The Best Anniston Alabama Car Loans

Anniston Alabama Car Loans

Looking For An Auto Car Loan in Anniston Alabama?

Getting the best deal on an autoloan can be tricky — especially in Anniston Alabama. That’s why you need a partner who knows how to get you approved for the instant auto loan that you want with no hassle. AllCreditCarLoans network of finance partners can provide quick online auto loans for those whose credit is less than stellar.

Once you apply, we’ll forward your application to the lending partner that is best suited to your needs. They will communicate directly with you to complete the quick loan process. You could get pre-approved for car credit finance within minutes after applying.

So, no matter what your credit situation, if you are looking for an auto loan for bad credit with instant approval, we can help. Apply today and you could be driving your new car tomorrow!

Why Choose Us For Your January 2020 Auto Loan?

Anniston is the county seat of Calhoun County in Alabama and is one of two urban centers/principal cities of and included in the Anniston-Oxford Metropolitan Statistical Area. As of the 2010 census, the population of the city was 23,106. According to 2013 Census estimates, the city had a population of 22,666.


At the southernmost length of the Blue Ridge, part of the Appalachian Mountains, Anniston’s environment is home to diverse species of birds, reptiles and mammals. Part of the former Fort McClellan is now operating as Mountain Longleaf National Wildlife Refuge to protect endangered Southern Longleaf Pine species.

Anniston is located at 33°39′46″N 85°49′35″W / 33.66278°N 85.82639°W / 33.66278; -85.82639 (33.663003, −85.826664).

According to the U.S. Census Bureau, the city has a total area of 45.7 square miles (118.4 km), of which 45.6 square miles (118.2 km) is land and 0.08 square miles (0.2 km), or 0.15%, is water.

In 2003, part of the town of Blue Mountain was annexed into the city of Anniston, while the remaining portion of the town reverted to unincorporated Calhoun County.


As of the census of 2010, there were 23,106 people residing in the city. The population density was 506.3 inhabitants per square mile (195.5/km). There were 11,599 housing units at an average density of 281.5 per square mile (108.7/km). The racial makeup of the city was 43.6% Non-Hispanic White, 51.5% Black or African American, 0.3% Native American, 0.8% Asian, 0.1% Pacific Islander, and 1.7% from two or more races. 2.7% of the population were Hispanic or Latino of any race.

There were 9,603 households out of which 20.3% had children under the age of 18 living with them, 40.0% were married couples living together, 21.0% had a female householder with no husband present, and 38.6% were non-families. 34.8% of all households were made up of individuals and 15.6% had someone living alone who was 65 years of age or older. The average household size was 2.26 and the average family size was 2.91.

In the city, the age distribution of the population shows 21.7% under the age of 18, 8.7% from 18 to 24, 25.7% from 25 to 44, 23.3% from 45 to 64, and 17.7% who were 65 years of age or older. The median age was 39 years. For every 100 females, there were 83.9 males. For every 100 females age 18 and over, there were 78.5 males.

The median income for a household in the city was $30,400, and the median income for a family was $37,067. Males had a median income of $31,429 versus $21,614 for females. The per capita income for the city was $19,689. About 25.1% of families and 29.8% of the population were below the poverty line, including 35.2% of those under age 18 and 16.2% of those age 65 or over.

In 1899, the county seat of Calhoun County moved from Jacksonville to Anniston. More than 100 years later, the community is a bustling center of industry and commerce with more than 22,000 residents. Over the years, city officials and local citizens have worked to retain the environmental beauty of the area while allowing it to thrive economically and to preserve its history. The Spirit of Anniston Main Street Program, Inc., a nonprofit organization started in 1993, spearheaded the restoration and revitalization of historic downtown Anniston, with a focus on the city’s main thoroughfare, Noble Street.

The Noble Streetscape Project encouraged local business owners to refurbish storefront façades, while historic homes throughout the downtown area have been repaired and returned to their former condition. The preservation effort included the historic Calhoun County Courthouse, located on the corner of 11th Street and Gurnee Avenue since 1900. The original building burned down in 1931, but the courthouse was rebuilt a year later. Thanks to a complete restoration in 1990, the stately structure is still in use today.

Anniston has long been a cultural center for northeastern Alabama. The Alabama Shakespeare Festival was founded in the city in 1972 and remained there until moving to Montgomery in 1985 seeking more robust financial support. The Knox Concert Series produces an annual season of world-renowned musical and dance productions, and the Community Actors’ Studio Theatre community theatre organization performs plays, musicals, and revues featuring local performers, actors, and musicians. CAST also features specially funded programs to educate area children in the arts for free. The city is home to the Anniston Museum of Natural History and the Berman Museum of World History. These institutions house mummies, dioramas of wildlife, and artifacts from a bygone age in contemporary, professional displays and exhibits. The Alabama Symphony Orchestra since 2004 has performed a summer series of outdoor concerts, Music at McClellan, at the former Fort McClellan.

The city has many examples of Victorian-style homes, some of which have been restored or preserved. Several of the city’s churches are architecturally significant or historic, including the Church of St. Michael and All Angels, Grace Episcopal Church, Parker Memorial Baptist Church, and the Mount Zion Missionary Baptist Church, a predominantly African-American church in what is known as the Zion Hill community. Temple Beth EL, dedicated in 1893, is the oldest building in the state continuously used for Jewish worship.

The original main street, Noble Street, is seeing a rebirth as a shopping and dining district in the heart of downtown.

The Chief Ladiga Trail, part of a 90-mile (140 km) paved rail trail with the Silver Comet Trail of Georgia, has its western terminus in Anniston.

Zip Code Map



Anniston Alabama neighborhoods include: Autumn Cove, Blarney Dr, Chosea Springs Rd, Cold Water, Cooper Ave, De Armanville, Downtown Anniston, Edgefield Farms, Golden Springs, Greenbrier, Greenbrier Dear, Hobson, Indian Hills Apartments, Indian Oaks, Lenlock Heights, Maxanna, McClellan, Mountainview, Old Coldwater, Rocky Hollow Area, Saks Rd, South Leighton Avenue, Tyler Park / Hillyer High, Victoria Households, W 54th St to Hillcrest Rd, West End Wellborn, Woodbridge/Brookhaven, Woodchase

For more information, see Anniston Alabama wiki

Auto Loans For Bad Credit Coverage Area For Anniston Alabama

AllCreditCarLoans was founded to help car buyers, even those who may have experienced credit difficulties in the past, get pre-approved for financing before going to a dealership. By separating car financing options from dealer price negotiations, we empower our clients to get the best deal possible.

Click on the GET MY LOAN button below

and start working your way towards obtaining the best car loan today!

Locations Served

Abbeville Car Loans, Adams County Car Loans, Adamsville Car Loans, Alabaster Car Loans, Albertville Car Loans, Alexander City Car Loans, Aliceville Car Loans, Allen Park Car Loans, Altoona Car Loans, Andalusia Car Loans, Anniston Car Loans, Arab Car Loans, Ariton Car Loans, Arley Car Loans, Ashland Car Loans, Ashville Car Loans, Athens Car Loans, Atmore Car Loans, Attalla Car Loans, Auburn Car Loans, Autauga County Car Loans, Autaugaville Car Loans, Axis Car Loans, Baldwin County Car Loans, Barbour County Car Loans, Bay Minette Car Loans, Bayou La Batre Car Loans, Bellwood Car Loans, Berry Car Loans, Bessemer Car Loans, Bibb County Car Loans, Birmingham Car Loans, Blount County Car Loans, Blountsville Car Loans, Boaz Car Loans, Brantley Car Loans, Brent Car Loans, Brewton Car Loans, Bridgeport Car Loans, Brierfield Car Loans, Brookside Car Loans, Brookwood Car Loans, Brownsboro Car Loans, Brundidge Car Loans, Bryant Car Loans, Buhl Car Loans, Bullock County Car Loans, Butler Car Loans, Butler County Car Loans, Calera Car Loans, Calhoun County Car Loans, Camden Car Loans, Camp Hill Car Loans, Carbon Hill Car Loans, Carrollton Car Loans, Cedar Bluff Car Loans, Center Point Car Loans, Centre Car Loans, Centreville Car Loans, Chambers County Car Loans, Chelsea Car Loans, Cherokee County Car Loans, Childersburg Car Loans, Chilton County Car Loans, Choctaw County Car Loans, Chunchula Car Loans, Citronelle Car Loans, Clanton Car Loans, Clarke County Car Loans, Clay County Car Loans, Clayton Car Loans, Cleburne County Car Loans, Coden Car Loans, Coffee County Car Loans, Coker Car Loans, Colbert County Car Loans, Collinsville Car Loans, Columbiana Car Loans, Conecuh County Car Loans, Coosa County Car Loans, Cordova Car Loans, Cottondale Car Loans, Cottonwood Car Loans, Courtland Car Loans, Covington County Car Loans, Cowarts Car Loans, Crane Hill Car Loans, Crenshaw County Car Loans, Creola Car Loans, Cropwell Car Loans, Crossville Car Loans, Cullman Car Loans, Cullman County Car Loans, Dadeville Car Loans, Dale County Car Loans, Daleville Car Loans, Dallas County Car Loans, Daphne Car Loans, De Kalb County Car Loans, Deatsville Car Loans, Decatur Car Loans, Demopolis Car Loans, Dixons Mills Car Loans, Docena Car Loans, Dolomite Car Loans, Dora Car Loans, Dothan Car Loans, Double Springs Car Loans, Duncanville Car Loans, Dutton Car Loans, Eclectic Car Loans, Eight Mile Car Loans, Elba Car Loans, Elberta Car Loans, Elkmont Car Loans, Elmore Car Loans, Elmore County Car Loans, Empire Car Loans, Enterprise Car Loans, Escambia County Car Loans, Etowah County Car Loans, Eufaula Car Loans, Eutaw Car Loans, Eva Car Loans, Evergreen Car Loans, Fairfield Car Loans, Fairhope Car Loans, Falkville Car Loans, Fayette Car Loans, Fayette County Car Loans, Fitzpatrick Car Loans, Flomaton Car Loans, Florence Car Loans, Foley Car Loans, Fort Deposit Car Loans, Fort Mitchell Car Loans, Fort Payne Car Loans, Fort Rucker Car Loans, Franklin County Car Loans, Frisco City Car Loans, Fultondale Car Loans, Gadsden Car Loans, Gainesville Car Loans, Gardendale Car Loans, Geneva Car Loans, Geneva County Car Loans, Georgiana Car Loans, Goodwater Car Loans, Gordo Car Loans, Grady Car Loans, Grand Bay Car Loans, Grant Car Loans, Graysville Car Loans, Greene County Car Loans, Greensboro Car Loans, Greenville Car Loans, Grove Hill Car Loans, Guin Car Loans, Gulf Shores Car Loans, Guntersville Car Loans, Hackleburg Car Loans, Hale County Car Loans, Haleyville Car Loans, Hamilton Car Loans, Hanceville Car Loans, Hartford Car Loans, Hartselle Car Loans, Harvest Car Loans, Hayden Car Loans, Hazel Green Car Loans, Headland Car Loans, Heflin Car Loans, Helena Car Loans, Henagar Car Loans, Henry County Car Loans, Hillsboro Car Loans, Hodges Car Loans, Holly Pond Car Loans, Homewood Car Loans, Hoover Car Loans, Hope Hull Car Loans, Horton Car Loans, Houston County Car Loans, Hueytown Car Loans, Huntsville Car Loans, Ider Car Loans, Irondale Car Loans, Irvington Car Loans, Jackson Car Loans, Jackson County Car Loans, Jacksons Gap Car Loans, Jacksonville Car Loans, Jasper Car Loans, Jefferson County Car Loans, Jemison Car Loans, Jones Car Loans, Kellyton Car Loans, Killen Car Loans, Kimberly Car Loans, Kinston Car Loans, La Fayette Car Loans, Lamar County Car Loans, Lanett Car Loans, Langston Car Loans, Lauderdale County Car Loans, Lawrence County Car Loans, Lee County Car Loans, Leeds Car Loans, Leesburg Car Loans, Leighton Car Loans, Leroy Car Loans, Lexington Car Loans, Limestone County Car Loans, Lincoln Car Loans, Linden Car Loans, Lineville Car Loans, Lisman Car Loans, Livingston Car Loans, Lower Peach Tree Car Loans, Lowndes County Car Loans, Loxley Car Loans, Luverne Car Loans, Macon County Car Loans, Madison Car Loans, Madison County Car Loans, Maplesville Car Loans, Marengo County Car Loans, Marion Car Loans, Marion County Car Loans, Marshall County Car Loans, Maylene Car Loans, Mccalla Car Loans, Mcintosh Car Loans, Mentone Car Loans, Meridianville Car Loans, Midfield Car Loans, Midland City Car Loans, Midway Car Loans, Millbrook Car Loans, Millry Car Loans, Mobile Car Loans, Mobile County Car Loans, Monroe County Car Loans, Monroeville Car Loans, Montevallo Car Loans, Montgomery Car Loans, Montgomery County Car Loans, Moody Car Loans, Morgan County Car Loans, Morris Car Loans, Moulton Car Loans, Moundville Car Loans, Mount Hope Car Loans, Mountain Brook Car Loans, Munford Car Loans, Muscle Shoals Car Loans, New Brockton Car Loans, New Market Car Loans, Newton Car Loans, Newville Car Loans, Northport Car Loans, Notasulga Car Loans, Odenville Car Loans, Ohatchee Car Loans, Oneonta Car Loans, Opelika Car Loans, Opp Car Loans, Orange Beach Car Loans, Orrville Car Loans, Oxford Car Loans, Ozark Car Loans, Pansey Car Loans, Pelham Car Loans, Pell City Car Loans, Perry County Car Loans, Phenix City Car Loans, Phil Campbell Car Loans, Pickens County Car Loans, Piedmont Car Loans, Pike County Car Loans, Pike Road Car Loans, Pine Hill Car Loans, Pinson Car Loans, Plantersville Car Loans, Pleasant Grove Car Loans, Prattville Car Loans, Prichard Car Loans, Ragland Car Loans, Rainbow City Car Loans, Rainsville Car Loans, Ranburne Car Loans, Randolph County Car Loans, Red Bay Car Loans, Red Level Car Loans, Reform Car Loans, Remlap Car Loans, River Falls Car Loans, Roanoke Car Loans, Robertsdale Car Loans, Rogersville Car Loans, Russell County Car Loans, Russellville Car Loans, Rutledge Car Loans, Salem Car Loans, Samson Car Loans, Saraland Car Loans, Satsuma Car Loans, Sawyerville Car Loans, Scottsboro Car Loans, Selma Car Loans, Semmes Car Loans, Sheffield Car Loans, Shelby Car Loans, Shelby County Car Loans, Silas Car Loans, Silverhill Car Loans, Slocomb Car Loans, Smiths Station Car Loans, Somerville Car Loans, Spanish Fort Car Loans, Springville Car Loans, Spruce Pine Car Loans, St Clair County Car Loans, Sterrett Car Loans, Stevenson Car Loans, Stockton Car Loans, Summerdale Car Loans, Sumter County Car Loans, Sylacauga Car Loans, Talladega Car Loans, Talladega County Car Loans, Talladega Springs Car Loans, Tallapoosa County Car Loans, Tallassee Car Loans, Tanner Car Loans, Theodore Car Loans, Thomaston Car Loans, Thomasville Car Loans, Thorsby Car Loans, Tibbie Car Loans, Tillmans Corner Car Loans, Titus Car Loans, Town Creek Car Loans, Toxey Car Loans, Trafford Car Loans, Trinity Car Loans, Troy Car Loans, Trussville Car Loans, Tuscaloosa Car Loans, Tuscaloosa County Car Loans, Tuscumbia Car Loans, Tuskegee Car Loans, Tyler Car Loans, Union Grove Car Loans, Union Springs Car Loans, Valley Car Loans, Valley Grande Car Loans, Valley Head Car Loans, Vance Car Loans, Verbena Car Loans, Vernon Car Loans, Vestavia Car Loans, Vestavia Hills Car Loans, Vincent Car Loans, Vinegar Bend Car Loans, Vinemont Car Loans, Walker County Car Loans, Warrior Car Loans, Washington County Car Loans, Weaver Car Loans, Wedowee Car Loans, West Blocton Car Loans, Wetumpka Car Loans, Wilcox County Car Loans, Wilmer Car Loans, Wilsonville Car Loans, Winfield Car Loans, Winston County Car Loans, Woodland Car Loans, Woodstock Car Loans, Woodville Car Loans, York Car Loans

Steps to Apply For An Auto Loan

1 - Budget For Your Purchase

The first step to apply for a car loan is to figure out how much you can afford to spend. If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your cars market value is Kelley Blue Book.

Guaranteed Auto Financing in Anniston Alabama

Next, you'll want to consider how much money you have to use for a down payment. The more money you put down, the lower your monthly payment will be. If you are looking for an auto loan for bad credit with no money down, don't worry. We can still help you.

Finally, use our auto refi calculator to estimate your monthly payment.

2 - Choose Whether You Want a New or Used Car

If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealer that accepts both good and bad credit. In order to get the best deal on a bad credit new car loan, you should research the base price, the cost of optional features and the average dealer fees in your area. To get the best deal possible, work with AllCreditCarLoans to get an auto loan pre-approval so that you can negotiate like a cash buyer.

If you are looking to get the most value for your dollar, you will likely be better off looking for no down payment used cars. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to get a used car loan and buy from a private seller, thus saving dealer fees. AllCreditCarLoans can help you with an auto loan for a private seller.

3 - Apply For Your Car Loan

Click the button below and fill out our quick and easy application form to get started right away!

What You Should Know About Car Credit in Anniston Alabama

No matter what your credit situation is, AllCreditCarLoans will help you to find a online car credit that is suited to your needs and budget.

Save $50 off Credit Repair Service - Applies to first-work fee for each spouse sign-up.

We specialize in:

  • Good Credit Car Loans
  • Fair Credit Car Loans
  • Bad Credit Auto Financing
  • Poor Credit Car Finance
  • Horrible Credit Car Financing
  • and Car Loans With No Credit History

We've provided auto loans for first-time buyers, auto loans for students with no credit and we are proud to have arranged military auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to buy a car with their ITIN number.

We also specialize in sub-prime auto loans including after bankruptcy auto loans and helping borrowers to obtain car loans with repossessions.

If you are looking for a auto title loan or car loan refinancing, we have programs that can help you as well.

AllCreditCarLoans works with the best buy here pay here used car lots, used car dealership for bad credit, 2nd chance auto dealers and other used car lenders to provide the best auto loan rates.

You are never alone in this process. Our reliable lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new car. Click the Apply Now button below to let us get started helping you today!

Buying A Car With Bad Credit?

Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that today, consumers with bad credit have a wide variety of options available to them in regards to bad credit auto loans, especially in Anniston Alabama. Bad Credit Auto Loan in Anniston AlabamaIn fact, it can be very easy to get the money you need, but it is important for you to do your research before getting a loan.

If you have bad credit, the first thing that I would recommend is to find out more about your own financial situation. What is your exact credit score (FICO) with the three credit agencies (Experian, TransUnion, and Equifax)? You can find this information by visiting a free credit report service website where you can place an order for a free yearly credit report. The credit report has everything but the credit score. You have to pay extra to get the scores, but it is worth it. It is valuable information to have on hand in your search for the best auto loan deal. With this information, you can do quite a few things to help yourself.

The first thing you need to do when you examine your credit report is to look for errors. Correcting errors can help bring up your credit score some. Another way to increase credit score is to have a friend, or relative, with good credit add you as an authorized user to their credit cards. This connects their good credit history to yours. If you simply don't know what to do, there are credit repair companies that can help clean up your credit report. I have used a credit repair company in the past and was very pleased with the results.

When it is all said and done, a person with poor credit does have many options available. It is just a matter of doing the research and keeping an eye out for the best deal available. Your dream car is within reach, and having bad credit shouldn't hold you back.

Car Finance Explained

Are you afraid to go shopping for a car because of the embarrassment you may face at the very real possibility of being turned down due to bad credit? If this is you, you're not alone. More than ever before, many are faced with bad credit right now, even in Anniston Alabama.Car Finance Approval What you need right now is a little "credit score infusion". Your score needs to be high enough so you can qualify for that auto loan you so desperately need.

Can't Wait Months To Increase Your Credit Score?

I totally understand. In today's world an auto is a necessity. If you're lucky enough to still have a job right now, you've gotta have a car to get to work. If you've been laid off or just can't find a job, you need a car to go look for a job. You need to pick up your kids from daycare, you need to go to the grocery store. Whatever the issue is, you won't get far without wheels, so here are a few tips you can use to infuse your credit score immediately.

What's A Good Score For An Auto Loan?

Different lenders have different criteria in relation to what they deem to be a "good" score. Really, what it all boils down to is "What interest rate am I going to have to pay?" You can still probably find a lender who will give you a car loan with a credit score of 580, but you're going to pay a really high interest rate for it. Get yourself bumped up to over 600 and better yet, over 620, and you have a few more options, but the rate you're going to pay is still not going to be pleasant. If you have scores in the range of 650 to 680, interest rates are going to be decent. Get yourself over 700 and you've got shopping power!

Where Do I Get My Credit Score?

There are many scoring models out there, so don't be fooled. There can be a 50 to 100 point difference from one credit scoring agency to another, so your best bet is to stick with your FICO Score. This score is derived by Equifax and is the credit score that most lenders use, so you can be pretty confident with the score you receive.

You can get your FICO credit score for $9.95 if you sign up for their Score Watch program. This is the quickest way to get your score, and a great way to monitor how it's going to shoot up after I teach you a few tricks later in this article. If you do not wish to sign up for this free trial, then you can access all three of your credit reports for free, but you will then have to pay around $7 to $10 to purchase your score from each of the three major credit reporting agencies. You can only do this once a year for free.

Maybe you don't have enough income to qualify for that Ferrari you wanted, yet the loan officer will be able to advise you how much you can qualify for, as long as this is your only issue. If you're turned down because of your score, you can ask what is the minimum score they require to get approved. This will tell you whether or not you're going to need sub-prime car financing or not.

What If I Can't Qualify For A Bank Car Loan?

If you're not "bankable" just yet, don't worry. There are still auto lenders out there that will give you a loan, but the rate isn't going to be as pretty. I'd first ask the loan officer at the bank if they have anyone they'd recommend to refer you to. You can also do a search on the net for "bad credit auto loans" and you'll get a slew of links to click on. Some of these sites will search multiple lenders for you and could save you some time. If you like a more personal approach, you can look in your local yellow pages for "auto finance companies". Word of caution here though, finance companies usually carry much higher rates, so be sure to shop around.

What If The Payments Aren't Affordable?

Most people worry about whether or not they'll be able to make the monthly payments on a loan without taking into account the loan's term, total interest paid, and loan origination fees or pre-payment penalties.

Generally, the lowest rates on auto loans are available on short-term loans, from 12 to 36 months, which mean a large monthly payment but lower amounts of interest. Longer-term loans often come with higher interest rates. When you calculate the total price of your new vehicle, include the interest costs over the years. If it seems like too much for you, try to renegotiate the interest rate, offer a larger down payment, or shorten the term of the loan. Use our auto loan calculator to estimate your monthly payment.

Click on the GET MY LOAN button below

and start working your way towards obtaining the best car loan today!

Apply Now
Quality Pre-owned Vehicle

Locations Served: