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Elberta is a town in Baldwin County, Alabama, United States. At the 2010 census the population was 1,498, up from 552 at the 2000 census. It is part of the Daphne–Fairhope–Foley Micropolitan Statistical Area.
Elberta is located in southern Baldwin County at 30°24’49.104″ North, 87°35’57.667″ West (30.413640, -87.599352). U.S. Route 98 (State Avenue) passes through the center of the town, leading west 5 miles (8 km) to Foley and east 10 miles (16 km) to Lillian, at the Florida border.
According to the U.S. Census Bureau, the town has a total area of 6.9 square miles (17.8 km), of which 6.8 square miles (17.5 km) is land and 0.12 square miles (0.3 km), or 1.47%, is water.
As of the census of 2010, there were 1,498 people, 653 households, and 416 families residing in the town. The population density was 222 people per square mile (85.6/km). There were 982 housing units at an average density of 142.3 per square mile (55.1/km). The racial makeup of the town was 92.9% White, 1.4% Black or African American, 0.3% Native American, 0.1% Pacific Islander, .8% Asian, 2.5% from other races, and 2.0% from two or more races. 5.3% of the population were Hispanic or Latino of any race.
There were 653 households out of which 23.4% had children under the age of 18 living with them, 46.7% were married couples living together, 13.2% had a female householder with no husband present, and 36.3% were non-families. 29.2% of all households were made up of individuals and 13.3% had someone living alone who was 65 years of age or older. The average household size was 2.29 and the average family size was 2.80.
In the town, the population was spread out with 21.2% under the age of 18, 6.3% from 18 to 24, 23.8% from 25 to 44, 28.5% from 45 to 64, and 20.2% who were 65 years of age or older. The median age was 43.7 years. For every 100 females, there were 101.6 males. For every 100 females age 18 and over, there were 92.5 males.
The median income for a household in the town was $30,161, and the median income for a family was $31,964. Males had a median income of $29,575 versus $27,971 for females. The per capita income for the town was $17,027. About 12.3% of families and 18.5% of the population were below the poverty line, including 40.9% of those under age 18 and 5.7% of those age 65 or over.
Elberta Alabama neighborhoods include: Elberta Al, Elberta North East, Josephine Dr, Lake Osprey Resort, Miflin/Wolf Bay, Miflin / Wolf Creek, Ponderosa Estates Elberta
For more information, see Elberta Alabama wiki
AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get car loans bad credit pre-approval before going to a dealership. By separating the best bad credit auto loans from dealer price negotiations, we empower our clients to get the best deal possible.
The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.
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If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get a pre-approved car loan so that you can negotiate like a cash buyer.
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We specialize in:
We've provided car loans for first-time buyers, car financing for college students and we are proud to have arranged military auto financing for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN number.
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If you are looking for a car title loan or the best place to refinance your car, we have programs that can help you as well.
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Getting bad credit car or truck loans can present a problem, especially in Elberta Alabama. There are companies that offer bad credit car loans for people who have filed for bankruptcy, have slow pay history or other severe credit problems. With these companies, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.
Obtaining car financing with bad credit can have a positive impact on your credit history if handled correctly. If you have a job that can be verified, and if you are not currently in the process of filing for bankruptcy, then you can more than likely get a bad credit car loan.
Fill out our quick and easy one-page application form and get pre-approved for a car before you go to the dealership. Now is not the time to be shy. Your credit may be spotty but you have the opportunity to get a car and improve your credit at the same time. Once you get a pre-approval for car loans for bad credit, you will feel confident before you walk into a dealership.
Bad credit did not happen overnight. Fixing bad credit takes time and persistence. Today you need a bad credit car loan but if you pay the payment in a timely manner, your next car loan can be on your terms.
There are not many people in this world who do not get excited by the prospect of buying a new car. This excitement can sometimes be deflated by the whole finance thing. If your credit history is not so good, or basically non-existent, then you may need to find a bad credit car loan in Elberta Alabama.
The fact is buying a car for most people is one of the biggest purchases they will ever make. Owning a car is kind of like a right of passage for a lot of people, and definitely a sign of "coming of age" for most teenagers. Let face it, we all need a reliable car to get around, and most of us would rather drive a nice new or late car than an old bomb. But nice new or late model cars are obviously a lot more expensive than old cars, and that means that most of us will require some sort of finance.
The problem is that if you have a poor credit history, or have not had time to establish a good credit record, then it's going to feel like the whole financial system has it in for you. Unfortunately, banks and most financial or lending businesses do not look favorably on people with no or bad credit histories.
When buying a car, some things to keep in mind may include. If you are planning to buy a used car, get a friendly mechanic to give it a once-over. Keep in mind additional costs such as insurance, registration etc. And most importantly, to enjoy the pride and freedom that owning your own car creates.