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Cobb is a census designated place (CDP) in Lake County, California, United States. Cobb is located 1 mile (1.6 km) northwest of Whispering Pines, at an elevation of 2,631 feet (802 m). The population was 1,778 at the 2010 census, up from 1,638 at the 2000 census.
Cobb is located on State highway 175 at an elevation of 2,600 ft (790 m).
According to the United States Census Bureau, the CDP has a total area of 5.0 square miles (13 km), of which 99.83% of it is land and 0.17% is water. The ZIP code is 95426. Lake County borders Napa County to the southeast, Sonoma County to the southwest, Mendocino County to the west and northwest, Glenn County to the northeast and Colusa and Yolo Counties to the east.
The Geysers Geothermal Field is located just south of Cobb.
The 2010 United States Census reported that Cobb had a population of 1,778. The population density was 356.4 people per square mile (137.6/km²). The racial makeup of Cobb was 1,625 (91.4%) White, 14 (0.8%) African American, 31 (1.7%) Native American, 13 (0.7%) Asian, 1 (0.1%) Pacific Islander, 26 (1.5%) from other races, and 68 (3.8%) from two or more races. Hispanic or Latino of any race were 113 persons (6.4%).
The Census reported that 1,778 people (100% of the population) lived in households, 0 (0%) lived in non-institutionalized group quarters, and 0 (0%) were institutionalized.
There were 789 households, out of which 179 (22.7%) had children under the age of 18 living in them, 422 (53.5%) were opposite-sex married couples living together, 65 (8.2%) had a female householder with no husband present, 39 (4.9%) had a male householder with no wife present. There were 46 (5.8%) unmarried opposite-sex partnerships, and 10 (1.3%) same-sex married couples or partnerships. 208 households (26.4%) were made up of individuals and 70 (8.9%) had someone living alone who was 65 years of age or older. The average household size was 2.25. There were 526 families (66.7% of all households); the average family size was 2.68.
The population was spread out with 305 people (17.2%) under the age of 18, 119 people (6.7%) aged 18 to 24, 337 people (19.0%) aged 25 to 44, 751 people (42.2%) aged 45 to 64, and 266 people (15.0%) who were 65 years of age or older. The median age was 50.1 years. For every 100 females, there were 105.1 males. For every 100 females age 18 and over, there were 106.9 males.
There were 1,064 housing units at an average density of 213.3 per square mile (82.4/km²), of which 616 (78.1%) were owner-occupied, and 173 (21.9%) were occupied by renters. The homeowner vacancy rate was 3.4%; the rental vacancy rate was 8.9%. 1,369 people (77.0% of the population) lived in owner-occupied housing units and 409 people (23.0%) lived in rental housing units.
As of the census of 2000, there were 1,638 people, 637 households, and 456 families residing in the CDP. The population density was 334.5 people per square mile (129.1/km²). There were 940 housing units at an average density of 192.0 per square mile (74.1/km²). The racial makeup of the CDP was 93.22% White, 0.61% Black or African American, 1.53% Native American, 0.73% Asian, 0.06% Pacific Islander, 0.31% from other races, and 3.54% from two or more races. 4.58% of the population were Hispanic or Latino of any race.
There were 637 households out of which 32.8% had children under the age of 18 living with them, 58.1% were married couples living together, 8.6% had a female householder with no husband present, and 28.3% were non-families. 20.9% of all households were made up of individuals and 4.6% had someone living alone who was 65 years of age or older. The average household size was 2.56 and the average family size was 2.95.
In the CDP, the population was spread out with 26.7% under the age of 18, 5.4% from 18 to 24, 26.2% from 25 to 44, 30.0% from 45 to 64, and 11.8% who were 65 years of age or older. The median age was 41 years. For every 100 females, there were 103.0 males. For every 100 females age 18 and over, there were 101.5 males.
The median income for a household in the CDP was $53,182, and the median income for a family was $65,938. Males had a median income of $60,473 versus $28,125 for females. The per capita income for the CDP was $22,779. About 8.2% of families and 14.3% of the population were below the poverty line, including 21.8% of those under age 18 and none of those age 65 or over.
Cobb California neighborhoods include: Acampo, Acton, Adelaide, Adelanto, Adin, Agoura Hills, Agua Dulce, Aguanga, Ahwahnee, Alameda, Alamo, Albany, Albion, Alderpoint, Alhambra, Aliso Viejo, Alleghany, Alpaugh, Alpine, Alpine Meadows, Alta, Altadena, Altaville, Alturas, Alviso, Amboy, American Canyon, Anaheim, Anderson, Angels Camp, Angelus Oaks, Angwin, Annapolis, Antelope, Antioch, Anza, Applegate, Apple Valley, Aptos, Arbuckle, Arcadia, Arcata, Arden Arcade, Arleta, Armona, Arnold, Aromas, Arroyo Grande, Artesia, Arvin, Atascadero, Atherton, Atwater, Auberry, Auburn, Avalon, Avenal, Avila Beach, Azusa, Badger, Baker, Bakersfield, Baldwin Park, Ballico, Bangor, Banning, Barstow, Bass Lake, Bay Point, Bayside, Beale Afb, Beaumont, Bell, Bella Vista, Bell Canyon, Bellflower, Bell Gardens, Belmont, Belvedere, Benicia, Ben Lomond, Benton, Berenda, Berkeley, Bermuda Dunes, Berry Creek, Bethel Island, Beverly Hills, Big Bar, Big Bear City, Big Bear Lake, Biggs, Big Oak Valley, Big Pine, Big Sur, Birds Landing, Birds Lndg, Bishop, Blocksburg, Bloomington, Blue Jay, Blue Lake, Blythe, Bodega, Bodega Bay, Bodfish, Bolinas, Bonita, Bonsall, Boonville, Boron, Borrego Springs, Boulder Creek, Boulevard, Bradbury, Bradley, Branscomb, Brawley, Brea, Brentwood, Bridgeport, Bridgeville, Briones, Brisbane, Broadmoor Vlg, Brooks, Browns Valley, Brownsville, Buellton, Buena Park, Burbank, Burlingame, Burney, Burnt Ranch, Butte City, Buttonwillow, Byron, Cabazon, Calabasas, Calabasas Hills, Calexico, Caliente, California City, Calimesa, Calipatria, Calistoga, Callahan, Calpine, Camarillo, Cambria, Cameron Park, Camino, Campbell, Camp Nelson, Campo, Campo Seco, Camp Pendleton, Camptonville, Canby, Canoga Park, Cantil, Cantua Creek, Canyon Country, Canyon Lake, Capay, Capistrano Beach, Capitola, Cardiff By The Sea, Carlotta, Carlsbad, Carmel, Carmel Valley, Carmichael, Carnelian Bay, Carpinteria, Carson, Caruthers, Casmalia, Caspar, Cassel, Castaic, Castro Valley, Castroville, Cathedral City, Catheys Valley, Cayucos, Cazadero, Cedar Glen, Cedarpines Park, Cedarville, Ceres, Cerritos, Challenge, Chatsworth, Cherry Valley, Chico, Chinese Camp, Chino, Chino Hills, Chowchilla, Chualar, Chula Vista, Citrus Heights, City Of Industry, Claremont, Clarksburg, Clayton, Clearlake, Clearlake Oaks, Cloverdale, Clovis, Coachella, Coalinga, Coarsegold, Cold Springs, Coleville, Colfax, College City, Colma, Colton, Columbia, Colusa, Commerce, Comptche, Compton, Concord, Cool, Copperopolis, Corcoran, Corning, Corona, Corona Del Mar, Coronado, Corte Madera, Costa Mesa, Cotati, Cottonwood, Coulterville, Courtland, Covelo, Covina, Coyote, Crescent City, Crestline, Creston, Crockett, Crows Landing, Cudahy, Culver City, Cupertino, Cutler, Cuyama, Cypress, Daggett, Daly City, Dana Point, Danville, Davenport, Davis, Davis Creek, Death Valley, Deer Park, Delano, Delhi, Del Mar, Del Rey, Denair, Descanso, Desert Center, Desert Hot Springs, Diablo, Diamond Bar, Diamond Springs, Dillon Beach, Dinuba, Discovery Bay, Dixon, Dobbins, Dodgertown, Dorris, Dos Palos, Dos Rios, Douglas City, Downey, Downieville, Doyle, Drytown, Duarte, Dublin, Ducor, Dulzura, Dunlap, Dunnigan, Dunsmuir, Durham, Dutch Flat, Earlimart, Earp, East Palo Alto, East Rancho Dominguez, Echo Lake, Edwards, El Cajon, El Centro, El Cerrito, El Dorado, El Dorado Hills, El Granada, Elk, Elk Creek, Elk Grove, El Macero, El Monte, El Nido, El Portal, El Segundo, El Sobrante, Elverta, Emerald Hills, Emeryville, Emigrant Gap, Encinitas, Encino, Escalon, Escondido, Esparto, Essex, Etna, Eureka, Exeter, Fairfax, Fairfield, Fair Oaks, Fallbrook, Fall River Mills, Farmersville, Farmington, Felicity, Fellows, Felton, Ferndale, Fiddletown, Fillmore, Firebaugh, Fish Camp, Floriston, Folsom, Fontana, Foothill Ranch, Forbestown, Forest Falls, Foresthill, Forest Knolls, Forest Ranch, Forestville, Forks Of Salmon, Fort Bidwell, Fort Bragg, Fort Irwin, Fort Jones, Fortuna, Foster City, Fountain Valley, Fowler, Frazier Park, Freedom, Fremont, French Camp, French Gulch, Fresno, Friant, Fullerton, Fulton, Galt, Garberville, Gardena, Garden Grove, Garden Valley, Gasquet, Gazelle, Georgetown, Gerber, Geyserville, Gilroy, Glencoe, Glendale, Glendora, Glen Ellen, Glenhaven, Glenn, Glennville, Gold River, Gold Run, Goleta, Gonzales, Goodyears Bar, Goshen, Granada Hills, Grand Terrace, Granite Bay, Grass Valley, Graton, Greenbrae, Greenfield, Greenwood, Grenada, Gridley, Grizzly Flats, Groveland, Grover Beach, Guadalupe, Gualala, Guerneville, Guinda, Gustine, Hacienda Heights, Half Moon Bay, Hamilton City, Hammil Valley, Hanford, Happy Camp, Harbor City, Harmony, Hat Creek, Hawaiian Gardens, Hawthorne, Hayfork, Hayward, Healdsburg, Heber, Helendale, Helm, Hemet, Herald, Hercules, Heritage Ranch, Herlong, Hermosa Beach, Hesperia, Hickman, Hidden Hills, Hidden Valley Lake, Highland, Hillsborough, Hilmar, Hinkley, Hollister, Holtville, Homeland, Homewood, Hoopa, Hopland, Hornbrook, Hornitos, Horse Creek, Hughson, Hume, Huntington Beach, Huntington Park, Huron, Hyampom, Hydesville, Idyllwild, Igo, Imperial, Imperial Beach, Independence, Indian Wells, Indio, Inglewood, Inverness, Inyokern, Ione, Iowa Hill, Irvine, Irwindale, Isleton, Ivanhoe, Jackson, Jacumba, Jamestown, Jamul, Janesville, Jenner, Johannesburg, Johnson Valley, Joshua Tree, Julian, Junction City, June Lake, Keene, Kelseyville, Kensington, Kentfield, Kenwood, Kerman, Kernville, Kettleman City, King City, Kings Beach, Kingsburg, Kings Canyon National Pk, Kirkwood, Klamath, Klamath River, Kneeland, Knightsen, Knights Landing, Korbel, Kyburz, La Canada Flintridge, La Crescenta, Ladera Ranch, Lafayette, La Grange, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lagunitas, La Habra, La Habra Heights, La Honda, La Jolla, Lake Arrowhead, Lake Balboa, Lake City, Lake Elsinore, Lake Forest, Lakehead, Lake Hughes, Lake Isabella, Lakeport, Lake Sherwood, Lakeside, Lakewood, La Mesa, La Mirada, Lamont, Lancaster, Landers, La Palma, La Puente, La Quinta, Larkspur, Lathrop, Laton, La Verne, Lawndale, Laytonville, Lebec, Lee Vining, Leggett, Le Grand, Lemon Cove, Lemon Grove, Lemoore, Leona Valley, Lewiston, Likely, Lincoln, Linden, Lindsay, Litchfield, Littleriver, Little River, Littlerock, Live Oak, Livermore, Livingston, Llano, Lockeford, Lockwood, Lodi, Loleta, Loma Linda, Loma Mar, Lomita, Lompoc, Lone Pine, Long Barn, Long Beach, Lookout, Loomis, Los Alamitos, Los Altos, Los Altos Hills, Los Angeles, Los Banos, Los Gatos, Los Molinos, Los Olivos, Los Osos, Lost Hills, Lotus, Lower Lake, Loyalton, Lucerne, Lucerne Valley, Ludlow, Lynwood, Lytle Creek, Macdoel, Madeline, Madera, Madison, Mad River, Magalia, Malibu, Mammoth Lakes, Manchester, Manhattan Beach, Manteca, Manton, March Air Reserve Base, Maricopa, Marina, Marina Del Rey, Mariposa, Markleeville, Marshall, Martinez, Marysville, Mather, Maxwell, Maywood, McArthur, McClellan, McCloud, Mc Farland, McKinleyville, Mc Kittrick, Meadow Vista, Mecca, Mendocino, Mendota, Menifee, Menlo Park, Mentone, Merced, Meridian, Middletown, Midpines, Midway City, Milford, Millbrae, Mill Creek, Mill Valley, Millville, Milpitas, Mineral, Mira Loma, Miramonte, Mission Hills, Mission Viejo, Mi Wuk Village, Modesto, Mojave, Mokelumne Hill, Monrovia, Montague, Montara, Montclair, Montebello, Monterey, Monterey Park, Monte Rio, Monte Sereno, Montgomery Creek, Montrose, Moorpark, Moraga, Moreno Valley, Morgan Hill, Morongo Valley, Morro Bay, Moss Beach, Moss Landing, Mountain Center, Mountain Ranch, Mountain View, Mount Hamilton, Mount Shasta, Mt Baldy, Mt Madonna, Muir Beach, Murphys, Murrieta, Myers Flat, Napa, National City, Needles, Nevada City, Newark, Newberry Springs, Newbury Park, Newcastle, New Cuyama, Newhall, Newman, Newport Beach, Newport Coast, Nicasio, Nice, Nicolaus, Niland, Nipomo, Nipton, Norco, Norden, North Edwards, North Fork, North Highlands, North Hills, North Hollywood, Northridge, North San Juan, Norwalk, Novato, Nuevo, Oakdale, Oak Hills, Oakhurst, Oakland, Oakley, Oak Park, Oak Run, Oak View, Oakville, Occidental, Oceano, Oceanside, Ocotillo, Ojai, Old Station, Olivehurst, Olympic Valley, O Neals, Ono, Ontario, Onyx, Orange, Orange Cove, Orangevale, Orcutt, Oregon House, Orick, Orinda, Orland, Orleans, Oro Grande, Orosi, Oroville, Oxnard, Pacheco, Pacifica, Pacific Grove, Pacific Palisades, Pacoima, Paicines, Pala, Palermo, Palmdale, Palm Desert, Palm Springs, Palo Alto, Palo Cedro, Palomar Park, Palos Verdes Estates, Palos Verdes Peninsula, Palo Verde, Panorama City, Paradise, Paramount, Parker Dam, Parlier, Pasadena, Paso Robles, Patterson, Pauma Valley, Paynes Creek, Pearblossom, Pebble Beach, Penngrove, Penn Valley, Penryn, Perris, Pescadero, Petaluma, Petrolia, Phelan, Philo, Pico Rivera, Piedmont, Piercy, Pilot Hill, Pinecrest, Pine Grove, Pine Mountain Club, Pine Valley, Pinole, Pinon Hills, Pioneer, Pismo Beach, Pittsburg, Pixley, Placentia, Placerville, Platina, Playa Del Rey, Playa Vista, Pleasant Grove, Pleasant Hill, Pleasanton, Plumas Lake, Plymouth, Point Arena, Point Mugu Nawc, Point Reyes Station, Point Richmond, Pollock Pines, Pomona, Pope Valley, Poplar, Port Costa, Porter Ranch, Porterville, Port Hueneme, Port Hueneme Cbc Base, Portola Valley, Posey, Potrero, Potter Valley, Poway, Prather, Princeton, Rackerby, Raisin City, Ramona, Ranchita, Rancho Cordova, Rancho Cucamonga, Rancho Dominguez, Rancho Mirage, Rancho Murieta, Rancho Palos Verdes, Rancho Santa Fe, Rancho Santa Margarita, Randsburg, Ravendale, Raymond, Red Bluff, Redcrest, Redding, Redlands, Redondo Beach, Redway, Redwood City, Redwood Valley, Reedley, Rescue, Reseda, Rialto, Richgrove, Richmond, Ridgecrest, Rio Dell, Rio Linda, Rio Nido, Rio Oso, Rio Vista, Ripley, Ripon, Riverbank, Riverdale, Riverside, Rocklin, Rodeo, Rohnert Park, Rolling Hills, Rolling Hills Estates, Rosamond, Rosemead, Roseville, Rosewood, Rough And Ready, Rowland Heights, Royal Oaks, Rumsey, Running Springs, Sacramento, Saint Helena, Salida, Salinas, Salyer, Samoa, San Andreas, San Anselmo, San Ardo, San Bernardino, San Bruno, San Carlos, San Clemente, San Diego, San Dimas, San Fernando, San Francisco, San Gabriel, Sanger, San Geronimo, San Gregorio, San Jacinto, San Joaquin, San Jose, San Juan Bautista, San Juan Capistrano, San Leandro, San Lorenzo, San Luis Obispo, San Marcos, San Marino, San Martin, San Mateo, San Miguel, San Pablo, San Pedro, San Quentin, San Rafael, San Ramon, San Simeon, Santa Ana, Santa Barbara, Santa Clara, Santa Clarita, Santa Cruz, Santa Fe Springs, Santa Margarita, Santa Maria, Santa Monica, Santa Paula, Santa Rosa, Santa Rosa Valley, Santa Ynez, Santa Ysabel, Santee, San Ysidro, Saratoga, Sattley, Sausalito, Scotia, Scott Bar, Scotts Valley, Seal Beach, Seaside, Sebastopol, Seeley, Seiad Valley, Selma, Sequoia National Park, Shafter, Shandon, Shasta, Shasta Lake, Shaver Lake, Sheep Ranch, Shell Beach, Sheridan, Sherman Oaks, Shingle Springs, Shingletown, Shoshone, Sierra City, Sierra Madre, Sierraville, Signal Hill, Silverado, Simi Valley, Skyforest, Sloughhouse, Smartsville, Smith River, Snelling, Soda Springs, Solana Beach, Soledad, Solvang, Somerset, Somes Bar, Somis, Sonoma, Sonora, Soquel, Soulsbyville, South El Monte, South Gate, South Lake Tahoe, South Pasadena, South San Francisco, Spring Valley, Springville, Squaw Valley, Standish, Stanford, Stanton, Stevenson Ranch, Stevinson, Stewarts Point, Stinson Beach, Stockton, Stonyford, Stratford, Strathmore, Strawberry, Strawberry Valley, Studio City, Sugarloaf, Suisun City, Summerland, Sun City, Sunland, Sunnyvale, Sunol, Sunset Beach, Sun Valley, Surfside, Susanville, Sutter, Sutter Creek, Swall Meadows, Sylmar, Taft, Tahoe City, Tahoe Vista, Tahoma, Tarzana, Tecate, Tecopa, Tehachapi, Temecula, Temple City, Templeton, Termo, Terra Bella, Thermal, The Sea Ranch, Thousand Oaks, Thousand Palms, Three Rivers, Tiburon, Tipton, Tollhouse, Toluca Lake, Tomales, Topanga, Topaz, Torrance, Trabuco Canyon, Tracy, Tranquillity, Traver, Travis Afb, Trinidad, Trinity Center, Trona, Trowbridge, Truckee, Tujunga, Tulare, Tulelake, Tuolumne, Tupman, Turlock, Tustin, Twain Harte, Twentynine Palms, Twin Bridges, Ukiah, Union City, Universal City, Upland, Upper Lake, Vacaville, Valencia, Vallecito, Vallejo, Valley Center, Valley Ford, Valley Springs, Valley Village, Valyermo, Van Nuys, Venice, Ventura, Vernalis, Vernon, Victorville, Vidal, Villa Park, Visalia, Vista, Volcano, Walnut, Walnut Creek, Walnut Grove, Warner Springs, Wasco, Washington, Waterford, Watsonville, Weaverville, Weed, Weldon, Wendel, West Covina, West Hills, West Hollywood, Westlake Village, Westminster, Westmorland, West Point, Westport, West Sacramento, Westwood, Wheatland, Whitethorn, Whitewater, Whitmore, Whittier, Wildomar, Williams, Willits, Willow Creek, Willows, Wilmington, Wilseyville, Wilton, Winchester, Windsor, Winnetka, Winterhaven, Winters, Winton, Wishon, Witter Springs, Wofford Heights, Woodacre, Woodbridge, Woodlake, Woodland, Woodland Hills, Woodside, Woodville, Woody, Wrightwood, Yorba Linda, Yorkville, Yosemite National Park, Yountville, Yreka, Yuba City, Yucaipa, Yucca Valley, Zamora, Zenia
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If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
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With the state of our world's economy, making monthly payments is getting harder and harder, especially in Cobb California. United States job loss totals are higher than they have been in over thirty years. Americans are finding it tougher than ever to find steady employment. As a result, bankruptcy, foreclosure and repossessions are skyrocketing.
With many of us paying outrageous interest rates and high monthly payments, people are always looking for ways to lower their monthly bills. Vehicle Refinance is one of the quickest ways to do that.
The first step is to know the interest rate and the balance of your current vehicle loan. This can be obtained by calling, checking online, or faxing a request to your auto loan lender. Once you know what you owe, then you can determine how beneficial a car refinance might be. If you have had your auto loan for at least a year, a car loan refinance can almost always lower your monthly payment.
Click here to use our auto refinance calculator. You can enter your balance, term, and the interest rate to calculate what the payment will be. You can compare different scenarios to see if how much more you can save by adding a down payment.
If you're in the market for a vehicle and have bad credit, you've probably been asked by a car dealer or two in Cobb California about whether or not you have money to put down. This is common and, depending upon your credit score, you may or may not have to have a down payment. All car dealers have different requirements for money down and it can depend on a number of factors. Here, we'll take a look at how different types of car dealerships and lenders view down payments, as well as, how they can affect your loan approval.
Most new car dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower priced new cars with attractive financing incentives to make buying easier for people with lower credit scores.
Services available online in some cases may be able to match you with a lender willing to help you get approved for a car loan with little to no money down. It's a matter of finding the right combination of vehicle and dealer to work with your individual circumstances.
Having bad credit often leads to the need for a down payment when buying a car. New car dealerships may offer incentives or rebates to offset the need and used car dealers may be able to make the numbers work in your favor. Buy here pay here car lots generally always require down payments. Negative equity in the vehicle you're trading can prevent you from being able to buy without any money down.