below the poverty line, including 12.1% of those under age 18 and 5.1% of those age 65 or over.

Zip Code Map

90230–90233,90066

For more information, see Culver City California wiki

Auto Loans For Bad Credit Coverage Area For Culver City California

AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.

Click on the GET MY LOAN button below

and start working your way towards bringing home your dream car!


Locations Served

Acampo, Acton, Adelanto, Agoura Hills, Alameda, Alameda County, Alamo, Albany, Alhambra, Alhambra Valley, Aliso Viejo, Aliso Village, Alpine, Alpine County, Alta, Alta Sierra, Altadena, Alturus, Alviso, Amador County, American Canyon, Anaheim, Anderson, Angelino Heights, Angels, Angels Camp, Angelus Oaks, Antelope, Antelope Valley, Antioch, Anza, Apple Valley, Applegate, Aptos, Aptos Hills, Arbuckle, Arcadia, Arcata, Arden Arcade, Armona, Arnold, Arroyo Grande, Artesia, Arvin, Ashland, Atascadero, Atwater, Auburn, Auburn Lake Trails, Avenal, Avery, Avocado Heights, Azusa, Bakersfield, Baldwin Park, Bangor, Banning, Barstow, Bass Lake, Bay Point, Beach Cities, Beale Air Force Base, Beaumont, Bell, Bell Gardens, Bellflower, Belmont, Benicia, Berkeley, Beverly Hills, Big Bear City, Big Bear Lake, Biggs, Bishop, Blairsden, Bloomington, Blythe, Bodega Bay, Bonita, Boron, Borrego Springs, Bostonia, Boulder Creek, Boyle Heights, Brawley, Brea, Brentwood, Brisbane, Brooklyn Heights, Buellton, Buena Park, Burbank, Burlingame, Burney, Burnt Ranch, Butte County, Butte Street Junction, Cabazon, Calabasas, Calaveras County, Calexico, California City, Calimesa, Calipatria, Calistoga, Camarillo, Cameron Park, Camp Pendleton North, Camp Pendleton South, Campbell, Campo, Canoga Park, Canyon Country, Canyon Lake, Capistrano Beach, Capitola, Cardiff By The Sea, Carlsbad, Carmel By The Sea, Carmel Valley Village, Carmichael, Carnelian Bay, Carpinteria, Carson, Caruthers, Casa De Oro Mount Helix, Castaic, Castro Valley, Castroville, Cathedral City, Cedarpines Park, Ceres, Cerritos, Chatsworth, Cherryland, Chester, Chico, Chino, Chino Hills, Chowchilla, Chula Vista, Citrus, Citrus Heights, Claremont, Clayton, Clearlake, Clearlake Oaks, Clearlake Riviera, Clio, Cloverdale, Clovis, Coachella, Coalinga, Coarsegold, Cobb, Colfax, Colton, Colusa, Colusa County, Commerce, Compton, Concord, Contra Costa County, Copperopolis, Corcoran, Corning, Corona, Coronado, Corte Madera, Costa Mesa, Cotati, Coto De Caza, Cottonwood, Coulterville, Courtland, Covina, Crescent City, Crescent Mills, Crestline, Crockett, Cudahy, Culver City, Cupertino, Cutler, Cypress, Daly City, Dana Point, Danville, Davenport, Davis, Dayton Avenue, Del Mar, Del Norte County, Delano, Delhi, Denair, Descanso, Desert Hot Springs, Diamond Bar, Dinuba, Discovery Bay, Dixon, Downey, Downtown Los Angeles, Duarte, Dublin, Dunlap, Durham, Earlimart, East Hemet, East Los Angeles, East Palo Alto, East Rancho Dominguez, East San Gabriel, Eastside, Eastvale, Edwards Air Force Base, El Cajon, El Centro, El Cerrito, El Dorado County, El Dorado Hills, El Monte, El Paso De Robles, El Segundo, El Sobrante, Elk Grove, Elverta, Emeryville, Encinitas, Encino, Escalon, Escondido, Esparto, Eureka, Exeter, Fair Oaks, Fairfield, Fallbrook, Fellows, Felton, Fillmore, Firebaugh, Florence Graham, Florin, Folsom, Fontana, Foothill Farms, Foothill Ranch, Forest Falls, Forest Meadows, Forest Ranch, Fort Bragg, Fort Irwin, Fortuna, Foster City, Fountain Valley, Fowler, Frazier Park, Fremont, French Valley, Fresno, Fresno County, Fullerton, Galt, Garden Grove, Gardena, Gasquet, Gateway Cities, Gerber, Gilroy, Glendale, Glendale Junction, Glendora, Glenn County, Goleta, Gonzales, Granada Hills, Grand Terrace, Granite Bay, Grass Valley, Greenbrae, Greenfield, Greenfield City, Greenville, Gridley, Grover Beach, Guadalupe, Gualala, Gustine, Hacienda Heights, Half Moon Bay, Hanford, Happy Camp, Hawaiian Gardens, Hawthorne, Hayward, Healdsburg, Helendale, Hemet, Hercules, Hermosa Beach, Hesperia, Highland, Hilmar Irwin, Hollister, Holtville, Humboldt County, Huntington Beach, Huntington Park, Huron, Imperial, Imperial Beach, Imperial County, Indio, Indio Hills, Inglewood, Inyo County, Inyokern, Ione, Irvine, Isla Vista, Jackson, Jamestown, Jamul, Janesville, Joshua Tree, Julian, Jurupa Valley, Kelseyville, Kerman, Kern County, Keyes, King City, Kings Beach, Kings County, Kingsburg, Klamath, Korbel, La Canada Flintridge, La Crescenta Montrose, La Grange, La Habra, La Habra Heights, La Jolla, La Mesa, La Mirada, La Palma, La Presa, La Puente, La Quinta, La Verne, Ladera, Ladera Heights, Ladera Ranch, Lafayette, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Arrowhead, Lake County, Lake Elsinore, Lake Forest, Lake Hughes, Lake Isabella, Lake Los Angeles, Lakeport, Lakeside, Lakewood, Lamont, Lancaster, Landers, Larkspur, Lassen County, Lathrop, Lawndale, Lebec, Lemon Grove, Lemoore, Lemoore Station, Lennox, Lewiston, Lincoln, Lincoln Heights, Lincoln Village, Linda, Linden, Little Tokyo, Live Oak, Live Oak City, Livermore, Livingston, Lockwood, Lodi, Loma Linda, Lomita, Lompoc, Lone Pine, Long Beach, Loomis, Los Alamitos, Los Altos, Los Altos Hills, Los Angeles, Los Angeles County, Los Banos, Los Gatos, Los Osos, Lucerne, Lucerne Valley, Lynwood, Madera, Madera Acres, Madera County, Magalia, Mammoth Lakes, Manhattan Beach, Manteca, Maricopa, Marin County, Marina, Marina Del Rey, Mariposa County, Martinez, Marysville, Mather, Maxwell, Maywood, Mcfarland, Mckinleyville, Mead Valley, Meadow Vista, Mendocino, Mendocino County, Menifee, Menlo Park, Mentone, Merced, Merced County, Meridian, Mid Wilshire, Midway City, Mill Valley, Millbrae, Milpitas, Mira Loma, Mission Hills, Mission Junction, Mission Viejo, Modesto, Modoc County, Mojave, Mono County, Monrovia, Montclair, Montebello, Monterey, Monterey County, Monterey Park, Monterey Park Tract, Moorpark, Moraga, Moreno Valley, Morgan Hill, Morongo Valley, Moss Beach, Mount Shasta, Mountain Ranch, Mountain View, Mountain View City, Mt Baldy, Murphys, Murrieta, Napa, Napa County, National City, Naud Junction, Nevada City, Nevada County, New Chinatown, New Cuyama, Newark, Newberry Springs, Newbury Park, Newcastle, Newhall, Newman, Newport Beach, Newport Coast, Ninth Street Junction, Nipomo, Norco, North Auburn, North Edwards, North Fair Oaks, North Highlands, North Hollywood, North Orange County, North Tustin, Northridge, Norwalk, Novato, Nuevo, Oak Park, Oakdale, Oakhurst, Oakland, Oakley, Oceano, Oceanside, Oildale, Ojai, Old Chinatown, Olivehurst, Ontario, Orange, Orange County, Orangevale, Orcutt, Orinda, Orland, Orleans, Orosi, Oroville, Oroville East, Oxnard, Pacific Grove, Pacific Palisades, Pacifica, Pacoima, Palm Desert, Palm Springs, Palmdale, Palo Alto, Palos Verdes Estates, Palos Verdes Peninsula, Panorama City, Paradise, Paramount, Parkway, Parlier, Pasadena, Paso Robles, Patterson, Penn Valley, Perris, Petaluma, Phelan, Pico Gardens, Pico Rivera, Piedmont, Pilot Hill, Pinole, Pinon Hills, Pioneer, Pismo Beach, Pittsburg, Pixley, Placentia, Placer County, Placerville, Playa Del Rey, Playa Vista, Pleasant Hill, Pleasanton, Plumas County, Plymouth, Pollock Pines, Pomona, Pomona Valley, Port Hueneme, Porter Ranch, Porterville, Poway, Prunedale, Quincy, Ramona, Rancho Cordova, Rancho Cucamonga, Rancho Mirage, Rancho Palos Verdes, Rancho San Diego, Rancho Santa Fe, Rancho Santa Margarita, Red Bluff, Redding, Redlands, Redondo Beach, Redwood City, Redwood Valley, Reedley, Reseda, Rialto, Richmond, Ridgecrest, Rio Dell, Rio Linda, Rio Vista, Ripon, River Pines, Riverbank, Riverdale, Riverdale Park, Riverside, Riverside County, Rocklin, Rodeo, Rohnert Park, Rosamond, Rosedale, Rosemead, Rosemont, Roseville, Rough And Ready, Rowland Heights, Sacramento County, Sacremento, Salida, Salinas, Salyer, San Anselmo, San Benito County, San Bernadino County, San Bernardino, San Bruno, San Buenaventura, San Carlos, San Clemente, San Diego, San Diego Country Estates, San Diego County, San Dimas, San Fernando, San Fernando Valley, San Francisco, San Francisco County, San Gabriel, San Gabriel Valley, San Geronimo, San Jacinto, San Joaquin County, San Jose, San Juan Capistrano, San Leandro, San Lorenzo, San Luis Obispo, San Luis Obispo County, San Marcos, San Martin, San Mateo, San Mateo County, San Pablo, San Pedro, San Rafael, San Ramon, San Ysidro, Sanger, Santa Ana, Santa Barbara, Santa Barbara County, Santa Clara, Santa Clara County, Santa Clarita, Santa Clarita Valley, Santa Cruz, Santa Cruz County, Santa Fe Springs, Santa Margarita, Santa Maria, Santa Monica, Santa Paula, Santa Rosa, Santa Ynez, Santee, Saratoga, Sausalito, Scotts Valley, Seal Beach, Seaside, Sebastopol, Selma, Shafter, Shasta County, Shasta Lake, Sherman Oaks, Shingle Springs, Shingletown, Sierra County, Sierra Madre, Signal Hill, Simi Valley, Siskiyou County, Sloughhouse, Smith River, Solano County, Soledad, Somerset, Sonoma, Sonoma County, Sonora, Soquel, Soulsbyville, South Bay, South El Monte, South Gate, South Lake Tahoe, South Los Angeles, South Orange County, South Pasadena, South San Francisco, South San Jose Hills, South Whittier, Spring Valley, Spring Valley Lake, Springville, Squaw Valley, Stanislaus County, Stanton, Stevenson Ranch, Stockton, Studio City, Sugarloaf Village, Suisun City, Sun Valley, Sunland, Sunnyvale, Susanville, Sutter, Sutter County, Sylmar, Taft, Taft Heights, Taft Mosswood, Tarzana, Taylor Junction, Tehachapi, Tehama County, Temecula, Temescal Valley, Temple City, Templeton, Terra Bella, Thousand Oaks, Tiburon, Tipton, Tollhouse, Tomales, Torrance, Trabuco Canyon, Tracy, Tranquillity, Travis Air Force Base, Trinity County, Trona, Truckee, Tujunga, Tulare, Tulare County, Tuolumne County, Turlock, Tustin, Twain Harte, Twentynine Palms, Ukiah, Union City, Upland, Vacaville, Valencia, Valinda, Valle Vista, Vallejo, Valley Acres, Valley Center, Valley Springs, Valley Village, Van Nuys, Venice, Ventura, Ventura County, Victorville, Vincent, Vineyard, Visalia, Vista, Walnut, Walnut Creek, Walnut Grove, Walnut Park, Wasco, Waterford, Watsonville, Weaverville, Weed, Weldon, West Carson, West Covina, West Hollywood, West Point, West Puente Valley, West Rancho Dominguez, West Sacramento, West Whittier Los Nietos, Westlake Village, Westley, Westminster, Westmont, Westmorland, Westside, Whitewater, Whittier, Wildomar, Willits, Willow Creek, Willowbrook, Willows, Wilmington, Wilton, Winchester, Windsor, Winter Gardens, Winterhaven, Winton, Wofford Heights, Woodbridge, Woodcrest, Woodland, Woodland Hills, Wrightwood, Wyvernwood, Yolo County, Yorba Linda, Yreka, Yuba City, Yuba County, Yucaipa, Yucca Valley

Vehicle Loan Steps

Auto Loan in Culver City California

1 - Budget For Your Purchase

The first step in obtaining auto financing is to figure out how much you can afford to spend.

If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.

Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.

Finally, use our auto finance calculator to estimate your monthly payment.

2 - Choose Whether You Want a New or Used Car

If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.

If you are looking to get the most value for your dollar, you will likely be better off financing a used car. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan to buy from a private seller.

3 - Apply For Your Auto Loan

Click the button below and fill out our quick and easy application form to get started right away!


What You Should Know About The Best Auto Financing in Culver City California

No matter what your credit situation is, AllCreditCarLoans will help you to find the best auto loans that are suited to your needs and budget.

Save $50 off Credit Repair Service - Applies to first-work fee for each spouse sign-up.

We specialize in:

  • Good Credit Car Loans
  • Fair Credit Car Loans
  • Bad Credit Auto Financing
  • Poor Credit Car Finance
  • Horrible Credit Car Financing
  • and Car Loans With No Credit History

We can help with an auto loan for a first-time buyer, car loans for college students and we are proud to have arranged military car loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.

We also specialize in sub-prime auto loans including after bankruptcy car loans and helping borrowers to obtain an auto loan with repossessions.

If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.

AllCreditCarLoans works with the best buy here pay here carlots, used car dealership for bad credit, 2nd chance auto financing and other used car finance lenders to provide the best auto loan rates.

You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!


Did You Know That Refinancing an Auto Loan Can Save You Money?

With the state of our world's economy, making monthly payments is getting harder and harder, especially in Culver City California. United States job loss totals are higher than they have been in over thirty years. Refinance Car Loan Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.

With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.

How To Refinance A Car Loan

The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.

Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.


Car Finance Explained

Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Culver City California.Car Finance Approval What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.

Can't Wait Months To Increase Your Credit Score?

I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.

What's A Good Score For An Auto Loan?

Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!

Where Do I Get My Credit Score?

There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.

You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.

Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.

What If I Can't Qualify For A Bank Car Loan?

If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.

What If The Payments Aren't Affordable?

Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.

Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.



Click on the GET MY LOAN button below

and start working your way towards obtaining your bad credit car loan today!

Apply Now
Quality Pre-owned Vehicle

Locations Served: